Prudential Financial Inc - Asset Resilience Ratio
Prudential Financial Inc (PRU) has an Asset Resilience Ratio of 0.83% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read PRU liabilities breakdown for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Prudential Financial Inc's Asset Resilience Ratio has changed over time. See PRU net asset value for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Prudential Financial Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Prudential Financial Inc (PRU) market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $6.41 Billion | 0.83% |
| Total Liquid Assets | $6.41 Billion | 0.83% |
Asset Resilience Insights
- Limited Liquidity: Prudential Financial Inc maintains only 0.83% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Prudential Financial Inc Industry Peers by Asset Resilience Ratio
Compare Prudential Financial Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Life Insurance Corporation Of India
NSE:LICI |
Insurance - Life | 0.50% |
|
Clearview Wealth Ltd
AU:CVW |
Insurance - Life | 22.11% |
|
Nobleoak Life Ltd
AU:NOL |
Insurance - Life | 15.08% |
|
Prudential plc
MX:PUKN |
Insurance - Life | 0.00% |
|
Mercuries Life Insurance Co Ltd
TW:2867 |
Insurance - Life | 0.88% |
|
Aflac Incorporated
NYSE:AFL |
Insurance - Life | 5.36% |
|
Challenger Ltd
AU:CGF |
Insurance - Life | 2.14% |
|
Hapvida Participações e Investimentos S.A.
SA:HAPV3 |
Insurance - Life | 9.67% |
Annual Asset Resilience Ratio for Prudential Financial Inc (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Prudential Financial Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.83% | $6.41 Billion | $773.74 Billion | -8.20pp |
| 2024-12-31 | 9.03% | $66.39 Billion | $735.59 Billion | -38.22pp |
| 2023-12-31 | 47.25% | $340.75 Billion | $721.21 Billion | -0.58pp |
| 2022-12-31 | 47.83% | $329.56 Billion | $689.03 Billion | +6.02pp |
| 2021-12-31 | 41.81% | $391.96 Billion | $937.58 Billion | -4.44pp |
| 2020-12-31 | 46.25% | $435.06 Billion | $940.72 Billion | +0.19pp |
| 2019-12-31 | 46.05% | $412.89 Billion | $896.55 Billion | -0.01pp |
| 2018-12-31 | 46.07% | $375.48 Billion | $815.08 Billion | +1.08pp |
| 2017-12-31 | 44.98% | $374.22 Billion | $831.92 Billion | -0.02pp |
| 2016-12-31 | 45.00% | $352.80 Billion | $783.96 Billion | +4.38pp |
| 2015-12-31 | 40.63% | $307.70 Billion | $757.39 Billion | +2.11pp |
| 2014-12-31 | 38.52% | $267.99 Billion | $695.76 Billion | -3.09pp |
| 2013-12-31 | 41.61% | $304.48 Billion | $731.78 Billion | -2.95pp |
| 2012-12-31 | 44.56% | $316.06 Billion | $709.30 Billion | +43.01pp |
| 2011-12-31 | 1.55% | $8.59 Billion | $555.07 Billion | +0.57pp |
| 2010-12-31 | 0.98% | $5.30 Billion | $539.85 Billion | -0.44pp |
| 2009-12-31 | 1.42% | $6.82 Billion | $480.20 Billion | +0.17pp |
| 2008-12-31 | 1.25% | $5.58 Billion | $445.01 Billion | +0.18pp |
| 2007-12-31 | 1.08% | $5.24 Billion | $485.81 Billion | -0.03pp |
| 2006-12-31 | 1.11% | $5.03 Billion | $454.27 Billion | +0.16pp |
| 2005-12-31 | 0.95% | $3.96 Billion | $417.78 Billion | -0.36pp |
| 2004-12-31 | 1.31% | $5.25 Billion | $401.06 Billion | -1.07pp |
| 2003-12-31 | 2.38% | $7.63 Billion | $321.27 Billion | +0.52pp |
| 2002-12-31 | 1.85% | $5.42 Billion | $292.75 Billion | +0.19pp |
| 2001-12-31 | 1.66% | $4.86 Billion | $293.03 Billion | -6.23pp |
| 2000-12-31 | 7.88% | $21.50 Billion | $272.75 Billion | -- |
About Prudential Financial Inc
Prudential Financial, Inc., together with its subsidiaries, provides insurance, investment management, and other financial products and services in the United States, Japan and internationally. It operates through PGIM, Retirement Strategies, Group Insurance, Individual Life, and International Businesses segments. The PGIM segment offers investment management services and solutions related to pub… Read more