Ca Toulouse 31 CCI
Caisse Regionale de Credit Agricole Mutuel Toulouse 31 operates as a cooperative bank in France. It offers bank accounts and card; savings products, including real estate investments, stock market and financial investments, retirement savings solutions; home, car and motorcycle, health and life, leisure and everyday, and borrower's insurance; mortgage and vehicle loans; and consumer and work cred… Read more
Ca Toulouse 31 CCI (CAT31) - Net Assets
Latest net assets as of June 2025: €2.13 Billion EUR
Based on the latest financial reports, Ca Toulouse 31 CCI (CAT31) has net assets worth €2.13 Billion EUR as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€16.43 Billion) and total liabilities (€14.30 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €2.13 Billion |
| % of Total Assets | 12.94% |
| Annual Growth Rate | -0.52% |
| 5-Year Change | 27.77% |
| 10-Year Change | 65.83% |
| Growth Volatility | 19.36 |
Ca Toulouse 31 CCI - Net Assets Trend (2000–2024)
This chart illustrates how Ca Toulouse 31 CCI's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Ca Toulouse 31 CCI (2000–2024)
The table below shows the annual net assets of Ca Toulouse 31 CCI from 2000 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | €2.03 Billion | +7.34% |
| 2023-12-31 | €1.90 Billion | +6.56% |
| 2022-12-31 | €1.78 Billion | -1.59% |
| 2021-12-31 | €1.81 Billion | +13.51% |
| 2020-12-31 | €1.59 Billion | -1.06% |
| 2019-12-31 | €1.61 Billion | +6.59% |
| 2018-12-31 | €1.51 Billion | +10.66% |
| 2017-12-31 | €1.36 Billion | +5.68% |
| 2016-12-31 | €1.29 Billion | +5.23% |
| 2015-12-31 | €1.23 Billion | +7.34% |
| 2014-12-31 | €1.14 Billion | +6.00% |
| 2013-12-31 | €1.08 Billion | +5.83% |
| 2012-12-31 | €1.02 Billion | +5.73% |
| 2011-12-31 | €963.83 Million | +4.32% |
| 2010-12-31 | €923.90 Million | +7.55% |
| 2009-12-31 | €859.02 Million | +17.45% |
| 2008-12-31 | €731.37 Million | -20.78% |
| 2007-12-31 | €923.25 Million | -6.40% |
| 2006-12-31 | €986.40 Million | +21.82% |
| 2005-12-31 | €809.69 Million | +30.30% |
| 2004-12-31 | €621.41 Million | +9.85% |
| 2003-12-31 | €565.69 Million | +6.41% |
| 2002-12-31 | €531.62 Million | +6.73% |
| 2001-12-31 | €498.10 Million | -78.41% |
| 2000-12-31 | €2.31 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Ca Toulouse 31 CCI's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 6647600000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €66.48 Million | 3.27% |
| Common Stock | €190.86 Million | 9.38% |
| Other Comprehensive Income | €376.25 Million | 18.49% |
| Other Components | €1.40 Billion | 68.86% |
| Total Equity | €2.03 Billion | 100.00% |
Ca Toulouse 31 CCI Competitors by Market Cap
The table below lists competitors of Ca Toulouse 31 CCI ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Jiangsu Cowin Biotech Co. Ltd. A
SHG:688426
|
$108.49 Million |
|
Quess Corp Limited
NSE:QUESS
|
$108.52 Million |
|
XSpring Capital Public Company Limited
BK:XPG
|
$108.52 Million |
|
Taaleri Oyj
HE:TAALA
|
$108.53 Million |
|
Hap Seng Plantations Holdings Bhd
KLSE:5138
|
$108.46 Million |
|
CARASENT ASA NK 1332
F:C34
|
$108.35 Million |
|
Taisun Enterprise Co Ltd
TW:1218
|
$108.34 Million |
|
Doubleview Gold Corp
OTCQB:DBLVF
|
$108.33 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Ca Toulouse 31 CCI's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 1,895,504,000 to 2,034,692,000, a change of 139,188,000 (7.3%).
- Net income of 66,476,000 contributed positively to equity growth.
- Dividend payments of 12,800,000 reduced retained earnings.
- Other comprehensive income increased equity by 90,430,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €66.48 Million | +3.27% |
| Dividends Paid | €12.80 Million | -0.63% |
| Other Comprehensive Income | €90.43 Million | +4.44% |
| Other Changes | €-4.92 Million | -0.24% |
| Total Change | €- | 7.34% |
Book Value vs Market Value Analysis
This analysis compares Ca Toulouse 31 CCI's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.24x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 0.81x to 0.24x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2004-12-31 | €133.71 | €108.02 | x |
| 2005-12-31 | €174.23 | €108.02 | x |
| 2006-12-31 | €212.25 | €108.02 | x |
| 2007-12-31 | €198.66 | €108.02 | x |
| 2008-12-31 | €157.36 | €108.02 | x |
| 2009-12-31 | €184.83 | €108.02 | x |
| 2010-12-31 | €198.79 | €108.02 | x |
| 2011-12-31 | €207.39 | €108.02 | x |
| 2012-12-31 | €222.98 | €108.02 | x |
| 2013-12-31 | €235.98 | €108.02 | x |
| 2014-12-31 | €250.59 | €108.02 | x |
| 2015-12-31 | €268.63 | €108.02 | x |
| 2016-12-31 | €282.64 | €108.02 | x |
| 2017-12-31 | €298.27 | €108.02 | x |
| 2018-12-31 | €328.91 | €108.02 | x |
| 2019-12-31 | €351.39 | €108.02 | x |
| 2020-12-31 | €347.84 | €108.02 | x |
| 2021-12-31 | €394.90 | €108.02 | x |
| 2022-12-31 | €388.58 | €108.02 | x |
| 2023-12-31 | €420.18 | €108.02 | x |
| 2024-12-31 | €449.10 | €108.02 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Ca Toulouse 31 CCI utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 3.27%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 25.04%
- • Asset Turnover: 0.02x
- • Equity Multiplier: 8.05x
- Recent ROE (3.27%) is below the historical average (5.43%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2004 | 6.91% | 12.26% | 0.07x | 8.09x | €-19.22 Million |
| 2005 | 7.04% | 15.46% | 0.06x | 7.18x | €-23.98 Million |
| 2006 | 6.59% | 15.94% | 0.06x | 6.90x | €-33.64 Million |
| 2007 | 7.48% | 28.72% | 0.03x | 7.84x | €-23.25 Million |
| 2008 | 7.79% | 24.47% | 0.03x | 9.80x | €-16.19 Million |
| 2009 | 5.89% | 20.74% | 0.03x | 8.80x | €-35.30 Million |
| 2010 | 7.27% | 25.65% | 0.03x | 8.42x | €-25.19 Million |
| 2011 | 6.01% | 23.03% | 0.03x | 8.65x | €-38.40 Million |
| 2012 | 5.18% | 20.92% | 0.03x | 8.65x | €-49.10 Million |
| 2013 | 6.38% | 25.08% | 0.03x | 8.35x | €-39.06 Million |
| 2014 | 6.20% | 26.69% | 0.03x | 7.86x | €-43.39 Million |
| 2015 | 7.48% | 33.26% | 0.03x | 7.70x | €-30.88 Million |
| 2016 | 5.61% | 26.72% | 0.03x | 7.85x | €-56.69 Million |
| 2017 | 4.54% | 25.49% | 0.02x | 7.82x | €-74.43 Million |
| 2018 | 3.37% | 21.77% | 0.02x | 7.61x | €-100.13 Million |
| 2019 | 4.03% | 16.71% | 0.03x | 7.82x | €-96.10 Million |
| 2020 | 2.22% | 15.39% | 0.02x | 8.83x | €-123.81 Million |
| 2021 | 3.87% | 26.47% | 0.02x | 8.18x | €-110.82 Million |
| 2022 | 3.75% | 26.18% | 0.02x | 9.20x | €-111.25 Million |
| 2023 | 3.13% | 24.49% | 0.02x | 8.37x | €-130.25 Million |
| 2024 | 3.27% | 25.04% | 0.02x | 8.05x | €-136.99 Million |
Industry Comparison
This section compares Ca Toulouse 31 CCI's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $1,450,045,664
- Average return on equity (ROE) among peers: 5.78%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Ca Toulouse 31 CCI (CAT31) | €2.13 Billion | 6.91% | 6.73x | $108.47 Million |
| Caisse Regionale de Credit Agricole Mutuel de Normandie Seine SC (CCN) | $1.62 Billion | 7.25% | 6.68x | $151.32 Million |
| Caisse Régionale du Crédit Agricole Alpes Provence (CRAP) | $1.89 Billion | 4.63% | 7.44x | $100.07 Million |
| Caisse Regionale de Credit Agricole Mutuel Loire HauteLoire (CRLO) | $768.77 Million | 0.00% | 5.60x | $102.18 Million |
| Caisse Reg Cred Agric Mut Tourain Poitou (CRTO) | $2.83 Billion | 2.84% | 4.92x | $120.47 Million |
| CFM Indosuez Wealth SA (MLCFM) | $140.16 Million | 14.16% | 14.69x | $222.97 Million |