Grupo Aval Net Assets
Grupo Aval net assets. Based on the latest financial reports, Grupo Aval (AVAL) has net assets worth $33.63 Trillion USD as of June 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($339.25 Trillion) and total liabilities ($305.62 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore AVAL net assets growth trend to track the company's year-over-year net asset growth rate.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $33.63 Trillion |
| % of Total Assets | 9.91% |
| Annual Growth Rate | 9.5% |
| 5-Year Change | -12.07% |
| 10-Year Change | 40.74% |
| Growth Volatility | 21.71 |
Net Assets of Grupo Aval (2009–2025)
Net assets of Grupo Aval from 2009 to 2025. This chart illustrates how Grupo Aval's net assets have evolved over time, based on quarterly financial data. See how leveraged is Grupo Aval's balance sheet to measure how much of total assets are equity-financed.
Annual Net Assets for Grupo Aval (2009–2025)
The table below shows the annual net assets of Grupo Aval from 2009 to 2025. For live market cap and overall valuation, see Grupo Aval market capitalisation.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $34.71 Trillion | +4.65% |
| 2024-12-31 | $33.16 Trillion | +5.21% |
| 2023-12-31 | $31.52 Trillion | +2.27% |
| 2022-12-31 | $30.82 Trillion | -21.91% |
| 2021-12-31 | $39.47 Trillion | +11.38% |
| 2020-12-31 | $35.44 Trillion | +6.27% |
| 2019-12-31 | $33.35 Trillion | +12.84% |
| 2018-12-31 | $29.55 Trillion | +14.24% |
| 2017-12-31 | $25.87 Trillion | +4.92% |
| 2016-12-31 | $24.66 Trillion | +7.65% |
| 2015-12-31 | $22.91 Trillion | +7.26% |
| 2014-12-31 | $21.36 Trillion | +26.82% |
| 2013-12-31 | $16.84 Trillion | +85.39% |
| 2012-12-31 | $9.08 Trillion | +11.32% |
| 2011-12-31 | $8.16 Trillion | -9.64% |
| 2010-12-31 | $9.03 Trillion | +11.18% |
| 2009-12-31 | $8.12 Trillion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Grupo Aval's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 375.0% over the analyzed period, indicating profitable operations and earnings retention.
Grupo Aval Net Assets Breakdown (December 2025)
Grupo Aval net assets breakdown by equity component as of December 2025.
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $9.24 Trillion | 50.15% |
| Other Components | $9.18 Trillion | 49.85% |
| Total Equity | $18.43 Trillion | 100.00% |
Grupo Aval Competitors by Market Cap
The table below lists competitors of Grupo Aval ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Sila Realty Trust, Inc.
NYSE:SILA
|
$1.68 Billion |
|
Cardinal Energy Ltd
TO:CJ
|
$1.68 Billion |
|
Aerospace Auto
SHG:600151
|
$1.68 Billion |
|
Pan Jit International Inc
TW:2481
|
$1.68 Billion |
|
Thanachart Capital Public Company Limited
BK:TCAP-R
|
$1.68 Billion |
|
Fine Organic Industries Limited
NSE:FINEORG
|
$1.67 Billion |
|
Ningbo Shuanglin Auto Parts
SHE:300100
|
$1.67 Billion |
|
UCloud Technology Co Ltd
SHG:688158
|
$1.67 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Grupo Aval's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 17,451,257,000,000 to 18,426,221,740,000, a change of 974,964,740,000 (5.6%).
- Net income of 1,603,664,067,000 contributed positively to equity growth.
- Dividend payments of 582,886,900,000 reduced retained earnings.
- Share repurchases of 6,000,000 reduced equity.
- Other comprehensive income increased equity by 243,983,000,000.
- Other factors decreased equity by 289,789,427,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $1.60 Trillion | +8.7% |
| Dividends Paid | $582.89 Billion | -3.16% |
| Share Repurchases | $6.00 Million | -0.0% |
| Other Comprehensive Income | $243.98 Billion | +1.32% |
| Other Changes | $-289.79 Billion | -1.57% |
| Total Change | $- | 5.59% |
Book Value vs Market Value Analysis
This analysis compares Grupo Aval's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.00x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2009-12-31 | $4403.13 | $4.43 | x |
| 2010-12-31 | $4910.11 | $4.43 | x |
| 2011-12-31 | $8796.07 | $4.43 | x |
| 2012-12-31 | $9792.17 | $4.43 | x |
| 2013-12-31 | $10173.37 | $4.43 | x |
| 2014-12-31 | $12776.36 | $4.43 | x |
| 2015-12-31 | $13076.26 | $4.43 | x |
| 2016-12-31 | $14004.35 | $4.43 | x |
| 2017-12-31 | $14619.62 | $4.43 | x |
| 2018-12-31 | $15968.49 | $4.43 | x |
| 2019-12-31 | $17818.37 | $4.43 | x |
| 2020-12-31 | $18542.51 | $4.43 | x |
| 2021-12-31 | $20657.63 | $4.43 | x |
| 2022-12-31 | $14230.96 | $4.43 | x |
| 2023-12-31 | $14136.66 | $4.43 | x |
| 2024-12-31 | $14699.83 | $4.43 | x |
| 2025-12-31 | $15521.08 | $4.43 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Grupo Aval utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 8.70%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 3.79%
- • Asset Turnover: 0.12x
- • Equity Multiplier: 18.92x
- Recent ROE (8.70%) is below the historical average (14.10%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2009 | 26.08% | 10.86% | 0.14x | 17.38x | $656.95 Billion |
| 2010 | 21.01% | 10.88% | 0.09x | 21.15x | $501.39 Billion |
| 2011 | 15.83% | 11.64% | 0.10x | 13.67x | $475.31 Billion |
| 2012 | 16.80% | 11.45% | 0.10x | 14.05x | $618.08 Billion |
| 2013 | 15.59% | 10.93% | 0.09x | 15.18x | $574.10 Billion |
| 2014 | 13.28% | 11.67% | 0.09x | 13.08x | $448.21 Billion |
| 2015 | 14.01% | 9.95% | 0.09x | 14.87x | $584.60 Billion |
| 2016 | 13.72% | 8.67% | 0.11x | 14.36x | $579.71 Billion |
| 2017 | 12.05% | 7.53% | 0.11x | 14.52x | $333.71 Billion |
| 2018 | 16.37% | 10.51% | 0.11x | 14.60x | $1.13 Trillion |
| 2019 | 15.29% | 10.18% | 0.11x | 14.05x | $1.05 Trillion |
| 2020 | 11.37% | 20.99% | 0.03x | 15.63x | $283.79 Billion |
| 2021 | 14.33% | 15.95% | 0.06x | 15.94x | $996.37 Billion |
| 2022 | 15.08% | 8.89% | 0.09x | 17.95x | $836.19 Billion |
| 2023 | 4.40% | 1.92% | 0.13x | 17.95x | $-939.26 Billion |
| 2024 | 5.82% | 2.75% | 0.11x | 18.79x | $-730.04 Billion |
| 2025 | 8.70% | 3.79% | 0.12x | 18.92x | $-238.96 Billion |
Industry Comparison
This section compares Grupo Aval's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $345,855,300
- Average return on equity (ROE) among peers: 9.26%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Grupo Aval (AVAL) | $33.63 Trillion | 26.08% | 9.09x | $1.68 Billion |
| Ameris Bancorp (ABCB) | $239.36 Million | -1.64% | 9.06x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $71.80 Million | 9.61% | 9.10x | $5.53 Billion |
| ACNB Corporation (ACNB) | $49.44 Million | 14.38% | 8.56x | $645.30 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $140.18 Million |
| Alerus Financial Corp (ALRS) | $141.28 Million | 11.51% | 8.36x | $826.85 Million |
| Amalgamated Bank (AMAL) | $508.95 Million | 16.01% | 14.41x | $1.27 Billion |
| Amerant Bancorp Inc. (AMTB) | $938.80 Million | 5.58% | 9.41x | $979.96 Million |
| Arrow Financial Corporation (AROW) | $232.85 Million | 11.40% | 10.19x | $710.57 Million |
| Associated Banc-Corp (ASB) | $1.07 Billion | 16.77% | 11.71x | $5.72 Billion |
| AmeriServ Financial Inc (ASRV) | $84.68 Million | 2.75% | 9.58x | $78.95 Million |
About Grupo Aval
Grupo Aval Acciones y Valores S.A. provides a range of financial services and products in Colombia and Central America. The company offers traditional deposit services and products, including checking accounts, savings accounts, time deposits, and other deposits. It also provides commercial loans comprising general purpose loans, working capital loans, leases, loans funded by development banks, c… Read more