Alpine Banks of Colorado
Alpine Banks of Colorado provides banking products and services to individuals and businesses. The company offers checking, savings, money market, health, youth, and individual retirement accounts; and certificates of deposit. It also provides various loan products, such as personal, term, business, student, auto, green, home mortgage, home equity, land and construction, commercial real estate, a… Read more
Alpine Banks of Colorado (ALPIB) - Net Assets
Latest net assets as of December 2025: $588.14 Million USD
Based on the latest financial reports, Alpine Banks of Colorado (ALPIB) has net assets worth $588.14 Million USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($6.85 Billion) and total liabilities ($6.27 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $588.14 Million |
| % of Total Assets | 8.58% |
| Annual Growth Rate | 10.66% |
| 5-Year Change | 56.13% |
| 10-Year Change | N/A |
| Growth Volatility | 6.15 |
Alpine Banks of Colorado - Net Assets Trend (2015–2025)
This chart illustrates how Alpine Banks of Colorado's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Alpine Banks of Colorado (2015–2025)
The table below shows the annual net assets of Alpine Banks of Colorado from 2015 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $588.14 Million | +25.96% |
| 2023-12-31 | $466.93 Million | +9.86% |
| 2022-12-31 | $425.03 Million | +1.57% |
| 2021-12-31 | $418.45 Million | +11.08% |
| 2020-12-31 | $376.70 Million | +9.86% |
| 2019-12-31 | $342.89 Million | +15.31% |
| 2018-12-31 | $297.37 Million | +14.86% |
| 2017-12-31 | $258.90 Million | +9.73% |
| 2016-12-31 | $235.94 Million | +10.44% |
| 2015-12-31 | $213.63 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Alpine Banks of Colorado's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 179.3% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $581.69 Million | 98.98% |
| Other Components | $6.00 Million | 1.02% |
| Total Equity | $587.69 Million | 100.00% |
Alpine Banks of Colorado Competitors by Market Cap
The table below lists competitors of Alpine Banks of Colorado ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Tigerair Taiwan Co. Ltd.
TW:6757
|
$248.48 Million |
|
Nanjing CIGU Technology Corp. Ltd. A
SHG:688448
|
$248.50 Million |
|
Almendral
SN:ALMENDRAL
|
$248.51 Million |
|
Guangdong Hongteo Accurate Technology Co Ltd
SHE:300176
|
$248.51 Million |
|
Kumba Iron Ore Ltd PK
PINK:KIROY
|
$248.39 Million |
|
Jilin Expressway Co Ltd
SHG:601518
|
$248.35 Million |
|
Dimerco Express
TWO:5609
|
$248.24 Million |
|
Apex Healthcare Bhd
KLSE:7090
|
$248.22 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Alpine Banks of Colorado's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2025, total equity changed from 466,496,000 to 587,687,000, a change of 121,191,000 (26.0%).
- Net income of 70,232,000 contributed positively to equity growth.
- Other factors increased equity by 50,959,000.
Equity Change Factors (2023 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $70.23 Million | +11.95% |
| Other Changes | $50.96 Million | +8.67% |
| Total Change | $- | 25.98% |
Book Value vs Market Value Analysis
This analysis compares Alpine Banks of Colorado's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.79x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2015-12-31 | $0.00 | $30.50 | x |
| 2016-12-31 | $0.00 | $30.50 | x |
| 2017-12-31 | $0.00 | $30.50 | x |
| 2018-12-31 | $0.00 | $30.50 | x |
| 2019-12-31 | $45.06 | $30.50 | x |
| 2020-12-31 | $49.50 | $30.50 | x |
| 2021-12-31 | $55.13 | $30.50 | x |
| 2022-12-31 | $49.59 | $30.50 | x |
| 2023-12-31 | $34.73 | $30.50 | x |
| 2025-12-31 | $38.83 | $30.50 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Alpine Banks of Colorado utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 11.95%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 25.23%
- • Asset Turnover: 0.04x
- • Equity Multiplier: 11.66x
- Recent ROE (11.95%) is below the historical average (14.49%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2015 | 12.98% | 21.64% | 0.05x | 12.89x | $6.34 Million |
| 2016 | 14.21% | 24.04% | 0.05x | 12.99x | $9.89 Million |
| 2017 | 13.02% | 21.24% | 0.05x | 13.48x | $7.81 Million |
| 2018 | 18.48% | 30.42% | 0.05x | 12.50x | $25.17 Million |
| 2019 | 16.94% | 29.27% | 0.05x | 11.29x | $23.78 Million |
| 2020 | 13.59% | 24.64% | 0.04x | 13.76x | $13.52 Million |
| 2021 | 14.27% | 27.16% | 0.04x | 14.88x | $17.85 Million |
| 2022 | 17.28% | 30.21% | 0.04x | 14.88x | $30.89 Million |
| 2023 | 12.23% | 23.72% | 0.04x | 13.76x | $10.39 Million |
| 2025 | 11.95% | 25.23% | 0.04x | 11.66x | $11.46 Million |
Industry Comparison
This section compares Alpine Banks of Colorado's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $28,485,035,111
- Average return on equity (ROE) among peers: 8.60%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Alpine Banks of Colorado (ALPIB) | $588.14 Million | 12.98% | 10.65x | $248.47 Million |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |