Crawford & Company
Crawford & Company provides claims management and outsourcing solutions for carriers, brokers, and corporations in the United States, the United Kingdom, Europe, Canada, Australia, Asia, and Latin America. The company provides claims management services to insurance carriers and self-insured entities risk, including property, public liability, automobile liability, and marine insurance; claims ma… Read more
Crawford & Company (CRD-B) - Net Assets
Latest net assets as of December 2025: $171.43 Million USD
Based on the latest financial reports, Crawford & Company (CRD-B) has net assets worth $171.43 Million USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($764.30 Million) and total liabilities ($592.87 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $171.43 Million |
| % of Total Assets | 22.43% |
| Annual Growth Rate | 2.35% |
| 5-Year Change | -18.91% |
| 10-Year Change | 7.64% |
| Growth Volatility | 22.44 |
Crawford & Company - Net Assets Trend (1985–2025)
This chart illustrates how Crawford & Company's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Crawford & Company (1985–2025)
The table below shows the annual net assets of Crawford & Company from 1985 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $171.43 Million | +10.21% |
| 2024-12-31 | $155.55 Million | +11.24% |
| 2023-12-31 | $139.83 Million | +13.34% |
| 2022-12-31 | $123.38 Million | -41.64% |
| 2021-12-31 | $211.40 Million | +13.09% |
| 2020-12-31 | $186.93 Million | +13.37% |
| 2019-12-31 | $164.88 Million | -8.88% |
| 2018-12-31 | $180.95 Million | -6.60% |
| 2017-12-31 | $193.74 Million | +21.65% |
| 2016-12-31 | $159.26 Million | +28.08% |
| 2015-12-31 | $124.35 Million | -30.67% |
| 2014-12-31 | $179.35 Million | -13.58% |
| 2013-12-31 | $207.53 Million | +44.27% |
| 2012-12-31 | $143.85 Million | +2.63% |
| 2011-12-31 | $140.16 Million | +47.18% |
| 2010-12-31 | $95.23 Million | +55.39% |
| 2009-12-31 | $61.29 Million | -66.02% |
| 2008-12-31 | $180.36 Million | -30.43% |
| 2007-12-31 | $259.26 Million | +20.20% |
| 2006-12-31 | $215.69 Million | +20.48% |
| 2005-12-31 | $179.03 Million | -8.11% |
| 2004-12-31 | $194.83 Million | +12.89% |
| 2003-12-31 | $172.59 Million | +8.26% |
| 2002-12-31 | $159.43 Million | -15.33% |
| 2001-12-31 | $188.30 Million | -13.53% |
| 2000-12-31 | $217.77 Million | -13.00% |
| 1999-12-31 | $250.30 Million | +4.25% |
| 1998-12-31 | $240.10 Million | -0.66% |
| 1997-12-31 | $241.70 Million | +9.07% |
| 1996-12-31 | $221.60 Million | +0.32% |
| 1995-12-31 | $220.90 Million | +3.61% |
| 1994-12-31 | $213.20 Million | +2.60% |
| 1993-12-31 | $207.80 Million | +8.74% |
| 1992-12-31 | $191.10 Million | +15.47% |
| 1991-12-31 | $165.50 Million | +17.54% |
| 1990-12-31 | $140.80 Million | +17.92% |
| 1989-12-31 | $119.40 Million | +19.64% |
| 1988-12-31 | $99.80 Million | +13.80% |
| 1987-12-31 | $87.70 Million | +13.16% |
| 1986-12-31 | $77.50 Million | +14.64% |
| 1985-12-31 | $67.60 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Crawford & Company's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 314.4% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $233.71 Million | 135.02% |
| Common Stock | $48.87 Million | 28.24% |
| Other Comprehensive Income | $-201.74 Million | -116.55% |
| Other Components | $92.25 Million | 53.30% |
| Total Equity | $173.09 Million | 100.00% |
Crawford & Company Competitors by Market Cap
The table below lists competitors of Crawford & Company ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
SHELF DRILL.NRTH.SEA -01
F:QR7
|
$205.76 Million |
|
Unieuro S.p.A.
LSE:0ROF
|
$205.77 Million |
|
XiAn Tourism Co Ltd
SHE:000610
|
$205.79 Million |
|
Myoung Shin Industrial Co Ltd
KO:009900
|
$205.82 Million |
|
Palladyne AI Corp
NASDAQ:PDYN
|
$205.55 Million |
|
BVZ Holding AG
SW:BVZN
|
$205.52 Million |
|
OppFi Inc
NYSE:OPFI
|
$205.52 Million |
|
Chularat Hospital Public Company Limited
BK:CHG
|
$205.50 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Crawford & Company's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 157,210,000 to 173,093,000, a change of 15,883,000 (10.1%).
- Net income of 19,634,000 contributed positively to equity growth.
- Dividend payments of 14,328,000 reduced retained earnings.
- Share repurchases of 10,514,000 reduced equity.
- Other comprehensive income increased equity by 15,385,000.
- Other factors increased equity by 5,706,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $19.63 Million | +11.34% |
| Dividends Paid | $14.33 Million | -8.28% |
| Share Repurchases | $10.51 Million | -6.07% |
| Other Comprehensive Income | $15.38 Million | +8.89% |
| Other Changes | $5.71 Million | +3.3% |
| Total Change | $- | 10.10% |
Book Value vs Market Value Analysis
This analysis compares Crawford & Company's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 2.77x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 3.68x to 2.77x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1985-12-31 | $2.60 | $9.59 | x |
| 1986-12-31 | $2.97 | $9.59 | x |
| 1987-12-31 | $3.34 | $9.59 | x |
| 1988-12-31 | $2.84 | $9.59 | x |
| 1989-12-31 | $2.26 | $9.59 | x |
| 1990-12-31 | $2.64 | $9.59 | x |
| 1991-12-31 | $3.09 | $9.59 | x |
| 1992-12-31 | $3.55 | $9.59 | x |
| 1993-12-31 | $3.85 | $9.59 | x |
| 1994-12-31 | $4.06 | $9.59 | x |
| 1995-12-31 | $4.23 | $9.59 | x |
| 1996-12-31 | $4.34 | $9.59 | x |
| 1997-12-31 | $4.25 | $9.59 | x |
| 1998-12-31 | $4.71 | $9.59 | x |
| 1999-12-31 | $4.96 | $9.59 | x |
| 2000-12-31 | $4.45 | $9.59 | x |
| 2001-12-31 | $3.88 | $9.59 | x |
| 2002-12-31 | $3.28 | $9.59 | x |
| 2003-12-31 | $3.54 | $9.59 | x |
| 2004-12-31 | $3.98 | $9.59 | x |
| 2005-12-31 | $3.63 | $9.59 | x |
| 2006-12-31 | $4.26 | $9.59 | x |
| 2007-12-31 | $5.02 | $9.59 | x |
| 2008-12-31 | $3.35 | $9.59 | x |
| 2009-12-31 | $1.09 | $9.59 | x |
| 2010-12-31 | $1.68 | $9.59 | x |
| 2011-12-31 | $2.52 | $9.59 | x |
| 2012-12-31 | $2.55 | $9.59 | x |
| 2013-12-31 | $3.60 | $9.59 | x |
| 2014-12-31 | $3.22 | $9.59 | x |
| 2015-12-31 | $1.97 | $9.59 | x |
| 2016-12-31 | $2.87 | $9.59 | x |
| 2017-12-31 | $3.43 | $9.59 | x |
| 2018-12-31 | $3.30 | $9.59 | x |
| 2019-12-31 | $2.95 | $9.59 | x |
| 2020-12-31 | $3.50 | $9.59 | x |
| 2021-12-31 | $3.93 | $9.59 | x |
| 2022-12-31 | $2.52 | $9.59 | x |
| 2023-12-31 | $2.86 | $9.59 | x |
| 2024-12-31 | $3.16 | $9.59 | x |
| 2025-12-31 | $3.46 | $9.59 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Crawford & Company utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 11.34%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 1.50%
- • Asset Turnover: 1.72x
- • Equity Multiplier: 4.42x
- Recent ROE (11.34%) is above the historical average (10.06%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1985 | 19.82% | 6.27% | 1.65x | 1.92x | $6.64 Million |
| 1986 | 19.61% | 6.24% | 1.69x | 1.86x | $7.45 Million |
| 1987 | 18.70% | 6.19% | 1.69x | 1.79x | $7.63 Million |
| 1988 | 18.84% | 6.39% | 1.78x | 1.66x | $8.82 Million |
| 1989 | 23.20% | 7.41% | 1.86x | 1.68x | $15.76 Million |
| 1990 | 22.80% | 7.15% | 1.66x | 1.93x | $18.02 Million |
| 1991 | 22.60% | 6.95% | 1.84x | 1.77x | $20.85 Million |
| 1992 | 21.14% | 6.76% | 1.97x | 1.59x | $21.29 Million |
| 1993 | 17.08% | 6.16% | 1.82x | 1.52x | $14.72 Million |
| 1994 | 19.04% | 6.91% | 1.62x | 1.70x | $19.28 Million |
| 1995 | 16.30% | 5.92% | 1.66x | 1.66x | $13.91 Million |
| 1996 | 19.31% | 6.76% | 1.68x | 1.71x | $20.64 Million |
| 1997 | 21.86% | 6.79% | 1.66x | 1.94x | $25.50 Million |
| 1998 | 11.45% | 4.12% | 1.54x | 1.80x | $3.49 Million |
| 1999 | 15.70% | 5.60% | 1.48x | 1.89x | $14.27 Million |
| 2000 | 11.64% | 3.56% | 1.55x | 2.10x | $3.57 Million |
| 2001 | 15.64% | 3.84% | 1.78x | 2.29x | $10.62 Million |
| 2002 | 15.37% | 3.24% | 1.60x | 2.98x | $8.57 Million |
| 2003 | 4.44% | 1.00% | 1.50x | 2.97x | $-9.60 Million |
| 2004 | 12.92% | 3.10% | 1.42x | 2.93x | $5.69 Million |
| 2005 | 7.19% | 1.51% | 1.50x | 3.19x | $-5.02 Million |
| 2006 | 7.11% | 1.67% | 1.01x | 4.23x | $-6.10 Million |
| 2007 | 6.34% | 1.53% | 1.16x | 3.55x | $-9.31 Million |
| 2008 | 18.38% | 2.84% | 1.27x | 5.10x | $14.70 Million |
| 2009 | -204.09% | -11.04% | 1.41x | 13.11x | $-121.35 Million |
| 2010 | 31.65% | 2.55% | 1.35x | 9.17x | $19.38 Million |
| 2011 | 33.55% | 3.75% | 1.47x | 6.10x | $31.87 Million |
| 2012 | 35.36% | 3.86% | 1.50x | 6.11x | $35.06 Million |
| 2013 | 25.51% | 4.07% | 1.59x | 3.95x | $31.00 Million |
| 2014 | 17.71% | 2.52% | 1.54x | 4.56x | $13.33 Million |
| 2015 | -40.01% | -3.66% | 1.58x | 6.89x | $-56.86 Million |
| 2016 | 23.37% | 3.05% | 1.60x | 4.78x | $20.58 Million |
| 2017 | 15.17% | 2.38% | 1.48x | 4.32x | $9.43 Million |
| 2018 | 15.17% | 2.31% | 1.60x | 4.10x | $8.85 Million |
| 2019 | 7.84% | 1.19% | 1.38x | 4.77x | $-3.45 Million |
| 2020 | 15.14% | 2.78% | 1.35x | 4.03x | $9.60 Million |
| 2021 | 14.48% | 2.69% | 1.34x | 4.02x | $9.50 Million |
| 2022 | -14.70% | -1.49% | 1.56x | 6.36x | $-30.76 Million |
| 2023 | 21.61% | 2.32% | 1.65x | 5.64x | $16.45 Million |
| 2024 | 16.92% | 1.98% | 1.67x | 5.11x | $10.88 Million |
| 2025 | 11.34% | 1.50% | 1.72x | 4.42x | $2.32 Million |
Industry Comparison
This section compares Crawford & Company's net assets metrics with peer companies in the Insurance Brokers industry.
Industry Context
- Industry: Insurance Brokers
- Average net assets among peers: $1,957,138,959
- Average return on equity (ROE) among peers: 13.61%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Crawford & Company (CRD-B) | $171.43 Million | 19.82% | 3.46x | $205.68 Million |
| Fanhua Inc. (AIFU) | $3.33 Billion | 4.85% | 0.12x | $991.26K |
| Arthur J Gallagher & Co (AJG) | $3.23 Billion | 9.39% | 2.10x | $52.50 Billion |
| Aon PLC (AON) | $9.55 Billion | 38.70% | 4.32x | $66.69 Billion |
| Accelerant Holdings (ARX) | $427.00 Million | 6.37% | 13.27x | $668.60 Million |
| Brown & Brown Inc (BRO) | $27.20 Million | 29.41% | 3.90x | $20.06 Billion |
| The Baldwin Insurance Group, Inc. (BWIN) | $-96.25 Million | 0.00% | 0.00x | $1.98 Billion |
| CorVel Corp (CRVL) | $194.81 Million | 23.97% | 0.63x | $1.55 Billion |
| China United Insurance Service Inc (CUII) | $45.75 Million | 12.89% | 0.95x | $1.56K |
| eHealth Inc (EHTH) | $904.08 Million | -3.12% | 0.23x | $37.15 Million |