Ellington Residential Mortgage

NYSE:EARN USA Asset Management
Market Cap
$164.18 Million
Market Cap Rank
#16105 Global
#6236 in USA
Share Price
$4.37
Change (1 day)
-2.67%
52-Week Range
$4.37 - $6.05
All Time High
$8.54
About

Ellington Credit Company, a closed-end management investment company, focuses on generating current yields and risk-adjusted total returns by investing primarily in collateralized loan obligations. It invests in mezzanine debt and equity tranches. The company was formerly known as Ellington Residential Mortgage REIT and changed its name to Ellington Credit Company in April 2024. Ellington Credit … Read more

Ellington Residential Mortgage (EARN) - Net Assets

Latest net assets as of September 2025: $225.09 Million USD

Based on the latest financial reports, Ellington Residential Mortgage (EARN) has net assets worth $225.09 Million USD as of September 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($415.74 Million) and total liabilities ($190.65 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets $225.09 Million
% of Total Assets 54.14%
Annual Growth Rate 16.51%
5-Year Change -83.77%
10-Year Change 33.74%
Growth Volatility 261.15

Ellington Residential Mortgage - Net Assets Trend (2012–2024)

This chart illustrates how Ellington Residential Mortgage's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Ellington Residential Mortgage (2012–2024)

The table below shows the annual net assets of Ellington Residential Mortgage from 2012 to 2024.

Year Net Assets Change
2024-12-31 $193.73 Million +42.20%
2023-12-31 $136.24 Million +21.20%
2022-12-31 $112.41 Million -92.96%
2021-12-31 $1.60 Billion +33.72%
2020-12-31 $1.19 Billion -19.66%
2019-12-31 $1.49 Billion +865.63%
2018-12-31 $153.82 Million -20.18%
2017-12-31 $192.70 Million +36.02%
2016-12-31 $141.68 Million -2.19%
2015-12-31 $144.85 Million -11.33%
2014-12-31 $163.37 Million -2.28%
2013-12-31 $167.18 Million +439.92%
2012-12-31 $30.96 Million --

Equity Component Analysis

This analysis shows how different components contribute to Ellington Residential Mortgage's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have decreased by 15343305400.0% over the analyzed period, potentially due to dividend distributions or operating losses.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Common Stock $297.00K 0.15%
Other Components $348.59 Million 179.94%
Total Equity $193.73 Million 100.00%

Ellington Residential Mortgage Competitors by Market Cap

The table below lists competitors of Ellington Residential Mortgage ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Ellington Residential Mortgage's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 136,238,000 to 193,726,000, a change of 57,488,000 (42.2%).
  • Net income of 6,586,000 contributed positively to equity growth.
  • Dividend payments of 22,215,000 reduced retained earnings.
  • New share issuances of 74,063,000 increased equity.
  • Other comprehensive income decreased equity by 136,238,000.
  • Other factors increased equity by 135,292,000.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income $6.59 Million +3.4%
Dividends Paid $22.21 Million -11.47%
Share Issuances $74.06 Million +38.23%
Other Comprehensive Income $-136.24 Million -70.33%
Other Changes $135.29 Million +69.84%
Total Change $- 42.20%

Book Value vs Market Value Analysis

This analysis compares Ellington Residential Mortgage's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 0.61x
  • The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
  • The price-to-book ratio has decreased from 1.29x to 0.61x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2012-12-31 $3.39 $4.37 x
2013-12-31 $25.46 $4.37 x
2014-12-31 $17.87 $4.37 x
2015-12-31 $15.84 $4.37 x
2016-12-31 $15.53 $4.37 x
2017-12-31 $16.61 $4.37 x
2018-12-31 $12.01 $4.37 x
2019-12-31 $12.91 $4.37 x
2020-12-31 $13.47 $4.37 x
2021-12-31 $12.16 $4.37 x
2022-12-31 $8.54 $4.37 x
2023-12-31 $9.16 $4.37 x
2024-12-31 $7.13 $4.37 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Ellington Residential Mortgage utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 3.40%
  • The company may be facing challenges in efficiently utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 13.00%
  • • Asset Turnover: 0.06x
  • • Equity Multiplier: 4.25x
  • Recent ROE (3.40%) is above the historical average (0.79%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2012 -6.92% -224.27% 0.03x 1.04x $-5.24 Million
2013 -1.14% -79.35% 0.00x 9.04x $-18.63 Million
2014 9.90% 61.17% 0.02x 9.31x $-168.50K
2015 0.02% 0.26% 0.01x 10.75x $-14.46 Million
2016 8.40% 45.46% 0.02x 10.09x $-2.26 Million
2017 5.60% 30.36% 0.02x 9.79x $-8.48 Million
2018 -7.34% 0.00% 0.00x 10.89x $-26.68 Million
2019 13.84% 80.80% 0.02x 9.26x $6.17 Million
2020 12.09% 77.54% 0.02x 7.18x $3.47 Million
2021 -4.09% 0.00% 0.00x 10.36x $-21.73 Million
2022 -26.86% -149.60% 0.02x 9.37x $-41.44 Million
2023 3.35% 8.24% 0.06x 6.94x $-9.06 Million
2024 3.40% 13.00% 0.06x 4.25x $-12.79 Million

Industry Comparison

This section compares Ellington Residential Mortgage's net assets metrics with peer companies in the Asset Management industry.

Industry Context

  • Industry: Asset Management
  • Average net assets among peers: $310,488,743
  • Average return on equity (ROE) among peers: -23.81%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Ellington Residential Mortgage (EARN) $225.09 Million -6.92% 0.85x $161.90 Million
Aberdeen International Inc (AABVF) $136.31 Million 25.56% 0.23x $2.78 Million
Acadian Asset Management Inc (AAMI) $-17.60 Million 0.00% 0.00x $1.39 Billion
AllianceBernstein Holding L.P. (AB) $402.30 Million 32.07% 0.95x $3.43 Billion
VIVO Cannabis Inc (ABCCF) $164.13 Million 16.36% 0.09x $148.26 Million
Associated Capital Group Inc (AC) $502.13 Million 5.33% 0.17x $42.54 Million
Adrian Resources Ltd (ADLRF) $605.01 Million 3.35% 0.58x $609.82 Million
Abrdn Emerging Markets Equity Income Fund Inc (AEF) $85.10 Million -65.65% 0.01x $77.20K
AGF Management Limited (AGFMF) $1.12 Billion 10.14% 3.56x $298.43 Million
Agronomics Limited (AGNMF) $100.03 Million 1.02% 0.02x $57.14 Million
AgriFORCE Growing Systems Ltd (AGRI) $6.11 Million -266.31% 0.76x $2.71 Million