Banco Bilbao Viscaya Argentaria SA ADR (BBVA) - Net Assets
Based on the latest financial reports, Banco Bilbao Viscaya Argentaria SA ADR (BBVA) has net assets worth $61.81 Billion USD as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($813.06 Billion) and total liabilities ($751.25 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $61.81 Billion |
| % of Total Assets | 7.6% |
| Annual Growth Rate | 9.7% |
| 5-Year Change | 19.98% |
| 10-Year Change | 8.56% |
| Growth Volatility | 23.36 |
Banco Bilbao Viscaya Argentaria SA ADR - Net Assets Trend (1991–2024)
This chart illustrates how Banco Bilbao Viscaya Argentaria SA ADR's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Banco Bilbao Viscaya Argentaria SA ADR (1991–2024)
The table below shows the annual net assets of Banco Bilbao Viscaya Argentaria SA ADR from 1991 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $60.01 Billion | +8.59% |
| 2023-12-31 | $55.27 Billion | +9.40% |
| 2022-12-31 | $50.52 Billion | +3.61% |
| 2021-12-31 | $48.76 Billion | -2.52% |
| 2020-12-31 | $50.02 Billion | -8.93% |
| 2019-12-31 | $54.92 Billion | +3.88% |
| 2018-12-31 | $52.88 Billion | -0.84% |
| 2017-12-31 | $53.32 Billion | -3.80% |
| 2016-12-31 | $55.43 Billion | +0.26% |
| 2015-12-31 | $55.28 Billion | +7.12% |
| 2014-12-31 | $51.61 Billion | +15.81% |
| 2013-12-31 | $44.56 Billion | +2.07% |
| 2012-12-31 | $43.66 Billion | +8.99% |
| 2011-12-31 | $40.06 Billion | +6.89% |
| 2010-12-31 | $37.48 Billion | +21.82% |
| 2009-12-31 | $30.76 Billion | +15.20% |
| 2008-12-31 | $26.70 Billion | -4.43% |
| 2007-12-31 | $27.94 Billion | +25.20% |
| 2006-12-31 | $22.32 Billion | +28.99% |
| 2005-12-31 | $17.30 Billion | +25.33% |
| 2004-12-31 | $13.81 Billion | -32.57% |
| 2003-12-31 | $20.47 Billion | -3.35% |
| 2002-12-31 | $21.19 Billion | -13.81% |
| 2001-12-31 | $24.58 Billion | +2.83% |
| 2000-12-31 | $23.90 Billion | +34.46% |
| 1999-12-31 | $17.78 Billion | +103.66% |
| 1998-12-31 | $8.73 Billion | +12.68% |
| 1997-12-31 | $7.75 Billion | +24.32% |
| 1996-12-31 | $6.23 Billion | +22.79% |
| 1995-12-31 | $5.07 Billion | +6.76% |
| 1994-12-31 | $4.75 Billion | +0.49% |
| 1993-12-31 | $4.73 Billion | +0.10% |
| 1992-12-31 | $4.72 Billion | +66.89% |
| 1991-12-31 | $2.83 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Banco Bilbao Viscaya Argentaria SA ADR's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 2690.4% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $49.08 Billion | 88.19% |
| Common Stock | $2.82 Billion | 5.07% |
| Other Comprehensive Income | $-15.37 Billion | -27.61% |
| Other Components | $19.12 Billion | 34.35% |
| Total Equity | $55.65 Billion | 100.00% |
Banco Bilbao Viscaya Argentaria SA ADR Competitors by Market Cap
The table below lists competitors of Banco Bilbao Viscaya Argentaria SA ADR ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Parker-Hannifin Corporation
NYSE:PH
|
$122.99 Billion |
|
S&P Global Inc
NYSE:SPGI
|
$124.01 Billion |
|
Pinduoduo Inc
F:9PDA
|
$124.36 Billion |
|
Rio Tinto Group
MX:RION
|
$124.82 Billion |
|
MediaTek Inc
TW:2454
|
$122.45 Billion |
|
SAFRAN UNSPONS.ADR 1/4
F:SEJU
|
$121.75 Billion |
|
Sony Group Corp
NYSE:SONY
|
$119.79 Billion |
|
Bristol-Myers Squibb Company
NYSE:BMY
|
$119.52 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Banco Bilbao Viscaya Argentaria SA ADR's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 51,701,000,000 to 55,654,000,000, a change of 3,953,000,000 (7.6%).
- Net income of 10,054,000,000 contributed positively to equity growth.
- Dividend payments of 3,913,000,000 reduced retained earnings.
- Share repurchases of 1,529,000,000 reduced equity.
- New share issuances of 691,000,000 increased equity.
- Other comprehensive income decreased equity by 176,000,000.
- Other factors decreased equity by 1,174,000,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $10.05 Billion | +18.07% |
| Dividends Paid | $3.91 Billion | -7.03% |
| Share Repurchases | $1.53 Billion | -2.75% |
| Share Issuances | $691.00 Million | +1.24% |
| Other Comprehensive Income | $-176.00 Million | -0.32% |
| Other Changes | $-1.17 Billion | -2.11% |
| Total Change | $- | 7.65% |
Book Value vs Market Value Analysis
This analysis compares Banco Bilbao Viscaya Argentaria SA ADR's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 2.24x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 16.17x to 2.24x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1991-12-31 | $1.34 | $21.62 | x |
| 1992-12-31 | $1.97 | $21.62 | x |
| 1993-12-31 | $1.83 | $21.62 | x |
| 1994-12-31 | $1.85 | $21.62 | x |
| 1995-12-31 | $2.03 | $21.62 | x |
| 1996-12-31 | $2.20 | $21.62 | x |
| 1997-12-31 | $2.40 | $21.62 | x |
| 1998-12-31 | $2.70 | $21.62 | x |
| 1999-12-31 | $4.18 | $21.62 | x |
| 2000-12-31 | $5.42 | $21.62 | x |
| 2001-12-31 | $5.60 | $21.62 | x |
| 2002-12-31 | $4.77 | $21.62 | x |
| 2003-12-31 | $4.64 | $21.62 | x |
| 2004-12-31 | $3.82 | $21.62 | x |
| 2005-12-31 | $4.74 | $21.62 | x |
| 2006-12-31 | $6.23 | $21.62 | x |
| 2007-12-31 | $7.41 | $21.62 | x |
| 2008-12-31 | $6.92 | $21.62 | x |
| 2009-12-31 | $7.39 | $21.62 | x |
| 2010-12-31 | $8.42 | $21.62 | x |
| 2011-12-31 | $8.00 | $21.62 | x |
| 2012-12-31 | $7.88 | $21.62 | x |
| 2013-12-31 | $7.39 | $21.62 | x |
| 2014-12-31 | $8.25 | $21.62 | x |
| 2015-12-31 | $7.26 | $21.62 | x |
| 2016-12-31 | $7.19 | $21.62 | x |
| 2017-12-31 | $6.91 | $21.62 | x |
| 2018-12-31 | $6.73 | $21.62 | x |
| 2019-12-31 | $7.33 | $21.62 | x |
| 2020-12-31 | $6.70 | $21.62 | x |
| 2021-12-31 | $6.86 | $21.62 | x |
| 2022-12-31 | $7.58 | $21.62 | x |
| 2023-12-31 | $8.68 | $21.62 | x |
| 2024-12-31 | $9.65 | $21.62 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Banco Bilbao Viscaya Argentaria SA ADR utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 18.07%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 31.85%
- • Asset Turnover: 0.04x
- • Equity Multiplier: 13.88x
- Recent ROE (18.07%) is above the historical average (13.16%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1991 | 21.02% | 8.89% | 0.13x | 18.19x | $311.90 Million |
| 1992 | 12.59% | 6.13% | 0.12x | 17.26x | $108.17 Million |
| 1993 | 11.50% | 13.95% | 0.04x | 18.66x | $58.31 Million |
| 1994 | 11.45% | 15.75% | 0.04x | 20.54x | $56.84 Million |
| 1995 | 12.88% | 15.60% | 0.04x | 21.49x | $120.43 Million |
| 1996 | 14.03% | 6.69% | 0.09x | 23.08x | $182.60 Million |
| 1997 | 21.69% | 9.24% | 0.09x | 25.46x | $578.74 Million |
| 1998 | 17.43% | 13.79% | 0.05x | 23.75x | $419.12 Million |
| 1999 | 14.06% | 16.99% | 0.04x | 19.18x | $504.55 Million |
| 2000 | 12.71% | 16.98% | 0.04x | 17.10x | $475.83 Million |
| 2001 | 13.03% | 15.19% | 0.05x | 17.04x | $549.96 Million |
| 2002 | 11.10% | 12.44% | 0.05x | 18.04x | $170.10 Million |
| 2003 | 14.76% | 17.49% | 0.04x | 19.04x | $716.94 Million |
| 2004 | 22.36% | 14.79% | 0.06x | 25.21x | $1.62 Billion |
| 2005 | 23.31% | 20.44% | 0.05x | 24.03x | $2.17 Billion |
| 2006 | 21.98% | 26.64% | 0.04x | 19.10x | $2.58 Billion |
| 2007 | 22.64% | 29.68% | 0.04x | 18.54x | $3.42 Billion |
| 2008 | 19.57% | 24.50% | 0.04x | 21.15x | $2.45 Billion |
| 2009 | 14.37% | 17.97% | 0.04x | 18.26x | $1.28 Billion |
| 2010 | 12.82% | 20.72% | 0.04x | 15.39x | $1.01 Billion |
| 2011 | 7.87% | 12.09% | 0.04x | 15.27x | $-812.50 Million |
| 2012 | 4.06% | 7.72% | 0.03x | 15.04x | $-2.45 Billion |
| 2013 | 4.94% | 9.77% | 0.04x | 13.81x | $-2.14 Billion |
| 2014 | 5.33% | 11.82% | 0.04x | 12.87x | $-2.29 Billion |
| 2015 | 5.59% | 11.16% | 0.03x | 15.86x | $-2.09 Billion |
| 2016 | 7.34% | 14.11% | 0.03x | 15.45x | $-1.26 Billion |
| 2017 | 7.58% | 13.91% | 0.04x | 14.89x | $-1.12 Billion |
| 2018 | 11.46% | 22.64% | 0.04x | 14.36x | $688.90 Million |
| 2019 | 7.21% | 14.27% | 0.04x | 14.34x | $-1.36 Billion |
| 2020 | 2.93% | 4.34% | 0.04x | 16.47x | $-3.15 Billion |
| 2021 | 10.60% | 25.02% | 0.03x | 15.10x | $262.30 Million |
| 2022 | 13.56% | 27.67% | 0.03x | 15.18x | $1.67 Billion |
| 2023 | 15.51% | 29.52% | 0.04x | 15.00x | $2.85 Billion |
| 2024 | 18.07% | 31.85% | 0.04x | 13.88x | $4.49 Billion |
Industry Comparison
This section compares Banco Bilbao Viscaya Argentaria SA ADR's net assets metrics with peer companies in the Banks - Diversified industry.
Industry Context
- Industry: Banks - Diversified
- Average net assets among peers: $1,642,668,157,905
- Average return on equity (ROE) among peers: 9.21%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Banco Bilbao Viscaya Argentaria SA ADR (BBVA) | $61.81 Billion | 21.02% | 12.15x | $122.53 Billion |
| Bank of America Corp (BAC) | $231.44 Billion | 2.71% | 8.64x | $349.79 Billion |
| The Bank of New York Mellon Corporation (BK) | $7.65 Billion | 18.67% | 9.08x | $80.26 Billion |
| Citigroup Inc (C) | $202.27 Billion | -3.36% | 8.11x | $223.34 Billion |
| ING Group NV ADR (ING) | $36.13 Billion | 13.66% | 12.68x | $80.23 Billion |
| JPMorgan Chase & Co (JPM) | $294.13 Billion | 16.43% | 11.73x | $831.18 Billion |
| Mitsubishi UFJ Financial Group Inc ADR (MUFG) | $3.20 Trillion | 1.11% | 21.48x | $194.79 Billion |
| Bank of N.T. Butterfield & Son Ltd (NTB) | $394.93 Million | 19.37% | 18.45x | $2.20 Billion |
| Banco Santander SA ADR (SAN) | $29.30 Billion | 7.73% | 10.94x | $167.40 Billion |
| Sumitomo Mitsui Financial Group Inc (SMFG) | $10.78 Trillion | 6.53% | 19.39x | $129.31 Billion |
About Banco Bilbao Viscaya Argentaria SA ADR
Banco Bilbao Vizcaya Argentaria, S.A. provides retail banking, wholesale banking, and asset management services primarily in Spain, Mexico, Turkey, South America, rest of Europe, the United States, and Asia. The company offers savings accounts, demand deposits, and time deposits; and residential mortgage, other household, credit card, and enterprises and public sector loans, as well as consumer f… Read more