SpareBank 1 SR-Bank ASA
SpareBank 1 Sør-Norge ASA, together with its subsidiaries, provides various financial products and services for personal and corporate customers in Norway. The company operates through Retail Market, Corporate Market, SME & Agriculture, and Other Activities segments. It offers savings, loans, insurance, and pension products. The company also provides account and payment, international cash manage… Read more
SpareBank 1 SR-Bank ASA (SBRKF) - Net Assets
Latest net assets as of December 2025: $55.50 Billion USD
Based on the latest financial reports, SpareBank 1 SR-Bank ASA (SBRKF) has net assets worth $55.50 Billion USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($513.05 Billion) and total liabilities ($457.56 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $55.50 Billion |
| % of Total Assets | 10.82% |
| Annual Growth Rate | 12.36% |
| 5-Year Change | 104.18% |
| 10-Year Change | 203.46% |
| Growth Volatility | 14.37 |
SpareBank 1 SR-Bank ASA - Net Assets Trend (2014–2025)
This chart illustrates how SpareBank 1 SR-Bank ASA's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for SpareBank 1 SR-Bank ASA (2014–2025)
The table below shows the annual net assets of SpareBank 1 SR-Bank ASA from 2014 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $55.50 Billion | +5.43% |
| 2024-12-31 | $52.64 Billion | +56.84% |
| 2023-12-31 | $33.56 Billion | +16.98% |
| 2022-12-31 | $28.69 Billion | +5.55% |
| 2021-12-31 | $27.18 Billion | +2.98% |
| 2020-12-31 | $26.39 Billion | +6.28% |
| 2019-12-31 | $24.83 Billion | +15.05% |
| 2018-12-31 | $21.59 Billion | +8.53% |
| 2017-12-31 | $19.89 Billion | +8.75% |
| 2016-12-31 | $18.29 Billion | +8.12% |
| 2015-12-31 | $16.91 Billion | +9.81% |
| 2014-12-31 | $15.40 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to SpareBank 1 SR-Bank ASA's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 100.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Other Components | $55.50 Billion | 100.00% |
| Total Equity | $55.50 Billion | 100.00% |
SpareBank 1 SR-Bank ASA Competitors by Market Cap
The table below lists competitors of SpareBank 1 SR-Bank ASA ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
NEXGEN ENERGY LTD CDI/1
F:6NEA
|
$4.23 Billion |
|
Kingfa Sci&Tech Co Ltd
SHG:600143
|
$4.23 Billion |
|
Valvoline Inc
NYSE:VVV
|
$4.23 Billion |
|
Tubize-Fin
BR:TUB
|
$4.24 Billion |
|
Empire Company Limited
PINK:EMLAF
|
$4.23 Billion |
|
Novanta Inc
NASDAQ:NOVT
|
$4.23 Billion |
|
Kyushu Electric Power Company Incorporated
PINK:KYSEF
|
$4.23 Billion |
|
Frontdoor Inc
NASDAQ:FTDR
|
$4.23 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in SpareBank 1 SR-Bank ASA's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 52,637,000,000 to 55,496,000,000, a change of 2,859,000,000 (5.4%).
- Net income of 6,694,000,000 contributed positively to equity growth.
- Dividend payments of 3,191,000,000 reduced retained earnings.
- Share repurchases of 110,000,000 reduced equity.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $6.69 Billion | +12.06% |
| Dividends Paid | $3.19 Billion | -5.75% |
| Share Repurchases | $110.00 Million | -0.2% |
| Other Changes | $-534.00 Million | -0.96% |
| Total Change | $- | 5.43% |
Book Value vs Market Value Analysis
This analysis compares SpareBank 1 SR-Bank ASA's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.10x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2020-12-31 | $103.19 | $14.65 | x |
| 2021-12-31 | $106.29 | $14.65 | x |
| 2022-12-31 | $112.18 | $14.65 | x |
| 2023-12-31 | $127.01 | $14.65 | x |
| 2024-12-31 | $140.23 | $14.65 | x |
| 2025-12-31 | $148.03 | $14.65 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently SpareBank 1 SR-Bank ASA utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 12.06%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 51.31%
- • Asset Turnover: 0.03x
- • Equity Multiplier: 9.24x
- Recent ROE (12.06%) is above the historical average (10.99%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2014 | 13.60% | 44.99% | 0.03x | 11.36x | $554.70 Million |
| 2015 | 10.32% | 43.55% | 0.02x | 11.35x | $54.60 Million |
| 2016 | 9.60% | 41.89% | 0.02x | 10.58x | $-73.80 Million |
| 2017 | 10.49% | 43.67% | 0.02x | 10.89x | $97.10 Million |
| 2018 | 10.64% | 44.83% | 0.02x | 10.84x | $137.50 Million |
| 2019 | 12.58% | 49.63% | 0.02x | 10.30x | $640.60 Million |
| 2020 | 6.03% | 28.54% | 0.02x | 10.88x | $-1.05 Billion |
| 2021 | 11.61% | 52.82% | 0.02x | 11.20x | $438.00 Million |
| 2022 | 11.77% | 52.12% | 0.02x | 12.05x | $509.20 Million |
| 2023 | 13.33% | 52.93% | 0.02x | 10.79x | $1.12 Billion |
| 2024 | 9.87% | 54.10% | 0.02x | 9.11x | $-70.70 Million |
| 2025 | 12.06% | 51.31% | 0.03x | 9.24x | $1.14 Billion |
Industry Comparison
This section compares SpareBank 1 SR-Bank ASA's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $22,823,266,317
- Average return on equity (ROE) among peers: 14.64%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| SpareBank 1 SR-Bank ASA (SBRKF) | $55.50 Billion | 13.60% | 8.24x | $4.23 Billion |
| Ameris Bancorp (ABCB) | $514.76 Million | 7.94% | 9.86x | $4.91 Billion |
| ACNB Corporation (ACNB) | $106.80 Million | 8.72% | 8.79x | $452.68 Million |
| Addiko Bank AG (ADBKF) | $6.08 Billion | 0.58% | 0.00x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $80.78 Million | 3.82% | 9.53x | $79.98 Million |
| Absa Group Limited (AGRPF) | $56.49 Billion | 12.11% | 11.71x | $6.72 Billion |
| AIB Group plc (AIBGY) | $2.74 Billion | 18.02% | 16.84x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $153.61 Billion | 39.08% | 6.47x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $8.37 Billion | 34.92% | 7.81x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $235.94 Million | 14.17% | 11.96x | $248.47 Million |