Latitude Group Holdings Ltd (LFS) - Net Assets

Latest as of December 2025: AU$1.22 Billion AUD ≈ $861.60 Million USD

Based on the latest financial reports, Latitude Group Holdings Ltd (LFS) has net assets worth AU$1.22 Billion AUD (≈ $861.60 Million USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (AU$8.14 Billion ≈ $5.76 Billion USD) and total liabilities (AU$6.92 Billion ≈ $4.89 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Explore LFS operating cash flow to assess how effectively this company generates cash.

Key Net Assets Metrics

Metric Value
Current Net Assets AU$1.22 Billion
% of Total Assets 14.97%
Annual Growth Rate 16.53%
5-Year Change -22.22%
10-Year Change N/A
Growth Volatility 67.86

Latitude Group Holdings Ltd - Net Assets Trend (2017–2025)

This chart illustrates how Latitude Group Holdings Ltd's net assets have evolved over time, based on quarterly financial data. Explore LFS long-term asset investment ratio to see how much of total assets are deployed in long-term investments.

Annual Net Assets for Latitude Group Holdings Ltd (2017–2025)

The table below shows the annual net assets of Latitude Group Holdings Ltd from 2017 to 2025. For live valuation and market cap data, see Latitude Group Holdings Ltd (LFS) total market value.

Year Net Assets Change
2025-12-31 AU$1.22 Billion
≈ $861.60 Million		 -0.55%
2024-12-31 AU$1.22 Billion
≈ $866.34 Million		 -0.83%
2023-12-31 AU$1.23 Billion
≈ $873.56 Million		 -16.27%
2022-12-31 AU$1.47 Billion
≈ $1.04 Billion		 -5.81%
2021-12-31 AU$1.57 Billion
≈ $1.11 Billion		 +27.32%
2020-12-31 AU$1.23 Billion
≈ $870.02 Million		 +204.47%
2019-12-31 AU$403.85 Million
≈ $285.75 Million		 +6.35%
2018-12-31 AU$379.72 Million
≈ $268.68 Million		 +6.06%
2017-12-31 AU$358.03 Million
≈ $253.33 Million		 --

Equity Component Analysis

This analysis shows how different components contribute to Latitude Group Holdings Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have decreased by 15353200000.0% over the analyzed period, potentially due to dividend distributions or operating losses.

Current Equity Component Breakdown (December 2025)

Component Amount Percentage
Common Stock AU$2.21 Billion 181.61%
Other Comprehensive Income AU$-679.30 Million -55.79%
Total Equity AU$1.22 Billion 100.00%

Latitude Group Holdings Ltd Competitors by Market Cap

The table below lists competitors of Latitude Group Holdings Ltd ranked by their market capitalization.

Company Market Cap
Start Group
SHG:600734
 $666.20 Million
MOIL Limited
NSE:MOIL
 $666.79 Million
Hanwha Corp Preferred
KO:00088K
 $666.91 Million
Wagners Holding Company Ltd
AU:WGN
 $667.02 Million
Hanwha REIT Co. Ltd.
KO:451800
 $665.77 Million
Levinstein Eng
TA:LEVI
 $665.74 Million
Ichia Technologies Inc
TW:2402
 $665.64 Million
Keystone Technology Co Ltd
SHG:605588
 $665.44 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Latitude Group Holdings Ltd's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 1,224,400,000 to 1,217,700,000, a change of -6,700,000 (-0.5%).
  • Net income of 94,000,000 contributed positively to equity growth.
  • Dividend payments of 85,700,000 reduced retained earnings.
  • Share repurchases of 11,100,000 reduced equity.
  • Other comprehensive income decreased equity by 4,200,000.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income AU$94.00 Million +7.72%
Dividends Paid AU$85.70 Million -7.04%
Share Repurchases AU$11.10 Million -0.91%
Other Comprehensive Income AU$-4.20 Million -0.34%
Other Changes AU$300.00K +0.02%
Total Change AU$- -0.55%

Book Value vs Market Value Analysis

This analysis compares Latitude Group Holdings Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 0.87x
  • The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
  • The price-to-book ratio has decreased from 4.49x to 0.87x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2017-12-31 AU$0.20 AU$0.91 x
2018-12-31 AU$0.22 AU$0.91 x
2019-12-31 AU$0.24 AU$0.91 x
2020-12-31 AU$0.69 AU$0.91 x
2021-12-31 AU$1.59 AU$0.91 x
2022-12-31 AU$1.28 AU$0.91 x
2023-12-31 AU$1.19 AU$0.91 x
2024-12-31 AU$1.05 AU$0.91 x
2025-12-31 AU$1.04 AU$0.91 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Latitude Group Holdings Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 7.72%
  • The company has moderate efficiency in generating returns from equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 7.74%
  • • Asset Turnover: 0.15x
  • • Equity Multiplier: 6.68x
  • Recent ROE (7.72%) is above the historical average (4.27%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2017 5.12% 1.52% 0.15x 22.73x AU$-17.47 Million
2018 13.27% 4.04% 0.15x 22.48x AU$12.66 Million
2019 6.88% 2.20% 0.15x 20.96x AU$-13.12 Million
2020 3.68% 4.00% 0.15x 6.29x AU$-77.76 Million
2021 10.31% 16.81% 0.12x 5.13x AU$4.80 Million
2022 2.56% 4.06% 0.12x 5.38x AU$-109.44 Million
2023 -12.84% -38.91% 0.06x 5.95x AU$-281.96 Million
2024 1.76% 4.53% 0.06x 6.44x AU$-100.84 Million
2025 7.72% 7.74% 0.15x 6.68x AU$-27.77 Million

Industry Comparison

This section compares Latitude Group Holdings Ltd's net assets metrics with peer companies in the Credit Services industry.

Industry Context

  • Industry: Credit Services
  • Average net assets among peers: $108,299,466
  • Average return on equity (ROE) among peers: 24.86%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Latitude Group Holdings Ltd (LFS) AU$1.22 Billion 5.12% 5.68x $665.79 Million
Butn Ltd (BTN) $3.60 Million -146.21% 13.82x $5.65 Million
Credit Corp Group Ltd (CCP) $74.49 Million 15.30% 1.41x $545.19 Million
Earlypay Ltd (EPY) $44.80 Million 18.75% 4.61x $21.80 Million
FSA Group Ltd (FSA) $75.65 Million 26.58% 5.97x $117.23 Million
Harmoney Corp Ltd (HMY) $53.76 Million -14.10% 13.67x $57.43 Million
Humm Group Ltd (HUM) $627.60 Million -1.45% 3.55x $216.14 Million
Lawfinance Ltd (LAW) $2.75 Million -38.07% 0.04x $225.95K
Liberty Financial Group (LFG) $87.53 Million 6.58% 31.94x $683.12 Million
Moneyme Ltd (MME) $4.52 Million 356.38% 10.00x $50.03 Million

About Latitude Group Holdings Ltd

AU:LFS Australia Credit Services
Market Cap
$665.79 Million
AU$940.96 Million AUD
Market Cap Rank
#11111 Global
#281 in Australia
Share Price
AU$0.91
Change (1 day)
+0.00%
52-Week Range
AU$0.87 - AU$1.17
All Time High
AU$2.28
Categories
Companies in Australia Credit Services Banking & Financial
About

Latitude Group Holdings Limited engages in sales finance and consumer lending businesses in Australia and New Zealand. The company operates through Australia and New Zealand Pay (A&NZ Pay) and Australia and New Zealand Money (A&NZ Money). It provides various lending products comprising personal and motor loans, as well as credit cards. The company offers debt consolidation, car, home improvement,… Read more