Community Bancorp. Common Stock
Community Bancorp. operates as the bank holding company for Community National Bank that provides various financial services to individuals, businesses, nonprofit organizations, and municipalities in northern and central Vermont. The company offers financing for commercial business properties, equipment, inventories, and accounts receivable, as well as standby letters of credit; and business chec… Read more
Community Bancorp. Common Stock (CMTV) - Net Assets
Latest net assets as of September 2025: $111.88 Million USD
Based on the latest financial reports, Community Bancorp. Common Stock (CMTV) has net assets worth $111.88 Million USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($1.23 Billion) and total liabilities ($1.11 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $111.88 Million |
| % of Total Assets | 9.12% |
| Annual Growth Rate | 6.78% |
| 5-Year Change | 26.86% |
| 10-Year Change | 90.7% |
| Growth Volatility | 6.17 |
Community Bancorp. Common Stock - Net Assets Trend (2010–2024)
This chart illustrates how Community Bancorp. Common Stock's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Community Bancorp. Common Stock (2010–2024)
The table below shows the annual net assets of Community Bancorp. Common Stock from 2010 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $98.05 Million | +10.13% |
| 2023-12-31 | $89.03 Million | +18.43% |
| 2022-12-31 | $75.18 Million | -11.31% |
| 2021-12-31 | $84.76 Million | +9.67% |
| 2020-12-31 | $77.29 Million | +12.18% |
| 2019-12-31 | $68.89 Million | +10.05% |
| 2018-12-31 | $62.60 Million | +8.06% |
| 2017-12-31 | $57.94 Million | +6.40% |
| 2016-12-31 | $54.45 Million | +5.91% |
| 2015-12-31 | $51.41 Million | +4.94% |
| 2014-12-31 | $49.00 Million | +6.20% |
| 2013-12-31 | $46.14 Million | +6.42% |
| 2012-12-31 | $43.35 Million | +5.95% |
| 2011-12-31 | $40.92 Million | +4.57% |
| 2010-12-31 | $39.13 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Community Bancorp. Common Stock's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 13716.9% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $61.62 Million | 62.85% |
| Other Components | $36.42 Million | 37.15% |
| Total Equity | $98.05 Million | 100.00% |
Community Bancorp. Common Stock Competitors by Market Cap
The table below lists competitors of Community Bancorp. Common Stock ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
ELECO PLC LS-01
F:5H3
|
$81.94 Million |
|
New Asia Construction & Development Corp
TW:2516
|
$81.96 Million |
|
DACHA STRATEGIC
F:7DC
|
$81.97 Million |
|
Allianz Ayudhya Capital Public Company Limited
BK:AYUD
|
$81.98 Million |
|
Artemis Medicare Services Limited
NSE:ARTEMISMED
|
$81.93 Million |
|
Solusi Tunas Pratama Tbk
JK:SUPR
|
$81.93 Million |
|
Chargeurs S.A.
PA:CRI
|
$81.92 Million |
|
MORELD AS
OL:MORLD
|
$81.88 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Community Bancorp. Common Stock's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 89,028,814 to 98,048,205, a change of 9,019,391 (10.1%).
- Net income of 12,764,450 contributed positively to equity growth.
- Dividend payments of 3,836,849 reduced retained earnings.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $12.76 Million | +13.02% |
| Dividends Paid | $3.84 Million | -3.91% |
| Other Changes | $91.79K | +0.09% |
| Total Change | $- | 10.13% |
Book Value vs Market Value Analysis
This analysis compares Community Bancorp. Common Stock's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.99x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2015-12-31 | $0.00 | $17.25 | x |
| 2016-12-31 | $0.00 | $17.25 | x |
| 2017-12-31 | $11.33 | $17.25 | x |
| 2018-12-31 | $12.10 | $17.25 | x |
| 2019-12-31 | $13.15 | $17.25 | x |
| 2020-12-31 | $14.59 | $17.25 | x |
| 2021-12-31 | $15.76 | $17.25 | x |
| 2022-12-31 | $13.98 | $17.25 | x |
| 2023-12-31 | $16.15 | $17.25 | x |
| 2024-12-31 | $17.51 | $17.25 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Community Bancorp. Common Stock utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 13.02%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 32.53%
- • Asset Turnover: 0.03x
- • Equity Multiplier: 12.74x
- Recent ROE (13.02%) is above the historical average (12.21%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2010 | 10.08% | 13.45% | 0.05x | 13.95x | $33.20K |
| 2011 | 8.76% | 12.82% | 0.05x | 13.51x | $-507.80K |
| 2012 | 10.15% | 15.17% | 0.05x | 13.28x | $65.70K |
| 2013 | 11.03% | 10.79% | 0.08x | 12.43x | $473.06K |
| 2014 | 10.46% | 10.80% | 0.08x | 11.97x | $225.39K |
| 2015 | 9.87% | 19.00% | 0.04x | 12.19x | $-65.87K |
| 2016 | 10.07% | 20.90% | 0.04x | 11.71x | $39.13K |
| 2017 | 10.76% | 21.87% | 0.04x | 11.51x | $437.71K |
| 2018 | 13.41% | 27.96% | 0.04x | 11.51x | $2.14 Million |
| 2019 | 12.81% | 28.49% | 0.04x | 10.71x | $1.93 Million |
| 2020 | 13.92% | 32.21% | 0.04x | 11.88x | $3.03 Million |
| 2021 | 15.50% | 195.10% | 0.01x | 12.02x | $4.66 Million |
| 2022 | 18.28% | 18.11% | 0.07x | 14.05x | $6.22 Million |
| 2023 | 15.09% | 34.16% | 0.04x | 12.35x | $4.53 Million |
| 2024 | 13.02% | 32.53% | 0.03x | 12.74x | $2.96 Million |
Industry Comparison
This section compares Community Bancorp. Common Stock's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $16,924,188,763
- Average return on equity (ROE) among peers: 8.48%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Community Bancorp. Common Stock (CMTV) | $111.88 Million | 10.08% | 9.96x | $81.94 Million |
| Ameris Bancorp (ABCB) | $293.77 Million | 7.18% | 9.19x | $4.91 Billion |
| ACNB Corporation (ACNB) | $49.44 Million | 14.38% | 8.56x | $474.47 Million |
| Addiko Bank AG (ADBKF) | $851.70 Million | 0.16% | 5.94x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $117.10 Million | 6.09% | 5.76x | $79.30 Million |
| Absa Group Limited (AGRPF) | $85.20 Billion | 14.06% | 10.26x | $6.72 Billion |
| AIB Group plc (AIBGY) | $13.66 Billion | 4.74% | 8.36x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $62.92 Billion | 9.95% | 6.60x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $5.78 Billion | 1.48% | 10.55x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $18.00 Million | 9.85% | 14.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |