Century Next Financial Corporation
Century Next Financial Corporation operates as the holding company for the Century Next Bank that provides various banking products and services in Louisiana and Arkansas. The company offers checking, savings, and money market accounts; demand deposits; personal loans; business loans and business lines of credit; and mortgage loans, such as home buying and construction, refinancing, home equity l… Read more
Century Next Financial Corporation (CTUY) - Net Assets
Latest net assets as of June 2025: $91.11 Million USD
Based on the latest financial reports, Century Next Financial Corporation (CTUY) has net assets worth $91.11 Million USD as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($923.62 Million) and total liabilities ($832.51 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $91.11 Million |
| % of Total Assets | 9.86% |
| Annual Growth Rate | 11.1% |
| 5-Year Change | 43.39% |
| 10-Year Change | 232.56% |
| Growth Volatility | 14.32 |
Century Next Financial Corporation - Net Assets Trend (2010–2023)
This chart illustrates how Century Next Financial Corporation's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Century Next Financial Corporation (2010–2023)
The table below shows the annual net assets of Century Next Financial Corporation from 2010 to 2023.
| Year | Net Assets | Change |
|---|---|---|
| 2023-12-31 | $71.89 Million | +11.46% |
| 2022-12-31 | $64.50 Million | +6.96% |
| 2021-12-31 | $60.31 Million | +8.62% |
| 2020-12-31 | $55.52 Million | +10.74% |
| 2019-12-31 | $50.14 Million | +11.79% |
| 2018-12-31 | $44.85 Million | +59.32% |
| 2017-12-31 | $28.15 Million | +8.66% |
| 2016-12-31 | $25.91 Million | +10.56% |
| 2015-12-31 | $23.43 Million | +8.40% |
| 2014-12-31 | $21.62 Million | +11.32% |
| 2012-12-31 | $19.42 Million | +3.51% |
| 2011-12-31 | $18.76 Million | +2.48% |
| 2010-12-31 | $18.31 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Century Next Financial Corporation's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 311.7% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2023)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $37.32 Million | 51.91% |
| Other Components | $34.57 Million | 48.09% |
| Total Equity | $71.89 Million | 100.00% |
Century Next Financial Corporation Competitors by Market Cap
The table below lists competitors of Century Next Financial Corporation ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Qnb Finansbank AS
IS:QNBTR
|
$51.51 Million |
|
Everland Investment JSC
VN:EVG
|
$51.51 Million |
|
Kwong Fong Industries Corp
TW:1416
|
$51.52 Million |
|
Zeuus Inc
PINK:ZUUS
|
$51.52 Million |
|
Billion Electric Co Ltd
TW:3027
|
$51.48 Million |
|
OptimumBank Holdings, Inc.
NYSE MKT:OPHC
|
$51.47 Million |
|
Airship AI Holdings Inc
NASDAQ:AISP
|
$51.45 Million |
|
Minna Padi Investama Tbk
JK:PADI
|
$51.43 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Century Next Financial Corporation's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2022 to 2023, total equity changed from 64,504,000 to 71,893,000, a change of 7,389,000 (11.5%).
- Net income of 6,752,000 contributed positively to equity growth.
- Dividend payments of 582,000 reduced retained earnings.
- Share repurchases of 78,000 reduced equity.
- New share issuances of 199,000 increased equity.
- Other factors increased equity by 1,098,000.
Equity Change Factors (2022 to 2023)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $6.75 Million | +9.39% |
| Dividends Paid | $582.00K | -0.81% |
| Share Repurchases | $78.00K | -0.11% |
| Share Issuances | $199.00K | +0.28% |
| Other Changes | $1.10 Million | +1.53% |
| Total Change | $- | 11.46% |
Book Value vs Market Value Analysis
This analysis compares Century Next Financial Corporation's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.01x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2015-12-31 | $0.00 | $39.75 | x |
| 2016-12-31 | $0.00 | $39.75 | x |
| 2017-12-31 | $22.34 | $39.75 | x |
| 2018-12-31 | $25.80 | $39.75 | x |
| 2019-12-31 | $28.72 | $39.75 | x |
| 2020-12-31 | $31.34 | $39.75 | x |
| 2021-12-31 | $34.03 | $39.75 | x |
| 2022-12-31 | $35.68 | $39.75 | x |
| 2023-12-31 | $39.35 | $39.75 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Century Next Financial Corporation utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 9.39%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 23.81%
- • Asset Turnover: 0.04x
- • Equity Multiplier: 10.65x
- Recent ROE (9.39%) is above the historical average (7.27%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2010 | 3.58% | 11.73% | 0.06x | 5.36x | $-1.17 Million |
| 2011 | 3.38% | 10.35% | 0.06x | 5.73x | $-1.24 Million |
| 2012 | 3.38% | 9.97% | 0.05x | 6.21x | $-1.29 Million |
| 2014 | 5.75% | 17.19% | 0.04x | 7.85x | $-919.80K |
| 2015 | 6.89% | 20.03% | 0.04x | 9.01x | $-729.40K |
| 2016 | 9.58% | 23.53% | 0.04x | 9.24x | $-109.90K |
| 2017 | 8.37% | 19.47% | 0.04x | 10.07x | $-460.20K |
| 2018 | 7.38% | 22.47% | 0.03x | 10.30x | $-1.18 Million |
| 2019 | 11.37% | 23.28% | 0.05x | 9.77x | $688.30K |
| 2020 | 9.39% | 21.06% | 0.05x | 9.28x | $-338.00K |
| 2021 | 7.92% | 18.65% | 0.05x | 9.18x | $-1.25 Million |
| 2022 | 8.10% | 20.37% | 0.04x | 9.97x | $-1.23 Million |
| 2023 | 9.39% | 23.81% | 0.04x | 10.65x | $-437.30K |
Industry Comparison
This section compares Century Next Financial Corporation's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Century Next Financial Corporation (CTUY) | $91.11 Million | 3.58% | 9.14x | $51.49 Million |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |