Citigroup Inc
Citigroup Inc., a diversified financial service holding company, provides various financial product and services to consumers, corporations, governments, and institutions. It operates through five segments: Services, Markets, Banking, U.S. Personal Banking, and Wealth. The Services segment includes treasury and trade solutions, which provides cash management, trade, and working capital solutions … Read more
Citigroup Inc (C) - Net Assets
Latest net assets as of September 2025: $213.88 Billion USD
Based on the latest financial reports, Citigroup Inc (C) has net assets worth $213.88 Billion USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($2.64 Trillion) and total liabilities ($2.43 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $213.88 Billion |
| % of Total Assets | 8.09% |
| Annual Growth Rate | 13.36% |
| 5-Year Change | 4.41% |
| 10-Year Change | -6.15% |
| Growth Volatility | 29.67 |
Citigroup Inc - Net Assets Trend (1989–2024)
This chart illustrates how Citigroup Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Citigroup Inc (1989–2024)
The table below shows the annual net assets of Citigroup Inc from 1989 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $209.37 Billion | +1.51% |
| 2023-12-31 | $206.25 Billion | +2.19% |
| 2022-12-31 | $201.84 Billion | -0.41% |
| 2021-12-31 | $202.67 Billion | +1.07% |
| 2020-12-31 | $200.52 Billion | +3.39% |
| 2019-12-31 | $193.95 Billion | -1.59% |
| 2018-12-31 | $197.07 Billion | -2.57% |
| 2017-12-31 | $202.27 Billion | -10.56% |
| 2016-12-31 | $226.14 Billion | +1.37% |
| 2015-12-31 | $223.09 Billion | +5.21% |
| 2014-12-31 | $212.04 Billion | +2.75% |
| 2013-12-31 | $206.37 Billion | +8.05% |
| 2012-12-31 | $191.00 Billion | +6.36% |
| 2011-12-31 | $179.57 Billion | +8.31% |
| 2010-12-31 | $165.79 Billion | +6.98% |
| 2009-12-31 | $154.97 Billion | +7.60% |
| 2008-12-31 | $144.02 Billion | +26.95% |
| 2007-12-31 | $113.45 Billion | -5.29% |
| 2006-12-31 | $119.78 Billion | +6.44% |
| 2005-12-31 | $112.54 Billion | +2.97% |
| 2004-12-31 | $109.29 Billion | +11.51% |
| 2003-12-31 | $98.01 Billion | +13.03% |
| 2002-12-31 | $86.72 Billion | +6.73% |
| 2001-12-31 | $81.25 Billion | +22.72% |
| 2000-12-31 | $66.21 Billion | +13.58% |
| 1999-12-31 | $58.29 Billion | +23.58% |
| 1998-12-31 | $47.17 Billion | +4.53% |
| 1997-12-31 | $45.13 Billion | +117.62% |
| 1996-12-31 | $20.74 Billion | +74.57% |
| 1995-12-31 | $11.88 Billion | +35.32% |
| 1994-12-31 | $8.78 Billion | -6.97% |
| 1993-12-31 | $9.44 Billion | +123.14% |
| 1992-12-31 | $4.23 Billion | +28.93% |
| 1991-12-31 | $3.28 Billion | +14.72% |
| 1990-12-31 | $2.86 Billion | +9.85% |
| 1989-12-31 | $2.60 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Citigroup Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 21492.4% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $206.29 Billion | 98.90% |
| Common Stock | $31.00 Million | 0.01% |
| Other Comprehensive Income | $-47.85 Billion | -22.94% |
| Other Components | $50.12 Billion | 24.03% |
| Total Equity | $208.60 Billion | 100.00% |
Citigroup Inc Competitors by Market Cap
The table below lists competitors of Citigroup Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Nextera Energy Inc
NYSE:NEE
|
$193.52 Billion |
|
Shopify Inc
NYSE:SHOP
|
$196.50 Billion |
|
Amgen Inc
NASDAQ:AMGN
|
$196.91 Billion |
|
Naspers Limited
PINK:NAPRF
|
$198.66 Billion |
|
Novartis AG
PINK:NVSEF
|
$190.10 Billion |
|
Abbott Laboratories
NYSE:ABT
|
$190.05 Billion |
|
Australia and New Zealand Banking Group Ltd
AU:AN3PK
|
$189.74 Billion |
|
BHP Group Limited
NYSE:BHP
|
$188.50 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Citigroup Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 205,453,000,000 to 208,598,000,000, a change of 3,145,000,000 (1.5%).
- Net income of 12,682,000,000 contributed positively to equity growth.
- Dividend payments of 5,199,000,000 reduced retained earnings.
- Share repurchases of 7,524,000,000 reduced equity.
- New share issuances of 5,282,000,000 increased equity.
- Other comprehensive income decreased equity by 3,052,000,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $12.68 Billion | +6.08% |
| Dividends Paid | $5.20 Billion | -2.49% |
| Share Repurchases | $7.52 Billion | -3.61% |
| Share Issuances | $5.28 Billion | +2.53% |
| Other Comprehensive Income | $-3.05 Billion | -1.46% |
| Other Changes | $956.00 Million | +0.46% |
| Total Change | $- | 1.53% |
Book Value vs Market Value Analysis
This analysis compares Citigroup Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.98x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 5.18x to 0.98x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1989-12-31 | $20.71 | $107.35 | x |
| 1990-12-31 | $21.47 | $107.35 | x |
| 1991-12-31 | $23.98 | $107.35 | x |
| 1992-12-31 | $31.68 | $107.35 | x |
| 1993-12-31 | $64.25 | $107.35 | x |
| 1994-12-31 | $45.40 | $107.35 | x |
| 1995-12-31 | $62.30 | $107.35 | x |
| 1996-12-31 | $78.98 | $107.35 | x |
| 1997-12-31 | $181.00 | $107.35 | x |
| 1998-12-31 | $83.30 | $107.35 | x |
| 1999-12-31 | $113.67 | $107.35 | x |
| 2000-12-31 | $129.25 | $107.35 | x |
| 2001-12-31 | $157.85 | $107.35 | x |
| 2002-12-31 | $167.86 | $107.35 | x |
| 2003-12-31 | $188.72 | $107.35 | x |
| 2004-12-31 | $209.88 | $107.35 | x |
| 2005-12-31 | $218.08 | $107.35 | x |
| 2006-12-31 | $240.23 | $107.35 | x |
| 2007-12-31 | $230.40 | $107.35 | x |
| 2008-12-31 | $245.51 | $107.35 | x |
| 2009-12-31 | $126.21 | $107.35 | x |
| 2010-12-31 | $55.08 | $107.35 | x |
| 2011-12-31 | $59.29 | $107.35 | x |
| 2012-12-31 | $62.69 | $107.35 | x |
| 2013-12-31 | $67.26 | $107.35 | x |
| 2014-12-31 | $69.32 | $107.35 | x |
| 2015-12-31 | $73.76 | $107.35 | x |
| 2016-12-31 | $77.94 | $107.35 | x |
| 2017-12-31 | $74.61 | $107.35 | x |
| 2018-12-31 | $78.65 | $107.35 | x |
| 2019-12-31 | $85.31 | $107.35 | x |
| 2020-12-31 | $95.17 | $107.35 | x |
| 2021-12-31 | $98.55 | $107.35 | x |
| 2022-12-31 | $102.42 | $107.35 | x |
| 2023-12-31 | $105.05 | $107.35 | x |
| 2024-12-31 | $109.71 | $107.35 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Citigroup Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 6.08%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 7.43%
- • Asset Turnover: 0.07x
- • Equity Multiplier: 11.28x
- Recent ROE (6.08%) is below the historical average (10.86%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1989 | 11.10% | 5.07% | 0.32x | 6.90x | $28.75 Million |
| 1990 | 13.04% | 6.01% | 0.32x | 6.89x | $87.01 Million |
| 1991 | 14.60% | 7.18% | 0.31x | 6.57x | $150.82 Million |
| 1992 | 17.22% | 13.71% | 0.23x | 5.53x | $305.22 Million |
| 1993 | 9.71% | 13.45% | 0.07x | 10.74x | $-27.60 Million |
| 1994 | 15.11% | 7.08% | 0.16x | 13.13x | $448.20 Million |
| 1995 | 19.29% | 8.40% | 0.24x | 9.64x | $1.10 Billion |
| 1996 | 36.44% | 10.35% | 0.19x | 18.71x | $4.89 Billion |
| 1997 | 16.02% | 9.27% | 0.10x | 16.66x | $2.52 Billion |
| 1998 | 16.22% | 8.09% | 0.13x | 15.60x | $2.67 Billion |
| 1999 | 19.29% | 11.91% | 0.12x | 13.65x | $5.41 Billion |
| 2000 | 20.42% | 13.51% | 0.11x | 13.63x | $6.90 Billion |
| 2001 | 17.39% | 14.25% | 0.09x | 12.94x | $6.00 Billion |
| 2002 | 17.62% | 16.50% | 0.08x | 12.66x | $6.60 Billion |
| 2003 | 18.21% | 18.85% | 0.07x | 12.90x | $8.05 Billion |
| 2004 | 15.60% | 16.77% | 0.07x | 13.58x | $6.12 Billion |
| 2005 | 21.85% | 20.44% | 0.08x | 13.28x | $13.34 Billion |
| 2006 | 17.98% | 15.17% | 0.08x | 15.73x | $9.56 Billion |
| 2007 | 3.19% | 2.36% | 0.07x | 19.28x | $-7.73 Billion |
| 2008 | -19.55% | -26.40% | 0.05x | 13.69x | $-41.85 Billion |
| 2009 | -1.05% | -1.48% | 0.06x | 12.16x | $-16.88 Billion |
| 2010 | 6.49% | 9.49% | 0.06x | 11.71x | $-5.74 Billion |
| 2011 | 6.22% | 10.90% | 0.05x | 10.54x | $-6.71 Billion |
| 2012 | 3.92% | 8.25% | 0.05x | 9.86x | $-11.50 Billion |
| 2013 | 6.68% | 14.70% | 0.05x | 9.19x | $-6.80 Billion |
| 2014 | 3.47% | 8.04% | 0.05x | 8.75x | $-13.74 Billion |
| 2015 | 7.77% | 19.53% | 0.05x | 7.80x | $-4.94 Billion |
| 2016 | 6.62% | 17.90% | 0.05x | 7.96x | $-7.60 Billion |
| 2017 | -3.38% | -7.64% | 0.05x | 9.15x | $-26.93 Billion |
| 2018 | 9.20% | 18.58% | 0.05x | 9.77x | $-1.58 Billion |
| 2019 | 10.04% | 18.75% | 0.05x | 10.10x | $76.80 Million |
| 2020 | 5.53% | 12.44% | 0.04x | 11.31x | $-8.93 Billion |
| 2021 | 10.87% | 27.49% | 0.03x | 11.35x | $1.75 Billion |
| 2022 | 7.38% | 14.81% | 0.04x | 12.01x | $-5.27 Billion |
| 2023 | 4.49% | 5.94% | 0.06x | 11.74x | $-11.32 Billion |
| 2024 | 6.08% | 7.43% | 0.07x | 11.28x | $-8.18 Billion |
Industry Comparison
This section compares Citigroup Inc's net assets metrics with peer companies in the Banks - Diversified industry.
Industry Context
- Industry: Banks - Diversified
- Average net assets among peers: $245,254,219,103
- Average return on equity (ROE) among peers: 10.10%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Citigroup Inc (C) | $213.88 Billion | 11.10% | 11.36x | $191.52 Billion |
| ABN AMRO Bank N.V (AAVMY) | $27.04 Billion | 8.33% | 14.28x | $11.03 Billion |
| Agricultural Bank of China PK (ACGBY) | $290.54 Billion | 17.72% | 23.14x | $259.69 Billion |
| ANZ Group Holdings Limited (ANZGY) | $70.02 Billion | 10.15% | 14.79x | $48.69 Billion |
| Bank of America Corp (BAC) | $270.07 Billion | 11.84% | 10.74x | $336.44 Billion |
| Bank of China Ltd H (BACHF) | $861.54 Billion | 16.21% | 13.72x | $77.92 Billion |
| Banco Bilbao Vizcaya Argentaria S.A (BBVXF) | $4.73 Billion | 9.43% | 14.29x | $81.72 Billion |
| Banco Santander S.A (BCDRF) | $73.87 Billion | 12.11% | 14.03x | $86.81 Billion |
| Barclays PLC (BCLYF) | $808.57 Billion | 0.43% | 0.14x | $42.51 Billion |
| Bancorp. of Southern Indiana (BCSO) | $46.62 Million | 6.99% | 9.62x | $74.68 Million |
| The Bank of New York Mellon Corporation (BK) | $46.12 Billion | 7.84% | 9.18x | $79.06 Billion |