AMMB Holdings Berhad
AMMB Holdings Berhad, an investment holding company, provides various financial products and services to retail, corporate, and institutional clients in Malaysia. The company offers deposit products comprising saving, current, hybrid current, fixed deposit, treasury deposits, and foreign currency accounts; car, home, and business loans; ASB/ASB2, personal, and green financing; credit and debit ca… Read more
AMMB Holdings Berhad (AMMHF) - Net Assets
Latest net assets as of September 2025: $21.07 Billion USD
Based on the latest financial reports, AMMB Holdings Berhad (AMMHF) has net assets worth $21.07 Billion USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($200.34 Billion) and total liabilities ($179.28 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $21.07 Billion |
| % of Total Assets | 10.52% |
| Annual Growth Rate | 2.77% |
| 5-Year Change | 32.27% |
| 10-Year Change | N/A |
| Growth Volatility | 9.15 |
AMMB Holdings Berhad - Net Assets Trend (2016–2025)
This chart illustrates how AMMB Holdings Berhad's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for AMMB Holdings Berhad (2016–2025)
The table below shows the annual net assets of AMMB Holdings Berhad from 2016 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-03-31 | $20.62 Billion | +6.07% |
| 2024-03-31 | $19.44 Billion | +7.86% |
| 2023-03-31 | $18.03 Billion | +0.37% |
| 2022-03-31 | $17.96 Billion | +15.19% |
| 2021-03-31 | $15.59 Billion | -20.29% |
| 2020-03-31 | $19.56 Billion | +4.65% |
| 2019-03-31 | $18.69 Billion | +5.83% |
| 2018-03-31 | $17.66 Billion | +2.96% |
| 2017-03-31 | $17.15 Billion | +6.41% |
| 2016-03-31 | $16.12 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to AMMB Holdings Berhad's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 36.8% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (March 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $13.03 Billion | 63.21% |
| Other Components | $7.59 Billion | 36.79% |
| Total Equity | $20.62 Billion | 100.00% |
AMMB Holdings Berhad Competitors by Market Cap
The table below lists competitors of AMMB Holdings Berhad ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Radico Khaitan Limited
NSE:RADICO
|
$2.43 Billion |
|
Central Depository Services (India) Limited
NSE:CDSL
|
$2.43 Billion |
|
FLSmidth & Co. A/S
OTCGREY:FLIDF
|
$2.44 Billion |
|
JD Sports Fashion plc
PINK:JDDSF
|
$2.44 Billion |
|
Anhui Gujing Distillery Co Ltd
SHE:200596
|
$2.43 Billion |
|
Insight Enterprises Inc
NASDAQ:NSIT
|
$2.43 Billion |
|
Sapiens International Corporation NV
NASDAQ:SPNS
|
$2.43 Billion |
|
Henan Pinggao Electric Co Ltd
SHG:600312
|
$2.43 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in AMMB Holdings Berhad's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 19,440,805,000 to 20,620,810,000, a change of 1,180,005,000 (6.1%).
- Net income of 2,001,185,000 contributed positively to equity growth.
- Dividend payments of 889,386,000 reduced retained earnings.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $2.00 Billion | +9.7% |
| Dividends Paid | $889.39 Million | -4.31% |
| Other Changes | $68.21 Million | +0.33% |
| Total Change | $- | 6.07% |
Book Value vs Market Value Analysis
This analysis compares AMMB Holdings Berhad's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.14x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2018-03-31 | $5.48 | $0.90 | x |
| 2019-03-31 | $5.87 | $0.90 | x |
| 2020-03-31 | $6.18 | $0.90 | x |
| 2021-03-31 | $4.43 | $0.90 | x |
| 2022-03-31 | $5.06 | $0.90 | x |
| 2023-03-31 | $5.45 | $0.90 | x |
| 2024-03-31 | $5.88 | $0.90 | x |
| 2025-03-31 | $6.24 | $0.90 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently AMMB Holdings Berhad utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 9.70%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 41.62%
- • Asset Turnover: 0.02x
- • Equity Multiplier: 9.65x
- Recent ROE (9.70%) is above the historical average (5.11%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2016 | 8.58% | 33.87% | 0.03x | 8.82x | $-214.64 Million |
| 2017 | 8.26% | 33.64% | 0.03x | 8.41x | $-278.10 Million |
| 2018 | 6.85% | 23.73% | 0.03x | 8.35x | $-519.43 Million |
| 2019 | 8.51% | 32.17% | 0.03x | 8.98x | $-263.81 Million |
| 2020 | 7.22% | 26.70% | 0.03x | 9.11x | $-517.36 Million |
| 2021 | -26.14% | -72.48% | 0.03x | 11.62x | $-5.29 Billion |
| 2022 | 8.97% | 28.89% | 0.03x | 10.43x | $-173.30 Million |
| 2023 | 9.48% | 37.88% | 0.02x | 10.95x | $-93.60 Million |
| 2024 | 9.61% | 41.18% | 0.02x | 10.12x | $-75.98 Million |
| 2025 | 9.70% | 41.62% | 0.02x | 9.65x | $-60.90 Million |
Industry Comparison
This section compares AMMB Holdings Berhad's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| AMMB Holdings Berhad (AMMHF) | $21.07 Billion | 8.58% | 8.51x | $2.43 Billion |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |