Truist Financial Corp
Truist Financial Corporation, a financial services company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through two segments, Consumer and Small Business Banking; and Wholesale Banking. Its deposit products include noninterest-bearing checking, interest-bearing checking, savings, and money market deposit accounts, as well as certifi… Read more
Truist Financial Corp (TFC) - Net Assets
Latest net assets as of December 2025: $65.19 Billion USD
Based on the latest financial reports, Truist Financial Corp (TFC) has net assets worth $65.19 Billion USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($547.54 Billion) and total liabilities ($482.35 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $65.19 Billion |
| % of Total Assets | 11.91% |
| Annual Growth Rate | 17.41% |
| 5-Year Change | -5.89% |
| 10-Year Change | 117.83% |
| Growth Volatility | 33.13 |
Truist Financial Corp - Net Assets Trend (1989–2025)
This chart illustrates how Truist Financial Corp's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Truist Financial Corp (1989–2025)
The table below shows the annual net assets of Truist Financial Corp from 1989 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $65.19 Billion | +2.37% |
| 2024-12-31 | $63.68 Billion | +7.47% |
| 2023-12-31 | $59.25 Billion | -2.12% |
| 2022-12-31 | $60.54 Billion | -12.61% |
| 2021-12-31 | $69.27 Billion | -2.31% |
| 2020-12-31 | $70.91 Billion | +6.54% |
| 2019-12-31 | $66.56 Billion | +120.55% |
| 2018-12-31 | $30.18 Billion | +1.63% |
| 2017-12-31 | $29.70 Billion | -0.77% |
| 2016-12-31 | $29.93 Billion | +9.46% |
| 2015-12-31 | $27.34 Billion | +12.15% |
| 2014-12-31 | $24.38 Billion | +6.87% |
| 2013-12-31 | $22.81 Billion | +7.47% |
| 2012-12-31 | $21.22 Billion | +21.41% |
| 2011-12-31 | $17.48 Billion | +5.95% |
| 2010-12-31 | $16.50 Billion | +1.58% |
| 2009-12-31 | $16.24 Billion | +0.99% |
| 2008-12-31 | $16.08 Billion | +27.30% |
| 2007-12-31 | $12.63 Billion | +7.55% |
| 2006-12-31 | $11.74 Billion | +5.54% |
| 2005-12-31 | $11.13 Billion | +2.35% |
| 2004-12-31 | $10.87 Billion | +9.45% |
| 2003-12-31 | $9.93 Billion | +34.47% |
| 2002-12-31 | $7.39 Billion | +20.12% |
| 2001-12-31 | $6.15 Billion | +13.48% |
| 2000-12-31 | $5.42 Billion | +33.37% |
| 1999-12-31 | $4.06 Billion | +28.15% |
| 1998-12-31 | $3.17 Billion | +30.01% |
| 1997-12-31 | $2.44 Billion | +17.74% |
| 1996-12-31 | $2.07 Billion | +23.74% |
| 1995-12-31 | $1.67 Billion | +164.76% |
| 1994-12-31 | $632.30 Million | +25.68% |
| 1993-12-31 | $503.10 Million | +33.34% |
| 1992-12-31 | $377.30 Million | +60.35% |
| 1991-12-31 | $235.30 Million | +9.54% |
| 1990-12-31 | $214.80 Million | +6.49% |
| 1989-12-31 | $201.70 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Truist Financial Corp's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 44081.4% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $26.07 Billion | 39.99% |
| Common Stock | $6.31 Billion | 9.68% |
| Other Comprehensive Income | $-5.77 Billion | -8.85% |
| Other Components | $38.58 Billion | 59.18% |
| Total Equity | $65.19 Billion | 100.00% |
Truist Financial Corp Competitors by Market Cap
The table below lists competitors of Truist Financial Corp ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Aflac Incorporated
NYSE:AFL
|
$56.14 Billion |
|
Deutsche Bank AG
NYSE:DB
|
$56.19 Billion |
|
Relx PLC
PINK:RLXXF
|
$56.43 Billion |
|
Bharti Airtel Limited
NSE:BHARTIARTL
|
$56.51 Billion |
|
Lloyds Banking Group plc
PINK:LLDTF
|
$55.77 Billion |
|
Prosus
PINK:PROSF
|
$55.30 Billion |
|
Digital Realty Trust Inc
NYSE:DLR
|
$55.29 Billion |
|
Dominion Energy Inc
NYSE:D
|
$55.28 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Truist Financial Corp's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 63,679,000,000 to 65,189,000,000, a change of 1,510,000,000 (2.4%).
- Net income of 5,307,000,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 2,444,000,000.
- Other factors decreased equity by 6,241,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $5.31 Billion | +8.14% |
| Other Comprehensive Income | $2.44 Billion | +3.75% |
| Other Changes | $-6.24 Billion | -9.57% |
| Total Change | $- | 2.37% |
Book Value vs Market Value Analysis
This analysis compares Truist Financial Corp's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.88x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 9.95x to 0.88x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1989-12-31 | $4.47 | $44.52 | x |
| 1990-12-31 | $4.78 | $44.52 | x |
| 1991-12-31 | $5.19 | $44.52 | x |
| 1992-12-31 | $5.97 | $44.52 | x |
| 1993-12-31 | $7.64 | $44.52 | x |
| 1994-12-31 | $6.79 | $44.52 | x |
| 1995-12-31 | $8.03 | $44.52 | x |
| 1996-12-31 | $8.76 | $44.52 | x |
| 1997-12-31 | $7.30 | $44.52 | x |
| 1998-12-31 | $10.85 | $44.52 | x |
| 1999-12-31 | $8.94 | $44.52 | x |
| 2000-12-31 | $11.87 | $44.52 | x |
| 2001-12-31 | $13.39 | $44.52 | x |
| 2002-12-31 | $15.43 | $44.52 | x |
| 2003-12-31 | $19.33 | $44.52 | x |
| 2004-12-31 | $19.56 | $44.52 | x |
| 2005-12-31 | $20.18 | $44.52 | x |
| 2006-12-31 | $21.59 | $44.52 | x |
| 2007-12-31 | $22.89 | $44.52 | x |
| 2008-12-31 | $29.03 | $44.52 | x |
| 2009-12-31 | $25.47 | $44.52 | x |
| 2010-12-31 | $23.45 | $44.52 | x |
| 2011-12-31 | $24.70 | $44.52 | x |
| 2012-12-31 | $29.82 | $44.52 | x |
| 2013-12-31 | $31.86 | $44.52 | x |
| 2014-12-31 | $33.35 | $44.52 | x |
| 2015-12-31 | $36.03 | $44.52 | x |
| 2016-12-31 | $36.67 | $44.52 | x |
| 2017-12-31 | $36.56 | $44.52 | x |
| 2018-12-31 | $38.45 | $44.52 | x |
| 2019-12-31 | $81.43 | $44.52 | x |
| 2020-12-31 | $52.13 | $44.52 | x |
| 2021-12-31 | $51.34 | $44.52 | x |
| 2022-12-31 | $45.21 | $44.52 | x |
| 2023-12-31 | $44.37 | $44.52 | x |
| 2024-12-31 | $47.84 | $44.52 | x |
| 2025-12-31 | $50.73 | $44.52 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Truist Financial Corp utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 8.14%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 17.44%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 8.40x
- Recent ROE (8.14%) is below the historical average (11.21%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1989 | 12.74% | 7.76% | 0.11x | 15.51x | $5.53 Million |
| 1990 | 10.66% | 6.41% | 0.11x | 15.56x | $1.42 Million |
| 1991 | 13.09% | 8.49% | 0.10x | 15.85x | $7.27 Million |
| 1992 | 13.28% | 13.13% | 0.08x | 12.19x | $12.37 Million |
| 1993 | 15.74% | 18.08% | 0.07x | 11.72x | $28.89 Million |
| 1994 | 17.54% | 27.34% | 0.05x | 13.85x | $47.67 Million |
| 1995 | 13.58% | 10.56% | 0.11x | 12.24x | $59.89 Million |
| 1996 | 16.57% | 14.30% | 0.09x | 12.41x | $136.14 Million |
| 1997 | 16.86% | 13.25% | 0.10x | 12.83x | $167.29 Million |
| 1998 | 20.55% | 15.58% | 0.11x | 12.45x | $334.63 Million |
| 1999 | 19.16% | 15.00% | 0.10x | 13.04x | $372.36 Million |
| 2000 | 12.89% | 12.20% | 0.09x | 12.28x | $156.51 Million |
| 2001 | 15.83% | 15.63% | 0.09x | 11.52x | $358.62 Million |
| 2002 | 17.64% | 21.27% | 0.08x | 10.86x | $564.22 Million |
| 2003 | 10.72% | 17.06% | 0.07x | 9.11x | $71.43 Million |
| 2004 | 14.33% | 23.37% | 0.07x | 9.24x | $470.60 Million |
| 2005 | 14.86% | 21.13% | 0.07x | 9.81x | $541.10 Million |
| 2006 | 13.01% | 16.28% | 0.08x | 10.33x | $353.50 Million |
| 2007 | 13.73% | 16.28% | 0.08x | 10.50x | $470.80 Million |
| 2008 | 9.47% | 14.71% | 0.07x | 9.48x | $-84.70 Million |
| 2009 | 5.27% | 7.92% | 0.07x | 10.24x | $-766.10 Million |
| 2010 | 4.96% | 7.29% | 0.07x | 9.56x | $-827.60 Million |
| 2011 | 7.40% | 12.53% | 0.06x | 10.02x | $-452.80 Million |
| 2012 | 9.35% | 17.90% | 0.06x | 8.69x | $-136.80 Million |
| 2013 | 7.38% | 15.55% | 0.06x | 8.04x | $-595.90 Million |
| 2014 | 8.77% | 20.61% | 0.06x | 7.69x | $-297.90 Million |
| 2015 | 7.63% | 19.61% | 0.05x | 7.69x | $-646.60 Million |
| 2016 | 8.12% | 21.03% | 0.05x | 7.34x | $-562.10 Million |
| 2017 | 8.07% | 19.69% | 0.05x | 7.48x | $-570.80 Million |
| 2018 | 10.75% | 24.91% | 0.06x | 7.49x | $224.80 Million |
| 2019 | 4.86% | 21.99% | 0.03x | 7.13x | $-3.41 Billion |
| 2020 | 6.33% | 18.35% | 0.05x | 7.19x | $-2.60 Billion |
| 2021 | 9.30% | 27.92% | 0.04x | 7.81x | $-487.10 Million |
| 2022 | 10.34% | 28.08% | 0.04x | 9.18x | $208.60 Million |
| 2023 | -1.85% | -3.64% | 0.06x | 9.06x | $-7.00 Billion |
| 2024 | 7.57% | 19.87% | 0.05x | 8.34x | $-1.55 Billion |
| 2025 | 8.14% | 17.44% | 0.06x | 8.40x | $-1.21 Billion |
Industry Comparison
This section compares Truist Financial Corp's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $16,924,188,763
- Average return on equity (ROE) among peers: 8.48%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Truist Financial Corp (TFC) | $65.19 Billion | 12.74% | 7.40x | $56.06 Billion |
| Ameris Bancorp (ABCB) | $293.77 Million | 7.18% | 9.19x | $4.91 Billion |
| ACNB Corporation (ACNB) | $49.44 Million | 14.38% | 8.56x | $474.47 Million |
| Addiko Bank AG (ADBKF) | $851.70 Million | 0.16% | 5.94x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $117.10 Million | 6.09% | 5.76x | $79.30 Million |
| Absa Group Limited (AGRPF) | $85.20 Billion | 14.06% | 10.26x | $6.72 Billion |
| AIB Group plc (AIBGY) | $13.66 Billion | 4.74% | 8.36x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $62.92 Billion | 9.95% | 6.60x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $5.78 Billion | 1.48% | 10.55x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $18.00 Million | 9.85% | 14.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |