Q2 Holdings
Q2 Holdings, Inc. provides digital solutions to financial institutions, financial technology companies, FinTechs, and alternative finance companies (Alt-FIs) in the United States. The company offers Digital Banking Platform, an end-to-end digital banking platform that supports its financial institution customers in their delivery of retail, SMB, and commercial functionalities across digital chann… Read more
Q2 Holdings (QTWO) - Net Assets
Latest net assets as of December 2025: $661.81 Million USD
Based on the latest financial reports, Q2 Holdings (QTWO) has net assets worth $661.81 Million USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($1.28 Billion) and total liabilities ($614.47 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $661.81 Million |
| % of Total Assets | 51.85% |
| Annual Growth Rate | N/A |
| 5-Year Change | 16.05% |
| 10-Year Change | 560.26% |
| Growth Volatility | 347.61 |
Q2 Holdings - Net Assets Trend (2011–2025)
This chart illustrates how Q2 Holdings's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Q2 Holdings (2011–2025)
The table below shows the annual net assets of Q2 Holdings from 2011 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $661.81 Million | +27.81% |
| 2024-12-31 | $517.80 Million | +15.46% |
| 2023-12-31 | $448.48 Million | +7.03% |
| 2022-12-31 | $419.02 Million | -26.53% |
| 2021-12-31 | $570.30 Million | -11.36% |
| 2020-12-31 | $643.36 Million | +69.57% |
| 2019-12-31 | $379.41 Million | +138.77% |
| 2018-12-31 | $158.90 Million | +49.03% |
| 2017-12-31 | $106.62 Million | +6.37% |
| 2016-12-31 | $100.23 Million | -15.04% |
| 2015-12-31 | $117.97 Million | +49.45% |
| 2014-12-31 | $78.94 Million | +1276.22% |
| 2013-12-31 | $5.74 Million | +130.22% |
| 2012-12-31 | $-18.98 Million | -68.72% |
| 2011-12-31 | $-11.25 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Q2 Holdings's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 59414400000.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $6.00K | 0.00% |
| Other Comprehensive Income | $-1.95 Million | -0.30% |
| Other Components | $1.28 Billion | 192.80% |
| Total Equity | $661.81 Million | 100.00% |
Q2 Holdings Competitors by Market Cap
The table below lists competitors of Q2 Holdings ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
JCHX Mining Management Co Ltd
SHG:603979
|
$2.94 Billion |
|
Wuhan Guide Infrared Co Ltd
SHE:002414
|
$2.95 Billion |
|
HOCHTIEF Aktiengesellschaft
PINK:HOCFF
|
$2.95 Billion |
|
Brembo S.p.A.
OTCGREY:BRBOF
|
$2.95 Billion |
|
Supreme Industries Limited
NSE:SUPREMEIND
|
$2.94 Billion |
|
Trina Solar Co Ltd
SHG:688599
|
$2.94 Billion |
|
Viridian Therapeutics Inc
NASDAQ:VRDN
|
$2.94 Billion |
|
Vault Minerals Limited
F:RKM0
|
$2.94 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Q2 Holdings's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 517,796,000 to 661,811,000, a change of 144,015,000 (27.8%).
- Net income of 52,008,000 contributed positively to equity growth.
- Share repurchases of 5,000,000 reduced equity.
- Other comprehensive income decreased equity by 80,000.
- Other factors increased equity by 97,087,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $52.01 Million | +7.86% |
| Share Repurchases | $5.00 Million | -0.76% |
| Other Comprehensive Income | $-80.00K | -0.01% |
| Other Changes | $97.09 Million | +14.67% |
| Total Change | $- | 27.81% |
Book Value vs Market Value Analysis
This analysis compares Q2 Holdings's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 4.82x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2011-12-31 | $-0.95 | $48.94 | x |
| 2012-12-31 | $-1.61 | $48.94 | x |
| 2013-12-31 | $0.44 | $48.94 | x |
| 2014-12-31 | $2.70 | $48.94 | x |
| 2015-12-31 | $3.16 | $48.94 | x |
| 2016-12-31 | $2.53 | $48.94 | x |
| 2017-12-31 | $2.59 | $48.94 | x |
| 2018-12-31 | $3.71 | $48.94 | x |
| 2019-12-31 | $8.21 | $48.94 | x |
| 2020-12-31 | $12.37 | $48.94 | x |
| 2021-12-31 | $10.11 | $48.94 | x |
| 2022-12-31 | $7.31 | $48.94 | x |
| 2023-12-31 | $7.69 | $48.94 | x |
| 2024-12-31 | $8.61 | $48.94 | x |
| 2025-12-31 | $10.16 | $48.94 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Q2 Holdings utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 7.86%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 6.54%
- • Asset Turnover: 0.62x
- • Equity Multiplier: 1.93x
- Recent ROE (7.86%) is above the historical average (-36.06%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2011 | 0.00% | -11.22% | 0.85x | 0.00x | $-1.90 Million |
| 2012 | 0.00% | -21.36% | 1.30x | 0.00x | $-6.88 Million |
| 2013 | -311.63% | -31.43% | 0.93x | 10.65x | $-18.45 Million |
| 2014 | -24.87% | -24.81% | 0.58x | 1.73x | $-27.53 Million |
| 2015 | -21.24% | -23.02% | 0.53x | 1.73x | $-36.86 Million |
| 2016 | -36.27% | -24.20% | 0.75x | 2.01x | $-46.38 Million |
| 2017 | -24.54% | -13.49% | 0.91x | 2.00x | $-36.83 Million |
| 2018 | -22.28% | -14.68% | 0.52x | 2.92x | $-51.29 Million |
| 2019 | -18.68% | -22.47% | 0.31x | 2.66x | $-108.82 Million |
| 2020 | -21.39% | -34.17% | 0.28x | 2.20x | $-201.96 Million |
| 2021 | -19.77% | -22.61% | 0.36x | 2.43x | $-169.78 Million |
| 2022 | -26.01% | -19.27% | 0.42x | 3.22x | $-150.89 Million |
| 2023 | -14.58% | -10.47% | 0.52x | 2.68x | $-110.23 Million |
| 2024 | -7.44% | -5.53% | 0.54x | 2.50x | $-90.32 Million |
| 2025 | 7.86% | 6.54% | 0.62x | 1.93x | $-14.17 Million |
Industry Comparison
This section compares Q2 Holdings's net assets metrics with peer companies in the Software - Application industry.
Industry Context
- Industry: Software - Application
- Average net assets among peers: $679,817,884
- Average return on equity (ROE) among peers: -17.13%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Q2 Holdings (QTWO) | $661.81 Million | 0.00% | 0.93x | $2.94 Billion |
| Abaxx Technologies Inc (ABXXF) | $42.03 Million | -128.66% | 0.23x | $201.28 Million |
| Acceleware Ltd (ACWRF) | $849.93K | -14.47% | 0.09x | $8.62 Million |
| Adobe Systems Incorporated (ADBE) | $1.10 Billion | 24.20% | 0.41x | $103.05 Billion |
| Adcore Inc (ADCOF) | $1.19 Million | -17.83% | 0.01x | $3.03 Million |
| ADEIA CORP (ADEA) | $572.18 Million | 12.20% | 0.08x | $2.45 Billion |
| Automatic Data Processing Inc (ADP) | $5.32 Billion | 25.04% | 3.76x | $84.01 Billion |
| Autodesk Inc (ADSK) | $-256.00 Million | 0.00% | 0.00x | $48.93 Billion |
| Allied Security Innovations Inc (ADSV) | $-2.61 Million | 0.00% | 0.00x | $0.96 |
| AudioEye Inc (AEYE) | $17.60 Million | -71.80% | 0.67x | $49.81 Million |
| Affinity Networks Inc (AFFN) | $-470.19K | 0.00% | 0.00x | $0.93 |