Park National Corporation (PRK) - Net Assets
Based on the latest financial reports, Park National Corporation (PRK) has net assets worth $1.35 Billion USD as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($9.81 Billion) and total liabilities ($8.45 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check PRK financial resilience to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $1.35 Billion |
| % of Total Assets | 13.8% |
| Annual Growth Rate | 8.66% |
| 5-Year Change | 21.79% |
| 10-Year Change | 82.26% |
| Growth Volatility | 12.1 |
Park National Corporation - Net Assets Trend (1990–2025)
This chart illustrates how Park National Corporation's net assets have evolved over time, based on quarterly financial data. Also explore PRK current and non-current assets for the complete picture of this company's asset base.
Annual Net Assets for Park National Corporation (1990–2025)
The table below shows the annual net assets of Park National Corporation from 1990 to 2025. For live valuation and market cap data, see Park National Corporation market cap and net worth.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $1.35 Billion | +8.76% |
| 2024-12-31 | $1.24 Billion | +8.61% |
| 2023-12-31 | $1.15 Billion | +7.11% |
| 2022-12-31 | $1.07 Billion | -3.74% |
| 2021-12-31 | $1.11 Billion | +6.78% |
| 2020-12-31 | $1.04 Billion | +7.35% |
| 2019-12-31 | $969.01 Million | +16.40% |
| 2018-12-31 | $832.51 Million | +10.11% |
| 2017-12-31 | $756.10 Million | +1.87% |
| 2016-12-31 | $742.24 Million | +4.05% |
| 2015-12-31 | $713.36 Million | +2.11% |
| 2014-12-31 | $698.60 Million | +7.19% |
| 2013-12-31 | $651.75 Million | +0.21% |
| 2012-12-31 | $650.37 Million | -12.70% |
| 2011-12-31 | $744.96 Million | -0.12% |
| 2010-12-31 | $745.82 Million | +3.98% |
| 2009-12-31 | $717.26 Million | +11.61% |
| 2008-12-31 | $642.66 Million | +10.80% |
| 2007-12-31 | $580.01 Million | +1.68% |
| 2006-12-31 | $570.44 Million | +2.15% |
| 2005-12-31 | $558.43 Million | -0.73% |
| 2004-12-31 | $562.56 Million | +3.59% |
| 2003-12-31 | $543.04 Million | +6.63% |
| 2002-12-31 | $509.29 Million | +8.74% |
| 2001-12-31 | $468.35 Million | +46.47% |
| 2000-12-31 | $319.75 Million | +33.45% |
| 1999-12-31 | $239.60 Million | +1.65% |
| 1998-12-31 | $235.70 Million | +6.08% |
| 1997-12-31 | $222.20 Million | +49.13% |
| 1996-12-31 | $149.00 Million | +9.24% |
| 1995-12-31 | $136.40 Million | +19.44% |
| 1994-12-31 | $114.20 Million | +4.87% |
| 1993-12-31 | $108.90 Million | +15.97% |
| 1992-12-31 | $93.90 Million | +12.32% |
| 1991-12-31 | $83.60 Million | +13.13% |
| 1990-12-31 | $73.90 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Park National Corporation's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 2088.2% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $1.07 Billion | 78.93% |
| Common Stock | $465.03 Million | 34.38% |
| Other Comprehensive Income | $-12.74 Million | -0.94% |
| Total Equity | $1.35 Billion | 100.00% |
Park National Corporation Competitors by Market Cap
The table below lists competitors of Park National Corporation ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Navinfo Co Ltd
SHE:002405
|
$3.13 Billion |
|
Anhui Conch Cement Company Limited
F:AQE
|
$3.14 Billion |
|
Sparebank 1 SMN
OL:MING
|
$3.14 Billion |
|
Bank of Qingdao Co Ltd
SHE:002948
|
$3.14 Billion |
|
Hong Ri Da Technology Co. Ltd. A
SHE:301285
|
$3.13 Billion |
|
Guangdong Jia Yuan Technology Co Ltd
SHG:688388
|
$3.13 Billion |
|
WIENERBERGER ADR 1/5/O.N.
F:WIBA
|
$3.13 Billion |
|
Indah Kiat Pulp & Paper Tbk
JK:INKP
|
$3.13 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Park National Corporation's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 1,243,848,000 to 1,352,793,000, a change of 108,945,000 (8.8%).
- Net income of 180,073,000 contributed positively to equity growth.
- Dividend payments of 89,917,000 reduced retained earnings.
- Share repurchases of 20,134,000 reduced equity.
- Other comprehensive income increased equity by 33,436,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $180.07 Million | +13.31% |
| Dividends Paid | $89.92 Million | -6.65% |
| Share Repurchases | $20.13 Million | -1.49% |
| Other Comprehensive Income | $33.44 Million | +2.47% |
| Other Changes | $5.49 Million | +0.41% |
| Total Change | $- | 8.76% |
Book Value vs Market Value Analysis
This analysis compares Park National Corporation's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 2.07x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 18.16x to 2.07x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1990-12-31 | $9.54 | $173.26 | x |
| 1991-12-31 | $10.75 | $173.26 | x |
| 1992-12-31 | $12.03 | $173.26 | x |
| 1993-12-31 | $13.26 | $173.26 | x |
| 1994-12-31 | $13.81 | $173.26 | x |
| 1995-12-31 | $17.26 | $173.26 | x |
| 1996-12-31 | $17.77 | $173.26 | x |
| 1997-12-31 | $21.38 | $173.26 | x |
| 1998-12-31 | $20.15 | $173.26 | x |
| 1999-12-31 | $28.24 | $173.26 | x |
| 2000-12-31 | $38.74 | $173.26 | x |
| 2001-12-31 | $31.74 | $173.26 | x |
| 2002-12-31 | $34.86 | $173.26 | x |
| 2003-12-31 | $37.32 | $173.26 | x |
| 2004-12-31 | $38.85 | $173.26 | x |
| 2005-12-31 | $38.93 | $173.26 | x |
| 2006-12-31 | $40.86 | $173.26 | x |
| 2007-12-31 | $40.80 | $173.26 | x |
| 2008-12-31 | $46.02 | $173.26 | x |
| 2009-12-31 | $50.49 | $173.26 | x |
| 2010-12-31 | $49.21 | $173.26 | x |
| 2011-12-31 | $48.37 | $173.26 | x |
| 2012-12-31 | $42.21 | $173.26 | x |
| 2013-12-31 | $42.29 | $173.26 | x |
| 2014-12-31 | $45.32 | $173.26 | x |
| 2015-12-31 | $46.31 | $173.26 | x |
| 2016-12-31 | $48.18 | $173.26 | x |
| 2017-12-31 | $49.13 | $173.26 | x |
| 2018-12-31 | $53.33 | $173.26 | x |
| 2019-12-31 | $59.34 | $173.26 | x |
| 2020-12-31 | $63.40 | $173.26 | x |
| 2021-12-31 | $67.63 | $173.26 | x |
| 2022-12-31 | $65.33 | $173.26 | x |
| 2023-12-31 | $70.48 | $173.26 | x |
| 2024-12-31 | $76.57 | $173.26 | x |
| 2025-12-31 | $83.59 | $173.26 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Park National Corporation utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 13.31%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 27.10%
- • Asset Turnover: 0.07x
- • Equity Multiplier: 7.25x
- Recent ROE (13.31%) is below the historical average (14.15%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1990 | 17.86% | 11.10% | 0.11x | 14.94x | $5.81 Million |
| 1991 | 18.06% | 13.14% | 0.10x | 14.12x | $6.74 Million |
| 1992 | 17.57% | 15.65% | 0.09x | 13.12x | $7.11 Million |
| 1993 | 17.45% | 18.76% | 0.08x | 11.80x | $8.11 Million |
| 1994 | 17.51% | 19.25% | 0.08x | 11.93x | $8.58 Million |
| 1995 | 20.38% | 16.72% | 0.11x | 10.82x | $14.16 Million |
| 1996 | 21.28% | 17.62% | 0.11x | 10.84x | $16.80 Million |
| 1997 | 16.97% | 18.74% | 0.09x | 10.30x | $15.48 Million |
| 1998 | 19.94% | 19.27% | 0.10x | 10.44x | $23.44 Million |
| 1999 | 22.00% | 19.62% | 0.12x | 9.08x | $34.80 Million |
| 2000 | 15.49% | 19.01% | 0.11x | 7.25x | $24.28 Million |
| 2001 | 16.73% | 21.43% | 0.08x | 9.76x | $31.53 Million |
| 2002 | 16.80% | 25.26% | 0.08x | 8.73x | $34.65 Million |
| 2003 | 16.00% | 27.14% | 0.06x | 9.27x | $32.57 Million |
| 2004 | 16.27% | 28.34% | 0.06x | 9.62x | $35.25 Million |
| 2005 | 17.05% | 25.45% | 0.07x | 9.73x | $39.40 Million |
| 2006 | 16.49% | 23.56% | 0.07x | 9.59x | $37.05 Million |
| 2007 | 3.91% | 4.80% | 0.07x | 11.21x | $-35.29 Million |
| 2008 | 2.13% | 2.88% | 0.07x | 11.00x | $-50.56 Million |
| 2009 | 10.34% | 16.53% | 0.06x | 9.82x | $2.47 Million |
| 2010 | 7.79% | 13.82% | 0.06x | 9.79x | $-16.48 Million |
| 2011 | 11.03% | 19.25% | 0.06x | 9.36x | $7.64 Million |
| 2012 | 12.09% | 22.09% | 0.05x | 10.21x | $13.59 Million |
| 2013 | 11.79% | 22.86% | 0.05x | 10.19x | $11.69 Million |
| 2014 | 12.02% | 24.64% | 0.05x | 10.02x | $14.10 Million |
| 2015 | 11.36% | 23.64% | 0.05x | 10.25x | $9.68 Million |
| 2016 | 11.60% | 26.33% | 0.04x | 10.06x | $11.91 Million |
| 2017 | 11.14% | 22.59% | 0.05x | 9.97x | $8.63 Million |
| 2018 | 13.26% | 26.80% | 0.05x | 9.37x | $27.14 Million |
| 2019 | 10.60% | 22.44% | 0.05x | 8.83x | $5.80 Million |
| 2020 | 12.30% | 26.46% | 0.05x | 8.92x | $23.90 Million |
| 2021 | 13.86% | 32.36% | 0.05x | 8.61x | $42.87 Million |
| 2022 | 13.87% | 28.85% | 0.05x | 9.22x | $41.43 Million |
| 2023 | 11.07% | 22.46% | 0.06x | 8.59x | $12.20 Million |
| 2024 | 12.17% | 23.46% | 0.07x | 7.88x | $27.04 Million |
| 2025 | 13.31% | 27.10% | 0.07x | 7.25x | $44.79 Million |
Industry Comparison
This section compares Park National Corporation's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $634,134,400
- Average return on equity (ROE) among peers: 7.75%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Park National Corporation (PRK) | $1.35 Billion | 17.86% | 6.25x | $3.13 Billion |
| Ameris Bancorp (ABCB) | $293.77 Million | 7.18% | 9.19x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $33.90 Million | 18.88% | 9.07x | $5.70 Billion |
| ACNB Corporation (ACNB) | $51.46 Million | 12.55% | 7.93x | $483.21 Million |
| Affinity Bancshares Inc (AFBI) | $117.10 Million | 6.09% | 5.76x | $135.98 Million |
| Alerus Financial Corp (ALRS) | $369.13 Million | 3.17% | 9.59x | $647.19 Million |
| Amalgamated Bank (AMAL) | $535.82 Million | 8.62% | 10.16x | $1.14 Billion |
| Amerant Bancorp Inc. (AMTB) | $577.58 Million | -0.30% | 12.45x | $962.39 Million |
| Arrow Financial Corporation (AROW) | $192.15 Million | 11.34% | 10.26x | $601.02 Million |
| Associated Banc-Corp (ASB) | $4.09 Billion | 7.50% | 7.17x | $5.20 Billion |
| AmeriServ Financial Inc (ASRV) | $79.49 Million | 2.48% | 14.08x | $62.60 Million |
About Park National Corporation
Park National Corporation operates as the bank holding company for Park National Bank that provides commercial banking and trust services in small and medium population areas in the United States. The company offers deposits for demand, savings, and time accounts; trust and wealth management services; cash management services; safe deposit operations; electronic funds transfers; Internet and mobi… Read more