Lument Finance Trust Inc (LFT) - Net Assets
Based on the latest financial reports, Lument Finance Trust Inc (LFT) has net assets worth $219.09 Million USD as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($1.22 Billion) and total liabilities ($996.89 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore Lument Finance Trust Inc (LFT) total assets for the complete picture of this company's asset base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $219.09 Million |
| % of Total Assets | 18.02% |
| Annual Growth Rate | 4.99% |
| 5-Year Change | 29.35% |
| 10-Year Change | 53.78% |
| Growth Volatility | 30.85 |
Lument Finance Trust Inc - Net Assets Trend (2012–2025)
This chart illustrates how Lument Finance Trust Inc's net assets have evolved over time, based on quarterly financial data. Check LFT tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Annual Net Assets for Lument Finance Trust Inc (2012–2025)
The table below shows the annual net assets of Lument Finance Trust Inc from 2012 to 2025. For live valuation and market cap data, see LFT market cap overview.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $219.09 Million | -7.91% |
| 2024-12-31 | $237.90 Million | -1.20% |
| 2023-12-31 | $240.79 Million | -0.91% |
| 2022-12-31 | $243.00 Million | +43.47% |
| 2021-12-31 | $169.38 Million | +48.96% |
| 2020-12-31 | $113.70 Million | +4.66% |
| 2019-12-31 | $108.64 Million | -27.67% |
| 2018-12-31 | $150.20 Million | +3.03% |
| 2017-12-31 | $145.79 Million | +2.33% |
| 2016-12-31 | $142.47 Million | -19.73% |
| 2015-12-31 | $177.49 Million | -16.59% |
| 2014-12-31 | $212.80 Million | +86.79% |
| 2013-12-31 | $113.93 Million | -2.02% |
| 2012-12-31 | $116.27 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Lument Finance Trust Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 1739.4% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $67.28 Million | 30.72% |
| Common Stock | $524.00K | 0.24% |
| Other Comprehensive Income | $-220.96 Million | -100.90% |
| Other Components | $372.14 Million | 169.94% |
| Total Equity | $218.99 Million | 100.00% |
Lument Finance Trust Inc Competitors by Market Cap
The table below lists competitors of Lument Finance Trust Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Samwha Elec
KO:011230
|
$34.61 Million |
|
IFCA MSC Bhd
KLSE:0023
|
$34.64 Million |
|
Namibia Critical Metals Inc
V:NMI
|
$34.64 Million |
|
Lider Faktoring AS
IS:LIDFA
|
$34.64 Million |
|
Century Lithium Corp.
V:LCE
|
$34.61 Million |
|
Generations Bancorp NY Inc
NASDAQ:GBNY
|
$34.60 Million |
|
Kunming Longjin Pharmaceutical Co Ltd
SHE:002750
|
$34.58 Million |
|
SMCG Co., Ltd.
KQ:460870
|
$34.57 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Lument Finance Trust Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 237,799,532 to 218,987,218, a change of -18,812,314 (-7.9%).
- Net loss of 2,745,309 reduced equity.
- Dividend payments of 18,313,583 reduced retained earnings.
- Other comprehensive income decreased equity by 16,256,988.
- Other factors increased equity by 18,503,566.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $-2.75 Million | -1.25% |
| Dividends Paid | $18.31 Million | -8.36% |
| Other Comprehensive Income | $-16.26 Million | -7.42% |
| Other Changes | $18.50 Million | +8.45% |
| Total Change | $- | -7.91% |
Book Value vs Market Value Analysis
This analysis compares Lument Finance Trust Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.16x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has increased from 0.03x to 0.16x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2012-12-31 | $18.96 | $0.66 | x |
| 2013-12-31 | $17.80 | $0.66 | x |
| 2014-12-31 | $16.50 | $0.66 | x |
| 2015-12-31 | $11.55 | $0.66 | x |
| 2016-12-31 | $9.32 | $0.66 | x |
| 2017-12-31 | $6.97 | $0.66 | x |
| 2018-12-31 | $6.09 | $0.66 | x |
| 2019-12-31 | $4.59 | $0.66 | x |
| 2020-12-31 | $4.56 | $0.66 | x |
| 2021-12-31 | $6.79 | $0.66 | x |
| 2022-12-31 | $5.03 | $0.66 | x |
| 2023-12-31 | $4.61 | $0.66 | x |
| 2024-12-31 | $4.55 | $0.66 | x |
| 2025-12-31 | $4.18 | $0.66 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Lument Finance Trust Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -1.25%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -3.47%
- • Asset Turnover: 0.07x
- • Equity Multiplier: 5.55x
- Recent ROE (-1.25%) is below the historical average (3.20%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2012 | 6.22% | 83.57% | 0.05x | 1.56x | $-4.40 Million |
| 2013 | 2.83% | 39.69% | 0.02x | 4.64x | $-8.17 Million |
| 2014 | 1.56% | 22.32% | 0.01x | 13.73x | $-17.97 Million |
| 2015 | 0.25% | 2.47% | 0.01x | 14.08x | $-17.30 Million |
| 2016 | -5.61% | -105.09% | 0.00x | 16.14x | $-22.24 Million |
| 2017 | 3.23% | 26.07% | 0.01x | 17.92x | $-9.87 Million |
| 2018 | -3.64% | -109.61% | 0.01x | 4.52x | $-20.49 Million |
| 2019 | 5.75% | 38.41% | 0.02x | 6.06x | $-4.62 Million |
| 2020 | 7.43% | 44.15% | 0.03x | 5.47x | $-2.92 Million |
| 2021 | 6.22% | 49.97% | 0.02x | 6.19x | $-6.41 Million |
| 2022 | 4.06% | 49.26% | 0.02x | 4.64x | $-14.44 Million |
| 2023 | 8.19% | 61.46% | 0.02x | 6.01x | $-4.35 Million |
| 2024 | 9.52% | 64.97% | 0.03x | 4.75x | $-1.13 Million |
| 2025 | -1.25% | -3.47% | 0.07x | 5.55x | $-24.64 Million |
Industry Comparison
This section compares Lument Finance Trust Inc's net assets metrics with peer companies in the REIT - Mortgage industry.
Industry Context
- Industry: REIT - Mortgage
- Average net assets among peers: $1,136,609,681
- Average return on equity (ROE) among peers: 2.87%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Lument Finance Trust Inc (LFT) | $219.09 Million | 6.22% | 4.55x | $34.61 Million |
| Arbor Realty Trust (ABR) | $1.36 Billion | 9.49% | 3.60x | $963.73 Million |
| Acres Commercial Realty Corp (ACR) | $195.33 Million | 5.58% | 9.47x | $127.50 Million |
| Ares Commercial Real Estate (ACRE) | $419.17 Million | 7.25% | 3.22x | $236.35 Million |
| New York Mortgage Trust, Inc. (ADAM) | $1.41 Billion | -4.40% | 5.53x | $793.47 Million |
| AFC Gamma Inc (AFCG) | $91.65 Million | 11.30% | 0.03x | $61.88 Million |
| AGNC Investment Corp. (AGNC) | $6.21 Billion | 12.40% | 8.33x | $12.20 Billion |
| Angel Oak Mortgage Inc (AOMR) | $44.05 Million | -14.07% | 8.78x | $211.77 Million |
| Apollo Commercial Real Estate Finance Inc (ARI) | $336.98 Million | 7.68% | 1.64x | $879.47 Million |
| ARMOUR Residential REIT Inc (ARR) | $21.49 Million | -5.35% | 4.90x | $2.04 Billion |
| Brightspire Capital Inc (BRSP) | $1.28 Billion | -1.22% | 2.28x | $652.69 Million |
About Lument Finance Trust Inc
Lument Finance Trust, Inc., a real estate investment trust, focuses on investing in, originating, financing, and managing a portfolio of commercial real estate (CRE) debt investments in the United States. It primarily invests in transitional floating rate CRE mortgage loans on middle market multi-family assets and other CRE-related investments, including mezzanine loans, preferred equity, commerc… Read more