Gentera S.A.B. de C.V
Gentera, S.A.B. de C.V. provides various financial products and services in Mexico and Peru. The company offers savings, loans, including commercial, consumer, personal, as well as microcredits, and insurance services. It also provides insurance agent services. The company was formerly known as Financiera Compartamos, S.A. B. de C. V. Gentera, S.A.B. de C.V. was founded in 1990 and is based in Me… Read more
Gentera S.A.B. de C.V (CMPRF) - Net Assets
Latest net assets as of June 2025: $32.12 Billion USD
Based on the latest financial reports, Gentera S.A.B. de C.V (CMPRF) has net assets worth $32.12 Billion USD as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($109.50 Billion) and total liabilities ($77.38 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $32.12 Billion |
| % of Total Assets | 29.34% |
| Annual Growth Rate | 12.76% |
| 5-Year Change | 50.45% |
| 10-Year Change | 148.3% |
| Growth Volatility | 32.04 |
Gentera S.A.B. de C.V - Net Assets Trend (2013–2024)
This chart illustrates how Gentera S.A.B. de C.V's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Gentera S.A.B. de C.V (2013–2024)
The table below shows the annual net assets of Gentera S.A.B. de C.V from 2013 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $33.52 Billion | +20.21% |
| 2023-12-31 | $27.89 Billion | +9.31% |
| 2022-12-31 | $25.51 Billion | +2.73% |
| 2021-12-31 | $24.83 Billion | +11.45% |
| 2020-12-31 | $22.28 Billion | +8.58% |
| 2019-12-31 | $20.52 Billion | +13.48% |
| 2018-12-31 | $18.08 Billion | +7.60% |
| 2017-12-31 | $16.80 Billion | +5.50% |
| 2016-12-31 | $15.93 Billion | +17.98% |
| 2015-12-31 | $13.50 Billion | -28.12% |
| 2014-12-31 | $18.78 Billion | +110.02% |
| 2013-12-31 | $8.94 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Gentera S.A.B. de C.V's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 901.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $24.73 Billion | 79.54% |
| Other Components | $6.36 Billion | 20.46% |
| Total Equity | $31.10 Billion | 100.00% |
Gentera S.A.B. de C.V Competitors by Market Cap
The table below lists competitors of Gentera S.A.B. de C.V ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Douzone Bizon Co Ltd
KO:012510
|
$1.46 Billion |
|
Lendlease Group
AU:LLC
|
$1.46 Billion |
|
BrightGene Bio Medical Technology C
SHG:688166
|
$1.46 Billion |
|
Yelp Inc
NYSE:YELP
|
$1.46 Billion |
|
Uniti Group Inc
NASDAQ:UNIT
|
$1.46 Billion |
|
EZCORP Inc
NASDAQ:EZPW
|
$1.46 Billion |
|
Griffin-American Healthcare REIT III Inc
PINK:GRAH
|
$1.46 Billion |
|
Tianma Microelectronics Co Ltd
SHE:000050
|
$1.46 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Gentera S.A.B. de C.V's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 25,735,000,000 to 31,097,000,000, a change of 5,362,000,000 (20.8%).
- Net income of 6,005,000,000 contributed positively to equity growth.
- Dividend payments of 1,889,000,000 reduced retained earnings.
- Other factors increased equity by 1,246,000,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $6.00 Billion | +19.31% |
| Dividends Paid | $1.89 Billion | -6.07% |
| Other Changes | $1.25 Billion | +4.01% |
| Total Change | $- | 20.84% |
Book Value vs Market Value Analysis
This analysis compares Gentera S.A.B. de C.V's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.07x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2015-12-31 | $0.00 | $1.36 | x |
| 2016-12-31 | $0.00 | $1.36 | x |
| 2017-12-31 | $10.28 | $1.36 | x |
| 2018-12-31 | $11.10 | $1.36 | x |
| 2019-12-31 | $12.86 | $1.36 | x |
| 2020-12-31 | $11.85 | $1.36 | x |
| 2021-12-31 | $13.37 | $1.36 | x |
| 2022-12-31 | $14.90 | $1.36 | x |
| 2023-12-31 | $16.25 | $1.36 | x |
| 2024-12-31 | $19.69 | $1.36 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Gentera S.A.B. de C.V utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 19.31%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 15.44%
- • Asset Turnover: 0.36x
- • Equity Multiplier: 3.44x
- Recent ROE (19.31%) is above the historical average (17.20%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2013 | 25.81% | 22.02% | 0.41x | 2.89x | $1.39 Billion |
| 2014 | 26.44% | 25.68% | 0.40x | 2.58x | $3.03 Billion |
| 2015 | 23.39% | 21.26% | 0.41x | 2.71x | $1.80 Billion |
| 2016 | 21.35% | 21.03% | 0.37x | 2.76x | $1.80 Billion |
| 2017 | 17.37% | 14.21% | 0.47x | 2.61x | $1.23 Billion |
| 2018 | 16.44% | 14.58% | 0.39x | 2.86x | $1.16 Billion |
| 2019 | 16.00% | 17.79% | 0.32x | 2.77x | $1.23 Billion |
| 2020 | -8.43% | -8.85% | 0.26x | 3.65x | $-3.48 Billion |
| 2021 | 11.05% | 10.38% | 0.32x | 3.31x | $223.60 Million |
| 2022 | 19.31% | 16.67% | 0.36x | 3.18x | $2.20 Billion |
| 2023 | 18.35% | 15.23% | 0.36x | 3.37x | $2.15 Billion |
| 2024 | 19.31% | 15.44% | 0.36x | 3.44x | $2.90 Billion |
Industry Comparison
This section compares Gentera S.A.B. de C.V's net assets metrics with peer companies in the Credit Services industry.
Industry Context
- Industry: Credit Services
- Average net assets among peers: $42,167,772,618
- Average return on equity (ROE) among peers: 3.49%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Gentera S.A.B. de C.V (CMPRF) | $32.12 Billion | 25.81% | 2.41x | $1.46 Billion |
| Accord Financial Corp (ACCFF) | $103.96 Million | 11.43% | 4.00x | $8.00 Million |
| Acom Co. Ltd (ACJJF) | $306.73 Billion | 3.47% | 2.77x | $799.50 Million |
| Affirm Holdings Inc (AFRM) | $3.07 Billion | 1.70% | 2.63x | $13.28 Billion |
| Federal Agricultural Mortgage Corporation (AGM) | $47.20 Million | 1.69% | 11.77x | $1.51 Billion |
| Aiful Corp (AIFLF) | $97.47 Billion | -37.44% | 4.75x | $852.52 Million |
| Jianpu Technology Inc (AIJTY) | $520.74 Million | 20.38% | 0.93x | $16.37 Million |
| AIOS Tech Inc. (AIOS) | $40.53 Million | 17.61% | 0.35x | $2.83 Million |
| Ally Financial Inc (ALLY) | $13.49 Billion | 6.88% | 11.39x | $10.34 Billion |
| Alpha Investment Inc (ALPC) | $-38.66K | 0.00% | 0.00x | $166.69 Million |
| Antalpha Platform Holding Co (ANTA) | $202.32 Million | 9.14% | 10.90x | $14.83 Million |