ServisFirst Bancshares Inc
ServisFirst Bancshares, Inc. operates as the bank holding company for ServisFirst Bank that provides various banking services to individual and corporate customers. It accepts demand, time, savings, and other deposits; checking, money market, and IRA accounts; and certificates of deposit. The company's loan products include commercial lending products, including seasonal, bridge, and term loans f… Read more
ServisFirst Bancshares Inc (SFBS) - Net Assets
Latest net assets as of December 2025: $1.85 Billion USD
Based on the latest financial reports, ServisFirst Bancshares Inc (SFBS) has net assets worth $1.85 Billion USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($17.73 Billion) and total liabilities ($15.88 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $1.85 Billion |
| % of Total Assets | 10.44% |
| Annual Growth Rate | 19.74% |
| 5-Year Change | 60.62% |
| 10-Year Change | 253.87% |
| Growth Volatility | 13.01 |
ServisFirst Bancshares Inc - Net Assets Trend (2007–2025)
This chart illustrates how ServisFirst Bancshares Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for ServisFirst Bancshares Inc (2007–2025)
The table below shows the annual net assets of ServisFirst Bancshares Inc from 2007 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $1.85 Billion | +14.45% |
| 2024-12-31 | $1.62 Billion | +12.24% |
| 2023-12-31 | $1.44 Billion | +10.98% |
| 2022-12-31 | $1.30 Billion | +12.66% |
| 2021-12-31 | $1.15 Billion | +16.03% |
| 2020-12-31 | $992.85 Million | +17.82% |
| 2019-12-31 | $842.68 Million | +17.82% |
| 2018-12-31 | $715.20 Million | +17.71% |
| 2017-12-31 | $607.60 Million | +16.20% |
| 2016-12-31 | $522.89 Million | +16.42% |
| 2015-12-31 | $449.15 Million | +10.30% |
| 2014-12-31 | $407.21 Million | +37.02% |
| 2013-12-31 | $297.19 Million | +27.41% |
| 2012-12-31 | $233.26 Million | +18.83% |
| 2011-12-31 | $196.29 Million | +67.63% |
| 2010-12-31 | $117.10 Million | +19.98% |
| 2009-12-31 | $97.60 Million | +12.44% |
| 2008-12-31 | $86.80 Million | +20.14% |
| 2007-12-31 | $72.25 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to ServisFirst Bancshares Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 19867.2% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $1.61 Billion | 87.24% |
| Common Stock | $54.00K | 0.00% |
| Other Comprehensive Income | $-1.79 Million | -0.10% |
| Other Components | $237.84 Million | 12.86% |
| Total Equity | $1.85 Billion | 100.00% |
ServisFirst Bancshares Inc Competitors by Market Cap
The table below lists competitors of ServisFirst Bancshares Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
ALK-ABELLO AS DK -50
F:4AJ0
|
$3.71 Billion |
|
Hims Hers Health Inc
NYSE:HIMS
|
$3.71 Billion |
|
United Community Banks, Inc.
NASDAQ:UCB
|
$3.71 Billion |
|
Mazda Motor Corporation
PINK:MZDAF
|
$3.71 Billion |
|
Anhui Yingliu
SHG:603308
|
$3.71 Billion |
|
Hangzhou Silan Microelectronics Co Ltd
SHG:600460
|
$3.70 Billion |
|
Sodexo SA
PA:SW
|
$3.69 Billion |
|
Swissquote Group Holding Ltd
PINK:SWQGF
|
$3.69 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in ServisFirst Bancshares Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 1,616,272,000 to 1,849,847,000, a change of 233,575,000 (14.5%).
- Net income of 276,603,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 30,387,000.
- Other factors decreased equity by 73,415,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $276.60 Million | +14.95% |
| Other Comprehensive Income | $30.39 Million | +1.64% |
| Other Changes | $-73.42 Million | -3.97% |
| Total Change | $- | 14.45% |
Book Value vs Market Value Analysis
This analysis compares ServisFirst Bancshares Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 2.17x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 28.80x to 2.17x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2007-12-31 | $2.55 | $73.44 | x |
| 2008-12-31 | $2.54 | $73.44 | x |
| 2009-12-31 | $1.99 | $73.44 | x |
| 2010-12-31 | $2.39 | $73.44 | x |
| 2011-12-31 | $4.00 | $73.44 | x |
| 2012-12-31 | $4.76 | $73.44 | x |
| 2013-12-31 | $6.06 | $73.44 | x |
| 2014-12-31 | $8.20 | $73.44 | x |
| 2015-12-31 | $8.49 | $73.44 | x |
| 2016-12-31 | $9.75 | $73.44 | x |
| 2017-12-31 | $11.22 | $73.44 | x |
| 2018-12-31 | $13.19 | $73.44 | x |
| 2019-12-31 | $15.57 | $73.44 | x |
| 2020-12-31 | $18.30 | $73.44 | x |
| 2021-12-31 | $21.15 | $73.44 | x |
| 2022-12-31 | $23.79 | $73.44 | x |
| 2023-12-31 | $26.40 | $73.44 | x |
| 2024-12-31 | $29.58 | $73.44 | x |
| 2025-12-31 | $33.84 | $73.44 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently ServisFirst Bancshares Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 14.95%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 27.18%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 9.58x
- Recent ROE (14.95%) is above the historical average (14.21%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2007 | 7.61% | 6.98% | 0.09x | 11.57x | $-1.73 Million |
| 2008 | 8.06% | 8.90% | 0.07x | 13.39x | $-1.68 Million |
| 2009 | 6.02% | 8.82% | 0.04x | 16.12x | $-3.88 Million |
| 2010 | 14.84% | 21.12% | 0.04x | 16.53x | $5.67 Million |
| 2011 | 11.94% | 24.43% | 0.04x | 12.54x | $3.81 Million |
| 2012 | 14.77% | 29.82% | 0.04x | 12.46x | $11.12 Million |
| 2013 | 14.00% | 31.15% | 0.04x | 11.85x | $11.90 Million |
| 2014 | 12.87% | 34.64% | 0.04x | 10.07x | $11.68 Million |
| 2015 | 14.16% | 34.06% | 0.04x | 11.35x | $18.66 Million |
| 2016 | 15.59% | 36.51% | 0.04x | 12.19x | $29.23 Million |
| 2017 | 15.33% | 33.81% | 0.04x | 11.67x | $32.38 Million |
| 2018 | 19.16% | 39.97% | 0.04x | 11.20x | $65.47 Million |
| 2019 | 17.72% | 36.35% | 0.05x | 10.62x | $65.03 Million |
| 2020 | 17.09% | 40.97% | 0.03x | 12.02x | $70.33 Million |
| 2021 | 18.04% | 47.49% | 0.03x | 13.42x | $92.58 Million |
| 2022 | 19.39% | 43.33% | 0.04x | 11.25x | $121.76 Million |
| 2023 | 14.37% | 25.44% | 0.05x | 11.20x | $62.86 Million |
| 2024 | 14.06% | 23.26% | 0.06x | 10.74x | $65.61 Million |
| 2025 | 14.95% | 27.18% | 0.06x | 9.58x | $91.62 Million |
Industry Comparison
This section compares ServisFirst Bancshares Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| ServisFirst Bancshares Inc (SFBS) | $1.85 Billion | 7.61% | 8.58x | $3.71 Billion |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |