Huddlestock Fintech As

OL:HUDL Norway Software - Application
Market Cap
$14.51 Million
Nkr165.27 Million NOK
Market Cap Rank
#30088 Global
#180 in Norway
Share Price
Nkr0.58
Change (1 day)
-1.35%
52-Week Range
Nkr0.54 - Nkr1.44
All Time High
Nkr7.46
About

Huddlestock Fintech AS operates as a technology software provider in Europe. It offers investment-as-a-service with operational service support and financial consultancy services business. It delivers technology and operational solutions to companies offering financial products and services. Huddlestock Fintech AS was founded in 2014 and is headquartered in Stavanger, Norway.

Huddlestock Fintech As (HUDL) - Net Assets

Latest net assets as of September 2025: Nkr59.66 Million NOK

Based on the latest financial reports, Huddlestock Fintech As (HUDL) has net assets worth Nkr59.66 Million NOK as of September 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Nkr111.82 Million) and total liabilities (Nkr52.16 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets Nkr59.66 Million
% of Total Assets 53.35%
Annual Growth Rate 35.54%
5-Year Change 122.02%
10-Year Change N/A
Growth Volatility 41.9

Huddlestock Fintech As - Net Assets Trend (2019–2024)

This chart illustrates how Huddlestock Fintech As's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Huddlestock Fintech As (2019–2024)

The table below shows the annual net assets of Huddlestock Fintech As from 2019 to 2024.

Year Net Assets Change
2024-12-31 Nkr149.14 Million -4.24%
2023-12-31 Nkr155.74 Million +34.96%
2022-12-31 Nkr115.40 Million +0.95%
2021-12-31 Nkr114.31 Million +70.17%
2020-12-31 Nkr67.17 Million +106.14%
2019-12-31 Nkr32.59 Million --

Equity Component Analysis

This analysis shows how different components contribute to Huddlestock Fintech As's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have decreased by 315.0% over the analyzed period, potentially due to dividend distributions or operating losses.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Common Stock Nkr441.89K 0.30%
Other Comprehensive Income Nkr-106.99 Million -71.74%
Other Components Nkr270.65 Million 181.48%
Total Equity Nkr149.14 Million 100.00%

Huddlestock Fintech As Competitors by Market Cap

The table below lists competitors of Huddlestock Fintech As ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Huddlestock Fintech As's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 155,736,000 to 149,135,806, a change of -6,600,194 (-4.2%).
  • Net loss of 72,328,012 reduced equity.
  • Share repurchases of 15,816,000 reduced equity.
  • New share issuances of 15,816,000 increased equity.
  • Other comprehensive income decreased equity by 82,003,969.
  • Other factors increased equity by 147,731,787.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income Nkr-72.33 Million -48.5%
Share Repurchases Nkr15.82 Million -10.61%
Share Issuances Nkr15.82 Million +10.61%
Other Comprehensive Income Nkr-82.00 Million -54.99%
Other Changes Nkr147.73 Million +99.06%
Total Change Nkr- -4.24%

Book Value vs Market Value Analysis

This analysis compares Huddlestock Fintech As's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 0.82x
  • The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
  • The price-to-book ratio has decreased from 1.98x to 0.82x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2019-12-31 Nkr0.29 Nkr0.58 x
2020-12-31 Nkr0.61 Nkr0.58 x
2021-12-31 Nkr0.96 Nkr0.58 x
2022-12-31 Nkr0.89 Nkr0.58 x
2023-12-31 Nkr0.86 Nkr0.58 x
2024-12-31 Nkr0.71 Nkr0.58 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Huddlestock Fintech As utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): -48.50%
  • The company may be facing challenges in efficiently utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: -101.15%
  • • Asset Turnover: 0.32x
  • • Equity Multiplier: 1.51x
  • Recent ROE (-48.50%) is below the historical average (-32.33%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2019 -26.85% 0.00% 0.00x 1.11x Nkr-11.90 Million
2020 -18.50% -5523.56% 0.00x 1.06x Nkr-19.15 Million
2021 -17.17% -84.00% 0.15x 1.38x Nkr-31.06 Million
2022 -27.50% -67.95% 0.28x 1.46x Nkr-43.28 Million
2023 -55.43% -101.38% 0.32x 1.69x Nkr-101.90 Million
2024 -48.50% -101.15% 0.32x 1.51x Nkr-87.24 Million

Industry Comparison

This section compares Huddlestock Fintech As's net assets metrics with peer companies in the Software - Application industry.

Industry Context

  • Industry: Software - Application
  • Average net assets among peers: $410,483,500
  • Average return on equity (ROE) among peers: -57.58%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Huddlestock Fintech As (HUDL) Nkr59.66 Million -26.85% 0.87x $6.90 Million
Ayfie International AS (AIX) $12.94 Million -241.61% 1.21x $3.47K
Idex ASA (IDEX) $57.29 Million 0.00% 0.08x $14.98 Million
SmartCraft ASA (SMCRT) $765.57 Million 8.89% 0.27x $115.21 Million
Volue AS (VOLUE) $806.14 Million 2.40% 1.31x $183.80 Million