Ca Toulouse 31 CCI (CAT31) - Net Assets
Based on the latest financial reports, Ca Toulouse 31 CCI (CAT31) has net assets worth €2.25 Billion EUR (≈ $2.63 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€16.61 Billion ≈ $19.42 Billion USD) and total liabilities (€14.36 Billion ≈ $16.79 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check CAT31 goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €2.25 Billion |
| % of Total Assets | 13.54% |
| Annual Growth Rate | -0.1% |
| 5-Year Change | 24.44% |
| 10-Year Change | 74.21% |
| Growth Volatility | 19.02 |
Ca Toulouse 31 CCI - Net Assets Trend (2000–2025)
This chart illustrates how Ca Toulouse 31 CCI's net assets have evolved over time, based on quarterly financial data. See Ca Toulouse 31 CCI (CAT31) liquidity interval to measure how many days the company can operate on defensive assets alone.
Annual Net Assets for Ca Toulouse 31 CCI (2000–2025)
The table below shows the annual net assets of Ca Toulouse 31 CCI from 2000 to 2025. For live valuation and market cap data, see Ca Toulouse 31 CCI stock valuation.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | €2.25 Billion ≈ $2.63 Billion |
+10.55% |
| 2024-12-31 | €2.03 Billion ≈ $2.38 Billion |
+7.34% |
| 2023-12-31 | €1.90 Billion ≈ $2.22 Billion |
+6.56% |
| 2022-12-31 | €1.78 Billion ≈ $2.08 Billion |
-1.59% |
| 2021-12-31 | €1.81 Billion ≈ $2.11 Billion |
+13.51% |
| 2020-12-31 | €1.59 Billion ≈ $1.86 Billion |
-1.06% |
| 2019-12-31 | €1.61 Billion ≈ $1.88 Billion |
+6.59% |
| 2018-12-31 | €1.51 Billion ≈ $1.77 Billion |
+10.66% |
| 2017-12-31 | €1.36 Billion ≈ $1.60 Billion |
+5.68% |
| 2016-12-31 | €1.29 Billion ≈ $1.51 Billion |
+5.23% |
| 2015-12-31 | €1.23 Billion ≈ $1.43 Billion |
+7.34% |
| 2014-12-31 | €1.14 Billion ≈ $1.34 Billion |
+6.00% |
| 2013-12-31 | €1.08 Billion ≈ $1.26 Billion |
+5.83% |
| 2012-12-31 | €1.02 Billion ≈ $1.19 Billion |
+5.73% |
| 2011-12-31 | €963.83 Million ≈ $1.13 Billion |
+4.32% |
| 2010-12-31 | €923.90 Million ≈ $1.08 Billion |
+7.55% |
| 2009-12-31 | €859.02 Million ≈ $1.00 Billion |
+17.45% |
| 2008-12-31 | €731.37 Million ≈ $855.05 Million |
-20.78% |
| 2007-12-31 | €923.25 Million ≈ $1.08 Billion |
-6.40% |
| 2006-12-31 | €986.40 Million ≈ $1.15 Billion |
+21.82% |
| 2005-12-31 | €809.69 Million ≈ $946.62 Million |
+30.30% |
| 2004-12-31 | €621.41 Million ≈ $726.49 Million |
+9.85% |
| 2003-12-31 | €565.69 Million ≈ $661.35 Million |
+6.41% |
| 2002-12-31 | €531.62 Million ≈ $621.52 Million |
+6.73% |
| 2001-12-31 | €498.10 Million ≈ $582.33 Million |
-78.41% |
| 2000-12-31 | €2.31 Billion ≈ $2.70 Billion |
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Equity Component Analysis
This analysis shows how different components contribute to Ca Toulouse 31 CCI's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 0.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | €190.06 Million | 8.45% |
| Other Comprehensive Income | €538.59 Million | 23.94% |
| Other Components | €1.52 Billion | 67.61% |
| Total Equity | €2.25 Billion | 100.00% |
Ca Toulouse 31 CCI Competitors by Market Cap
The table below lists competitors of Ca Toulouse 31 CCI ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Elec-Tech International Co Ltd
SHE:002005
|
$676.99 Million |
|
Ramkhamhaeng Hospital Public Company Limited
BK:RAM
|
$676.99 Million |
|
GuangDong Topstrong Living Innovation & Integration Co Ltd Class A
SHE:300749
|
$677.01 Million |
|
Guangdong Fangyuan Environment Co. Ltd. A
SHG:688148
|
$677.12 Million |
|
Latitude Group Holdings Ltd
AU:LFS
|
$676.82 Million |
|
Qt Group Oyj
HE:QTCOM
|
$676.82 Million |
|
Jiangsu Yida Chemical Co Ltd Class A
SHE:300721
|
$676.63 Million |
|
Mitek Systems Inc
NASDAQ:MITK
|
$676.48 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Ca Toulouse 31 CCI's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 2,034,692,000 to 2,249,311,000, a change of 214,619,000 (10.5%).
- Net income of 70,496,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 162,347,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €70.50 Million | +3.13% |
| Other Comprehensive Income | €162.35 Million | +7.22% |
| Other Changes | €-18.22 Million | -0.81% |
| Total Change | €- | 10.55% |
Book Value vs Market Value Analysis
This analysis compares Ca Toulouse 31 CCI's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.29x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 1.07x to 0.29x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2004-12-31 | €133.71 | €143.52 | x |
| 2005-12-31 | €174.23 | €143.52 | x |
| 2006-12-31 | €212.25 | €143.52 | x |
| 2007-12-31 | €198.66 | €143.52 | x |
| 2008-12-31 | €157.36 | €143.52 | x |
| 2009-12-31 | €184.83 | €143.52 | x |
| 2010-12-31 | €198.79 | €143.52 | x |
| 2011-12-31 | €207.39 | €143.52 | x |
| 2012-12-31 | €222.98 | €143.52 | x |
| 2013-12-31 | €235.98 | €143.52 | x |
| 2014-12-31 | €250.59 | €143.52 | x |
| 2015-12-31 | €268.63 | €143.52 | x |
| 2016-12-31 | €282.64 | €143.52 | x |
| 2017-12-31 | €298.27 | €143.52 | x |
| 2018-12-31 | €328.91 | €143.52 | x |
| 2019-12-31 | €351.39 | €143.52 | x |
| 2020-12-31 | €347.84 | €143.52 | x |
| 2021-12-31 | €394.90 | €143.52 | x |
| 2022-12-31 | €388.58 | €143.52 | x |
| 2023-12-31 | €420.18 | €143.52 | x |
| 2024-12-31 | €449.10 | €143.52 | x |
| 2025-12-31 | €499.87 | €143.52 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Ca Toulouse 31 CCI utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 3.13%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 10.81%
- • Asset Turnover: 0.04x
- • Equity Multiplier: 7.38x
- Recent ROE (3.13%) is below the historical average (5.32%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2004 | 6.91% | 12.26% | 0.07x | 8.09x | €-19.22 Million |
| 2005 | 7.04% | 15.46% | 0.06x | 7.18x | €-23.98 Million |
| 2006 | 6.59% | 15.94% | 0.06x | 6.90x | €-33.64 Million |
| 2007 | 7.48% | 28.72% | 0.03x | 7.84x | €-23.25 Million |
| 2008 | 7.79% | 24.47% | 0.03x | 9.80x | €-16.19 Million |
| 2009 | 5.89% | 20.74% | 0.03x | 8.80x | €-35.30 Million |
| 2010 | 7.27% | 25.65% | 0.03x | 8.42x | €-25.19 Million |
| 2011 | 6.01% | 23.03% | 0.03x | 8.65x | €-38.40 Million |
| 2012 | 5.18% | 20.92% | 0.03x | 8.65x | €-49.10 Million |
| 2013 | 6.38% | 25.08% | 0.03x | 8.35x | €-39.06 Million |
| 2014 | 6.20% | 26.69% | 0.03x | 7.86x | €-43.39 Million |
| 2015 | 7.48% | 33.26% | 0.03x | 7.70x | €-30.88 Million |
| 2016 | 5.61% | 26.72% | 0.03x | 7.85x | €-56.69 Million |
| 2017 | 4.54% | 25.49% | 0.02x | 7.82x | €-74.43 Million |
| 2018 | 3.37% | 21.77% | 0.02x | 7.61x | €-100.13 Million |
| 2019 | 4.03% | 16.71% | 0.03x | 7.82x | €-96.10 Million |
| 2020 | 2.22% | 15.39% | 0.02x | 8.83x | €-123.81 Million |
| 2021 | 3.87% | 26.47% | 0.02x | 8.18x | €-110.82 Million |
| 2022 | 3.75% | 26.18% | 0.02x | 9.20x | €-111.25 Million |
| 2023 | 3.13% | 24.49% | 0.02x | 8.37x | €-130.25 Million |
| 2024 | 3.27% | 25.04% | 0.02x | 8.05x | €-136.99 Million |
| 2025 | 3.13% | 10.81% | 0.04x | 7.38x | €-154.44 Million |
Industry Comparison
This section compares Ca Toulouse 31 CCI's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $222,143,541,000
- Average return on equity (ROE) among peers: 4.81%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Ca Toulouse 31 CCI (CAT31) | €2.25 Billion | 6.91% | 6.38x | $676.97 Million |
| Credit Agricole SA (ACA) | $1.87 Trillion | 0.31% | 0.11x | $51.88 Billion |
| BNP Paribas SA (BNP) | $107.21 Billion | 7.24% | 17.28x | $103.16 Billion |
| Caisse Régionale de Crédit Agricole Mutuel de Paris et d-Ile-de-France (CAF) | $3.91 Billion | 7.75% | 7.55x | $1.15 Billion |
| Caisse Regionale de Credit Agricole Mutuel de Normandie Seine SC (CCN) | $1.92 Billion | 4.96% | 6.18x | $705.52 Million |
| Caisse régionale de Crédit Agricole Mutuel d-Ille-et-Vilaine SC (CIV) | $2.71 Billion | 2.41% | 6.87x | $345.12 Million |
| Caisse Régionale de Crédit Agricole du Morbihan (CMO) | $2.36 Billion | 2.91% | 4.92x | $231.54 Million |
| Caisse Régionale du Crédit Agricole Alpes Provence (CRAP) | $1.71 Billion | 5.52% | 7.60x | $125.38 Million |
| Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée (CRAV) | $1.79 Billion | 5.86% | 7.80x | $232.37 Million |
| Caisse Regionale de Credit Agricole Mutuel Brie Picardie (CRBP2) | $3.05 Billion | 6.30% | 6.05x | $605.61 Million |
About Ca Toulouse 31 CCI
Caisse Regionale de Credit Agricole Mutuel Toulouse 31 operates as a cooperative bank in France. It provides bank accounts and cards; savings products, including real estate investments, stock market and financial investments, and retirement savings solutions; home, car and motorcycle, health and life, leisure and everyday, and borrower's insurance; mortgage and vehicle loans; and consumer and wo… Read more