MONETA Money Bank a.s
MONETA Money Bank, a.s., together with its subsidiaries, provides banking and financial products and services to retail customers, small and medium-sized enterprises, corporate clients, and financial and public sector institutions in the Czech Republic, Cyprus, the United States, the United Kingdom, and internationally. It operates through Commercial Clients, Retail Clients, and Treasury/Other se… Read more
MONETA Money Bank a.s (GMYYF) - Net Assets
Latest net assets as of December 2025: $31.23 Billion USD
Based on the latest financial reports, MONETA Money Bank a.s (GMYYF) has net assets worth $31.23 Billion USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($504.55 Billion) and total liabilities ($473.32 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $31.23 Billion |
| % of Total Assets | 6.19% |
| Annual Growth Rate | -1.63% |
| 5-Year Change | 5.92% |
| 10-Year Change | -26.67% |
| Growth Volatility | 12.32 |
MONETA Money Bank a.s - Net Assets Trend (2013–2025)
This chart illustrates how MONETA Money Bank a.s's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for MONETA Money Bank a.s (2013–2025)
The table below shows the annual net assets of MONETA Money Bank a.s from 2013 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $31.23 Billion | -2.05% |
| 2024-12-31 | $31.88 Billion | -1.01% |
| 2023-12-31 | $32.20 Billion | +3.58% |
| 2022-12-31 | $31.09 Billion | +5.46% |
| 2021-12-31 | $29.48 Billion | +8.99% |
| 2020-12-31 | $27.05 Billion | +5.00% |
| 2017-12-31 | $25.76 Billion | -5.52% |
| 2016-12-31 | $27.27 Billion | -2.05% |
| 2015-12-31 | $27.84 Billion | -34.62% |
| 2014-12-31 | $42.58 Billion | +11.92% |
| 2013-12-31 | $38.05 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to MONETA Money Bank a.s's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 36.3% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $20.90 Billion | 66.94% |
| Other Components | $10.32 Billion | 33.06% |
| Total Equity | $31.23 Billion | 100.00% |
MONETA Money Bank a.s Competitors by Market Cap
The table below lists competitors of MONETA Money Bank a.s ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
JCDecaux SA
PINK:JCDXF
|
$1.27 Billion |
|
Gujarat Fluorochemicals Limited
NSE:FLUOROCHEM
|
$1.27 Billion |
|
NAMURA SHIPBLDG LTD
F:8AF
|
$1.27 Billion |
|
Hemnet Group AB (publ)
PINK:HMNTY
|
$1.27 Billion |
|
Simply Good Foods Co
NASDAQ:SMPL
|
$1.27 Billion |
|
Beijing Venustech Inc
SHE:002439
|
$1.27 Billion |
|
NGL Energy Partners LP
NYSE:NGL
|
$1.27 Billion |
|
Chongqing Fuling Zhacai Group Co Ltd
SHE:002507
|
$1.27 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in MONETA Money Bank a.s's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 31,879,000,000 to 31,226,000,000, a change of -653,000,000 (-2.0%).
- Net income of 6,501,000,000 contributed positively to equity growth.
- Other factors decreased equity by 7,154,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $6.50 Billion | +20.82% |
| Other Changes | $-7.15 Billion | -22.91% |
| Total Change | $- | -2.05% |
Book Value vs Market Value Analysis
This analysis compares MONETA Money Bank a.s's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.07x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2020-12-31 | $52.94 | $4.15 | x |
| 2021-12-31 | $57.69 | $4.15 | x |
| 2022-12-31 | $60.84 | $4.15 | x |
| 2023-12-31 | $63.02 | $4.15 | x |
| 2024-12-31 | $62.39 | $4.15 | x |
| 2025-12-31 | $61.11 | $4.15 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently MONETA Money Bank a.s utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 20.82%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 46.70%
- • Asset Turnover: 0.03x
- • Equity Multiplier: 16.16x
- Recent ROE (20.82%) is above the historical average (14.75%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2013 | 11.19% | 38.65% | 0.08x | 3.54x | $454.30 Million |
| 2014 | 9.82% | 38.39% | 0.08x | 3.37x | $-78.30 Million |
| 2015 | 16.19% | 40.04% | 0.08x | 5.03x | $1.72 Billion |
| 2016 | 14.87% | 40.42% | 0.07x | 5.48x | $1.33 Billion |
| 2017 | 15.23% | 39.41% | 0.05x | 7.75x | $1.35 Billion |
| 2020 | 9.62% | 21.50% | 0.04x | 11.13x | $-104.00 Million |
| 2021 | 13.51% | 35.84% | 0.03x | 11.54x | $1.04 Billion |
| 2022 | 16.68% | 42.91% | 0.03x | 12.46x | $2.08 Billion |
| 2023 | 16.15% | 42.56% | 0.03x | 14.23x | $1.98 Billion |
| 2024 | 18.22% | 44.99% | 0.03x | 15.53x | $2.62 Billion |
| 2025 | 20.82% | 46.70% | 0.03x | 16.16x | $3.38 Billion |
Industry Comparison
This section compares MONETA Money Bank a.s's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| MONETA Money Bank a.s (GMYYF) | $31.23 Billion | 11.19% | 15.16x | $1.27 Billion |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |