Chesapeake Finl Shs
Chesapeake Financial Shares, Inc. operates as the bank holding company for Chesapeake Bank that provides various banking products and services for individuals and businesses in the United States. The company accepts interest and noninterest checking, savings, and money market accounts; variable-rate and fixed-term money market accounts; and certificates of deposit. It also offers commercial and i… Read more
Chesapeake Finl Shs (CPKF) - Net Assets
Latest net assets as of September 2025: $124.90 Million USD
Based on the latest financial reports, Chesapeake Finl Shs (CPKF) has net assets worth $124.90 Million USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($1.64 Billion) and total liabilities ($1.51 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $124.90 Million |
| % of Total Assets | 7.63% |
| Annual Growth Rate | 6.96% |
| 5-Year Change | -6.54% |
| 10-Year Change | 39.56% |
| Growth Volatility | 15.11 |
Chesapeake Finl Shs - Net Assets Trend (2010–2023)
This chart illustrates how Chesapeake Finl Shs's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Chesapeake Finl Shs (2010–2023)
The table below shows the annual net assets of Chesapeake Finl Shs from 2010 to 2023.
| Year | Net Assets | Change |
|---|---|---|
| 2023-12-31 | $98.54 Million | +24.63% |
| 2022-12-31 | $79.07 Million | -37.32% |
| 2021-12-31 | $126.14 Million | +2.83% |
| 2020-12-31 | $122.67 Million | +16.33% |
| 2019-12-31 | $105.44 Million | +13.71% |
| 2018-12-31 | $92.73 Million | +6.87% |
| 2017-12-31 | $86.76 Million | +11.37% |
| 2016-12-31 | $77.91 Million | +2.57% |
| 2015-12-31 | $75.96 Million | +7.57% |
| 2014-12-31 | $70.61 Million | +14.21% |
| 2013-12-31 | $61.82 Million | +1.67% |
| 2012-12-31 | $60.81 Million | +18.71% |
| 2011-12-31 | $51.23 Million | +24.60% |
| 2010-12-31 | $41.11 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Chesapeake Finl Shs's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 251.5% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2023)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $98.58 Million | 100.04% |
| Total Equity | $98.54 Million | 100.00% |
Chesapeake Finl Shs Competitors by Market Cap
The table below lists competitors of Chesapeake Finl Shs ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Arcticzymes Technologies ASA
OL:AZT
|
$76.32 Million |
|
Invercap
SN:INVERCAP
|
$76.34 Million |
|
UVAT Technology Co Ltd
TWO:3580
|
$76.36 Million |
|
Manas Enerji Yonetimi Sanayi & Ticaret AS
IS:MANAS
|
$76.38 Million |
|
Perfect Group Corp Ltd Class A
SHG:603059
|
$76.30 Million |
|
Hecto Innovation Co. Ltd.
KQ:214180
|
$76.28 Million |
|
THESSALO.PORT AUTH.NA EO3
F:03P
|
$76.27 Million |
|
Salasar Techno Engineering Limited
NSE:SALASAR
|
$76.25 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Chesapeake Finl Shs's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2022 to 2023, total equity changed from 79,067,149 to 98,543,002, a change of 19,475,853 (24.6%).
- Net income of 10,119,738 contributed positively to equity growth.
- Dividend payments of 2,846,742 reduced retained earnings.
- Other factors increased equity by 12,202,857.
Equity Change Factors (2022 to 2023)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $10.12 Million | +10.27% |
| Dividends Paid | $2.85 Million | -2.89% |
| Other Changes | $12.20 Million | +12.38% |
| Total Change | $- | 24.63% |
Book Value vs Market Value Analysis
This analysis compares Chesapeake Finl Shs's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.94x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 1.10x to 0.94x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | $17.77 | $19.58 | x |
| 2018-12-31 | $18.86 | $19.58 | x |
| 2019-12-31 | $21.36 | $19.58 | x |
| 2020-12-31 | $25.40 | $19.58 | x |
| 2021-12-31 | $26.67 | $19.58 | x |
| 2022-12-31 | $16.78 | $19.58 | x |
| 2023-12-31 | $20.88 | $19.58 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Chesapeake Finl Shs utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 10.27%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 16.11%
- • Asset Turnover: 0.04x
- • Equity Multiplier: 14.93x
- Recent ROE (10.27%) is below the historical average (11.87%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2010 | 13.25% | 12.38% | 0.07x | 14.78x | $1.33 Million |
| 2011 | 13.63% | 16.06% | 0.07x | 12.45x | $1.86 Million |
| 2012 | 12.62% | 17.33% | 0.07x | 10.98x | $1.60 Million |
| 2013 | 11.89% | 16.64% | 0.07x | 10.72x | $1.17 Million |
| 2014 | 9.25% | 15.24% | 0.06x | 9.39x | $-527.00K |
| 2015 | 9.75% | 17.55% | 0.06x | 8.94x | $-191.38K |
| 2016 | 9.02% | 17.97% | 0.05x | 9.25x | $-764.19K |
| 2017 | 10.31% | 20.28% | 0.06x | 9.05x | $272.73K |
| 2018 | 11.67% | 23.49% | 0.05x | 9.22x | $1.55 Million |
| 2019 | 10.81% | 23.25% | 0.05x | 9.09x | $854.45K |
| 2020 | 9.58% | 22.49% | 0.04x | 9.82x | $-517.26K |
| 2021 | 11.90% | 25.16% | 0.04x | 10.99x | $2.40 Million |
| 2022 | 22.30% | 27.01% | 0.05x | 16.81x | $9.72 Million |
| 2023 | 10.27% | 16.11% | 0.04x | 14.93x | $265.44K |
Industry Comparison
This section compares Chesapeake Finl Shs's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Chesapeake Finl Shs (CPKF) | $124.90 Million | 13.25% | 12.11x | $76.32 Million |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |