Community Capital Bancshares Inc
Community Capital Bancshares, Inc. operates as the holding company for AB&T that provides various banking products and services to individual and corporate customers. The company accepts various deposit products, such as checking, savings, money market, and individual retirement accounts, as well as certificates of deposits. It also offers mobile, online, and digital wallet services; personal loa… Read more
Community Capital Bancshares Inc (ALBY) - Net Assets
Latest net assets as of December 2023: $24.80 Million USD
Based on the latest financial reports, Community Capital Bancshares Inc (ALBY) has net assets worth $24.80 Million USD as of December 2023.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($249.97 Million) and total liabilities ($225.17 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $24.80 Million |
| % of Total Assets | 9.92% |
| Annual Growth Rate | 4.74% |
| 5-Year Change | 53.51% |
| 10-Year Change | 76.78% |
| Growth Volatility | 26.52 |
Community Capital Bancshares Inc - Net Assets Trend (2000–2023)
This chart illustrates how Community Capital Bancshares Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Community Capital Bancshares Inc (2000–2023)
The table below shows the annual net assets of Community Capital Bancshares Inc from 2000 to 2023.
| Year | Net Assets | Change |
|---|---|---|
| 2023-12-31 | $24.80 Million | +12.27% |
| 2022-12-31 | $22.09 Million | +10.01% |
| 2021-12-31 | $20.08 Million | +11.58% |
| 2020-12-31 | $18.00 Million | +11.40% |
| 2019-12-31 | $16.15 Million | +9.89% |
| 2018-12-31 | $14.70 Million | +9.53% |
| 2017-12-31 | $13.42 Million | -11.08% |
| 2016-12-31 | $15.09 Million | +4.58% |
| 2015-12-31 | $14.43 Million | +2.87% |
| 2014-12-31 | $14.03 Million | -47.93% |
| 2007-12-31 | $26.94 Million | +0.56% |
| 2006-12-31 | $26.79 Million | +5.50% |
| 2005-12-31 | $25.39 Million | -1.69% |
| 2004-12-31 | $25.83 Million | +94.25% |
| 2003-12-31 | $13.30 Million | +36.49% |
| 2002-12-31 | $9.74 Million | +6.08% |
| 2001-12-31 | $9.19 Million | +7.55% |
| 2000-12-31 | $8.54 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Community Capital Bancshares Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 589024200.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2023)
| Component | Amount | Percentage |
|---|---|---|
| Other Components | $30.69 Million | 123.75% |
| Total Equity | $24.80 Million | 100.00% |
Community Capital Bancshares Inc Competitors by Market Cap
The table below lists competitors of Community Capital Bancshares Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Techno Agricultural Supplying JSC
VN:TSC
|
$19.76 Million |
|
Zambal Spain Socimi SA
MC:YZBL
|
$19.76 Million |
|
Prosperous Future Holdings Limited
PINK:PRFUF
|
$19.76 Million |
|
Swiss Water Decaffeinated Coffee Inc
PINK:SWSSF
|
$19.76 Million |
|
Dedicare AB (publ)
ST:DEDI
|
$19.75 Million |
|
Mobileleader Co.Ltd
KQ:100030
|
$19.75 Million |
|
Binero Group AB
ST:BINERO
|
$19.75 Million |
|
FCS Software Solutions Limited
NSE:FCSSOFT
|
$19.74 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Community Capital Bancshares Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2022 to 2023, total equity changed from 22,089,351 to 24,799,562, a change of 2,710,211 (12.3%).
- Net income of 4,065,625 contributed positively to equity growth.
- Dividend payments of 959,212 reduced retained earnings.
- Other factors decreased equity by 396,202.
Equity Change Factors (2022 to 2023)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $4.07 Million | +16.39% |
| Dividends Paid | $959.21K | -3.87% |
| Other Changes | $-396.20K | -1.6% |
| Total Change | $- | 12.27% |
Book Value vs Market Value Analysis
This analysis compares Community Capital Bancshares Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.26x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 2.08x to 1.26x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | $10.54 | $21.90 | x |
| 2018-12-31 | $11.94 | $21.90 | x |
| 2019-12-31 | $12.87 | $21.90 | x |
| 2020-12-31 | $14.30 | $21.90 | x |
| 2021-12-31 | $15.91 | $21.90 | x |
| 2022-12-31 | $17.36 | $21.90 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Community Capital Bancshares Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 16.39%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 35.63%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 10.08x
- Recent ROE (16.39%) is above the historical average (7.84%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2000 | 1.28% | 2.76% | 0.07x | 6.93x | $-745.00K |
| 2001 | 7.09% | 10.18% | 0.07x | 9.66x | $-267.50K |
| 2002 | 5.82% | 7.86% | 0.07x | 11.21x | $-407.30K |
| 2003 | 4.89% | 7.80% | 0.05x | 11.94x | $-679.80K |
| 2004 | 3.31% | 11.03% | 0.04x | 7.56x | $-1.73 Million |
| 2005 | 0.45% | 1.43% | 0.03x | 12.19x | $-2.43 Million |
| 2006 | 1.58% | 3.73% | 0.04x | 11.08x | $-2.25 Million |
| 2007 | -2.08% | -7.31% | 0.03x | 8.30x | $-3.25 Million |
| 2014 | 56.41% | 136.32% | 0.04x | 10.40x | $6.51 Million |
| 2015 | 2.33% | 5.55% | 0.04x | 10.04x | $-1.11 Million |
| 2016 | 4.20% | 10.32% | 0.04x | 10.01x | $-875.87K |
| 2017 | -10.50% | -21.11% | 0.04x | 13.43x | $-2.75 Million |
| 2018 | 8.46% | 18.21% | 0.04x | 13.21x | $-227.04K |
| 2019 | 8.99% | 18.74% | 0.04x | 12.11x | $-162.65K |
| 2020 | 9.85% | 20.51% | 0.03x | 15.66x | $-26.76K |
| 2021 | 9.90% | 24.52% | 0.03x | 12.81x | $-20.03K |
| 2022 | 12.71% | 29.96% | 0.04x | 11.63x | $598.66K |
| 2023 | 16.39% | 35.63% | 0.05x | 10.08x | $1.59 Million |
Industry Comparison
This section compares Community Capital Bancshares Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $28,522,113,556
- Average return on equity (ROE) among peers: 9.70%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Community Capital Bancshares Inc (ALBY) | $24.80 Million | 1.28% | 9.08x | $19.76 Million |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |