CNB Bank Shares Inc
CNB Bank Shares, Inc. operates as the bank holding company for CNB Bank & Trust, N.A. that provides banking services to individual and corporate customers in south-central Illinois, suburban southwestern Chicago, and the St. Louis metropolitan area. The company offers personal and business checking and savings accounts; certificates of deposits; personal e-services comprising digital banking and … Read more
CNB Bank Shares Inc (CNBN) - Net Assets
Latest net assets as of June 2025: $153.34 Million USD
Based on the latest financial reports, CNB Bank Shares Inc (CNBN) has net assets worth $153.34 Million USD as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($1.80 Billion) and total liabilities ($1.64 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $153.34 Million |
| % of Total Assets | 8.53% |
| Annual Growth Rate | 7.5% |
| 5-Year Change | -1.53% |
| 10-Year Change | N/A |
| Growth Volatility | 54.65 |
CNB Bank Shares Inc - Net Assets Trend (1997–2023)
This chart illustrates how CNB Bank Shares Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for CNB Bank Shares Inc (1997–2023)
The table below shows the annual net assets of CNB Bank Shares Inc from 1997 to 2023.
| Year | Net Assets | Change |
|---|---|---|
| 2023-12-31 | $133.91 Million | +13.32% |
| 2022-12-31 | $118.17 Million | -24.73% |
| 2021-12-31 | $156.99 Million | +3.95% |
| 2020-12-31 | $151.03 Million | +11.06% |
| 2019-12-31 | $136.00 Million | +13.65% |
| 2018-12-31 | $119.66 Million | +43.00% |
| 2017-12-31 | $83.68 Million | +8.78% |
| 2016-12-31 | $76.93 Million | +177.17% |
| 1998-12-31 | $27.75 Million | +35.83% |
| 1997-12-31 | $20.43 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to CNB Bank Shares Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 626.1% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2023)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $143.47 Million | 107.14% |
| Total Equity | $133.91 Million | 100.00% |
CNB Bank Shares Inc Competitors by Market Cap
The table below lists competitors of CNB Bank Shares Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Zeus Co.Ltd
KQ:079370
|
$72.25 Million |
|
Mahanagar Telephone Nigam Limited
NSE:MTNL
|
$72.27 Million |
|
Invicta Holdings Ltd
PINK:IVCHF
|
$72.28 Million |
|
Quantum Corporation
NASDAQ:QMCO
|
$72.28 Million |
|
Arverne Group S.A.
F:5H1
|
$72.20 Million |
|
PLAYWAY SA
WAR:PLW
|
$72.15 Million |
|
Pmv Pharmaceuticals Inc
NASDAQ:PMVP
|
$72.13 Million |
|
AZKOYEN SA INH. EO 060
F:AKK
|
$72.11 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in CNB Bank Shares Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2022 to 2023, total equity changed from 118,174,997 to 133,910,000, a change of 15,735,003 (13.3%).
- Net income of 15,042,000 contributed positively to equity growth.
- Dividend payments of 3,377,000 reduced retained earnings.
- Share repurchases of 1,463,000 reduced equity.
- Other factors increased equity by 5,533,003.
Equity Change Factors (2022 to 2023)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $15.04 Million | +11.23% |
| Dividends Paid | $3.38 Million | -2.52% |
| Share Repurchases | $1.46 Million | -1.09% |
| Other Changes | $5.53 Million | +4.13% |
| Total Change | $- | 13.32% |
Book Value vs Market Value Analysis
This analysis compares CNB Bank Shares Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.71x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1997-12-31 | $0.00 | $17.70 | x |
| 1998-12-31 | $0.00 | $17.70 | x |
| 2016-12-31 | $0.00 | $17.70 | x |
| 2017-12-31 | $15.71 | $17.70 | x |
| 2018-12-31 | $22.45 | $17.70 | x |
| 2019-12-31 | $25.42 | $17.70 | x |
| 2020-12-31 | $28.16 | $17.70 | x |
| 2021-12-31 | $29.19 | $17.70 | x |
| 2022-12-31 | $21.87 | $17.70 | x |
| 2023-12-31 | $24.83 | $17.70 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently CNB Bank Shares Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 11.23%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 24.47%
- • Asset Turnover: 0.04x
- • Equity Multiplier: 12.49x
- Recent ROE (11.23%) is above the historical average (9.72%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1997 | 9.06% | 25.16% | 0.04x | 9.65x | $-192.69K |
| 1998 | 7.34% | 24.03% | 0.03x | 9.59x | $-738.79K |
| 2016 | 10.74% | 22.89% | 0.04x | 12.24x | $568.58K |
| 2017 | 9.79% | 21.02% | 0.04x | 11.30x | $-176.12K |
| 2018 | 7.87% | 19.40% | 0.04x | 10.93x | $-2.54 Million |
| 2019 | 9.95% | 24.52% | 0.04x | 9.81x | $-64.36K |
| 2020 | 9.74% | 24.32% | 0.04x | 9.89x | $-393.01K |
| 2021 | 9.71% | 25.67% | 0.04x | 10.09x | $-457.45K |
| 2022 | 11.72% | 23.02% | 0.04x | 13.53x | $2.04 Million |
| 2023 | 11.23% | 24.47% | 0.04x | 12.49x | $1.65 Million |
Industry Comparison
This section compares CNB Bank Shares Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| CNB Bank Shares Inc (CNBN) | $153.34 Million | 9.06% | 10.72x | $72.23 Million |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |