Kansas City Life Insurance Company
Kansas City Life Insurance Company provides insurance products and services in states and the District of Columbia. It operates through three segments: Individual Insurance, Group Insurance, and Old American. The Individual Insurance segment consists of individual insurance products for Kansas City life, Grange life, and the assumed reinsurance transactions. The Group Insurance segment sells grou… Read more
Kansas City Life Insurance Company (KCLI) - Net Assets
Latest net assets as of June 2025: $582.60 Million USD
Based on the latest financial reports, Kansas City Life Insurance Company (KCLI) has net assets worth $582.60 Million USD as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($4.99 Billion) and total liabilities ($4.41 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $582.60 Million |
| % of Total Assets | 11.68% |
| Annual Growth Rate | 0.37% |
| 5-Year Change | -36.02% |
| 10-Year Change | -12.41% |
| Growth Volatility | 13.19 |
Kansas City Life Insurance Company - Net Assets Trend (2000–2024)
This chart illustrates how Kansas City Life Insurance Company's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Kansas City Life Insurance Company (2000–2024)
The table below shows the annual net assets of Kansas City Life Insurance Company from 2000 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $581.45 Million | -4.58% |
| 2023-12-31 | $609.36 Million | +23.93% |
| 2022-12-31 | $491.69 Million | -40.79% |
| 2021-12-31 | $830.43 Million | -8.62% |
| 2020-12-31 | $908.74 Million | +12.09% |
| 2019-12-31 | $810.73 Million | +17.21% |
| 2018-12-31 | $691.71 Million | -6.17% |
| 2017-12-31 | $737.15 Million | +7.52% |
| 2016-12-31 | $685.58 Million | +3.28% |
| 2015-12-31 | $663.83 Million | -10.63% |
| 2014-12-31 | $742.76 Million | +2.39% |
| 2013-12-31 | $725.40 Million | -3.33% |
| 2012-12-31 | $750.40 Million | +5.59% |
| 2011-12-31 | $710.71 Million | +4.60% |
| 2010-12-31 | $679.47 Million | +8.13% |
| 2009-12-31 | $628.36 Million | +19.21% |
| 2008-12-31 | $527.11 Million | -22.98% |
| 2007-12-31 | $684.40 Million | +0.01% |
| 2006-12-31 | $684.30 Million | +0.60% |
| 2005-12-31 | $680.22 Million | -1.83% |
| 2004-12-31 | $692.90 Million | +7.52% |
| 2003-12-31 | $644.44 Million | +7.86% |
| 2002-12-31 | $597.50 Million | +5.62% |
| 2001-12-31 | $565.68 Million | +6.28% |
| 2000-12-31 | $532.25 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Kansas City Life Insurance Company's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 45.7% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $948.99 Million | 163.21% |
| Total Equity | $581.45 Million | 100.00% |
Kansas City Life Insurance Company Competitors by Market Cap
The table below lists competitors of Kansas City Life Insurance Company ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Reo Plastics Inc
PINK:REOP
|
$306.37K |
|
SecUR Credentials Limited
NSE:SECURCRED
|
$306.45K |
|
Element Lifestyle Retirement Inc
V:ELM
|
$306.54K |
|
EXPERIAN (J2B.SG)
STU:J2B
|
$306.77K |
|
Oakworth Capital Inc.
OTCQX:OAKC
|
$306.20K |
|
GOLDSTONE RES LTD. LS-01
F:GVL1
|
$306.10K |
|
Ascendis Health Ltd
JSE:ASC
|
$306.09K |
|
CARMAX
BE:XA4
|
$306.09K |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Kansas City Life Insurance Company's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 609,357,000 to 581,449,000, a change of -27,908,000 (-4.6%).
- Net loss of 4,965,000 reduced equity.
- Dividend payments of 5,423,000 reduced retained earnings.
- Other factors decreased equity by 17,520,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $-4.96 Million | -0.85% |
| Dividends Paid | $5.42 Million | -0.93% |
| Other Changes | $-17.52 Million | -3.01% |
| Total Change | $- | -4.58% |
Book Value vs Market Value Analysis
This analysis compares Kansas City Life Insurance Company's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.52x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2004-12-31 | $57.74 | $30.97 | x |
| 2005-12-31 | $56.68 | $30.97 | x |
| 2006-12-31 | $57.03 | $30.97 | x |
| 2007-12-31 | $57.03 | $30.97 | x |
| 2008-12-31 | $43.93 | $30.97 | x |
| 2009-12-31 | $52.36 | $30.97 | x |
| 2010-12-31 | $61.77 | $30.97 | x |
| 2011-12-31 | $64.61 | $30.97 | x |
| 2012-12-31 | $68.22 | $30.97 | x |
| 2013-12-31 | $65.95 | $30.97 | x |
| 2014-12-31 | $67.52 | $30.97 | x |
| 2015-12-31 | $60.35 | $30.97 | x |
| 2016-12-31 | $68.56 | $30.97 | x |
| 2017-12-31 | $76.13 | $30.97 | x |
| 2018-12-31 | $71.43 | $30.97 | x |
| 2019-12-31 | $83.72 | $30.97 | x |
| 2020-12-31 | $93.84 | $30.97 | x |
| 2021-12-31 | $85.76 | $30.97 | x |
| 2022-12-31 | $50.78 | $30.97 | x |
| 2023-12-31 | $62.93 | $30.97 | x |
| 2024-12-31 | $60.05 | $30.97 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Kansas City Life Insurance Company utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -0.85%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -1.01%
- • Asset Turnover: 0.10x
- • Equity Multiplier: 8.63x
- Recent ROE (-0.85%) is below the historical average (4.15%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2000 | 9.22% | 10.08% | 0.13x | 6.85x | $-4.14 Million |
| 2001 | 5.29% | 6.41% | 0.12x | 6.65x | $-26.65 Million |
| 2002 | 5.28% | 6.92% | 0.12x | 6.45x | $-28.20 Million |
| 2003 | 2.30% | 3.23% | 0.10x | 7.06x | $-49.65 Million |
| 2004 | 8.33% | 11.14% | 0.11x | 6.73x | $-11.60 Million |
| 2005 | 5.32% | 7.78% | 0.10x | 6.70x | $-31.84 Million |
| 2006 | 5.39% | 8.03% | 0.10x | 6.52x | $-31.51 Million |
| 2007 | 5.21% | 7.94% | 0.10x | 6.36x | $-32.78 Million |
| 2009 | 1.71% | 2.49% | 0.10x | 6.65x | $-52.10 Million |
| 2010 | 3.28% | 5.04% | 0.10x | 6.38x | $-45.65 Million |
| 2011 | 3.68% | 6.07% | 0.10x | 6.19x | $-44.94 Million |
| 2012 | 5.31% | 8.83% | 0.10x | 6.03x | $-35.17 Million |
| 2013 | 4.08% | 15.85% | 0.04x | 6.22x | $-42.97 Million |
| 2014 | 7.54% | 11.72% | 0.10x | 6.16x | $-18.30 Million |
| 2015 | 4.40% | 6.63% | 0.10x | 6.66x | $-37.16 Million |
| 2016 | 3.26% | 5.02% | 0.10x | 6.49x | $-46.24 Million |
| 2017 | 6.99% | 11.45% | 0.10x | 6.15x | $-22.17 Million |
| 2018 | 2.27% | 3.44% | 0.09x | 7.19x | $-53.50 Million |
| 2019 | 3.01% | 4.79% | 0.10x | 6.44x | $-56.65 Million |
| 2020 | 1.67% | 2.98% | 0.09x | 6.01x | $-75.70 Million |
| 2021 | 1.29% | 2.16% | 0.09x | 6.54x | $-72.34 Million |
| 2022 | -3.30% | -3.41% | 0.10x | 10.10x | $-65.39 Million |
| 2023 | 9.01% | 11.10% | 0.10x | 8.29x | $-6.02 Million |
| 2024 | -0.85% | -1.01% | 0.10x | 8.63x | $-63.11 Million |
Industry Comparison
This section compares Kansas City Life Insurance Company's net assets metrics with peer companies in the Insurance - Life industry.
Industry Context
- Industry: Insurance - Life
- Average net assets among peers: $52,810,304,913
- Average return on equity (ROE) among peers: 25.39%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Kansas City Life Insurance Company (KCLI) | $582.60 Million | 9.22% | 7.56x | $306.29K |
| AIA Group Ltd (AAIGF) | $181.58 Billion | 2.29% | 0.02x | $75.83 Billion |
| Atlantic American Corporation (AAME) | $31.80 Million | 29.56% | 5.46x | $10.89 Million |
| Abacus Life Inc. (ABL) | $766.89K | 130.06% | 1.40x | $276.35 Million |
| Abacus Global Management, Inc. (ABX) | $1.30 Million | 50.90% | 0.12x | $92.43K |
| Aflac Incorporated (AFL) | $1.75 Billion | 16.71% | 10.58x | $56.35 Billion |
| Anadolu Hayat Emeklilik Anonim Sirketi (AUHYF) | $1.88 Billion | 37.14% | 26.33x | $90.55 Million |
| Brighthouse Financial Inc (BHF) | $14.86 Billion | -19.78% | 13.93x | $3.36 Billion |
| Challenger Limited (CFIGF) | $3.25 Billion | -12.80% | 7.79x | $1.66 Billion |
| Citizens Inc (CIA) | $28.30 Million | 19.53% | 3.74x | $217.00 Million |
| China Life Insurance Co Ltd (CILJF) | $324.71 Billion | 0.30% | 0.01x | $16.34 Billion |