Oscar Health Inc
Oscar Health, Inc. operates as a healthcare technology company in the United States. The company offers health plans to individuals, families, employees, and small group markets. It also provides +Oscar platform that power others throughout the healthcare system; Campaign Builder platform, an engagement and recommendation platform for providers and payors; and reinsurance products. In addition, t… Read more
Oscar Health Inc (OSCR) - Net Assets
Latest net assets as of December 2025: $980.74 Million USD
Based on the latest financial reports, Oscar Health Inc (OSCR) has net assets worth $980.74 Million USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($6.33 Billion) and total liabilities ($5.34 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $980.74 Million |
| % of Total Assets | 15.5% |
| Annual Growth Rate | 2.36% |
| 5-Year Change | -29.57% |
| 10-Year Change | N/A |
| Growth Volatility | 100.45 |
Oscar Health Inc - Net Assets Trend (2019–2025)
This chart illustrates how Oscar Health Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Oscar Health Inc (2019–2025)
The table below shows the annual net assets of Oscar Health Inc from 2019 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $980.74 Million | -3.51% |
| 2024-12-31 | $1.02 Billion | +26.09% |
| 2023-12-31 | $806.12 Million | -9.67% |
| 2022-12-31 | $892.40 Million | -35.91% |
| 2021-12-31 | $1.39 Billion | +207.46% |
| 2020-12-31 | $-1.30 Billion | -251.98% |
| 2019-12-31 | $852.68 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Oscar Health Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 228157100000.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $3.00K | 0.00% |
| Other Comprehensive Income | $18.03 Million | 1.84% |
| Other Components | $4.25 Billion | 435.13% |
| Total Equity | $977.65 Million | 100.00% |
Oscar Health Inc Competitors by Market Cap
The table below lists competitors of Oscar Health Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Choice Hotels International Inc
NYSE:CHH
|
$3.37 Billion |
|
Zhejiang Shuanghuan Driveline Co Ltd
SHE:002472
|
$3.37 Billion |
|
FSN E-Commerce Ventures Limited
NSE:NYKAA
|
$3.38 Billion |
|
Samsung Engineering
KO:028050
|
$3.38 Billion |
|
QuantumScape Corporation Class A Common Stock
NYSE:QS
|
$3.36 Billion |
|
Brighthouse Financial Inc
NASDAQ:BHF
|
$3.36 Billion |
|
Jiangxi Copper Company Limited
PINK:JIAXF
|
$3.36 Billion |
|
Axfood AB (publ)
F:AXL1
|
$3.36 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Oscar Health Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 1,013,586,000 to 977,648,000, a change of -35,938,000 (-3.5%).
- Net loss of 443,151,000 reduced equity.
- Other comprehensive income increased equity by 19,857,000.
- Other factors increased equity by 387,356,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $-443.15 Million | -45.33% |
| Other Comprehensive Income | $19.86 Million | +2.03% |
| Other Changes | $387.36 Million | +39.62% |
| Total Change | $- | -3.55% |
Book Value vs Market Value Analysis
This analysis compares Oscar Health Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 3.63x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2019-12-31 | $-32.80 | $13.51 | x |
| 2020-12-31 | $-44.28 | $13.51 | x |
| 2021-12-31 | $7.75 | $13.51 | x |
| 2022-12-31 | $4.19 | $13.51 | x |
| 2023-12-31 | $3.63 | $13.51 | x |
| 2024-12-31 | $3.81 | $13.51 | x |
| 2025-12-31 | $3.73 | $13.51 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Oscar Health Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -45.33%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -3.79%
- • Asset Turnover: 1.85x
- • Equity Multiplier: 6.47x
- Recent ROE (-45.33%) is below the historical average (-26.55%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2019 | 0.00% | -47.16% | 0.41x | 0.00x | $-166.67 Million |
| 2020 | 0.00% | -69.00% | 0.26x | 0.00x | $-277.24 Million |
| 2021 | -41.28% | -29.81% | 0.58x | 2.39x | $-711.33 Million |
| 2022 | -68.09% | -14.70% | 0.91x | 5.08x | $-695.31 Million |
| 2023 | -33.67% | -4.62% | 1.63x | 4.48x | $-351.12 Million |
| 2024 | 2.51% | 0.28% | 1.90x | 4.78x | $-75.93 Million |
| 2025 | -45.33% | -3.79% | 1.85x | 6.47x | $-540.92 Million |
Industry Comparison
This section compares Oscar Health Inc's net assets metrics with peer companies in the Healthcare Plans industry.
Industry Context
- Industry: Healthcare Plans
- Average net assets among peers: $8,355,105,250
- Average return on equity (ROE) among peers: -4.30%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Oscar Health Inc (OSCR) | $980.74 Million | 0.00% | 5.45x | $3.37 Billion |
| Alignment Healthcare LLC (ALHC) | $239.30 Million | -62.49% | 1.65x | $3.04 Billion |
| Cigna Corp (CI) | $41.24 Billion | 8.33% | 2.78x | $71.15 Billion |
| Clover Health Investments Corp (CLOV) | $-17.63K | 0.00% | 0.00x | $788.86 Million |
| Centene Corp (CNC) | $326.42 Million | -13.37% | 1.74x | $17.10 Billion |
| CarePayment Technologies Inc (CPYT) | $6.95 Million | -32.50% | 0.49x | $2.47K |
| CVS Health Corp (CVS) | $1.10 Billion | 19.07% | 0.64x | $94.98 Billion |
| Elevance Health Inc (ELV) | $23.81 Billion | 12.12% | 1.15x | $63.54 Billion |
| Humana Inc (HUM) | $16.10 Billion | 18.21% | 1.75x | $20.50 Billion |
| Interact Holdings Group Inc (IHGP) | $-1.46 Million | 0.00% | 0.00x | $335.63 |
| Molina Healthcare Inc (MOH) | $719.06 Million | 7.64% | 1.10x | $6.97 Billion |