KB Financial Group Inc - Asset Resilience Ratio
KB Financial Group Inc (KB) has an Asset Resilience Ratio of 12.09% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check KB Financial Group Inc (KB) strategic asset index to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2024)
This chart shows how KB Financial Group Inc's Asset Resilience Ratio has changed over time. See debt-free asset ratio of KB Financial Group Inc to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down KB Financial Group Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see KB Financial Group Inc stock valuation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $96.28 Trillion | 12.09% |
| Total Liquid Assets | $96.28 Trillion | 12.09% |
Asset Resilience Insights
- Moderate Liquidity: KB Financial Group Inc has 12.09% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
KB Financial Group Inc Industry Peers by Asset Resilience Ratio
Compare KB Financial Group Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Standard Bank Group Ltd
JSE:SBK |
Banks - Regional | -9.21% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
International Bancshares Corporation
NASDAQ:IBOC |
Banks - Regional | 28.98% |
|
Judo Capital Holdings Ltd
AU:JDO |
Banks - Regional | 10.76% |
|
TF Bank AB
ST:TFBANK |
Banks - Regional | -0.15% |
|
Bank Tabungan Negara Persero
JK:BBTN |
Banks - Regional | -3.50% |
|
Mystate Ltd
AU:MYS |
Banks - Regional | 8.81% |
Annual Asset Resilience Ratio for KB Financial Group Inc (2000–2024)
The table below shows the annual Asset Resilience Ratio data for KB Financial Group Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 12.39% | $93.90 Trillion | $757.85 Trillion | +0.86pp |
| 2023-12-31 | 11.53% | $82.50 Trillion | $715.73 Trillion | +3.21pp |
| 2022-12-31 | 8.31% | $58.30 Trillion | $701.17 Trillion | -0.78pp |
| 2021-12-31 | 9.09% | $60.38 Trillion | $663.90 Trillion | -1.03pp |
| 2020-12-31 | 10.12% | $61.83 Trillion | $610.67 Trillion | +1.24pp |
| 2019-12-31 | 8.88% | $46.06 Trillion | $518.54 Trillion | -- |
| 2018-12-31 | 0.00% | $0.00 | $479.59 Trillion | -- |
| 2017-12-31 | 0.00% | $0.00 | $436.79 Trillion | -- |
| 2016-12-31 | 0.00% | $0.00 | $375.67 Trillion | -- |
| 2015-12-31 | 0.00% | $0.00 | $329.07 Trillion | -- |
| 2014-12-31 | 0.00% | $11.23 Million | $308.36 Trillion | -0.48pp |
| 2013-12-31 | 0.48% | $1.40 Trillion | $292.17 Trillion | +0.48pp |
| 2012-12-31 | 0.00% | $8.02 Billion | $286.07 Trillion | +0.00pp |
| 2011-12-31 | 0.00% | $6.33 Billion | $280.87 Trillion | +0.31pp |
| 2010-12-31 | -0.31% | $-782.74 Billion | $251.75 Trillion | +2.29pp |
| 2009-12-31 | -2.60% | $-6.61 Trillion | $253.86 Trillion | -2.60pp |
| 2008-12-31 | 0.00% | $4.64 Billion | $258.33 Trillion | 0.00pp |
| 2007-12-31 | 0.00% | $4.74 Billion | $217.68 Trillion | 0.00pp |
| 2006-12-31 | 0.00% | $4.26 Billion | $184.07 Trillion | +0.00pp |
| 2005-12-31 | 0.00% | $3.08 Billion | $176.62 Trillion | +0.00pp |
| 2004-12-31 | 0.00% | $2.58 Billion | $171.52 Trillion | +0.00pp |
| 2003-12-31 | 0.00% | $2.84 Billion | $192.93 Trillion | +0.00pp |
| 2002-12-31 | 0.00% | $1.84 Billion | $184.09 Trillion | 0.00pp |
| 2001-12-31 | 0.00% | $3.91 Billion | $168.30 Trillion | 0.00pp |
| 2000-12-31 | 0.00% | $3.05 Billion | $91.43 Trillion | -- |
About KB Financial Group Inc
KB Financial Group Inc. provides various banking and related financial services to consumers and corporations in South Korea, the United States, New Zealand, China, Cambodia, the United Kingdom, Indonesia, and internationally. It operates through Retail Banking, Corporate Banking, Other Banking Services, Credit Card, Securities, Life Insurance, and Non-Life Insurance segments. The company offers … Read more