Caisse Regionale De Credit Agricole Mutuel Sud Rhone Alpes Net Assets
Caisse Regionale De Credit Agricole Mutuel Sud Rhone Alpes net assets. Based on the latest financial reports, Caisse Regionale De Credit Agricole Mutuel Sud Rhone Alpes (CRSU) has net assets worth €3.74 Billion EUR (≈ $4.38 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€27.90 Billion ≈ $32.62 Billion USD) and total liabilities (€24.15 Billion ≈ $28.24 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore Caisse Regionale De Credit Agricole Mutu net asset momentum to track the company's year-over-year net asset growth rate.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €3.74 Billion |
| % of Total Assets | 13.42% |
| Annual Growth Rate | 0.8% |
| 5-Year Change | 26.27% |
| 10-Year Change | 78.81% |
| Growth Volatility | 203.25 |
Net Assets of Caisse Regionale De Credit Agricole Mutuel Sud Rhone Alpes (2000–2025)
Net assets of Caisse Regionale De Credit Agricole Mutuel Sud Rhone Alpes from 2000 to 2025. This chart illustrates how Caisse Regionale De Credit Agricole Mutuel Sud Rhone Alpes's net assets have evolved over time, based on quarterly financial data. See Caisse Regionale De Credit Agricole Mutu (CRSU) balance sheet quality index to measure how much of total assets are equity-financed.
Annual Net Assets for Caisse Regionale De Credit Agricole Mutuel Sud Rhone Alpes (2000–2025)
The table below shows the annual net assets of Caisse Regionale De Credit Agricole Mutuel Sud Rhone Alpes from 2000 to 2025. For live market cap and overall valuation, see CRSU market cap.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | €3.74 Billion ≈ $4.38 Billion |
+11.20% |
| 2024-12-31 | €3.37 Billion ≈ $3.94 Billion |
+8.02% |
| 2023-12-31 | €3.12 Billion ≈ $3.64 Billion |
+6.69% |
| 2022-12-31 | €2.92 Billion ≈ $3.42 Billion |
-1.47% |
| 2021-12-31 | €2.97 Billion ≈ $3.47 Billion |
+13.74% |
| 2020-12-31 | €2.61 Billion ≈ $3.05 Billion |
-0.97% |
| 2019-12-31 | €2.63 Billion ≈ $3.08 Billion |
+6.36% |
| 2018-12-31 | €2.48 Billion ≈ $2.89 Billion |
+11.46% |
| 2017-12-31 | €2.22 Billion ≈ $2.60 Billion |
+6.06% |
| 2016-12-31 | €2.09 Billion ≈ $2.45 Billion |
+4.83% |
| 2015-12-31 | €2.00 Billion ≈ $2.34 Billion |
+6.36% |
| 2014-12-31 | €1.88 Billion ≈ $2.20 Billion |
+7.81% |
| 2013-12-31 | €1.74 Billion ≈ $2.04 Billion |
+6.77% |
| 2012-12-31 | €1.63 Billion ≈ $1.91 Billion |
-17.67% |
| 2011-12-31 | €1.98 Billion ≈ $2.32 Billion |
-84.25% |
| 2010-12-31 | €12.58 Billion ≈ $14.71 Billion |
+10.91% |
| 2009-12-31 | €11.35 Billion ≈ $13.26 Billion |
+1026.81% |
| 2008-12-31 | €1.01 Billion ≈ $1.18 Billion |
-26.52% |
| 2007-12-31 | €1.37 Billion ≈ $1.60 Billion |
-9.30% |
| 2006-12-31 | €1.51 Billion ≈ $1.77 Billion |
+28.98% |
| 2005-12-31 | €1.17 Billion ≈ $1.37 Billion |
+51.35% |
| 2004-12-31 | €773.90 Million ≈ $904.77 Million |
+7.36% |
| 2003-12-31 | €720.87 Million ≈ $842.77 Million |
+7.63% |
| 2002-12-31 | €669.74 Million ≈ $782.99 Million |
+4.43% |
| 2001-12-31 | €641.32 Million ≈ $749.77 Million |
-79.10% |
| 2000-12-31 | €3.07 Billion ≈ $3.59 Billion |
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Equity Component Analysis
This analysis shows how different components contribute to Caisse Regionale De Credit Agricole Mutuel Sud Rhone Alpes's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 10707700000.0% over the analyzed period, indicating profitable operations and earnings retention.
Caisse Regionale De Credit Agricole Mutuel Sud Rhone Alpes Net Assets Breakdown (December 2025)
Caisse Regionale De Credit Agricole Mutuel Sud Rhone Alpes net assets breakdown by equity component as of December 2025.
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €107.08 Million | 2.86% |
| Common Stock | €345.66 Million | 9.23% |
| Other Comprehensive Income | €3.22 Billion | 86.03% |
| Other Components | €70.40 Million | 1.88% |
| Total Equity | €3.74 Billion | 100.00% |
Caisse Regionale De Credit Agricole Mutuel Sud Rhone Alpes Competitors by Market Cap
The table below lists competitors of Caisse Regionale De Credit Agricole Mutuel Sud Rhone Alpes ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Silk Logistics Holdings Ltd
AU:SLH
|
$123.48 Million |
|
Trio-Tech International
NYSE MKT:TRT
|
$123.49 Million |
|
Delaware Investments Florida MIF
NYSE MKT:VFL
|
$123.52 Million |
|
São Carlos Empreendimentos e Participações S.A
SA:SCAR3
|
$123.56 Million |
|
Teladan Setia Group Bhd
KLSE:0230
|
$123.40 Million |
|
Duro Felguera
MC:MDF
|
$123.40 Million |
|
Kangstem Biotech Co. Ltd
KQ:217730
|
$123.34 Million |
|
Atlas Salt Inc
V:SALT
|
$123.19 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Caisse Regionale De Credit Agricole Mutuel Sud Rhone Alpes's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 3,367,130,000 to 3,744,269,000, a change of 377,139,000 (11.2%).
- Net income of 107,100,000 contributed positively to equity growth.
- Dividend payments of 19,650,000 reduced retained earnings.
- Share repurchases of 11,261,000 reduced equity.
- Other comprehensive income increased equity by 467,713,000.
- Other factors decreased equity by 166,763,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €107.10 Million | +2.86% |
| Dividends Paid | €19.65 Million | -0.52% |
| Share Repurchases | €11.26 Million | -0.3% |
| Other Comprehensive Income | €467.71 Million | +12.49% |
| Other Changes | €-166.76 Million | -4.45% |
| Total Change | €- | 11.20% |
Book Value vs Market Value Analysis
This analysis compares Caisse Regionale De Credit Agricole Mutuel Sud Rhone Alpes's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.22x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 0.38x to 0.22x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2009-12-31 | €467.17 | €177.98 | x |
| 2010-12-31 | €510.94 | €177.98 | x |
| 2011-12-31 | €322.91 | €177.98 | x |
| 2012-12-31 | €357.01 | €177.98 | x |
| 2013-12-31 | €380.14 | €177.98 | x |
| 2014-12-31 | €407.47 | €177.98 | x |
| 2015-12-31 | €434.68 | €177.98 | x |
| 2016-12-31 | €459.85 | €177.98 | x |
| 2017-12-31 | €487.55 | €177.98 | x |
| 2018-12-31 | €543.41 | €177.98 | x |
| 2019-12-31 | €576.59 | €177.98 | x |
| 2020-12-31 | €573.38 | €177.98 | x |
| 2021-12-31 | €652.37 | €177.98 | x |
| 2022-12-31 | €643.69 | €177.98 | x |
| 2023-12-31 | €686.34 | €177.98 | x |
| 2024-12-31 | €743.05 | €177.98 | x |
| 2025-12-31 | €824.31 | €177.98 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Caisse Regionale De Credit Agricole Mutuel Sud Rhone Alpes utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 2.86%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 9.91%
- • Asset Turnover: 0.04x
- • Equity Multiplier: 7.45x
- Recent ROE (2.86%) is below the historical average (5.59%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2006 | 6.82% | 17.53% | 0.06x | 6.58x | €-48.04 Million |
| 2007 | 7.35% | 14.91% | 0.06x | 7.75x | €-36.30 Million |
| 2008 | 8.76% | 11.56% | 0.07x | 10.89x | €-12.50 Million |
| 2009 | 8.00% | 28.21% | 0.03x | 9.27x | €-24.80 Million |
| 2010 | 8.85% | 30.27% | 0.03x | 9.38x | €-15.54 Million |
| 2011 | 10.74% | 35.19% | 0.03x | 9.44x | €11.02 Million |
| 2012 | 5.75% | 23.24% | 0.03x | 9.32x | €-69.27 Million |
| 2013 | 6.36% | 26.91% | 0.03x | 8.54x | €-63.32 Million |
| 2014 | 6.66% | 29.68% | 0.03x | 8.19x | €-62.69 Million |
| 2015 | 6.31% | 29.45% | 0.02x | 8.59x | €-73.72 Million |
| 2016 | 5.02% | 25.49% | 0.02x | 8.70x | €-104.37 Million |
| 2017 | 5.10% | 28.02% | 0.02x | 8.72x | €-108.90 Million |
| 2018 | 4.56% | 26.94% | 0.02x | 8.28x | €-134.65 Million |
| 2019 | 3.55% | 23.78% | 0.02x | 8.63x | €-169.87 Million |
| 2020 | 1.82% | 7.64% | 0.02x | 9.58x | €-213.20 Million |
| 2021 | 3.61% | 15.75% | 0.03x | 8.73x | €-189.37 Million |
| 2022 | 4.05% | 16.31% | 0.03x | 9.57x | €-173.95 Million |
| 2023 | 2.92% | 23.48% | 0.01x | 8.76x | €-220.56 Million |
| 2024 | 2.79% | 23.84% | 0.01x | 8.13x | €-242.64 Million |
| 2025 | 2.86% | 9.91% | 0.04x | 7.45x | €-267.33 Million |
Industry Comparison
This section compares Caisse Regionale De Credit Agricole Mutuel Sud Rhone Alpes's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $192,698,364,800
- Average return on equity (ROE) among peers: 4.78%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Caisse Regionale De Credit Agricole Mutuel Sud Rhone Alpes (CRSU) | €3.74 Billion | 6.82% | 6.45x | $123.48 Million |
| Credit Agricole SA (ACA) | $1.77 Trillion | 0.15% | 0.11x | $52.85 Billion |
| BNP Paribas SA (BNP) | $134.14 Billion | 8.71% | 19.16x | $111.53 Billion |
| Caisse Régionale de Crédit Agricole Mutuel de Paris et d-Ile-de-France (CAF) | $7.35 Billion | 5.03% | 8.91x | $808.40 Million |
| Ca Toulouse 31 CCI (CAT31) | $809.69 Million | 7.04% | 6.18x | $517.13 Million |
| Caisse Regionale de Credit Agricole Mutuel de Normandie Seine SC (CCN) | $1.05 Billion | 9.34% | 7.92x | $477.14 Million |
| Caisse régionale de Crédit Agricole Mutuel d-Ille-et-Vilaine SC (CIV) | $552.25 Million | 0.00% | 8.39x | $249.83 Million |
| Caisse Régionale de Crédit Agricole du Morbihan (CMO) | $2.36 Billion | 2.91% | 4.92x | $173.10 Million |
| Caisse Régionale du Crédit Agricole Alpes Provence (CRAP) | $1.77 Billion | 4.98% | 7.86x | $87.80 Million |
| Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée (CRAV) | $4.37 Billion | 1.96% | 6.54x | $155.59 Million |
| Caisse Regionale de Credit Agricole Mutuel Brie Picardie (CRBP2) | $1.88 Billion | 7.67% | 7.85x | $453.22 Million |
About Caisse Regionale De Credit Agricole Mutuel Sud Rhone Alpes
Caisse Régionale de Crédit Agricole Mutuel Sud Rhône Alpes provides banking products and services in France. The company offers savings accounts; fixed term deposits; and bank cards. It also provides health and life, home, car and motorcycle, leisure and everyday, and borrower's insurance products; equity savings plan, SME equity savings plan, ordinary securities account, and retirement savings p… Read more