ICICI Bank Limited

NYSE:IBN USA Banks - Regional
Market Cap
$98.07 Billion
Market Cap Rank
#180 Global
#146 in USA
Share Price
$27.42
Change (1 day)
+0.18%
52-Week Range
$26.58 - $34.41
All Time High
$34.41
About

ICICI Bank Limited, together with its subsidiaries, engages in the provision of various banking and financial services to retail and corporate customers in India and internationally. The company operates through Retail Banking, Wholesale Banking, Treasury, Other Banking, Life Insurance, General Insurance, and Others segments. It offers savings, salary, pension, current, trade, escrow, foreign cur… Read more

ICICI Bank Limited (IBN) - Net Assets

Latest net assets as of December 2025: $323.13 Billion USD

Based on the latest financial reports, ICICI Bank Limited (IBN) has net assets worth $323.13 Billion USD as of December 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($2.19 Trillion) and total liabilities ($1.87 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets $323.13 Billion
% of Total Assets 14.75%
Annual Growth Rate 31.32%
5-Year Change 96.64%
10-Year Change 237.29%
Growth Volatility 94.94

ICICI Bank Limited - Net Assets Trend (1999–2025)

This chart illustrates how ICICI Bank Limited's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for ICICI Bank Limited (1999–2025)

The table below shows the annual net assets of ICICI Bank Limited from 1999 to 2025.

Year Net Assets Change
2025-03-31 $3.29 Trillion +21.74%
2024-03-31 $2.70 Trillion +43.61%
2023-03-31 $1.88 Trillion +12.48%
2022-03-31 $1.67 Trillion +0.00%
2021-03-31 $1.67 Trillion +38.35%
2020-03-31 $1.21 Trillion 0.00%
2019-03-31 $1.21 Trillion +3.60%
2018-03-31 $1.17 Trillion +6.52%
2017-03-31 $1.09 Trillion +12.34%
2016-03-31 $974.66 Billion +11.76%
2015-03-31 $872.10 Billion +11.18%
2014-03-31 $784.41 Billion +11.31%
2013-03-31 $704.68 Billion +12.38%
2012-03-31 $627.04 Billion +10.67%
2011-03-31 $566.61 Billion +7.79%
2010-03-31 $525.67 Billion +10.23%
2009-03-31 $476.88 Billion +4.11%
2008-03-31 $458.03 Billion +84.51%
2007-03-31 $248.25 Billion +8.56%
2006-03-31 $228.67 Billion +78.97%
2005-03-31 $127.77 Billion +33.74%
2004-03-31 $95.53 Billion +2.79%
2003-03-31 $92.94 Billion +412.72%
2002-03-31 $18.13 Billion +11.55%
2001-03-31 $16.25 Billion +42.57%
2000-03-31 $11.40 Billion +313.81%
1999-03-31 $2.75 Billion --

Equity Component Analysis

This analysis shows how different components contribute to ICICI Bank Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 430824.2% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (March 2025)

Component Amount Percentage
Retained Earnings $3.10 Trillion 98.89%
Common Stock $14.25 Billion 0.45%
Other Comprehensive Income $3.10 Trillion 98.89%
Total Equity $3.14 Trillion 100.00%

ICICI Bank Limited Competitors by Market Cap

The table below lists competitors of ICICI Bank Limited ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in ICICI Bank Limited's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 2,561,438,346,000 to 3,139,059,100,000, a change of 577,620,754,000 (22.6%).
  • Net income of 510,292,000,000 contributed positively to equity growth.
  • Dividend payments of 71,238,913,000 reduced retained earnings.
  • Share repurchases of 14,375,200,000 reduced equity.
  • New share issuances of 14,375,200,000 increased equity.
  • Other comprehensive income increased equity by 570,776,324,000.
  • Other factors decreased equity by 432,208,657,000.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income $510.29 Billion +16.26%
Dividends Paid $71.24 Billion -2.27%
Share Repurchases $14.38 Billion -0.46%
Share Issuances $14.38 Billion +0.46%
Other Comprehensive Income $570.78 Billion +18.18%
Other Changes $-432.21 Billion -13.77%
Total Change $- 22.55%

Book Value vs Market Value Analysis

This analysis compares ICICI Bank Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 0.03x
  • The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
  • The price-to-book ratio has decreased from 33.57x to 0.03x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
1999-03-31 $0.82 $27.42 x
2000-03-31 $3.38 $27.42 x
2001-03-31 $4.82 $27.42 x
2002-03-31 $5.38 $27.42 x
2003-03-31 $27.27 $27.42 x
2004-03-31 $28.02 $27.42 x
2005-03-31 $37.44 $27.42 x
2006-03-31 $67.00 $27.42 x
2007-03-31 $72.12 $27.42 x
2008-03-31 $133.68 $27.42 x
2009-03-31 $138.74 $27.42 x
2010-03-31 $152.14 $27.42 x
2011-03-31 $164.02 $27.42 x
2012-03-31 $181.74 $27.42 x
2013-03-31 $203.94 $27.42 x
2014-03-31 $226.68 $27.42 x
2015-03-31 $251.22 $27.42 x
2016-03-31 $279.12 $27.42 x
2017-03-31 $325.46 $27.42 x
2018-03-31 $341.10 $27.42 x
2019-03-31 $350.74 $27.42 x
2020-03-31 $350.74 $27.42 x
2021-03-31 $460.66 $27.42 x
2022-03-31 $460.66 $27.42 x
2023-03-31 $513.89 $27.42 x
2024-03-31 $718.28 $27.42 x
2025-03-31 $875.23 $27.42 x

Capital Efficiency Dashboard

This dashboard shows how efficiently ICICI Bank Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 16.26%
  • The company demonstrates strong efficiency in generating profits from shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 17.32%
  • • Asset Turnover: 0.11x
  • • Equity Multiplier: 8.42x
  • Recent ROE (16.26%) is above the historical average (11.30%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
1999 18.46% 8.33% 0.08x 26.46x $233.05 Million
2000 12.26% 39.51% 0.03x 11.44x $257.64 Million
2001 8.31% 9.54% 0.06x 13.49x $-274.70 Million
2002 11.02% 7.68% 0.06x 22.31x $185.16 Million
2003 -8.66% -7.18% 0.09x 12.79x $-17.16 Billion
2004 16.76% 11.36% 0.10x 14.91x $6.39 Billion
2005 14.67% 11.26% 0.09x 14.13x $5.90 Billion
2006 10.71% 9.83% 0.09x 12.27x $1.61 Billion
2007 11.35% 6.68% 0.10x 16.22x $3.29 Billion
2008 7.54% 5.66% 0.12x 10.77x $-11.09 Billion
2009 7.65% 5.58% 0.13x 10.32x $-11.01 Billion
2010 9.10% 7.99% 0.12x 9.54x $-4.59 Billion
2011 11.02% 9.90% 0.12x 9.65x $5.63 Billion
2012 12.47% 11.47% 0.11x 10.11x $15.15 Billion
2013 13.97% 12.95% 0.11x 9.81x $27.27 Billion
2014 14.45% 13.90% 0.11x 9.78x $33.98 Billion
2015 14.46% 13.58% 0.11x 9.75x $37.76 Billion
2016 10.82% 10.04% 0.11x 9.76x $7.69 Billion
2017 9.74% 8.98% 0.12x 9.42x $-2.75 Billion
2018 6.97% 6.48% 0.10x 11.22x $-33.50 Billion
2019 3.72% 3.24% 0.11x 10.84x $-71.71 Billion
2020 8.37% 6.39% 0.12x 10.84x $-18.59 Billion
2021 11.67% 11.40% 0.10x 9.99x $26.26 Billion
2022 15.93% 21.58% 0.07x 9.99x $93.51 Billion
2023 18.70% 18.42% 0.11x 9.63x $158.31 Billion
2024 17.28% 18.81% 0.10x 9.23x $186.42 Billion
2025 16.26% 17.32% 0.11x 8.42x $196.39 Billion

Industry Comparison

This section compares ICICI Bank Limited's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $25,670,820,700
  • Average return on equity (ROE) among peers: 9.44%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
ICICI Bank Limited (IBN) $323.13 Billion 18.46% 5.78x $109.95 Billion
Ameris Bancorp (ABCB) $120.94 Million 10.83% 9.48x $4.91 Billion
ACNB Corporation (ACNB) $2.75 Billion 1.01% 0.01x $462.57 Million
Addiko Bank AG (ADBKF) $839.50 Million 5.41% 6.63x $210.07 Million
Affinity Bancshares Inc (AFBI) $120.97 Million 6.26% 5.51x $79.94 Million
Absa Group Limited (AGRPF) $19.52 Billion 23.08% 14.72x $6.72 Billion
AIB Group plc (AIBGY) $14.46 Billion -16.17% 8.45x $21.72 Billion
Akbank Turk Anonim Sirketi (AKBTY) $211.22 Billion 31.48% 8.02x $8.60 Billion
Alpha Bank SA (ALBKY) $7.32 Billion 8.44% 8.89x $1.12 Billion
Community Capital Bancshares Inc (ALBY) $9.19 Million 7.09% 8.66x $19.76 Million
Alpine Banks of Colorado (ALPIB) $342.89 Million 16.92% 10.27x $248.47 Million