KB Financial Group Inc

NYSE:KB USA Banks - Regional
Market Cap
$36.97 Billion
Market Cap Rank
#586 Global
#467 in USA
Share Price
$103.09
Change (1 day)
+0.92%
52-Week Range
$46.88 - $118.21
All Time High
$118.21
About

KB Financial Group Inc. provides various banking and related financial services to consumers and corporations in South Korea, the United States, New Zealand, China, Cambodia, the United Kingdom, Indonesia, and internationally. It operates through Retail Banking, Corporate Banking, Other Banking Services, Credit Card, Securities, Life Insurance, and Non-Life Insurance segments. The company offers … Read more

KB Financial Group Inc (KB) - Net Assets

Latest net assets as of December 2025: $59.06 Trillion USD

Based on the latest financial reports, KB Financial Group Inc (KB) has net assets worth $59.06 Trillion USD as of December 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($797.92 Trillion) and total liabilities ($738.87 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets $59.06 Trillion
% of Total Assets 7.4%
Annual Growth Rate 14.48%
5-Year Change -89.42%
10-Year Change 88.92%
Growth Volatility 235.97

KB Financial Group Inc - Net Assets Trend (1999–2025)

This chart illustrates how KB Financial Group Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for KB Financial Group Inc (1999–2025)

The table below shows the annual net assets of KB Financial Group Inc from 1999 to 2025.

Year Net Assets Change
2025-12-31 $59.06 Trillion -1.27%
2024-12-31 $59.82 Trillion +2.01%
2023-12-31 $58.64 Trillion +18.12%
2022-12-31 $49.64 Trillion -91.10%
2021-12-31 $558.09 Trillion +7.68%
2020-12-31 $518.28 Trillion +1224.87%
2019-12-31 $39.12 Trillion +9.54%
2018-12-31 $35.71 Trillion +4.90%
2017-12-31 $34.04 Trillion +8.90%
2016-12-31 $31.26 Trillion +8.16%
2015-12-31 $28.90 Trillion +5.05%
2014-12-31 $27.51 Trillion +5.89%
2013-12-31 $25.98 Trillion +3.59%
2012-12-31 $25.08 Trillion +8.27%
2011-12-31 $23.16 Trillion +35.98%
2010-12-31 $17.04 Trillion -3.08%
2009-12-31 $17.58 Trillion +12.71%
2008-12-31 $15.59 Trillion -8.19%
2007-12-31 $16.99 Trillion +20.41%
2006-12-31 $14.11 Trillion +25.00%
2005-12-31 $11.29 Trillion +51.80%
2004-12-31 $7.43 Trillion +7.68%
2003-12-31 $6.90 Trillion -22.48%
2002-12-31 $8.91 Trillion +12.07%
2001-12-31 $7.95 Trillion +86.23%
2000-12-31 $4.27 Trillion +143.04%
1999-12-31 $1.76 Trillion --

Equity Component Analysis

This analysis shows how different components contribute to KB Financial Group Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 10872.5% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component Amount Percentage
Retained Earnings $38.34 Trillion 64.93%
Common Stock $2.09 Trillion 3.54%
Other Components $18.62 Trillion 31.53%
Total Equity $59.06 Trillion 100.00%

KB Financial Group Inc Competitors by Market Cap

The table below lists competitors of KB Financial Group Inc ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in KB Financial Group Inc's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 57,888,952,000,000 to 59,058,023,000,000, a change of 1,169,071,000,000 (2.0%).
  • Net income of 5,929,854,436,000 contributed positively to equity growth.
  • Other comprehensive income decreased equity by 496,922,000,000.
  • Other factors decreased equity by 4,263,861,436,000.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income $5.93 Trillion +10.04%
Other Comprehensive Income $-496.92 Billion -0.84%
Other Changes $-4.26 Trillion -7.22%
Total Change $- 2.02%

Book Value vs Market Value Analysis

This analysis compares KB Financial Group Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 0.00x
  • The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
1999-12-31 $9546.26 $103.09 x
2000-12-31 $22929.22 $103.09 x
2001-12-31 $31731.16 $103.09 x
2002-12-31 $27045.56 $103.09 x
2003-12-31 $21127.08 $103.09 x
2004-12-31 $24202.76 $103.09 x
2005-12-31 $34902.59 $103.09 x
2006-12-31 $41891.57 $103.09 x
2007-12-31 $50440.85 $103.09 x
2008-12-31 $47185.48 $103.09 x
2009-12-31 $53902.06 $103.09 x
2010-12-31 $49488.37 $103.09 x
2011-12-31 $62423.76 $103.09 x
2012-12-31 $64217.24 $103.09 x
2013-12-31 $66966.18 $103.09 x
2014-12-31 $70410.43 $103.09 x
2015-12-31 $73901.41 $103.09 x
2016-12-31 $80382.24 $103.09 x
2017-12-31 $84875.19 $103.09 x
2018-12-31 $89526.58 $103.09 x
2019-12-31 $97796.36 $103.09 x
2020-12-31 $107670.01 $103.09 x
2021-12-31 $119074.30 $103.09 x
2022-12-31 $121227.97 $103.09 x
2023-12-31 $144135.16 $103.09 x
2024-12-31 $151001.00 $103.09 x

Capital Efficiency Dashboard

This dashboard shows how efficiently KB Financial Group Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 10.04%
  • The company shows good efficiency in utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 7.19%
  • • Asset Turnover: 0.10x
  • • Equity Multiplier: 13.51x
  • Recent ROE (10.04%) is below the historical average (10.09%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
1999 30.80% 13.81% 0.09x 25.79x $365.10 Billion
2000 14.68% 5.62% 0.12x 22.57x $189.45 Billion
2001 12.99% 9.29% 0.06x 22.03x $228.50 Billion
2002 14.17% 7.56% 0.09x 20.84x $368.18 Billion
2003 -14.42% -5.68% 0.09x 28.01x $-1.68 Trillion
2004 13.43% 6.93% 0.08x 23.11x $254.59 Billion
2005 23.84% 20.12% 0.08x 15.67x $1.56 Trillion
2006 20.92% 21.64% 0.07x 13.06x $1.54 Trillion
2007 22.13% 23.78% 0.07x 12.83x $2.06 Trillion
2008 8.50% 7.09% 0.07x 16.57x $-233.51 Billion
2009 4.11% 4.21% 0.07x 14.47x $-1.03 Trillion
2010 0.86% 0.87% 0.07x 14.81x $-1.55 Trillion
2011 10.46% 13.29% 0.06x 12.22x $106.86 Billion
2012 7.11% 9.80% 0.06x 11.49x $-719.14 Billion
2013 4.89% 8.06% 0.05x 11.24x $-1.33 Trillion
2014 5.13% 9.46% 0.05x 11.29x $-1.33 Trillion
2015 6.02% 13.68% 0.04x 11.47x $-1.14 Trillion
2016 6.92% 17.57% 0.03x 12.12x $-956.06 Billion
2017 9.73% 21.88% 0.03x 12.83x $-92.43 Billion
2018 8.57% 17.67% 0.04x 13.43x $-509.20 Billion
2019 8.59% 17.75% 0.04x 13.46x $-542.13 Billion
2020 8.16% 17.50% 0.03x 14.37x $-781.92 Billion
2021 9.29% 21.02% 0.03x 13.99x $-336.52 Billion
2022 8.50% 16.04% 0.04x 14.50x $-723.79 Billion
2023 8.10% 12.62% 0.05x 12.62x $-1.07 Trillion
2024 8.77% 13.45% 0.05x 13.09x $-710.67 Billion
2025 10.04% 7.19% 0.10x 13.51x $24.05 Billion

Industry Comparison

This section compares KB Financial Group Inc's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $25,670,820,700
  • Average return on equity (ROE) among peers: 9.44%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
KB Financial Group Inc (KB) $59.06 Trillion 30.80% 12.51x $36.30 Billion
Ameris Bancorp (ABCB) $120.94 Million 10.83% 9.48x $4.91 Billion
ACNB Corporation (ACNB) $2.75 Billion 1.01% 0.01x $462.57 Million
Addiko Bank AG (ADBKF) $839.50 Million 5.41% 6.63x $210.07 Million
Affinity Bancshares Inc (AFBI) $120.97 Million 6.26% 5.51x $79.94 Million
Absa Group Limited (AGRPF) $19.52 Billion 23.08% 14.72x $6.72 Billion
AIB Group plc (AIBGY) $14.46 Billion -16.17% 8.45x $21.72 Billion
Akbank Turk Anonim Sirketi (AKBTY) $211.22 Billion 31.48% 8.02x $8.60 Billion
Alpha Bank SA (ALBKY) $7.32 Billion 8.44% 8.89x $1.12 Billion
Community Capital Bancshares Inc (ALBY) $9.19 Million 7.09% 8.66x $19.76 Million
Alpine Banks of Colorado (ALPIB) $342.89 Million 16.92% 10.27x $248.47 Million