Lument Finance Trust Inc (LFT) - Net Assets
Based on the latest financial reports, Lument Finance Trust Inc (LFT) has net assets worth $230.07 Million USD as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($955.72 Million) and total liabilities ($725.65 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check LFT asset liquidity ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $230.07 Million |
| % of Total Assets | 24.07% |
| Annual Growth Rate | 18.11% |
| 5-Year Change | 109.23% |
| 10-Year Change | 34.03% |
| Growth Volatility | 73.9 |
Lument Finance Trust Inc - Net Assets Trend (2012–2024)
This chart illustrates how Lument Finance Trust Inc's net assets have evolved over time, based on quarterly financial data. Also explore LFT current and non-current assets for the complete picture of this company's asset base.
Annual Net Assets for Lument Finance Trust Inc (2012–2024)
The table below shows the annual net assets of Lument Finance Trust Inc from 2012 to 2024. For live valuation and market cap data, see Lument Finance Trust Inc (LFT) total market value.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $237.90 Million | -1.20% |
| 2023-12-31 | $240.79 Million | -0.91% |
| 2022-12-31 | $243.00 Million | +43.47% |
| 2021-12-31 | $169.38 Million | +48.96% |
| 2020-12-31 | $113.70 Million | +4.66% |
| 2019-12-31 | $108.64 Million | -27.67% |
| 2018-12-31 | $150.20 Million | +3.03% |
| 2017-12-31 | $145.79 Million | +2.33% |
| 2016-12-31 | $142.47 Million | -19.73% |
| 2015-12-31 | $177.49 Million | -16.59% |
| 2014-12-31 | $212.80 Million | +86.79% |
| 2013-12-31 | $113.93 Million | +253.05% |
| 2012-12-31 | $32.27 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Lument Finance Trust Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 1353.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $70.02 Million | 29.45% |
| Common Stock | $523.09K | 0.22% |
| Other Comprehensive Income | $-204.70 Million | -86.08% |
| Other Components | $371.96 Million | 156.42% |
| Total Equity | $237.80 Million | 100.00% |
Lument Finance Trust Inc Competitors by Market Cap
The table below lists competitors of Lument Finance Trust Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Hydrogene De France SA
PA:HDF
|
$62.33 Million |
|
Global Fashion Group S.A
F:GFG
|
$62.34 Million |
|
THINKWARE Corporation
KQ:084730
|
$62.37 Million |
|
Dawson Geophysical Company
NASDAQ:DWSN
|
$62.41 Million |
|
PharmGen Science Inc
KO:004720
|
$62.30 Million |
|
5E Advanced Materials Inc
NASDAQ:FEAM
|
$62.27 Million |
|
Kerjaya Prospek Property Bhd
KLSE:7077
|
$62.25 Million |
|
Heidmar Maritime Holdings Corp. Common Stock
NYSE:HMR
|
$62.24 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Lument Finance Trust Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 240,692,880 to 237,799,532, a change of -2,893,348 (-1.2%).
- Net income of 22,649,190 contributed positively to equity growth.
- Dividend payments of 20,420,803 reduced retained earnings.
- Other comprehensive income decreased equity by 204,701,714.
- Other factors increased equity by 199,579,979.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $22.65 Million | +9.52% |
| Dividends Paid | $20.42 Million | -8.59% |
| Other Comprehensive Income | $-204.70 Million | -86.08% |
| Other Changes | $199.58 Million | +83.93% |
| Total Change | $- | -1.20% |
Book Value vs Market Value Analysis
This analysis compares Lument Finance Trust Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.26x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2012-12-31 | $5.26 | $1.19 | x |
| 2013-12-31 | $17.80 | $1.19 | x |
| 2014-12-31 | $16.50 | $1.19 | x |
| 2015-12-31 | $11.55 | $1.19 | x |
| 2016-12-31 | $9.32 | $1.19 | x |
| 2017-12-31 | $6.97 | $1.19 | x |
| 2018-12-31 | $6.09 | $1.19 | x |
| 2019-12-31 | $4.58 | $1.19 | x |
| 2020-12-31 | $4.56 | $1.19 | x |
| 2021-12-31 | $6.79 | $1.19 | x |
| 2022-12-31 | $5.02 | $1.19 | x |
| 2023-12-31 | $4.61 | $1.19 | x |
| 2024-12-31 | $4.55 | $1.19 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Lument Finance Trust Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 9.52%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 64.97%
- • Asset Turnover: 0.03x
- • Equity Multiplier: 4.75x
- Recent ROE (9.52%) is above the historical average (4.79%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2012 | 22.40% | 83.57% | 0.09x | 3.01x | $4.00 Million |
| 2013 | 2.83% | 39.69% | 0.02x | 4.64x | $-8.17 Million |
| 2014 | 1.56% | 22.32% | 0.01x | 13.73x | $-17.97 Million |
| 2015 | 0.25% | 2.47% | 0.01x | 14.08x | $-17.30 Million |
| 2016 | -5.61% | -105.09% | 0.00x | 16.14x | $-22.24 Million |
| 2017 | 3.23% | 26.07% | 0.01x | 17.92x | $-9.87 Million |
| 2018 | -3.65% | -109.61% | 0.01x | 4.53x | $-20.48 Million |
| 2019 | 5.76% | 38.41% | 0.02x | 6.06x | $-4.61 Million |
| 2020 | 7.44% | 44.15% | 0.03x | 5.47x | $-2.91 Million |
| 2021 | 6.22% | 49.97% | 0.02x | 6.20x | $-6.40 Million |
| 2022 | 4.06% | 49.26% | 0.02x | 4.64x | $-14.43 Million |
| 2023 | 8.19% | 61.46% | 0.02x | 6.01x | $-4.35 Million |
| 2024 | 9.52% | 64.97% | 0.03x | 4.75x | $-1.13 Million |
Industry Comparison
This section compares Lument Finance Trust Inc's net assets metrics with peer companies in the REIT - Mortgage industry.
Industry Context
- Industry: REIT - Mortgage
- Average net assets among peers: $1,936,275,022
- Average return on equity (ROE) among peers: 4.90%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Lument Finance Trust Inc (LFT) | $230.07 Million | 22.40% | 3.15x | $62.31 Million |
| Arbor Realty Trust (ABR) | $1.07 Billion | 10.87% | 3.33x | $1.55 Billion |
| Acres Commercial Realty Corp (ACR) | $703.09 Million | -4.32% | 1.92x | $138.06 Million |
| Ares Commercial Real Estate (ACRE) | $419.17 Million | 7.25% | 3.22x | $286.25 Million |
| AFC Gamma Inc (AFCG) | $320.05 Million | 6.55% | 0.46x | $61.88 Million |
| AGNC Investment Corp (AGNC) | $8.26 Billion | 1.88% | 7.67x | $12.12 Billion |
| Angel Oak Mortgage Inc (AOMR) | $248.31 Million | 0.30% | 1.05x | $210.28 Million |
| Apollo Commercial Real Estate Finance Inc (ARI) | $1.38 Billion | 7.51% | 0.98x | $1.43 Billion |
| ARMOUR Residential REIT Inc (ARR) | $2.26 Billion | 14.27% | 8.29x | $2.04 Billion |
| Brightspire Capital Inc (BRSP) | $928.40 Million | -3.36% | 2.84x | $755.61 Million |
| Blackstone Mortgage Trust Inc (BXMT) | $3.78 Billion | 8.07% | 3.37x | $3.21 Billion |
About Lument Finance Trust Inc
Lument Finance Trust, Inc., a real estate investment trust, focuses on investing in, financing, and managing a portfolio of commercial real estate (CRE) debt investments in the United States. It invests in transitional floating rate CRE mortgage loans on middle market multi-family assets; and other CRE -related investments, including mezzanine loans, preferred equity, commercial mortgage-backed s… Read more