ICICI Bank Limited
ICICI Bank Limited, together with its subsidiaries, engages in the provision of various banking and financial services to retail and corporate customers in India and internationally. The company operates through Retail Banking, Wholesale Banking, Treasury, Other Banking, Life Insurance, General Insurance, and Others segments. It offers savings, salary, pension, current, trade, escrow, foreign cur… Read more
ICICI Bank Limited (IBN) - Net Assets
Latest net assets as of December 2025: $323.13 Billion USD
Based on the latest financial reports, ICICI Bank Limited (IBN) has net assets worth $323.13 Billion USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($2.19 Trillion) and total liabilities ($1.87 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $323.13 Billion |
| % of Total Assets | 14.75% |
| Annual Growth Rate | 31.32% |
| 5-Year Change | 96.64% |
| 10-Year Change | 237.29% |
| Growth Volatility | 94.94 |
ICICI Bank Limited - Net Assets Trend (1999–2025)
This chart illustrates how ICICI Bank Limited's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for ICICI Bank Limited (1999–2025)
The table below shows the annual net assets of ICICI Bank Limited from 1999 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-03-31 | $3.29 Trillion | +21.74% |
| 2024-03-31 | $2.70 Trillion | +43.61% |
| 2023-03-31 | $1.88 Trillion | +12.48% |
| 2022-03-31 | $1.67 Trillion | +0.00% |
| 2021-03-31 | $1.67 Trillion | +38.35% |
| 2020-03-31 | $1.21 Trillion | 0.00% |
| 2019-03-31 | $1.21 Trillion | +3.60% |
| 2018-03-31 | $1.17 Trillion | +6.52% |
| 2017-03-31 | $1.09 Trillion | +12.34% |
| 2016-03-31 | $974.66 Billion | +11.76% |
| 2015-03-31 | $872.10 Billion | +11.18% |
| 2014-03-31 | $784.41 Billion | +11.31% |
| 2013-03-31 | $704.68 Billion | +12.38% |
| 2012-03-31 | $627.04 Billion | +10.67% |
| 2011-03-31 | $566.61 Billion | +7.79% |
| 2010-03-31 | $525.67 Billion | +10.23% |
| 2009-03-31 | $476.88 Billion | +4.11% |
| 2008-03-31 | $458.03 Billion | +84.51% |
| 2007-03-31 | $248.25 Billion | +8.56% |
| 2006-03-31 | $228.67 Billion | +78.97% |
| 2005-03-31 | $127.77 Billion | +33.74% |
| 2004-03-31 | $95.53 Billion | +2.79% |
| 2003-03-31 | $92.94 Billion | +412.72% |
| 2002-03-31 | $18.13 Billion | +11.55% |
| 2001-03-31 | $16.25 Billion | +42.57% |
| 2000-03-31 | $11.40 Billion | +313.81% |
| 1999-03-31 | $2.75 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to ICICI Bank Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 430824.2% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (March 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $3.10 Trillion | 98.89% |
| Common Stock | $14.25 Billion | 0.45% |
| Other Comprehensive Income | $3.10 Trillion | 98.89% |
| Total Equity | $3.14 Trillion | 100.00% |
ICICI Bank Limited Competitors by Market Cap
The table below lists competitors of ICICI Bank Limited ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
T-Mobile US Inc
NASDAQ:TMUS
|
$109.98 Billion |
|
Iberdrola S.A
PINK:IBDSF
|
$110.04 Billion |
|
CME Group Inc
NASDAQ:CME
|
$110.13 Billion |
|
Starbucks Corporation
NASDAQ:SBUX
|
$110.94 Billion |
|
Crowdstrike Holdings Inc
NASDAQ:CRWD
|
$107.94 Billion |
|
L'Air Liquide S.A
PINK:AIQUF
|
$107.70 Billion |
|
Comcast Corp
NASDAQ:CMCSA
|
$107.11 Billion |
|
Lockheed Martin Corporation
NYSE:LMT
|
$106.03 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in ICICI Bank Limited's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 2,561,438,346,000 to 3,139,059,100,000, a change of 577,620,754,000 (22.6%).
- Net income of 510,292,000,000 contributed positively to equity growth.
- Dividend payments of 71,238,913,000 reduced retained earnings.
- Share repurchases of 14,375,200,000 reduced equity.
- New share issuances of 14,375,200,000 increased equity.
- Other comprehensive income increased equity by 570,776,324,000.
- Other factors decreased equity by 432,208,657,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $510.29 Billion | +16.26% |
| Dividends Paid | $71.24 Billion | -2.27% |
| Share Repurchases | $14.38 Billion | -0.46% |
| Share Issuances | $14.38 Billion | +0.46% |
| Other Comprehensive Income | $570.78 Billion | +18.18% |
| Other Changes | $-432.21 Billion | -13.77% |
| Total Change | $- | 22.55% |
Book Value vs Market Value Analysis
This analysis compares ICICI Bank Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.03x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 33.57x to 0.03x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1999-03-31 | $0.82 | $27.42 | x |
| 2000-03-31 | $3.38 | $27.42 | x |
| 2001-03-31 | $4.82 | $27.42 | x |
| 2002-03-31 | $5.38 | $27.42 | x |
| 2003-03-31 | $27.27 | $27.42 | x |
| 2004-03-31 | $28.02 | $27.42 | x |
| 2005-03-31 | $37.44 | $27.42 | x |
| 2006-03-31 | $67.00 | $27.42 | x |
| 2007-03-31 | $72.12 | $27.42 | x |
| 2008-03-31 | $133.68 | $27.42 | x |
| 2009-03-31 | $138.74 | $27.42 | x |
| 2010-03-31 | $152.14 | $27.42 | x |
| 2011-03-31 | $164.02 | $27.42 | x |
| 2012-03-31 | $181.74 | $27.42 | x |
| 2013-03-31 | $203.94 | $27.42 | x |
| 2014-03-31 | $226.68 | $27.42 | x |
| 2015-03-31 | $251.22 | $27.42 | x |
| 2016-03-31 | $279.12 | $27.42 | x |
| 2017-03-31 | $325.46 | $27.42 | x |
| 2018-03-31 | $341.10 | $27.42 | x |
| 2019-03-31 | $350.74 | $27.42 | x |
| 2020-03-31 | $350.74 | $27.42 | x |
| 2021-03-31 | $460.66 | $27.42 | x |
| 2022-03-31 | $460.66 | $27.42 | x |
| 2023-03-31 | $513.89 | $27.42 | x |
| 2024-03-31 | $718.28 | $27.42 | x |
| 2025-03-31 | $875.23 | $27.42 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently ICICI Bank Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 16.26%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 17.32%
- • Asset Turnover: 0.11x
- • Equity Multiplier: 8.42x
- Recent ROE (16.26%) is above the historical average (11.30%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1999 | 18.46% | 8.33% | 0.08x | 26.46x | $233.05 Million |
| 2000 | 12.26% | 39.51% | 0.03x | 11.44x | $257.64 Million |
| 2001 | 8.31% | 9.54% | 0.06x | 13.49x | $-274.70 Million |
| 2002 | 11.02% | 7.68% | 0.06x | 22.31x | $185.16 Million |
| 2003 | -8.66% | -7.18% | 0.09x | 12.79x | $-17.16 Billion |
| 2004 | 16.76% | 11.36% | 0.10x | 14.91x | $6.39 Billion |
| 2005 | 14.67% | 11.26% | 0.09x | 14.13x | $5.90 Billion |
| 2006 | 10.71% | 9.83% | 0.09x | 12.27x | $1.61 Billion |
| 2007 | 11.35% | 6.68% | 0.10x | 16.22x | $3.29 Billion |
| 2008 | 7.54% | 5.66% | 0.12x | 10.77x | $-11.09 Billion |
| 2009 | 7.65% | 5.58% | 0.13x | 10.32x | $-11.01 Billion |
| 2010 | 9.10% | 7.99% | 0.12x | 9.54x | $-4.59 Billion |
| 2011 | 11.02% | 9.90% | 0.12x | 9.65x | $5.63 Billion |
| 2012 | 12.47% | 11.47% | 0.11x | 10.11x | $15.15 Billion |
| 2013 | 13.97% | 12.95% | 0.11x | 9.81x | $27.27 Billion |
| 2014 | 14.45% | 13.90% | 0.11x | 9.78x | $33.98 Billion |
| 2015 | 14.46% | 13.58% | 0.11x | 9.75x | $37.76 Billion |
| 2016 | 10.82% | 10.04% | 0.11x | 9.76x | $7.69 Billion |
| 2017 | 9.74% | 8.98% | 0.12x | 9.42x | $-2.75 Billion |
| 2018 | 6.97% | 6.48% | 0.10x | 11.22x | $-33.50 Billion |
| 2019 | 3.72% | 3.24% | 0.11x | 10.84x | $-71.71 Billion |
| 2020 | 8.37% | 6.39% | 0.12x | 10.84x | $-18.59 Billion |
| 2021 | 11.67% | 11.40% | 0.10x | 9.99x | $26.26 Billion |
| 2022 | 15.93% | 21.58% | 0.07x | 9.99x | $93.51 Billion |
| 2023 | 18.70% | 18.42% | 0.11x | 9.63x | $158.31 Billion |
| 2024 | 17.28% | 18.81% | 0.10x | 9.23x | $186.42 Billion |
| 2025 | 16.26% | 17.32% | 0.11x | 8.42x | $196.39 Billion |
Industry Comparison
This section compares ICICI Bank Limited's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| ICICI Bank Limited (IBN) | $323.13 Billion | 18.46% | 5.78x | $109.95 Billion |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |