Fiserv, Inc. (FI) - Net Assets
Based on the latest financial reports, Fiserv, Inc. (FI) has net assets worth $25.14 Billion USD as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($79.37 Billion) and total liabilities ($54.23 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check asset resilience ratio of Fiserv, Inc. to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $25.14 Billion |
| % of Total Assets | 31.68% |
| Annual Growth Rate | 20.93% |
| 5-Year Change | -16.93% |
| 10-Year Change | 940.83% |
| Growth Volatility | 223.38 |
Fiserv, Inc. - Net Assets Trend (1985–2024)
This chart illustrates how Fiserv, Inc.'s net assets have evolved over time, based on quarterly financial data. Also explore how large is Fiserv, Inc.'s balance sheet for the complete picture of this company's asset base.
Annual Net Assets for Fiserv, Inc. (1985–2024)
The table below shows the annual net assets of Fiserv, Inc. from 1985 to 2024. For live valuation and market cap data, see Fiserv, Inc. stock valuation.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $27.69 Billion | -9.73% |
| 2023-12-31 | $30.67 Billion | -3.22% |
| 2022-12-31 | $31.69 Billion | -0.82% |
| 2021-12-31 | $31.95 Billion | -4.14% |
| 2020-12-31 | $33.33 Billion | -4.38% |
| 2019-12-31 | $34.86 Billion | +1420.15% |
| 2018-12-31 | $2.29 Billion | -16.04% |
| 2017-12-31 | $2.73 Billion | +7.48% |
| 2016-12-31 | $2.54 Billion | -4.47% |
| 2015-12-31 | $2.66 Billion | -19.27% |
| 2014-12-31 | $3.29 Billion | -8.09% |
| 2013-12-31 | $3.58 Billion | +4.92% |
| 2012-12-31 | $3.42 Billion | +4.88% |
| 2011-12-31 | $3.26 Billion | +0.90% |
| 2010-12-31 | $3.23 Billion | +6.71% |
| 2009-12-31 | $3.03 Billion | +16.65% |
| 2008-12-31 | $2.59 Billion | +5.15% |
| 2007-12-31 | $2.47 Billion | +1.71% |
| 2006-12-31 | $2.43 Billion | -1.63% |
| 2005-12-31 | $2.47 Billion | -3.85% |
| 2004-12-31 | $2.56 Billion | +16.57% |
| 2003-12-31 | $2.20 Billion | +20.36% |
| 2002-12-31 | $1.83 Billion | +13.89% |
| 2001-12-31 | $1.60 Billion | +28.17% |
| 2000-12-31 | $1.25 Billion | +14.76% |
| 1999-12-31 | $1.09 Billion | +23.17% |
| 1998-12-31 | $885.80 Million | +15.14% |
| 1997-12-31 | $769.30 Million | +51.65% |
| 1996-12-31 | $507.30 Million | +16.81% |
| 1995-12-31 | $434.30 Million | +23.80% |
| 1994-12-31 | $350.80 Million | +14.01% |
| 1993-12-31 | $307.70 Million | +59.84% |
| 1992-12-31 | $192.50 Million | +15.34% |
| 1991-12-31 | $166.90 Million | +67.40% |
| 1990-12-31 | $99.70 Million | +18.41% |
| 1989-12-31 | $84.20 Million | +18.26% |
| 1988-12-31 | $71.20 Million | +25.80% |
| 1987-12-31 | $56.60 Million | +66.96% |
| 1986-12-31 | $33.90 Million | +102.99% |
| 1985-12-31 | $16.70 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Fiserv, Inc.'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 2357660000000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $23.57 Billion | 87.10% |
| Common Stock | $8.00 Million | 0.03% |
| Other Comprehensive Income | $-1.41 Billion | -5.22% |
| Other Components | $4.90 Billion | 18.10% |
| Total Equity | $27.07 Billion | 100.00% |
Fiserv, Inc. Competitors by Market Cap
The table below lists competitors of Fiserv, Inc. ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
ANSYS Inc
NASDAQ:ANSS
|
$32.91 Billion |
|
NRG Energy Inc.
NYSE:NRG
|
$32.93 Billion |
|
Ningxia Baofeng Energy Group Co Ltd
SHG:600989
|
$32.94 Billion |
|
Carnival Corporation
NYSE:CCL
|
$33.03 Billion |
|
RWE Aktiengesellschaft
F:RWEA
|
$32.89 Billion |
|
Gree Electric Appliances Inc of Zhuhai
SHE:000651
|
$32.83 Billion |
|
Samsung C&T Corp
KO:028260
|
$32.81 Billion |
|
PetroChina Company Limited
F:PC6
|
$32.79 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Fiserv, Inc.'s equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 29,857,000,000 to 27,068,000,000, a change of -2,789,000,000 (-9.3%).
- Net income of 3,131,000,000 contributed positively to equity growth.
- Share repurchases of 5,837,000,000 reduced equity.
- New share issuances of 97,000,000 increased equity.
- Other comprehensive income decreased equity by 630,000,000.
- Other factors increased equity by 450,000,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $3.13 Billion | +11.57% |
| Share Repurchases | $5.84 Billion | -21.56% |
| Share Issuances | $97.00 Million | +0.36% |
| Other Comprehensive Income | $-630.00 Million | -2.33% |
| Other Changes | $450.00 Million | +1.66% |
| Total Change | $- | -9.34% |
Book Value vs Market Value Analysis
This analysis compares Fiserv, Inc.'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.32x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 970.86x to 1.32x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1985-12-31 | $0.06 | $61.17 | x |
| 1986-12-31 | $0.12 | $61.17 | x |
| 1987-12-31 | $0.16 | $61.17 | x |
| 1988-12-31 | $0.19 | $61.17 | x |
| 1989-12-31 | $0.22 | $61.17 | x |
| 1990-12-31 | $0.25 | $61.17 | x |
| 1991-12-31 | $0.38 | $61.17 | x |
| 1992-12-31 | $0.42 | $61.17 | x |
| 1993-12-31 | $0.72 | $61.17 | x |
| 1994-12-31 | $0.65 | $61.17 | x |
| 1995-12-31 | $0.73 | $61.17 | x |
| 1996-12-31 | $0.72 | $61.17 | x |
| 1997-12-31 | $1.06 | $61.17 | x |
| 1998-12-31 | $1.16 | $61.17 | x |
| 1999-12-31 | $1.44 | $61.17 | x |
| 2000-12-31 | $1.65 | $61.17 | x |
| 2001-12-31 | $2.10 | $61.17 | x |
| 2002-12-31 | $2.35 | $61.17 | x |
| 2003-12-31 | $2.81 | $61.17 | x |
| 2004-12-31 | $3.25 | $61.17 | x |
| 2005-12-31 | $3.23 | $61.17 | x |
| 2006-12-31 | $3.42 | $61.17 | x |
| 2007-12-31 | $3.65 | $61.17 | x |
| 2008-12-31 | $3.98 | $61.17 | x |
| 2009-12-31 | $4.87 | $61.17 | x |
| 2010-12-31 | $5.32 | $61.17 | x |
| 2011-12-31 | $5.65 | $61.17 | x |
| 2012-12-31 | $6.21 | $61.17 | x |
| 2013-12-31 | $6.98 | $61.17 | x |
| 2014-12-31 | $6.52 | $61.17 | x |
| 2015-12-31 | $5.59 | $61.17 | x |
| 2016-12-31 | $5.67 | $61.17 | x |
| 2017-12-31 | $6.33 | $61.17 | x |
| 2018-12-31 | $5.54 | $61.17 | x |
| 2019-12-31 | $63.11 | $61.17 | x |
| 2020-12-31 | $47.31 | $61.17 | x |
| 2021-12-31 | $46.09 | $61.17 | x |
| 2022-12-31 | $47.58 | $61.17 | x |
| 2023-12-31 | $48.48 | $61.17 | x |
| 2024-12-31 | $46.50 | $61.17 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Fiserv, Inc. utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 11.57%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 15.31%
- • Asset Turnover: 0.27x
- • Equity Multiplier: 2.85x
- Recent ROE (11.57%) is below the historical average (15.09%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1985 | 1.80% | 0.91% | 0.98x | 2.01x | $-1.37 Million |
| 1986 | 14.16% | 6.82% | 1.38x | 1.51x | $1.41 Million |
| 1987 | 12.72% | 8.42% | 1.08x | 1.39x | $1.54 Million |
| 1988 | 12.92% | 7.36% | 0.94x | 1.88x | $2.08 Million |
| 1989 | 13.54% | 6.95% | 0.37x | 5.27x | $2.98 Million |
| 1990 | 13.84% | 7.53% | 0.32x | 5.67x | $3.83 Million |
| 1991 | 10.96% | 6.51% | 0.38x | 4.43x | $1.61 Million |
| 1992 | 11.95% | 6.93% | 0.37x | 4.67x | $3.75 Million |
| 1993 | 9.98% | 6.75% | 0.38x | 3.84x | $-70.00K |
| 1994 | 10.75% | 6.69% | 0.40x | 4.04x | $2.62 Million |
| 1995 | -13.79% | -8.52% | 0.37x | 4.34x | $-103.33 Million |
| 1996 | 12.16% | 7.02% | 0.46x | 3.76x | $10.97 Million |
| 1997 | 11.80% | 9.32% | 0.27x | 4.73x | $13.87 Million |
| 1998 | 12.90% | 9.26% | 0.31x | 4.47x | $25.72 Million |
| 1999 | 12.64% | 9.79% | 0.27x | 4.86x | $28.77 Million |
| 2000 | 14.14% | 10.71% | 0.30x | 4.46x | $51.81 Million |
| 2001 | 12.97% | 9.61% | 0.41x | 3.32x | $47.73 Million |
| 2002 | 14.56% | 11.14% | 0.37x | 3.52x | $83.37 Million |
| 2003 | 14.32% | 10.77% | 0.41x | 3.28x | $95.03 Million |
| 2004 | 14.73% | 10.13% | 0.44x | 3.27x | $121.20 Million |
| 2005 | 20.94% | 15.93% | 0.54x | 2.45x | $269.86 Million |
| 2006 | 18.55% | 12.62% | 0.57x | 2.56x | $207.35 Million |
| 2007 | 17.79% | 11.27% | 0.33x | 4.80x | $192.30 Million |
| 2008 | 21.94% | 12.40% | 0.49x | 3.60x | $309.60 Million |
| 2009 | 15.73% | 11.68% | 0.49x | 2.77x | $173.40 Million |
| 2010 | 15.36% | 12.00% | 0.50x | 2.56x | $173.10 Million |
| 2011 | 14.49% | 11.00% | 0.50x | 2.62x | $146.20 Million |
| 2012 | 17.88% | 13.77% | 0.52x | 2.49x | $269.30 Million |
| 2013 | 18.08% | 13.46% | 0.51x | 2.65x | $289.50 Million |
| 2014 | 22.88% | 14.88% | 0.54x | 2.83x | $424.50 Million |
| 2015 | 26.77% | 13.55% | 0.56x | 3.51x | $446.00 Million |
| 2016 | 36.60% | 16.89% | 0.57x | 3.83x | $675.90 Million |
| 2017 | 45.62% | 21.88% | 0.55x | 3.77x | $972.90 Million |
| 2018 | 51.77% | 20.38% | 0.52x | 4.91x | $957.70 Million |
| 2019 | 2.71% | 8.77% | 0.13x | 2.35x | $-2.40 Billion |
| 2020 | 2.96% | 6.45% | 0.20x | 2.31x | $-2.27 Billion |
| 2021 | 4.31% | 8.22% | 0.21x | 2.46x | $-1.76 Billion |
| 2022 | 8.21% | 14.26% | 0.21x | 2.72x | $-552.80 Million |
| 2023 | 10.28% | 16.07% | 0.21x | 3.04x | $82.30 Million |
| 2024 | 11.57% | 15.31% | 0.27x | 2.85x | $424.20 Million |
Industry Comparison
This section compares Fiserv, Inc.'s net assets metrics with peer companies in the Information Technology Services industry.
Industry Context
- Industry: Information Technology Services
- Average net assets among peers: $994,464,162
- Average return on equity (ROE) among peers: 2.63%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Fiserv, Inc. (FI) | $25.14 Billion | 1.80% | 2.16x | $32.90 Billion |
| Accenture plc (ACN) | $2.68 Billion | 35.12% | 2.34x | $110.67 Billion |
| Alithya Group Inc (ALYAF) | $26.79 Million | -22.19% | 1.46x | $89.55 Million |
| Applied Digital Corporation (APLD) | $3.63 Million | -76.89% | 0.16x | $7.31 Billion |
| ARB IOT Group Limited Ordinary Shares (ARBB) | $318.84 Million | 8.10% | 0.24x | $8.21 Million |
| ASGN Inc (ASGN) | $1.38 Billion | 12.69% | 1.14x | $904.39 Million |
| Aurora Innovation Inc (AUR) | $1.99 Billion | -40.10% | 0.13x | $8.73 Billion |
| BigBearai Holdings Inc (BBAI) | $11.68 Million | 53.50% | 0.37x | $1.87 Billion |
| Broadridge Financial Solutions Inc (BR) | $745.80 Million | 25.77% | 2.80x | $18.21 Billion |
| BIT Mining Limited (BTCM) | $133.56 Million | 13.10% | 0.18x | $18.91 Million |
| CACI International Inc (CACI) | $2.67 Billion | 17.16% | 1.32x | $11.34 Billion |
About Fiserv, Inc.
Fiserv, Inc. provides payments and financial services technology solutions in the United States, Europe, the Middle East and Africa, Latin America, the Asia-Pacific, and internationally. It operates through the Merchant Solutions and Financial Solutions segments. The company provides merchant acquiring and digital commerce services, mobile payment services, security and fraud protection solutions… Read more