Ellington Residential Mortgage (EARN) - Net Assets

Latest as of March 2026: $320.10 Million USD

Based on the latest financial reports, Ellington Residential Mortgage (EARN) has net assets worth $320.10 Million USD as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($386.93 Million) and total liabilities ($66.83 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check tangible net worth ratio of Ellington Residential Mortgage to evaluate the tangible quality of the company's equity base.

Key Net Assets Metrics

Metric Value
Current Net Assets $320.10 Million
% of Total Assets 82.73%
Annual Growth Rate 13.12%
5-Year Change -90.36%
10-Year Change 8.57%
Growth Volatility 253.22

Ellington Residential Mortgage - Net Assets Trend (2012–2025)

This chart illustrates how Ellington Residential Mortgage's net assets have evolved over time, based on quarterly financial data. See how many days can Ellington Residential Mortgage fund operations to measure how many days the company can operate on defensive assets alone.

Annual Net Assets for Ellington Residential Mortgage (2012–2025)

The table below shows the annual net assets of Ellington Residential Mortgage from 2012 to 2025. For live valuation and market cap data, see Ellington Residential Mortgage market cap and net worth.

Year Net Assets Change
2025-12-31 $153.82 Million -20.60%
2024-12-31 $193.73 Million +42.20%
2023-12-31 $136.24 Million +21.20%
2022-12-31 $112.41 Million -92.96%
2021-12-31 $1.60 Billion +33.72%
2020-12-31 $1.19 Billion -19.66%
2019-12-31 $1.49 Billion +865.63%
2018-12-31 $153.82 Million -20.18%
2017-12-31 $192.70 Million +36.02%
2016-12-31 $141.68 Million -2.19%
2015-12-31 $144.85 Million -11.33%
2014-12-31 $163.37 Million -2.28%
2013-12-31 $167.18 Million +439.92%
2012-12-31 $30.96 Million --

Equity Component Analysis

This analysis shows how different components contribute to Ellington Residential Mortgage's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have decreased by 3822705400.0% over the analyzed period, potentially due to dividend distributions or operating losses.

Current Equity Component Breakdown (December 2025)

Component Amount Percentage
Other Components $193.78 Million 125.97%
Total Equity $153.82 Million 100.00%

Ellington Residential Mortgage Competitors by Market Cap

The table below lists competitors of Ellington Residential Mortgage ranked by their market capitalization.

Company Market Cap
Thai Rayon Public Company Limited
BK:TR
$164.95 Million
Simmtech Holdings Co. Ltd
KQ:036710
$164.95 Million
Alicanto Minerals Ltd
AU:AQI
$164.95 Million
PHX Minerals Inc
NYSE:PHX
$164.96 Million
Metsa Board Oyj A
HE:METSA
$164.90 Million
Verkkokauppa.com Oyj
HE:VERK
$164.87 Million
5paisa Capital Ltd
NSE:5PAISA
$164.87 Million
Entech SE SAS
PA:ALESE
$164.83 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Ellington Residential Mortgage's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 193,726,000 to 153,822,000, a change of -39,904,000 (-20.6%).
  • Net loss of 14,452,000 reduced equity.
  • Dividend payments of 35,924,000 reduced retained earnings.
  • Other factors increased equity by 10,472,000.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income $-14.45 Million -9.4%
Dividends Paid $35.92 Million -23.35%
Other Changes $10.47 Million +6.81%
Total Change $- -20.60%

Book Value vs Market Value Analysis

This analysis compares Ellington Residential Mortgage's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 1.07x
  • The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
  • The price-to-book ratio has decreased from 1.29x to 1.07x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2012-12-31 $3.39 $4.39 x
2013-12-31 $25.46 $4.39 x
2014-12-31 $17.87 $4.39 x
2015-12-31 $15.84 $4.39 x
2016-12-31 $15.53 $4.39 x
2017-12-31 $16.61 $4.39 x
2018-12-31 $12.01 $4.39 x
2019-12-31 $119.20 $4.39 x
2020-12-31 $96.60 $4.39 x
2021-12-31 $125.80 $4.39 x
2022-12-31 $8.54 $4.39 x
2023-12-31 $9.16 $4.39 x
2024-12-31 $7.13 $4.39 x
2025-12-31 $4.09 $4.39 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Ellington Residential Mortgage utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): -9.40%
  • The company may be facing challenges in efficiently utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: -33.95%
  • • Asset Turnover: 0.11x
  • • Equity Multiplier: 2.52x
  • Recent ROE (-9.40%) is below the historical average (-1.30%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2012 -6.92% -224.27% 0.03x 1.04x $-5.24 Million
2013 -1.14% -79.35% 0.00x 9.04x $-18.63 Million
2014 9.90% 61.17% 0.02x 9.31x $-168.50K
2015 0.02% 0.26% 0.01x 10.75x $-14.46 Million
2016 8.40% 45.46% 0.02x 10.09x $-2.26 Million
2017 5.60% 30.36% 0.02x 9.79x $-8.48 Million
2018 -7.34% 0.00% 0.00x 10.89x $-26.68 Million
2019 1.50% 80.80% 0.02x 1.00x $-126.28 Million
2020 1.69% 77.54% 0.02x 1.00x $-99.22 Million
2021 -0.40% 0.00% 0.00x 1.00x $-165.87 Million
2022 -26.86% -149.60% 0.02x 9.37x $-41.44 Million
2023 3.35% 8.24% 0.06x 6.94x $-9.06 Million
2024 3.40% 13.00% 0.06x 4.25x $-12.79 Million
2025 -9.40% -33.95% 0.11x 2.52x $-29.83 Million

Industry Comparison

This section compares Ellington Residential Mortgage's net assets metrics with peer companies in the Asset Management industry.

Industry Context

  • Industry: Asset Management
  • Average net assets among peers: $1,682,064,627
  • Average return on equity (ROE) among peers: -32.17%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Ellington Residential Mortgage (EARN) $320.10 Million -6.92% 0.21x $164.93 Million
Acadian Asset Management Inc (AAMI) $87.10 Million 97.59% 7.07x $1.86 Billion
AllianceBernstein Holding L.P. (AB) $1.62 Billion 23.79% 0.00x $3.27 Billion
Associated Capital Group Inc (AC) $1.14 Billion 5.20% 0.06x $78.56 Million
Abrdn Emerging Markets Equity Income Fund Inc (AEF) $477.47 Million 10.91% 0.11x $265.69 Million
AgriFORCE Growing Systems Ltd (AGRI) $1.40 Million -229.54% 1.40x $194.14 Million
Alpha Compute Corp (ALP) $481.93K -226.09% 0.20x $5.62 Million
Alvarium Tiedemann Holdings Inc. (ALTI) $782.49 Million -21.16% 0.62x $296.12 Million
Affiliated Managers Group Inc (AMG) $5.39 Billion 12.79% 0.61x $9.37 Billion
Ameriprise Financial Inc (AMP) $7.29 Billion 9.95% 10.74x $40.38 Billion
AMTD IDEA Group (AMTD) $33.87 Million -5.16% 13.38x $40.58 Million

About Ellington Residential Mortgage

NYSE:EARN USA Asset Management
Market Cap
$164.93 Million
Market Cap Rank
#17370 Global
#4052 in USA
Share Price
$4.39
Change (1 day)
+0.69%
52-Week Range
$4.34 - $6.05
All Time High
$8.54
About

Ellington Credit Company, a closed-end management investment company, focuses on generating current yields and risk-adjusted total returns by investing primarily in collateralized loan obligations. It invests in mezzanine debt and equity tranches. The company was formerly known as Ellington Residential Mortgage REIT and changed its name to Ellington Credit Company in April 2024. Ellington Credit … Read more