Logansport Financial Corp

OTCQB:LOGN USA Banks - Regional
Market Cap
$18.37 Million
Market Cap Rank
#26231 Global
#8891 in USA
Share Price
$30.00
Change (1 day)
+0.00%
52-Week Range
$29.25 - $30.00
All Time High
$40.87
About

Logansport Financial Corp. operates as the holding company for Logansport Savings Bank that provides various banking products and services to individuals and businesses in Cass County, Indiana. The company's personal banking products and services include checking accounts, rite accounts, NOW accounts, savings accounts, health savings accounts, certificates of deposit, and individual retirement ac… Read more

Logansport Financial Corp (LOGN) - Net Assets

Latest net assets as of December 2019: $24.25 Million USD

Based on the latest financial reports, Logansport Financial Corp (LOGN) has net assets worth $24.25 Million USD as of December 2019.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($188.25 Million) and total liabilities ($164.01 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets $24.25 Million
% of Total Assets 12.88%
Annual Growth Rate 0.77%
5-Year Change -28.19%
10-Year Change -6.55%
Growth Volatility 12.15

Logansport Financial Corp - Net Assets Trend (2000–2024)

This chart illustrates how Logansport Financial Corp's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Logansport Financial Corp (2000–2024)

The table below shows the annual net assets of Logansport Financial Corp from 2000 to 2024.

Year Net Assets Change
2024-12-31 $20.43 Million -1.38%
2023-12-31 $20.72 Million +1.35%
2022-12-31 $20.44 Million -28.18%
2021-12-31 $28.46 Million +0.03%
2020-12-31 $28.45 Million +17.35%
2019-12-31 $24.25 Million +2.26%
2018-12-31 $23.71 Million +3.98%
2017-12-31 $22.80 Million +1.89%
2016-12-31 $22.38 Million +2.36%
2015-12-31 $21.86 Million +4.22%
2014-12-31 $20.98 Million +28.25%
2003-12-31 $16.36 Million +6.39%
2002-12-31 $15.37 Million -11.66%
2001-12-31 $17.40 Million +2.29%
2000-12-31 $17.01 Million --

Equity Component Analysis

This analysis shows how different components contribute to Logansport Financial Corp's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 103.4% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Retained Earnings $23.39 Million 114.48%
Total Equity $20.43 Million 100.00%

Logansport Financial Corp Competitors by Market Cap

The table below lists competitors of Logansport Financial Corp ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Logansport Financial Corp's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 20,717,000 to 20,431,000, a change of -286,000 (-1.4%).
  • Net income of 1,254,000 contributed positively to equity growth.
  • Dividend payments of 1,101,000 reduced retained earnings.
  • Share repurchases of 30,000 reduced equity.
  • New share issuances of 49,000 increased equity.
  • Other factors decreased equity by 458,000.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income $1.25 Million +6.14%
Dividends Paid $1.10 Million -5.39%
Share Repurchases $30.00K -0.15%
Share Issuances $49.00K +0.24%
Other Changes $-458.00K -2.24%
Total Change $- -1.38%

Book Value vs Market Value Analysis

This analysis compares Logansport Financial Corp's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 0.90x
  • The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2015-12-31 $0.00 $30.00 x
2016-12-31 $0.00 $30.00 x
2017-12-31 $0.00 $30.00 x
2018-12-31 $0.00 $30.00 x
2021-12-31 $46.85 $30.00 x
2022-12-31 $33.52 $30.00 x
2023-12-31 $33.89 $30.00 x
2024-12-31 $33.41 $30.00 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Logansport Financial Corp utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 6.14%
  • The company has moderate efficiency in generating returns from equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 15.36%
  • • Asset Turnover: 0.03x
  • • Equity Multiplier: 12.91x
  • Recent ROE (6.14%) is below the historical average (9.57%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2000 7.46% 13.16% 0.07x 7.79x $-432.30K
2001 8.03% 13.91% 0.07x 7.93x $-342.20K
2002 9.85% 15.64% 0.06x 9.76x $-23.30K
2003 9.09% 16.04% 0.06x 9.59x $-149.60K
2014 8.67% 27.42% 0.04x 7.61x $-279.60K
2015 8.59% 27.87% 0.04x 7.90x $-308.20K
2016 9.17% 28.91% 0.04x 7.61x $-186.80K
2017 8.73% 27.79% 0.04x 7.39x $-290.10K
2018 9.41% 31.08% 0.04x 7.31x $-139.90K
2019 9.28% 29.43% 0.04x 7.76x $-175.50K
2020 13.76% 34.89% 0.05x 7.75x $1.07 Million
2021 11.27% 31.32% 0.04x 8.70x $361.00K
2022 15.47% 32.46% 0.04x 12.48x $1.12 Million
2023 8.65% 21.69% 0.03x 11.96x $-280.70K
2024 6.14% 15.36% 0.03x 12.91x $-789.10K

Industry Comparison

This section compares Logansport Financial Corp's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $25,670,820,700
  • Average return on equity (ROE) among peers: 9.44%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Logansport Financial Corp (LOGN) $24.25 Million 7.46% 6.76x $16.96 Million
Ameris Bancorp (ABCB) $120.94 Million 10.83% 9.48x $4.91 Billion
ACNB Corporation (ACNB) $2.75 Billion 1.01% 0.01x $462.57 Million
Addiko Bank AG (ADBKF) $839.50 Million 5.41% 6.63x $210.07 Million
Affinity Bancshares Inc (AFBI) $120.97 Million 6.26% 5.51x $79.94 Million
Absa Group Limited (AGRPF) $19.52 Billion 23.08% 14.72x $6.72 Billion
AIB Group plc (AIBGY) $14.46 Billion -16.17% 8.45x $21.72 Billion
Akbank Turk Anonim Sirketi (AKBTY) $211.22 Billion 31.48% 8.02x $8.60 Billion
Alpha Bank SA (ALBKY) $7.32 Billion 8.44% 8.89x $1.12 Billion
Community Capital Bancshares Inc (ALBY) $9.19 Million 7.09% 8.66x $19.76 Million
Alpine Banks of Colorado (ALPIB) $342.89 Million 16.92% 10.27x $248.47 Million