PayPoint plc
PayPoint plc engages in the provision of payments and banking, shopping, and e-commerce services and products in the United Kingdom. The company operates through PayPoint and Love2shop segments. The PayPoint segment provides card payment services to retailers, including leased payment devices; ATM cash machines; bill payment services and cash top-ups to individual consumers; parcel delivery and c… Read more
PayPoint plc (PYPTF) - Net Assets
Latest net assets as of September 2025: $101.96 Million USD
Based on the latest financial reports, PayPoint plc (PYPTF) has net assets worth $101.96 Million USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($605.21 Million) and total liabilities ($503.26 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $101.96 Million |
| % of Total Assets | 16.85% |
| Annual Growth Rate | -1.68% |
| 5-Year Change | 146.57% |
| 10-Year Change | 10.76% |
| Growth Volatility | 39.74 |
PayPoint plc - Net Assets Trend (2015–2025)
This chart illustrates how PayPoint plc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for PayPoint plc (2015–2025)
The table below shows the annual net assets of PayPoint plc from 2015 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-03-31 | $97.32 Million | -19.68% |
| 2024-03-31 | $121.16 Million | +8.46% |
| 2023-03-31 | $111.71 Million | +34.18% |
| 2022-03-31 | $83.26 Million | +110.94% |
| 2021-03-31 | $39.47 Million | +2.97% |
| 2020-03-31 | $38.33 Million | -23.57% |
| 2019-03-31 | $50.15 Million | -18.18% |
| 2018-03-31 | $61.29 Million | -16.20% |
| 2017-03-31 | $73.14 Million | -16.75% |
| 2016-03-31 | $87.86 Million | -23.82% |
| 2015-03-31 | $115.34 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to PayPoint plc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 38.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (March 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $70.25 Million | 75.37% |
| Other Components | $22.96 Million | 24.63% |
| Total Equity | $93.21 Million | 100.00% |
PayPoint plc Competitors by Market Cap
The table below lists competitors of PayPoint plc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Hubei Jiuzhiyang Infrared System Co Ltd
SHE:300516
|
$490.85 Million |
|
JLGRF
PINK:JLGRF
|
$491.18 Million |
|
Maitri Health Technologies Corp
PINK:MHTCF
|
$491.23 Million |
|
Gifore Agricultural Machinery Chain Co Ltd
SHE:300022
|
$491.26 Million |
|
Dril-Quip Inc
F:DQU
|
$490.49 Million |
|
Dongguan Mentech Optical & Magnetic Co Ltd
SHE:002902
|
$490.49 Million |
|
Hangzhou Pinming Software Co. Ltd. A
SHG:688109
|
$490.48 Million |
|
Changshu Automotive Trim Co
SHG:603035
|
$490.33 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in PayPoint plc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 121,160,000 to 93,212,000, a change of -27,948,000 (-23.1%).
- Net income of 19,191,000 contributed positively to equity growth.
- Dividend payments of 27,777,000 reduced retained earnings.
- Share repurchases of 14,914,000 reduced equity.
- New share issuances of 1,000 increased equity.
- Other factors decreased equity by 4,449,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $19.19 Million | +20.59% |
| Dividends Paid | $27.78 Million | -29.8% |
| Share Repurchases | $14.91 Million | -16.0% |
| Share Issuances | $1.00K | +0.0% |
| Other Changes | $-4.45 Million | -4.77% |
| Total Change | $- | -23.07% |
Book Value vs Market Value Analysis
This analysis compares PayPoint plc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 6.01x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 10.78x to 6.01x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2019-03-31 | $0.73 | $7.92 | x |
| 2020-03-31 | $0.56 | $7.92 | x |
| 2021-03-31 | $0.57 | $7.92 | x |
| 2022-03-31 | $1.21 | $7.92 | x |
| 2023-03-31 | $1.54 | $7.92 | x |
| 2024-03-31 | $1.67 | $7.92 | x |
| 2025-03-31 | $1.32 | $7.92 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently PayPoint plc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 20.59%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 6.18%
- • Asset Turnover: 0.61x
- • Equity Multiplier: 5.45x
- Recent ROE (20.59%) is below the historical average (55.45%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2015 | 33.90% | 17.92% | 0.71x | 2.65x | $27.60 Million |
| 2016 | -2.40% | -0.99% | 0.91x | 2.67x | $-10.91 Million |
| 2017 | 81.51% | 28.13% | 1.06x | 2.73x | $52.31 Million |
| 2018 | 70.05% | 20.11% | 0.81x | 4.28x | $36.81 Million |
| 2019 | 88.60% | 21.00% | 0.91x | 4.62x | $39.42 Million |
| 2020 | 119.14% | 21.41% | 0.83x | 6.73x | $41.84 Million |
| 2021 | 54.55% | 16.85% | 0.44x | 7.37x | $17.58 Million |
| 2022 | 83.52% | 47.91% | 0.63x | 2.79x | $61.21 Million |
| 2023 | 31.07% | 20.69% | 0.35x | 4.30x | $23.54 Million |
| 2024 | 29.45% | 11.65% | 0.59x | 4.28x | $23.57 Million |
| 2025 | 20.59% | 6.18% | 0.61x | 5.45x | $9.87 Million |
Industry Comparison
This section compares PayPoint plc's net assets metrics with peer companies in the Software - Infrastructure industry.
Industry Context
- Industry: Software - Infrastructure
- Average net assets among peers: $57,400,889
- Average return on equity (ROE) among peers: -399.70%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| PayPoint plc (PYPTF) | $101.96 Million | 33.90% | 4.94x | $490.59 Million |
| Automatic Bank Services Limited (ABANF) | $131.86 Million | 11.02% | 0.13x | $269.02 Million |
| ACI Worldwide Inc (ACIW) | $1.20 Million | -2791.67% | 47.83x | $3.94 Billion |
| Adyen N.V (ADYYF) | $245.83 Million | 13.67% | 2.34x | $34.24 Billion |
| Aeva Technologies, Inc. Common Stock (AEVA) | $228.44 Million | -65.37% | 0.13x | $390.34 Million |
| Aeva Technologies, Inc. Warrants (AEVAW) | $99.35 Million | -153.25% | 0.48x | $3.74 Million |
| Affluence Corporation (AFFU) | $-3.56 Million | 0.00% | 0.00x | $3.98K |
| Axe Compute Inc. (AGPU) | $2.64 Million | -979.47% | 3.94x | $2.57 Million |
| C3 Ai Inc (AI) | $-165.43 Million | 0.00% | 0.00x | $1.13 Billion |
| iLearningEngines, Inc. (AILE) | $22.26 Million | -19.80% | 1.11x | $17.39 Million |
| PowerFleet, Inc. (AIOT) | $11.41 Million | -12.13% | 0.13x | $364.77 Million |