Glacier Bancorp Inc (GBCI) - Net Assets
Based on the latest financial reports, Glacier Bancorp Inc (GBCI) has net assets worth $4.21 Billion USD as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($31.98 Billion) and total liabilities ($27.76 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check asset resilience ratio of Glacier Bancorp Inc to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $4.21 Billion |
| % of Total Assets | 13.18% |
| Annual Growth Rate | 16.65% |
| 5-Year Change | 32.61% |
| 10-Year Change | 277.29% |
| Growth Volatility | 15.56 |
Glacier Bancorp Inc - Net Assets Trend (1991–2025)
This chart illustrates how Glacier Bancorp Inc's net assets have evolved over time, based on quarterly financial data. Also explore Glacier Bancorp Inc asset portfolio for the complete picture of this company's asset base.
Annual Net Assets for Glacier Bancorp Inc (1991–2025)
The table below shows the annual net assets of Glacier Bancorp Inc from 1991 to 2025. For live valuation and market cap data, see market value of Glacier Bancorp Inc.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $4.21 Billion | +30.71% |
| 2024-12-31 | $3.22 Billion | +6.74% |
| 2023-12-31 | $3.02 Billion | +6.22% |
| 2022-12-31 | $2.84 Billion | -10.52% |
| 2021-12-31 | $3.18 Billion | +37.74% |
| 2020-12-31 | $2.31 Billion | +17.66% |
| 2019-12-31 | $1.96 Billion | +29.35% |
| 2018-12-31 | $1.52 Billion | +26.42% |
| 2017-12-31 | $1.20 Billion | +7.36% |
| 2016-12-31 | $1.12 Billion | +3.74% |
| 2015-12-31 | $1.08 Billion | +4.73% |
| 2014-12-31 | $1.03 Billion | +6.73% |
| 2013-12-31 | $963.25 Million | +6.92% |
| 2012-12-31 | $900.95 Million | +5.97% |
| 2011-12-31 | $850.23 Million | +1.43% |
| 2010-12-31 | $838.20 Million | +22.21% |
| 2009-12-31 | $685.89 Million | +1.32% |
| 2008-12-31 | $676.94 Million | +28.07% |
| 2007-12-31 | $528.58 Million | +15.88% |
| 2006-12-31 | $456.14 Million | +36.88% |
| 2005-12-31 | $333.24 Million | +23.34% |
| 2004-12-31 | $270.18 Million | +13.60% |
| 2003-12-31 | $237.84 Million | +12.06% |
| 2002-12-31 | $212.25 Million | +19.93% |
| 2001-12-31 | $176.98 Million | +79.77% |
| 2000-12-31 | $98.45 Million | +15.33% |
| 1999-12-31 | $85.36 Million | +9.27% |
| 1998-12-31 | $78.12 Million | +18.19% |
| 1997-12-31 | $66.10 Million | +26.39% |
| 1996-12-31 | $52.30 Million | +36.55% |
| 1995-12-31 | $38.30 Million | +13.65% |
| 1994-12-31 | $33.70 Million | +10.49% |
| 1993-12-31 | $30.50 Million | +15.09% |
| 1992-12-31 | $26.50 Million | +18.30% |
| 1991-12-31 | $22.40 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Glacier Bancorp Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 6236.4% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $1.16 Billion | 27.52% |
| Common Stock | $1.30 Million | 0.03% |
| Other Comprehensive Income | $-167.11 Million | -3.97% |
| Other Components | $3.22 Billion | 76.42% |
| Total Equity | $4.21 Billion | 100.00% |
Glacier Bancorp Inc Competitors by Market Cap
The table below lists competitors of Glacier Bancorp Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Nestle (Malaysia) Bhd
KLSE:4707
|
$6.38 Billion |
|
VOESTALPINE ADR 1/5/O.N.
F:VASS
|
$6.39 Billion |
|
Leo Group Co Ltd
SHE:002131
|
$6.39 Billion |
|
Triple Flag Precious Metals Corp
TO:TFPM
|
$6.40 Billion |
|
Ryman Hospitality Properties Inc
NYSE:RHP
|
$6.38 Billion |
|
Zabka Group S.A.
WAR:ZAB
|
$6.37 Billion |
|
Boyd Gaming Corporation
NYSE:BYD
|
$6.36 Billion |
|
Quebecor Inc
TO:QBR-B
|
$6.36 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Glacier Bancorp Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 3,223,854,000 to 4,213,821,000, a change of 989,967,000 (30.7%).
- Net income of 239,028,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 142,186,000.
- Other factors increased equity by 608,753,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $239.03 Million | +5.67% |
| Other Comprehensive Income | $142.19 Million | +3.37% |
| Other Changes | $608.75 Million | +14.45% |
| Total Change | $- | 30.71% |
Book Value vs Market Value Analysis
This analysis compares Glacier Bancorp Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.52x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 36.03x to 1.52x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1991-12-31 | $1.36 | $49.08 | x |
| 1992-12-31 | $1.56 | $49.08 | x |
| 1993-12-31 | $1.58 | $49.08 | x |
| 1994-12-31 | $1.77 | $49.08 | x |
| 1995-12-31 | $2.17 | $49.08 | x |
| 1996-12-31 | $2.09 | $49.08 | x |
| 1997-12-31 | $2.48 | $49.08 | x |
| 1998-12-31 | $2.65 | $49.08 | x |
| 1999-12-31 | $2.86 | $49.08 | x |
| 2000-12-31 | $3.29 | $49.08 | x |
| 2001-12-31 | $4.24 | $49.08 | x |
| 2002-12-31 | $4.72 | $49.08 | x |
| 2003-12-31 | $5.18 | $49.08 | x |
| 2004-12-31 | $5.81 | $49.08 | x |
| 2005-12-31 | $6.94 | $49.08 | x |
| 2006-12-31 | $9.03 | $49.08 | x |
| 2007-12-31 | $9.86 | $49.08 | x |
| 2008-12-31 | $12.31 | $49.08 | x |
| 2009-12-31 | $11.15 | $49.08 | x |
| 2010-12-31 | $12.03 | $49.08 | x |
| 2011-12-31 | $11.82 | $49.08 | x |
| 2012-12-31 | $12.53 | $49.08 | x |
| 2013-12-31 | $13.15 | $49.08 | x |
| 2014-12-31 | $13.76 | $49.08 | x |
| 2015-12-31 | $14.24 | $49.08 | x |
| 2016-12-31 | $14.63 | $49.08 | x |
| 2017-12-31 | $15.45 | $49.08 | x |
| 2018-12-31 | $18.12 | $49.08 | x |
| 2019-12-31 | $22.18 | $49.08 | x |
| 2020-12-31 | $24.30 | $49.08 | x |
| 2021-12-31 | $31.97 | $49.08 | x |
| 2022-12-31 | $25.66 | $49.08 | x |
| 2023-12-31 | $27.24 | $49.08 | x |
| 2024-12-31 | $28.47 | $49.08 | x |
| 2025-12-31 | $32.38 | $49.08 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Glacier Bancorp Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 5.67%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 16.77%
- • Asset Turnover: 0.04x
- • Equity Multiplier: 7.59x
- Recent ROE (5.67%) is below the historical average (11.85%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1991 | 12.95% | 15.10% | 0.10x | 8.80x | $660.00K |
| 1992 | 15.83% | 18.39% | 0.08x | 10.35x | $1.51 Million |
| 1993 | 17.00% | 19.10% | 0.09x | 9.60x | $2.10 Million |
| 1994 | 15.36% | 18.55% | 0.08x | 10.23x | $1.78 Million |
| 1995 | 21.16% | 17.98% | 0.11x | 10.27x | $4.22 Million |
| 1996 | 15.80% | 14.80% | 0.10x | 10.52x | $3.01 Million |
| 1997 | 15.80% | 16.56% | 0.10x | 10.01x | $3.76 Million |
| 1998 | 14.62% | 15.71% | 0.10x | 9.07x | $3.59 Million |
| 1999 | 14.52% | 15.93% | 0.08x | 11.45x | $3.85 Million |
| 2000 | 14.27% | 15.20% | 0.09x | 10.77x | $4.19 Million |
| 2001 | 12.25% | 13.46% | 0.08x | 11.79x | $3.99 Million |
| 2002 | 15.27% | 20.26% | 0.07x | 10.75x | $11.18 Million |
| 2003 | 15.98% | 23.12% | 0.06x | 11.52x | $14.22 Million |
| 2004 | 16.51% | 24.53% | 0.06x | 11.14x | $17.60 Million |
| 2005 | 15.72% | 22.32% | 0.06x | 11.12x | $19.05 Million |
| 2006 | 13.40% | 20.03% | 0.07x | 9.79x | $15.52 Million |
| 2007 | 12.98% | 18.56% | 0.08x | 9.11x | $15.75 Million |
| 2008 | 9.70% | 18.04% | 0.07x | 8.20x | $-2.04 Million |
| 2009 | 5.01% | 8.84% | 0.06x | 9.03x | $-34.22 Million |
| 2010 | 5.05% | 11.26% | 0.06x | 8.06x | $-41.49 Million |
| 2011 | 2.05% | 4.88% | 0.05x | 8.45x | $-67.55 Million |
| 2012 | 8.38% | 22.46% | 0.04x | 8.60x | $-14.58 Million |
| 2013 | 9.93% | 27.57% | 0.04x | 8.19x | $-681.00K |
| 2014 | 10.97% | 29.62% | 0.05x | 8.08x | $9.95 Million |
| 2015 | 10.79% | 28.44% | 0.04x | 8.44x | $8.46 Million |
| 2016 | 10.85% | 27.62% | 0.05x | 8.46x | $9.44 Million |
| 2017 | 9.71% | 24.49% | 0.05x | 8.09x | $-3.53 Million |
| 2018 | 12.00% | 31.40% | 0.05x | 7.99x | $30.29 Million |
| 2019 | 10.74% | 32.23% | 0.05x | 6.98x | $14.47 Million |
| 2020 | 11.55% | 33.72% | 0.04x | 8.02x | $35.70 Million |
| 2021 | 8.96% | 35.04% | 0.03x | 8.16x | $-33.01 Million |
| 2022 | 10.66% | 32.48% | 0.04x | 9.37x | $18.87 Million |
| 2023 | 7.38% | 19.99% | 0.04x | 9.19x | $-79.10 Million |
| 2024 | 5.90% | 15.27% | 0.04x | 8.66x | $-132.24 Million |
| 2025 | 5.67% | 16.77% | 0.04x | 7.59x | $-182.35 Million |
Industry Comparison
This section compares Glacier Bancorp Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $552,557,300
- Average return on equity (ROE) among peers: 11.02%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Glacier Bancorp Inc (GBCI) | $4.21 Billion | 12.95% | 6.59x | $6.38 Billion |
| Ameris Bancorp (ABCB) | $1.46 Billion | 8.31% | 6.86x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $5.70 Billion |
| ACNB Corporation (ACNB) | $74.01 Million | 9.97% | 11.77x | $483.21 Million |
| Affinity Bancshares Inc (AFBI) | $129.12 Million | 4.21% | 5.71x | $135.98 Million |
| Alerus Financial Corp (ALRS) | $153.31 Million | 13.22% | 8.01x | $647.19 Million |
| Amalgamated Bank (AMAL) | $535.82 Million | 8.62% | 10.16x | $1.14 Billion |
| Amerant Bancorp Inc. (AMTB) | $901.22 Million | 12.53% | 7.48x | $962.39 Million |
| Arrow Financial Corporation (AROW) | $72.29 Million | 17.85% | 12.85x | $601.02 Million |
| Associated Banc-Corp (ASB) | $2.02 Billion | 12.80% | 9.17x | $5.20 Billion |
| AmeriServ Financial Inc (ASRV) | $65.10 Million | 11.83% | 10.90x | $62.60 Million |
About Glacier Bancorp Inc
Glacier Bancorp, Inc. operates as the bank holding company for Glacier Bank that provides commercial banking services to individuals, small to medium-sized businesses, community organizations, and public entities in the United States. It offers retail banking; business banking; and mortgage origination and loan servicing services. The company also accepts deposit products, including non-interest … Read more