Eagle Financial Services Inc Common Stock
Eagle Financial Services, Inc. operates as the bank holding company for Bank of Clarke that provides various retail and commercial banking products and services in the United States. It operates through three segments: Community Banking, Marine Lending, and Wealth Management. The company's deposit products include checking, NOW, money market, and regular savings accounts; and demand and time depo… Read more
Eagle Financial Services Inc Common Stock (EFSI) - Net Assets
Latest net assets as of September 2025: $185.58 Million USD
Based on the latest financial reports, Eagle Financial Services Inc Common Stock (EFSI) has net assets worth $185.58 Million USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($1.93 Billion) and total liabilities ($1.75 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $185.58 Million |
| % of Total Assets | 9.6% |
| Annual Growth Rate | 5.72% |
| 5-Year Change | 13.24% |
| 10-Year Change | 52.12% |
| Growth Volatility | 4.42 |
Eagle Financial Services Inc Common Stock - Net Assets Trend (2009–2024)
This chart illustrates how Eagle Financial Services Inc Common Stock's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Eagle Financial Services Inc Common Stock (2009–2024)
The table below shows the annual net assets of Eagle Financial Services Inc Common Stock from 2009 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $118.99 Million | +9.79% |
| 2023-12-31 | $108.38 Million | +6.54% |
| 2022-12-31 | $101.73 Million | -7.75% |
| 2021-12-31 | $110.28 Million | +4.95% |
| 2020-12-31 | $105.07 Million | +9.08% |
| 2019-12-31 | $96.33 Million | +9.96% |
| 2018-12-31 | $87.60 Million | +4.51% |
| 2017-12-31 | $83.82 Million | +5.54% |
| 2016-12-31 | $79.42 Million | +1.53% |
| 2015-12-31 | $78.22 Million | +6.96% |
| 2014-12-31 | $73.13 Million | +10.13% |
| 2013-12-31 | $66.41 Million | +4.24% |
| 2012-12-31 | $63.71 Million | +9.67% |
| 2011-12-31 | $58.09 Million | +7.92% |
| 2010-12-31 | $53.83 Million | +4.23% |
| 2009-12-31 | $51.64 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Eagle Financial Services Inc Common Stock's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 224.5% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $114.01 Million | 95.82% |
| Other Components | $4.97 Million | 4.18% |
| Total Equity | $118.99 Million | 100.00% |
Eagle Financial Services Inc Common Stock Competitors by Market Cap
The table below lists competitors of Eagle Financial Services Inc Common Stock ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Chison Medical Technologies Co Ltd
SHG:688358
|
$128.78 Million |
|
Symphony Limited
NSE:SYMPHONY
|
$128.85 Million |
|
Shanghai Lianming Machinery Co Ltd
SHG:603006
|
$128.88 Million |
|
SELVITA S.A. SER.B ZY-80
F:787
|
$128.95 Million |
|
Sedlmayr Grund und Immobilien AG
F:SPB
|
$128.77 Million |
|
Pacific Hospital Supply Co Ltd
TWO:4126
|
$128.74 Million |
|
BASSAC EO 1
F:78Y
|
$128.73 Million |
|
Cruzeiro do Sul Educacional S.A
SA:CSED3
|
$128.71 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Eagle Financial Services Inc Common Stock's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 108,379,000 to 118,987,000, a change of 10,608,000 (9.8%).
- Net income of 15,343,000 contributed positively to equity growth.
- Dividend payments of 4,299,000 reduced retained earnings.
- Share repurchases of 237,000 reduced equity.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $15.34 Million | +12.89% |
| Dividends Paid | $4.30 Million | -3.61% |
| Share Repurchases | $237.00K | -0.2% |
| Other Changes | $-199.00K | -0.17% |
| Total Change | $- | 9.79% |
Book Value vs Market Value Analysis
This analysis compares Eagle Financial Services Inc Common Stock's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.94x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 1.30x to 0.94x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | $24.30 | $31.50 | x |
| 2018-12-31 | $25.42 | $31.50 | x |
| 2019-12-31 | $28.08 | $31.50 | x |
| 2020-12-31 | $30.86 | $31.50 | x |
| 2021-12-31 | $31.97 | $31.50 | x |
| 2022-12-31 | $29.15 | $31.50 | x |
| 2023-12-31 | $30.78 | $31.50 | x |
| 2024-12-31 | $33.52 | $31.50 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Eagle Financial Services Inc Common Stock utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 12.89%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 23.31%
- • Asset Turnover: 0.04x
- • Equity Multiplier: 15.68x
- Recent ROE (12.89%) is above the historical average (9.66%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2009 | 6.66% | 10.73% | 0.06x | 10.37x | $-1.72 Million |
| 2010 | 6.70% | 10.83% | 0.06x | 10.38x | $-1.78 Million |
| 2011 | 7.44% | 13.04% | 0.06x | 9.78x | $-1.49 Million |
| 2012 | 10.28% | 20.03% | 0.06x | 9.31x | $179.40K |
| 2013 | 10.78% | 23.93% | 0.05x | 8.83x | $517.40K |
| 2014 | 9.76% | 24.46% | 0.05x | 8.57x | $-173.20K |
| 2015 | 8.82% | 21.68% | 0.05x | 8.35x | $-925.10K |
| 2016 | 8.02% | 21.10% | 0.04x | 8.82x | $-1.57 Million |
| 2017 | 9.29% | 23.52% | 0.04x | 9.14x | $-595.70K |
| 2018 | 10.28% | 26.08% | 0.04x | 9.13x | $241.10K |
| 2019 | 10.13% | 26.20% | 0.04x | 9.11x | $126.40K |
| 2020 | 10.63% | 26.13% | 0.04x | 10.76x | $664.60K |
| 2021 | 9.99% | 21.62% | 0.04x | 11.82x | $-7.00K |
| 2022 | 14.27% | 23.67% | 0.04x | 15.89x | $4.35 Million |
| 2023 | 8.63% | 14.83% | 0.03x | 16.84x | $-1.48 Million |
| 2024 | 12.89% | 23.31% | 0.04x | 15.68x | $3.44 Million |
Industry Comparison
This section compares Eagle Financial Services Inc Common Stock's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Eagle Financial Services Inc Common Stock (EFSI) | $185.58 Million | 6.66% | 9.41x | $128.78 Million |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |