Q2 Holdings Asset Resilience Ratio
Q2 Holdings asset resilience ratio. Q2 Holdings (QTWO) has an Asset Resilience Ratio of 0.67% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See how many days can Q2 Holdings fund operations to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Q2 Holdings (2013–2025)
Asset resilience ratio of Q2 Holdings from 2013 to 2025. This chart shows how Q2 Holdings's Asset Resilience Ratio has changed over time. Read Q2 Holdings (QTWO) financial obligations for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Q2 Holdings's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see QTWO total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $6.51 Million | 0.67% |
| Total Liquid Assets | $6.51 Million | 0.67% |
Asset Resilience Insights
- Limited Liquidity: Q2 Holdings maintains only 0.67% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Q2 Holdings Industry Peers by Asset Resilience Ratio
Compare Q2 Holdings's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
TaTaTu SpA
PA:ALTTU |
Software - Application | 1.52% |
|
YGSOFT Inc
SHE:002063 |
Software - Application | 2.96% |
|
ZWSOFT Guangzhou Co Ltd
SHG:688083 |
Software - Application | 54.62% |
|
GuoChuang Software Co Ltd
SHE:300520 |
Software - Application | 7.25% |
|
Alkami Technology Inc
NASDAQ:ALKT |
Software - Application | 4.26% |
|
Nanjing Doron Technology Corp
SHG:603528 |
Software - Application | 32.76% |
|
Yalla Group Ltd
NYSE:YALA |
Software - Application | 36.27% |
|
Truecaller AB (publ)
ST:TRUE-B |
Software - Application | 35.51% |
Q2 Holdings Asset Resilience Ratio by Year (2013–2025)
Q2 Holdings asset resilience ratio by year from 2013 to 2025. The table below shows the annual Asset Resilience Ratio data for Q2 Holdings.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 5.10% | $65.06 Million | $1.28 Billion | -1.70pp |
| 2024-12-31 | 6.80% | $88.07 Million | $1.29 Billion | -1.05pp |
| 2023-12-31 | 7.85% | $94.35 Million | $1.20 Billion | -9.47pp |
| 2022-12-31 | 17.32% | $233.75 Million | $1.35 Billion | +9.75pp |
| 2021-12-31 | 7.57% | $104.88 Million | $1.39 Billion | -1.70pp |
| 2020-12-31 | 9.27% | $131.35 Million | $1.42 Billion | +6.07pp |
| 2019-12-31 | 3.20% | $32.33 Million | $1.01 Billion | -11.67pp |
| 2018-12-31 | 14.88% | $68.98 Million | $463.72 Million | -4.71pp |
| 2017-12-31 | 19.59% | $41.69 Million | $212.81 Million | -1.43pp |
| 2016-12-31 | 21.02% | $42.25 Million | $200.98 Million | -0.29pp |
| 2015-12-31 | 21.31% | $43.57 Million | $204.47 Million | +5.99pp |
| 2014-12-31 | 15.32% | $20.96 Million | $136.81 Million | +15.13pp |
| 2013-12-31 | 0.19% | $116.00K | $61.11 Million | -- |
About Q2 Holdings
Q2 Holdings, Inc. provides digital solutions to financial institutions, financial technology companies, FinTechs, and alternative finance companies (Alt-FIs) in the United States. The company offers Digital Banking Platform, an end-to-end digital banking platform that supports its financial institution customers in their delivery of retail, SMB, and commercial functionalities across digital chann… Read more