Saratoga Investment Corp

NYSE:SAR USA Asset Management
Market Cap
$363.82 Million
Market Cap Rank
#12731 Global
#5409 in USA
Share Price
$22.48
Change (1 day)
+1.90%
52-Week Range
$21.46 - $25.55
All Time High
$26.07
About

Saratoga Investment Corp. is a business development company specializing in leveraged and management buyouts, acquisition financings, growth financings, recapitalization, debt refinancing, and transitional financing transactions at the lower end of middle market companies. The fund structures its investments as debt and equity by investing through first and second lien loans, mezzanine debt, co-i… Read more

Saratoga Investment Corp (SAR) - Net Assets

Latest net assets as of November 2025: $413.21 Million USD

Based on the latest financial reports, Saratoga Investment Corp (SAR) has net assets worth $413.21 Million USD as of November 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($1.20 Billion) and total liabilities ($783.76 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets $413.21 Million
% of Total Assets 34.52%
Annual Growth Rate N/A
5-Year Change 29.09%
10-Year Change 213.76%
Growth Volatility 22.55

Saratoga Investment Corp - Net Assets Trend (2007–2025)

This chart illustrates how Saratoga Investment Corp's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Saratoga Investment Corp (2007–2025)

The table below shows the annual net assets of Saratoga Investment Corp from 2007 to 2025.

Year Net Assets Change
2025-02-28 $392.67 Million +6.06%
2024-02-29 $370.22 Million +6.71%
2023-02-28 $346.96 Million -2.48%
2022-02-28 $355.78 Million +16.96%
2021-02-28 $304.19 Million -0.03%
2020-02-29 $304.29 Million +68.23%
2019-02-28 $180.88 Million +25.88%
2018-02-28 $143.69 Million +12.88%
2017-02-28 $127.29 Million +1.71%
2016-02-29 $125.15 Million +2.08%
2015-02-28 $122.60 Million +8.09%
2014-02-28 $113.43 Million +4.36%
2013-02-28 $108.69 Million +11.61%
2012-02-29 $97.38 Million +13.14%
2011-02-28 $86.07 Million +55.14%
2010-02-28 $55.48 Million -18.43%
2009-02-28 $68.01 Million -30.51%
2008-02-29 $97.87 Million +97969.04%
2007-02-28 $-100.00K --

Equity Component Analysis

This analysis shows how different components contribute to Saratoga Investment Corp's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have decreased by 2016331200.0% over the analyzed period, potentially due to dividend distributions or operating losses.

Current Equity Component Breakdown (February 2025)

Component Amount Percentage
Common Stock $15.18K 0.00%
Other Components $412.91 Million 105.16%
Total Equity $392.67 Million 100.00%

Saratoga Investment Corp Competitors by Market Cap

The table below lists competitors of Saratoga Investment Corp ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Saratoga Investment Corp's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 370,224,108 to 392,665,468, a change of 22,441,360 (6.1%).
  • Net income of 28,086,257 contributed positively to equity growth.
  • Dividend payments of 40,747,247 reduced retained earnings.
  • Share repurchases of 33,002,030 reduced equity.
  • New share issuances of 35,353,795 increased equity.
  • Other factors increased equity by 32,750,585.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income $28.09 Million +7.15%
Dividends Paid $40.75 Million -10.38%
Share Repurchases $33.00 Million -8.4%
Share Issuances $35.35 Million +9.0%
Other Changes $32.75 Million +8.34%
Total Change $- 6.06%

Book Value vs Market Value Analysis

This analysis compares Saratoga Investment Corp's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 0.80x
  • The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2007-02-28 $-0.16 $22.48 x
2008-02-29 $126.09 $22.48 x
2009-02-28 $82.03 $22.48 x
2010-02-28 $52.27 $22.48 x
2011-02-28 $35.31 $22.48 x
2012-02-29 $28.35 $22.48 x
2013-02-28 $26.44 $22.48 x
2014-02-28 $23.05 $22.48 x
2015-02-28 $22.77 $22.48 x
2016-02-29 $22.42 $22.48 x
2017-02-28 $22.18 $22.48 x
2018-02-28 $23.85 $22.48 x
2019-02-28 $25.67 $22.48 x
2020-02-29 $32.65 $22.48 x
2021-02-28 $27.19 $22.48 x
2022-02-28 $31.05 $22.48 x
2023-02-28 $29.00 $22.48 x
2024-02-29 $29.22 $22.48 x
2025-02-28 $28.22 $22.48 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Saratoga Investment Corp utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 7.15%
  • The company has moderate efficiency in generating returns from equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 29.83%
  • • Asset Turnover: 0.08x
  • • Equity Multiplier: 3.03x
  • Recent ROE (7.15%) is above the historical average (5.33%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2007 0.00% 0.00% 0.00x 0.00x $-120.00K
2008 -5.57% -25.49% 0.11x 1.97x $-15.24 Million
2009 -31.34% -91.14% 0.18x 1.92x $-28.12 Million
2010 -18.86% 0.00% -0.03x 1.75x $-16.01 Million
2011 19.70% 146.68% 0.12x 1.15x $8.35 Million
2012 13.63% 108.69% 0.10x 1.29x $3.54 Million
2013 13.43% 81.63% 0.10x 1.60x $3.73 Million
2014 7.71% 70.44% 0.06x 1.90x $-2.60 Million
2015 8.98% 75.24% 0.06x 2.15x $-1.25 Million
2016 9.31% 73.70% 0.05x 2.36x $-869.43K
2017 8.95% 66.40% 0.05x 2.50x $-1.34 Million
2018 12.30% 78.77% 0.06x 2.51x $3.31 Million
2019 10.23% 74.68% 0.05x 2.60x $421.85K
2020 18.32% 87.63% 0.12x 1.74x $25.31 Million
2021 4.86% 25.63% 0.10x 1.95x $-15.64 Million
2022 12.85% 64.65% 0.08x 2.46x $10.16 Million
2023 7.11% 24.90% 0.09x 3.11x $-10.02 Million
2024 2.41% 6.21% 0.12x 3.22x $-28.09 Million
2025 7.15% 29.83% 0.08x 3.03x $-11.18 Million

Industry Comparison

This section compares Saratoga Investment Corp's net assets metrics with peer companies in the Asset Management industry.

Industry Context

  • Industry: Asset Management
  • Average net assets among peers: $310,488,743
  • Average return on equity (ROE) among peers: -23.81%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Saratoga Investment Corp (SAR) $413.21 Million 0.00% 1.90x $306.11 Million
Aberdeen International Inc (AABVF) $136.31 Million 25.56% 0.23x $2.78 Million
Acadian Asset Management Inc (AAMI) $-17.60 Million 0.00% 0.00x $1.39 Billion
AllianceBernstein Holding L.P. (AB) $402.30 Million 32.07% 0.95x $3.43 Billion
VIVO Cannabis Inc (ABCCF) $164.13 Million 16.36% 0.09x $148.26 Million
Associated Capital Group Inc (AC) $502.13 Million 5.33% 0.17x $42.54 Million
Adrian Resources Ltd (ADLRF) $605.01 Million 3.35% 0.58x $609.82 Million
Abrdn Emerging Markets Equity Income Fund Inc (AEF) $85.10 Million -65.65% 0.01x $77.20K
AGF Management Limited (AGFMF) $1.12 Billion 10.14% 3.56x $298.43 Million
Agronomics Limited (AGNMF) $100.03 Million 1.02% 0.02x $57.14 Million
AgriFORCE Growing Systems Ltd (AGRI) $6.11 Million -266.31% 0.76x $2.71 Million