ING Group NV ADR (ING) - Net Assets
Based on the latest financial reports, ING Group NV ADR (ING) has net assets worth $50.95 Billion USD as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($1.05 Trillion) and total liabilities ($1.00 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check ING Group NV ADR liquid asset ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $50.95 Billion |
| % of Total Assets | 4.83% |
| Annual Growth Rate | 3.24% |
| 5-Year Change | -93.9% |
| 10-Year Change | 1.1% |
| Growth Volatility | 253.49 |
ING Group NV ADR - Net Assets Trend (1997–2025)
This chart illustrates how ING Group NV ADR's net assets have evolved over time, based on quarterly financial data. Also explore total assets of ING Group NV ADR for the complete picture of this company's asset base.
Annual Net Assets for ING Group NV ADR (1997–2025)
The table below shows the annual net assets of ING Group NV ADR from 1997 to 2025. For live valuation and market cap data, see ING stock market capitalisation.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $50.95 Billion | -0.69% |
| 2024-12-31 | $51.31 Billion | -1.67% |
| 2023-12-31 | $52.18 Billion | +3.51% |
| 2022-12-31 | $50.41 Billion | -93.96% |
| 2021-12-31 | $834.65 Billion | -2.70% |
| 2020-12-31 | $857.83 Billion | +13.48% |
| 2019-12-31 | $755.92 Billion | +1361.20% |
| 2018-12-31 | $51.73 Billion | +1.20% |
| 2017-12-31 | $51.12 Billion | +1.43% |
| 2016-12-31 | $50.40 Billion | +3.98% |
| 2015-12-31 | $48.47 Billion | -18.42% |
| 2014-12-31 | $59.42 Billion | +19.58% |
| 2013-12-31 | $49.69 Billion | -1.31% |
| 2012-12-31 | $50.35 Billion | +8.04% |
| 2011-12-31 | $46.60 Billion | +7.26% |
| 2010-12-31 | $43.45 Billion | +17.31% |
| 2009-12-31 | $37.04 Billion | +38.85% |
| 2008-12-31 | $26.67 Billion | -32.52% |
| 2007-12-31 | $39.53 Billion | -4.09% |
| 2006-12-31 | $41.22 Billion | +7.26% |
| 2005-12-31 | $38.42 Billion | +30.97% |
| 2004-12-31 | $29.34 Billion | +18.30% |
| 2003-12-31 | $24.80 Billion | +10.82% |
| 2002-12-31 | $22.38 Billion | -12.45% |
| 2001-12-31 | $25.56 Billion | -12.04% |
| 2000-12-31 | $29.06 Billion | -19.57% |
| 1999-12-31 | $36.13 Billion | +22.35% |
| 1998-12-31 | $29.53 Billion | +41.44% |
| 1997-12-31 | $20.88 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to ING Group NV ADR's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 0.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $49.70 Billion | 100.00% |
| Total Equity | $49.70 Billion | 100.00% |
ING Group NV ADR Competitors by Market Cap
The table below lists competitors of ING Group NV ADR ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
The Bank of New York Mellon Corporation
NYSE:BK
|
$80.26 Billion |
|
Marsh & McLennan Companies, Inc.
NYSE:MRSH
|
$80.45 Billion |
|
AMERICA MOVIL SAB DE CV
MX:AMXB
|
$80.55 Billion |
|
Northrop Grumman Corporation
NYSE:NOC
|
$80.69 Billion |
|
Xiaomi Corporation
F:3CP
|
$80.14 Billion |
|
Glencore PLC
JSE:GLN
|
$80.01 Billion |
|
Petróleo Brasileiro S.A. - Petrobras
SA:PETR3
|
$79.92 Billion |
|
Barclays PLC
MX:BCSN
|
$79.83 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in ING Group NV ADR's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 50,314,000,000 to 49,698,000,000, a change of -616,000,000 (-1.2%).
- Net income of 6,327,000,000 contributed positively to equity growth.
- Other comprehensive income decreased equity by 77,000,000.
- Other factors decreased equity by 6,866,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $6.33 Billion | +12.73% |
| Other Comprehensive Income | $-77.00 Million | -0.15% |
| Other Changes | $-6.87 Billion | -13.82% |
| Total Change | $- | -1.22% |
Book Value vs Market Value Analysis
This analysis compares ING Group NV ADR's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.66x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 2.10x to 1.66x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1997-12-31 | $13.23 | $27.72 | x |
| 1998-12-31 | $15.09 | $27.72 | x |
| 1999-12-31 | $18.13 | $27.72 | x |
| 2000-12-31 | $14.36 | $27.72 | x |
| 2001-12-31 | $12.36 | $27.72 | x |
| 2002-12-31 | $10.52 | $27.72 | x |
| 2003-12-31 | $11.45 | $27.72 | x |
| 2004-12-31 | $12.76 | $27.72 | x |
| 2005-12-31 | $17.70 | $27.72 | x |
| 2006-12-31 | $17.58 | $27.72 | x |
| 2007-12-31 | $13.25 | $27.72 | x |
| 2008-12-31 | $6.51 | $27.72 | x |
| 2009-12-31 | $11.56 | $27.72 | x |
| 2010-12-31 | $10.13 | $27.72 | x |
| 2011-12-31 | $11.20 | $27.72 | x |
| 2012-12-31 | $13.02 | $27.72 | x |
| 2013-12-31 | $11.07 | $27.72 | x |
| 2014-12-31 | $13.08 | $27.72 | x |
| 2015-12-31 | $12.41 | $27.72 | x |
| 2016-12-31 | $12.84 | $27.72 | x |
| 2017-12-31 | $12.97 | $27.72 | x |
| 2018-12-31 | $13.09 | $27.72 | x |
| 2019-12-31 | $13.80 | $27.72 | x |
| 2020-12-31 | $12.22 | $27.72 | x |
| 2021-12-31 | $13.86 | $27.72 | x |
| 2022-12-31 | $13.77 | $27.72 | x |
| 2023-12-31 | $14.37 | $27.72 | x |
| 2024-12-31 | $15.90 | $27.72 | x |
| 2025-12-31 | $16.65 | $27.72 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently ING Group NV ADR utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 12.73%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 27.47%
- • Asset Turnover: 0.02x
- • Equity Multiplier: 21.22x
- Recent ROE (12.73%) is above the historical average (11.63%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1997 | 8.90% | 5.44% | 0.12x | 13.45x | $-227.44 Million |
| 1998 | 9.18% | 7.12% | 0.09x | 13.58x | $-237.22 Million |
| 1999 | 14.04% | 8.39% | 0.12x | 14.06x | $1.42 Billion |
| 2000 | 43.28% | 15.55% | 0.12x | 23.48x | $9.24 Billion |
| 2001 | 19.02% | 6.14% | 0.11x | 29.31x | $2.17 Billion |
| 2002 | 22.06% | 5.81% | 0.11x | 35.12x | $2.46 Billion |
| 2003 | 17.49% | 6.24% | 0.08x | 33.69x | $1.73 Billion |
| 2004 | 21.21% | 6.83% | 0.10x | 31.91x | $3.04 Billion |
| 2005 | 18.78% | 6.56% | 0.09x | 30.18x | $3.37 Billion |
| 2006 | 20.10% | 6.23% | 0.10x | 32.05x | $3.87 Billion |
| 2007 | 25.86% | 6.68% | 0.11x | 35.27x | $5.90 Billion |
| 2008 | -20.15% | -2.34% | 0.11x | 76.65x | $-5.23 Billion |
| 2009 | -4.80% | -1.30% | 0.10x | 37.27x | $-4.61 Billion |
| 2010 | 6.17% | 2.37% | 0.08x | 32.39x | $-1.47 Billion |
| 2011 | 11.20% | 5.69% | 0.07x | 30.02x | $508.80 Million |
| 2012 | 7.53% | 6.05% | 0.05x | 23.39x | $-1.22 Billion |
| 2013 | 8.35% | 6.47% | 0.05x | 25.37x | $-699.00 Million |
| 2014 | 2.48% | 2.45% | 0.04x | 23.37x | $-3.79 Billion |
| 2015 | 8.38% | 8.00% | 0.05x | 21.02x | $-773.20 Million |
| 2016 | 9.34% | 9.62% | 0.06x | 16.97x | $-328.30 Million |
| 2017 | 9.73% | 10.23% | 0.06x | 16.79x | $-135.60 Million |
| 2018 | 9.05% | 14.25% | 0.04x | 17.42x | $-486.00 Million |
| 2019 | 8.89% | 14.74% | 0.04x | 16.58x | $-596.00 Million |
| 2020 | 5.21% | 9.23% | 0.03x | 19.66x | $-2.28 Billion |
| 2021 | 8.86% | 18.52% | 0.03x | 17.64x | $-616.00 Million |
| 2022 | 7.36% | 19.76% | 0.02x | 19.39x | $-1.32 Billion |
| 2023 | 14.22% | 12.37% | 0.06x | 19.04x | $2.16 Billion |
| 2024 | 12.70% | 9.63% | 0.07x | 20.28x | $1.36 Billion |
| 2025 | 12.73% | 27.47% | 0.02x | 21.22x | $1.36 Billion |
Industry Comparison
This section compares ING Group NV ADR's net assets metrics with peer companies in the Banks - Diversified industry.
Industry Context
- Industry: Banks - Diversified
- Average net assets among peers: $1,640,928,561,747
- Average return on equity (ROE) among peers: 8.89%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| ING Group NV ADR (ING) | $50.95 Billion | 8.90% | 19.69x | $80.23 Billion |
| Bank of America Corp (BAC) | $231.44 Billion | 2.71% | 8.64x | $349.79 Billion |
| Banco Bilbao Viscaya Argentaria SA ADR (BBVA) | $20.47 Billion | 10.86% | 13.00x | $122.53 Billion |
| The Bank of New York Mellon Corporation (BK) | $7.65 Billion | 18.67% | 9.08x | $80.26 Billion |
| Citigroup Inc (C) | $202.27 Billion | -3.36% | 8.11x | $223.34 Billion |
| JPMorgan Chase & Co (JPM) | $294.13 Billion | 16.43% | 11.73x | $838.59 Billion |
| Mitsubishi UFJ Financial Group Inc ADR (MUFG) | $3.20 Trillion | 1.11% | 21.48x | $194.79 Billion |
| Bank of N.T. Butterfield & Son Ltd (NTB) | $394.93 Million | 19.37% | 18.45x | $2.20 Billion |
| Banco Santander SA ADR (SAN) | $29.30 Billion | 7.73% | 10.94x | $167.40 Billion |
| Sumitomo Mitsui Financial Group Inc (SMFG) | $10.78 Trillion | 6.53% | 19.39x | $130.14 Billion |
About ING Group NV ADR
ING Groep N.V. provides various banking products and services in the Netherlands, Belgium, Germany, rest of Europe, and internationally. The company operates through five segments: Retail Netherlands, Retail Belgium, Retail Germany, Retail Other, and Wholesale Banking. It accepts current and savings accounts, as well as time deposits. The company also offers business lending products; SME loans; … Read more