Grupo Aval
Grupo Aval Acciones y Valores S.A. provides a range of financial services and products to public and private sector customers in Colombia and Central America. The company offers traditional deposit services and products, including checking accounts, savings accounts, time deposits, and other deposits. It also provides commercial loans comprising general purpose loans, working capital loans, lease… Read more
Grupo Aval (AVAL) - Net Assets
Latest net assets as of September 2025: $34.64 Trillion USD
Based on the latest financial reports, Grupo Aval (AVAL) has net assets worth $34.64 Trillion USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($343.84 Trillion) and total liabilities ($309.20 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $34.64 Trillion |
| % of Total Assets | 10.07% |
| Annual Growth Rate | 9.83% |
| 5-Year Change | -6.42% |
| 10-Year Change | 44.78% |
| Growth Volatility | 22.35 |
Grupo Aval - Net Assets Trend (2009–2024)
This chart illustrates how Grupo Aval's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Grupo Aval (2009–2024)
The table below shows the annual net assets of Grupo Aval from 2009 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $33.16 Trillion | +5.21% |
| 2023-12-31 | $31.52 Trillion | +2.27% |
| 2022-12-31 | $30.82 Trillion | -21.91% |
| 2021-12-31 | $39.47 Trillion | +11.38% |
| 2020-12-31 | $35.44 Trillion | +6.27% |
| 2019-12-31 | $33.35 Trillion | +12.84% |
| 2018-12-31 | $29.55 Trillion | +14.24% |
| 2017-12-31 | $25.87 Trillion | +4.92% |
| 2016-12-31 | $24.66 Trillion | +7.65% |
| 2015-12-31 | $22.91 Trillion | +7.26% |
| 2014-12-31 | $21.36 Trillion | +26.82% |
| 2013-12-31 | $16.84 Trillion | +85.39% |
| 2012-12-31 | $9.08 Trillion | +11.32% |
| 2011-12-31 | $8.16 Trillion | -9.64% |
| 2010-12-31 | $9.03 Trillion | +11.18% |
| 2009-12-31 | $8.12 Trillion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Grupo Aval's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 319.6% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $8.16 Trillion | 46.78% |
| Common Stock | $23.74 Billion | 0.14% |
| Other Comprehensive Income | $-243.98 Billion | -1.40% |
| Other Components | $9.51 Trillion | 54.48% |
| Total Equity | $17.45 Trillion | 100.00% |
Grupo Aval Competitors by Market Cap
The table below lists competitors of Grupo Aval ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Global Net Lease Inc. 7.50% Cum. Redeem. Pfd. Series D
NYSE:GNL-PD
|
$5.29 Billion |
|
Black Hills Corporation
NYSE:BKH
|
$5.29 Billion |
|
Innolux Corp
TW:3481
|
$5.29 Billion |
|
Spire Inc
NYSE:SR
|
$5.30 Billion |
|
Ming Yang Smart Energy Group Ltd
SHG:601615
|
$5.28 Billion |
|
Persimmon Plc
PINK:PSMMY
|
$5.28 Billion |
|
Getlink SE
OTCGREY:GRPTF
|
$5.28 Billion |
|
China Vanke Co Ltd Class A
SHE:000002
|
$5.28 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Grupo Aval's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 16,782,672,000,000 to 17,451,257,000,000, a change of 668,585,000,000 (4.0%).
- Net income of 1,015,087,000,000 contributed positively to equity growth.
- Dividend payments of 728,181,000,000 reduced retained earnings.
- Share repurchases of 55,000,000,000 reduced equity.
- Other comprehensive income increased equity by 300,236,000,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $1.02 Trillion | +5.82% |
| Dividends Paid | $728.18 Billion | -4.17% |
| Share Repurchases | $55.00 Billion | -0.32% |
| Other Comprehensive Income | $300.24 Billion | +1.72% |
| Other Changes | $136.44 Billion | +0.78% |
| Total Change | $- | 3.98% |
Book Value vs Market Value Analysis
This analysis compares Grupo Aval's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.00x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2009-12-31 | $4403.13 | $4.06 | x |
| 2010-12-31 | $4910.11 | $4.06 | x |
| 2011-12-31 | $8796.07 | $4.06 | x |
| 2012-12-31 | $9792.17 | $4.06 | x |
| 2013-12-31 | $10173.37 | $4.06 | x |
| 2014-12-31 | $12776.36 | $4.06 | x |
| 2015-12-31 | $13076.26 | $4.06 | x |
| 2016-12-31 | $14004.35 | $4.06 | x |
| 2017-12-31 | $14619.62 | $4.06 | x |
| 2018-12-31 | $15968.49 | $4.06 | x |
| 2019-12-31 | $17818.37 | $4.06 | x |
| 2020-12-31 | $18542.51 | $4.06 | x |
| 2021-12-31 | $20657.63 | $4.06 | x |
| 2022-12-31 | $14230.96 | $4.06 | x |
| 2023-12-31 | $14136.66 | $4.06 | x |
| 2024-12-31 | $14699.83 | $4.06 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Grupo Aval utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 5.82%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 2.75%
- • Asset Turnover: 0.11x
- • Equity Multiplier: 18.79x
- Recent ROE (5.82%) is below the historical average (14.44%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2009 | 26.08% | 10.86% | 0.14x | 17.38x | $656.95 Billion |
| 2010 | 21.01% | 10.88% | 0.09x | 21.15x | $501.39 Billion |
| 2011 | 15.83% | 11.64% | 0.10x | 13.67x | $475.31 Billion |
| 2012 | 16.80% | 11.45% | 0.10x | 14.05x | $618.08 Billion |
| 2013 | 15.59% | 10.93% | 0.09x | 15.18x | $574.10 Billion |
| 2014 | 13.28% | 11.67% | 0.09x | 13.08x | $448.21 Billion |
| 2015 | 14.01% | 9.95% | 0.09x | 14.87x | $584.60 Billion |
| 2016 | 13.72% | 8.67% | 0.11x | 14.36x | $579.71 Billion |
| 2017 | 12.05% | 7.53% | 0.11x | 14.52x | $333.71 Billion |
| 2018 | 16.37% | 10.51% | 0.11x | 14.60x | $1.13 Trillion |
| 2019 | 15.29% | 10.18% | 0.11x | 14.05x | $1.05 Trillion |
| 2020 | 11.37% | 20.99% | 0.03x | 15.63x | $283.79 Billion |
| 2021 | 14.33% | 15.95% | 0.06x | 15.94x | $996.37 Billion |
| 2022 | 15.08% | 8.89% | 0.09x | 17.95x | $836.19 Billion |
| 2023 | 4.40% | 1.92% | 0.13x | 17.95x | $-939.26 Billion |
| 2024 | 5.82% | 2.75% | 0.11x | 18.79x | $-730.04 Billion |
Industry Comparison
This section compares Grupo Aval's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Grupo Aval (AVAL) | $34.64 Trillion | 26.08% | 8.93x | $5.28 Billion |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |