Bank of America Corp
Bank of America Corporation, through its subsidiaries, provides various financial products and services for individual consumers, small and middle-market businesses, institutional investors, large corporations, and governments worldwide. It operates through four segments: Consumer Banking, Global Wealth & Investment Management (GWIM), Global Banking, and Global Markets. The Consumer Banking segme… Read more
Bank of America Corp (BAC) - Net Assets
Latest net assets as of December 2025: $303.24 Billion USD
Based on the latest financial reports, Bank of America Corp (BAC) has net assets worth $303.24 Billion USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($3.41 Trillion) and total liabilities ($3.11 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $303.24 Billion |
| % of Total Assets | 8.89% |
| Annual Growth Rate | 11.72% |
| 5-Year Change | 12.28% |
| 10-Year Change | 13.64% |
| Growth Volatility | 42.15 |
Bank of America Corp - Net Assets Trend (1992–2025)
This chart illustrates how Bank of America Corp's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Bank of America Corp (1992–2025)
The table below shows the annual net assets of Bank of America Corp from 1992 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $303.24 Billion | +2.60% |
| 2024-12-31 | $295.56 Billion | +1.34% |
| 2023-12-31 | $291.65 Billion | +6.75% |
| 2022-12-31 | $273.20 Billion | +1.16% |
| 2021-12-31 | $270.07 Billion | -1.05% |
| 2020-12-31 | $272.92 Billion | +3.06% |
| 2019-12-31 | $264.81 Billion | -0.19% |
| 2018-12-31 | $265.32 Billion | -0.68% |
| 2017-12-31 | $267.15 Billion | +0.11% |
| 2016-12-31 | $266.84 Billion | +4.15% |
| 2015-12-31 | $256.20 Billion | +5.23% |
| 2014-12-31 | $243.47 Billion | +4.64% |
| 2013-12-31 | $232.69 Billion | -1.80% |
| 2012-12-31 | $236.96 Billion | +2.98% |
| 2011-12-31 | $230.10 Billion | +0.81% |
| 2010-12-31 | $228.25 Billion | -1.38% |
| 2009-12-31 | $231.44 Billion | +30.72% |
| 2008-12-31 | $177.05 Billion | +20.61% |
| 2007-12-31 | $146.80 Billion | +8.52% |
| 2006-12-31 | $135.27 Billion | +33.23% |
| 2005-12-31 | $101.53 Billion | +1.89% |
| 2004-12-31 | $99.64 Billion | +107.68% |
| 2003-12-31 | $47.98 Billion | -14.85% |
| 2002-12-31 | $56.35 Billion | +16.14% |
| 2001-12-31 | $48.52 Billion | -7.73% |
| 2000-12-31 | $52.58 Billion | +18.34% |
| 1999-12-31 | $44.43 Billion | -3.28% |
| 1998-12-31 | $45.94 Billion | +3.04% |
| 1997-12-31 | $44.58 Billion | +225.22% |
| 1996-12-31 | $13.71 Billion | +7.09% |
| 1995-12-31 | $12.80 Billion | +16.26% |
| 1994-12-31 | $11.01 Billion | +10.34% |
| 1993-12-31 | $9.98 Billion | +27.71% |
| 1992-12-31 | $7.81 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Bank of America Corp's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 6162.1% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $261.69 Billion | 86.30% |
| Common Stock | $26.08 Billion | 8.60% |
| Other Comprehensive Income | $-10.53 Billion | -3.47% |
| Other Components | $25.99 Billion | 8.57% |
| Total Equity | $303.24 Billion | 100.00% |
Bank of America Corp Competitors by Market Cap
The table below lists competitors of Bank of America Corp ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
The Home Depot Inc
NYSE:HD
|
$340.50 Billion |
|
Procter & Gamble Company
NYSE:PG
|
$352.89 Billion |
|
SK Hynix Inc
KO:000660
|
$360.99 Billion |
|
Chevron Corp
NYSE:CVX
|
$364.96 Billion |
|
Caterpillar Inc
NYSE:CAT
|
$325.48 Billion |
|
Palantir Technologies Inc. Class A Common Stock
NYSE:PLTR
|
$324.25 Billion |
|
Palantir Technologies Inc.
NASDAQ:PLTR
|
$321.50 Billion |
|
Advanced Micro Devices Inc
NASDAQ:AMD
|
$318.73 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bank of America Corp's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 295,559,000,000 to 303,243,000,000, a change of 7,684,000,000 (2.6%).
- Net income of 30,628,000,000 contributed positively to equity growth.
- Dividend payments of 9,563,000,000 reduced retained earnings.
- Share repurchases of 21,433,000,000 reduced equity.
- New share issuances of 5,493,000,000 increased equity.
- Other comprehensive income increased equity by 4,759,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $30.63 Billion | +10.1% |
| Dividends Paid | $9.56 Billion | -3.15% |
| Share Repurchases | $21.43 Billion | -7.07% |
| Share Issuances | $5.49 Billion | +1.81% |
| Other Comprehensive Income | $4.76 Billion | +1.57% |
| Other Changes | $-2.20 Billion | -0.73% |
| Total Change | $- | 2.60% |
Book Value vs Market Value Analysis
This analysis compares Bank of America Corp's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.17x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 5.97x to 1.17x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1992-12-31 | $7.88 | $47.06 | x |
| 1993-12-31 | $9.57 | $47.06 | x |
| 1994-12-31 | $9.93 | $47.06 | x |
| 1995-12-31 | $11.60 | $47.06 | x |
| 1996-12-31 | $11.40 | $47.06 | x |
| 1997-12-31 | $38.98 | $47.06 | x |
| 1998-12-31 | $39.27 | $47.06 | x |
| 1999-12-31 | $12.64 | $47.06 | x |
| 2000-12-31 | $14.33 | $47.06 | x |
| 2001-12-31 | $14.94 | $47.06 | x |
| 2002-12-31 | $16.07 | $47.06 | x |
| 2003-12-31 | $15.83 | $47.06 | x |
| 2004-12-31 | $13.60 | $47.06 | x |
| 2005-12-31 | $13.86 | $47.06 | x |
| 2006-12-31 | $18.46 | $47.06 | x |
| 2007-12-31 | $20.03 | $47.06 | x |
| 2008-12-31 | $24.16 | $47.06 | x |
| 2009-12-31 | $29.95 | $47.06 | x |
| 2010-12-31 | $23.31 | $47.06 | x |
| 2011-12-31 | $22.44 | $47.06 | x |
| 2012-12-31 | $21.86 | $47.06 | x |
| 2013-12-31 | $20.25 | $47.06 | x |
| 2014-12-31 | $23.00 | $47.06 | x |
| 2015-12-31 | $22.80 | $47.06 | x |
| 2016-12-31 | $24.16 | $47.06 | x |
| 2017-12-31 | $24.79 | $47.06 | x |
| 2018-12-31 | $25.92 | $47.06 | x |
| 2019-12-31 | $28.04 | $47.06 | x |
| 2020-12-31 | $31.02 | $47.06 | x |
| 2021-12-31 | $31.56 | $47.06 | x |
| 2022-12-31 | $33.45 | $47.06 | x |
| 2023-12-31 | $36.09 | $47.06 | x |
| 2024-12-31 | $37.68 | $47.06 | x |
| 2025-12-31 | $40.18 | $47.06 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bank of America Corp utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 10.10%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 16.23%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 11.25x
- Recent ROE (10.10%) is below the historical average (10.31%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1992 | 14.65% | 18.29% | 0.05x | 15.11x | $363.60 Million |
| 1993 | 15.04% | 22.00% | 0.04x | 15.80x | $503.10 Million |
| 1994 | 15.35% | 21.65% | 0.05x | 15.40x | $588.90 Million |
| 1995 | 15.23% | 22.84% | 0.05x | 14.63x | $669.90 Million |
| 1996 | 17.32% | 23.65% | 0.05x | 13.55x | $1.00 Billion |
| 1997 | 6.90% | 23.57% | 0.02x | 12.81x | $-1.38 Billion |
| 1998 | 11.24% | 16.39% | 0.05x | 13.45x | $571.20 Million |
| 1999 | 17.74% | 24.22% | 0.05x | 14.24x | $3.44 Billion |
| 2000 | 15.78% | 22.81% | 0.05x | 13.48x | $2.75 Billion |
| 2001 | 14.00% | 19.34% | 0.06x | 12.81x | $1.94 Billion |
| 2002 | 18.38% | 26.33% | 0.05x | 13.14x | $4.22 Billion |
| 2003 | 22.53% | 27.84% | 0.05x | 15.35x | $6.01 Billion |
| 2004 | 14.19% | 27.72% | 0.05x | 11.14x | $4.18 Billion |
| 2005 | 16.22% | 28.80% | 0.04x | 12.72x | $6.31 Billion |
| 2006 | 15.62% | 30.45% | 0.05x | 10.79x | $7.61 Billion |
| 2007 | 10.21% | 24.07% | 0.04x | 11.69x | $301.70 Million |
| 2008 | 2.26% | 5.55% | 0.04x | 10.27x | $-13.70 Billion |
| 2009 | 2.71% | 5.72% | 0.05x | 9.64x | $-16.87 Billion |
| 2010 | -0.98% | -2.13% | 0.05x | 9.92x | $-25.06 Billion |
| 2011 | 0.63% | 1.68% | 0.04x | 9.25x | $-21.56 Billion |
| 2012 | 1.16% | 3.75% | 0.03x | 9.33x | $-20.94 Billion |
| 2013 | 4.91% | 13.62% | 0.04x | 9.03x | $-11.84 Billion |
| 2014 | 1.99% | 5.78% | 0.04x | 8.64x | $-19.51 Billion |
| 2015 | 6.20% | 19.91% | 0.04x | 8.37x | $-9.73 Billion |
| 2016 | 6.71% | 22.35% | 0.04x | 8.20x | $-8.78 Billion |
| 2017 | 6.82% | 21.77% | 0.04x | 8.54x | $-8.48 Billion |
| 2018 | 10.61% | 32.08% | 0.04x | 8.87x | $1.61 Billion |
| 2019 | 10.36% | 32.05% | 0.04x | 9.19x | $949.00 Million |
| 2020 | 6.56% | 24.11% | 0.03x | 10.33x | $-9.40 Billion |
| 2021 | 11.84% | 35.88% | 0.03x | 11.74x | $4.97 Billion |
| 2022 | 10.08% | 28.99% | 0.03x | 11.17x | $208.30 Million |
| 2023 | 9.09% | 26.90% | 0.03x | 10.90x | $-2.65 Billion |
| 2024 | 9.18% | 14.10% | 0.06x | 11.04x | $-2.42 Billion |
| 2025 | 10.10% | 16.23% | 0.06x | 11.25x | $303.70 Million |
Industry Comparison
This section compares Bank of America Corp's net assets metrics with peer companies in the Banks - Diversified industry.
Industry Context
- Industry: Banks - Diversified
- Average net assets among peers: $242,497,354,559
- Average return on equity (ROE) among peers: 9.91%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bank of America Corp (BAC) | $303.24 Billion | 14.65% | 10.25x | $336.44 Billion |
| ABN AMRO Bank N.V (AAVMY) | $27.04 Billion | 8.33% | 14.28x | $11.03 Billion |
| Agricultural Bank of China PK (ACGBY) | $290.54 Billion | 17.72% | 23.14x | $259.69 Billion |
| ANZ Group Holdings Limited (ANZGY) | $70.02 Billion | 10.15% | 14.79x | $48.69 Billion |
| Bank of China Ltd H (BACHF) | $861.54 Billion | 16.21% | 13.72x | $77.92 Billion |
| Banco Bilbao Vizcaya Argentaria S.A (BBVXF) | $4.73 Billion | 9.43% | 14.29x | $81.72 Billion |
| Banco Santander S.A (BCDRF) | $73.87 Billion | 12.11% | 14.03x | $86.81 Billion |
| Barclays PLC (BCLYF) | $808.57 Billion | 0.43% | 0.14x | $42.51 Billion |
| Bancorp. of Southern Indiana (BCSO) | $46.62 Million | 6.99% | 9.62x | $74.68 Million |
| The Bank of New York Mellon Corporation (BK) | $46.12 Billion | 7.84% | 9.18x | $79.06 Billion |