Prudential Financial Inc
Prudential Financial, Inc., together with its subsidiaries, provides insurance, investment management, and other financial products and services in the United States, Japan and internationally. It operates through PGIM, Retirement Strategies, Group Insurance, Individual Life, and International Businesses segments. The PGIM segment offers investment management services and solutions related to pub… Read more
Prudential Financial Inc (PRU) - Net Assets
Latest net assets as of December 2025: $35.58 Billion USD
Based on the latest financial reports, Prudential Financial Inc (PRU) has net assets worth $35.58 Billion USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($773.74 Billion) and total liabilities ($738.16 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $35.58 Billion |
| % of Total Assets | 4.6% |
| Annual Growth Rate | 2.21% |
| 5-Year Change | -43.17% |
| 10-Year Change | -22.8% |
| Growth Volatility | 24.72 |
Prudential Financial Inc - Net Assets Trend (2000–2025)
This chart illustrates how Prudential Financial Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Prudential Financial Inc (2000–2025)
The table below shows the annual net assets of Prudential Financial Inc from 2000 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $35.58 Billion | +18.11% |
| 2024-12-31 | $30.13 Billion | +0.84% |
| 2023-12-31 | $29.88 Billion | -6.40% |
| 2022-12-31 | $31.92 Billion | -49.02% |
| 2021-12-31 | $62.61 Billion | -8.21% |
| 2020-12-31 | $68.21 Billion | +7.05% |
| 2019-12-31 | $63.72 Billion | +29.96% |
| 2018-12-31 | $49.03 Billion | -9.78% |
| 2017-12-31 | $54.34 Billion | +17.91% |
| 2016-12-31 | $46.09 Billion | +9.93% |
| 2015-12-31 | $41.92 Billion | +0.87% |
| 2014-12-31 | $41.56 Billion | +15.83% |
| 2013-12-31 | $35.88 Billion | -8.68% |
| 2012-12-31 | $39.29 Billion | +8.42% |
| 2011-12-31 | $36.24 Billion | +10.05% |
| 2010-12-31 | $32.93 Billion | +27.98% |
| 2009-12-31 | $25.73 Billion | +91.69% |
| 2008-12-31 | $13.42 Billion | -42.78% |
| 2007-12-31 | $23.46 Billion | +2.47% |
| 2006-12-31 | $22.89 Billion | +0.57% |
| 2005-12-31 | $22.76 Billion | +1.88% |
| 2004-12-31 | $22.34 Billion | +4.94% |
| 2003-12-31 | $21.29 Billion | -3.31% |
| 2002-12-31 | $22.02 Billion | +7.66% |
| 2001-12-31 | $20.45 Billion | -0.75% |
| 2000-12-31 | $20.61 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Prudential Financial Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 71.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $34.83 Billion | 107.38% |
| Other Comprehensive Income | $32.44 Billion | 100.00% |
| Total Equity | $32.44 Billion | 100.00% |
Prudential Financial Inc Competitors by Market Cap
The table below lists competitors of Prudential Financial Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Industrial Bank Co Ltd
SHG:601166
|
$32.80 Billion |
|
Assicurazioni Generali SpA
IL:0K78
|
$32.87 Billion |
|
ITC Limited
NSE:ITC
|
$32.92 Billion |
|
Commerzbank AG PK
PINK:CRZBY
|
$32.96 Billion |
|
ANSYS Inc
NASDAQ:ANSS
|
$32.74 Billion |
|
Otis Worldwide Corp
NYSE:OTIS
|
$32.72 Billion |
|
FOM.ECON.MEX.SAB D.CV UTS
F:FOMC
|
$32.59 Billion |
|
Koninklijke Ahold Delhaize NV
OTCQX:AHODF
|
$32.57 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Prudential Financial Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 27,872,000,000 to 32,438,000,000, a change of 4,566,000,000 (16.4%).
- Net income of 3,576,000,000 contributed positively to equity growth.
- Dividend payments of 1,926,000,000 reduced retained earnings.
- Share repurchases of 1,000,000,000 reduced equity.
- Other comprehensive income increased equity by 39,149,000,000.
- Other factors decreased equity by 35,233,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $3.58 Billion | +11.02% |
| Dividends Paid | $1.93 Billion | -5.94% |
| Share Repurchases | $1.00 Billion | -3.08% |
| Other Comprehensive Income | $39.15 Billion | +120.69% |
| Other Changes | $-35.23 Billion | -108.62% |
| Total Change | $- | 16.38% |
Book Value vs Market Value Analysis
This analysis compares Prudential Financial Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.02x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 2.68x to 1.02x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2001-12-31 | $35.21 | $94.49 | x |
| 2002-12-31 | $36.90 | $94.49 | x |
| 2003-12-31 | $38.83 | $94.49 | x |
| 2004-12-31 | $42.06 | $94.49 | x |
| 2005-12-31 | $43.70 | $94.49 | x |
| 2006-12-31 | $46.34 | $94.49 | x |
| 2007-12-31 | $50.09 | $94.49 | x |
| 2008-12-31 | $31.24 | $94.49 | x |
| 2009-12-31 | $56.21 | $94.49 | x |
| 2010-12-31 | $68.18 | $94.49 | x |
| 2011-12-31 | $72.95 | $94.49 | x |
| 2012-12-31 | $85.52 | $94.49 | x |
| 2013-12-31 | $75.32 | $94.49 | x |
| 2014-12-31 | $89.71 | $94.49 | x |
| 2015-12-31 | $90.36 | $94.49 | x |
| 2016-12-31 | $106.76 | $94.49 | x |
| 2017-12-31 | $124.01 | $94.49 | x |
| 2018-12-31 | $114.07 | $94.49 | x |
| 2019-12-31 | $153.60 | $94.49 | x |
| 2020-12-31 | $170.35 | $94.49 | x |
| 2021-12-31 | $158.62 | $94.49 | x |
| 2022-12-31 | $82.17 | $94.49 | x |
| 2023-12-31 | $76.30 | $94.49 | x |
| 2024-12-31 | $77.57 | $94.49 | x |
| 2025-12-31 | $92.70 | $94.49 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Prudential Financial Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 11.02%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 6.42%
- • Asset Turnover: 0.07x
- • Equity Multiplier: 23.85x
- Recent ROE (11.02%) is above the historical average (6.98%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2000 | 1.93% | 1.37% | 0.11x | 13.24x | $-1.66 Billion |
| 2001 | -0.75% | -0.58% | 0.09x | 14.33x | $-2.20 Billion |
| 2002 | 0.91% | 0.74% | 0.09x | 13.72x | $-1.94 Billion |
| 2003 | 5.94% | 4.63% | 0.08x | 15.09x | $-865.20 Million |
| 2004 | 10.10% | 8.11% | 0.07x | 17.95x | $21.60 Million |
| 2005 | 15.55% | 11.29% | 0.08x | 18.35x | $1.26 Billion |
| 2006 | 14.97% | 10.62% | 0.07x | 19.84x | $1.14 Billion |
| 2007 | 15.79% | 10.77% | 0.07x | 20.71x | $1.36 Billion |
| 2008 | -8.32% | -3.82% | 0.07x | 33.16x | $-2.46 Billion |
| 2009 | 12.40% | 9.59% | 0.07x | 19.06x | $604.50 Million |
| 2010 | 9.26% | 7.85% | 0.07x | 16.65x | $-240.50 Million |
| 2011 | 10.19% | 7.40% | 0.09x | 15.57x | $67.00 Million |
| 2012 | 1.35% | 0.61% | 0.12x | 18.39x | $-3.34 Billion |
| 2013 | -1.89% | -1.61% | 0.06x | 20.74x | $-4.19 Billion |
| 2014 | 3.37% | 2.55% | 0.08x | 16.98x | $-2.72 Billion |
| 2015 | 13.47% | 9.88% | 0.08x | 18.08x | $1.45 Billion |
| 2016 | 9.52% | 7.43% | 0.07x | 17.09x | $-218.30 Million |
| 2017 | 14.54% | 13.17% | 0.07x | 15.39x | $2.46 Billion |
| 2018 | 8.38% | 6.47% | 0.08x | 16.77x | $-787.70 Million |
| 2019 | 6.63% | 6.46% | 0.07x | 14.21x | $-2.13 Billion |
| 2020 | -0.55% | -0.66% | 0.06x | 13.95x | $-7.12 Billion |
| 2021 | 14.33% | 12.46% | 0.08x | 15.15x | $2.68 Billion |
| 2022 | -5.38% | -2.89% | 0.08x | 22.52x | $-4.71 Billion |
| 2023 | 8.94% | 4.58% | 0.08x | 25.92x | $-294.00 Million |
| 2024 | 9.78% | 3.86% | 0.10x | 26.39x | $-60.20 Million |
| 2025 | 11.02% | 6.42% | 0.07x | 23.85x | $332.20 Million |
Industry Comparison
This section compares Prudential Financial Inc's net assets metrics with peer companies in the Insurance - Life industry.
Industry Context
- Industry: Insurance - Life
- Average net assets among peers: $52,810,304,913
- Average return on equity (ROE) among peers: 25.39%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Prudential Financial Inc (PRU) | $35.58 Billion | 1.93% | 20.75x | $32.75 Billion |
| AIA Group Ltd (AAIGF) | $181.58 Billion | 2.29% | 0.02x | $75.83 Billion |
| Atlantic American Corporation (AAME) | $31.80 Million | 29.56% | 5.46x | $10.89 Million |
| Abacus Life Inc. (ABL) | $766.89K | 130.06% | 1.40x | $276.35 Million |
| Abacus Global Management, Inc. (ABX) | $1.30 Million | 50.90% | 0.12x | $92.43K |
| Aflac Incorporated (AFL) | $1.75 Billion | 16.71% | 10.58x | $56.35 Billion |
| Anadolu Hayat Emeklilik Anonim Sirketi (AUHYF) | $1.88 Billion | 37.14% | 26.33x | $90.55 Million |
| Brighthouse Financial Inc (BHF) | $14.86 Billion | -19.78% | 13.93x | $3.36 Billion |
| Challenger Limited (CFIGF) | $3.25 Billion | -12.80% | 7.79x | $1.66 Billion |
| Citizens Inc (CIA) | $28.30 Million | 19.53% | 3.74x | $217.00 Million |
| China Life Insurance Co Ltd (CILJF) | $324.71 Billion | 0.30% | 0.01x | $16.34 Billion |