AIB Group plc
AIB Group plc provides banking and financial products and services to retail, business, and corporate customers in the Republic of Ireland, the United Kingdom, and internationally. It operates through Retail Banking, AIB Capital Markets, Climate Capital, AIB UK, and Group segments. The company offers current and savings accounts, demand deposits, notice deposits, fixed term deposits, junior/stude… Read more
AIB Group plc (AIBGY) - Net Assets
Latest net assets as of June 2025: $14.34 Billion USD
Based on the latest financial reports, AIB Group plc (AIBGY) has net assets worth $14.34 Billion USD as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($144.32 Billion) and total liabilities ($129.99 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $14.34 Billion |
| % of Total Assets | 9.93% |
| Annual Growth Rate | -1.19% |
| 5-Year Change | 14.95% |
| 10-Year Change | 26.99% |
| Growth Volatility | 46.38 |
AIB Group plc - Net Assets Trend (1991–2024)
This chart illustrates how AIB Group plc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for AIB Group plc (1991–2024)
The table below shows the annual net assets of AIB Group plc from 1991 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $15.43 Billion | +2.38% |
| 2023-12-31 | $15.07 Billion | +22.90% |
| 2022-12-31 | $12.26 Billion | -10.24% |
| 2021-12-31 | $13.66 Billion | +1.78% |
| 2020-12-31 | $13.42 Billion | -5.69% |
| 2019-12-31 | $14.23 Billion | +2.68% |
| 2018-12-31 | $13.86 Billion | +1.81% |
| 2017-12-31 | $13.61 Billion | +3.53% |
| 2016-12-31 | $13.15 Billion | +8.23% |
| 2015-12-31 | $12.15 Billion | +4.98% |
| 2014-12-31 | $11.57 Billion | +10.27% |
| 2013-12-31 | $10.49 Billion | -6.65% |
| 2012-12-31 | $11.24 Billion | -22.28% |
| 2011-12-31 | $14.46 Billion | +232.56% |
| 2010-12-31 | $4.35 Billion | -61.63% |
| 2009-12-31 | $11.34 Billion | +10.24% |
| 2008-12-31 | $10.28 Billion | -8.02% |
| 2007-12-31 | $11.18 Billion | +12.77% |
| 2006-12-31 | $9.91 Billion | +17.85% |
| 2005-12-31 | $8.41 Billion | +23.91% |
| 2004-12-31 | $6.79 Billion | +28.40% |
| 2003-12-31 | $5.29 Billion | +7.41% |
| 2002-12-31 | $4.92 Billion | -17.24% |
| 2001-12-31 | $5.95 Billion | +22.74% |
| 2000-12-31 | $4.85 Billion | +17.18% |
| 1999-12-31 | $4.14 Billion | +27.32% |
| 1998-12-31 | $3.25 Billion | +18.62% |
| 1997-12-31 | $2.74 Billion | +37.53% |
| 1996-12-31 | $1.99 Billion | +16.82% |
| 1995-12-31 | $1.70 Billion | +2.38% |
| 1994-12-31 | $1.66 Billion | +4.91% |
| 1993-12-31 | $1.59 Billion | -93.33% |
| 1992-12-31 | $23.80 Billion | +4.09% |
| 1991-12-31 | $22.87 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to AIB Group plc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 1633.5% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $15.68 Billion | 101.55% |
| Common Stock | $1.46 Billion | 9.43% |
| Other Comprehensive Income | $-1.70 Billion | -10.98% |
| Total Equity | $15.44 Billion | 100.00% |
AIB Group plc Competitors by Market Cap
The table below lists competitors of AIB Group plc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Quest Diagnostics Incorporated
NYSE:DGX
|
$21.77 Billion |
|
Regions Financial Corporation
NYSE:RF
|
$21.78 Billion |
|
Woodward Inc
NASDAQ:WWD
|
$21.83 Billion |
|
Estee Lauder Companies Inc
NYSE:EL
|
$21.85 Billion |
|
Constellation Brands Inc Class A
NYSE:STZ
|
$21.70 Billion |
|
Telefonaktiebolaget LM Ericsson Class B
PINK:ERIXF
|
$21.68 Billion |
|
Oriental Land Co. Ltd
PINK:OLCLF
|
$21.62 Billion |
|
Bayer AG
PINK:BAYZF
|
$21.61 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in AIB Group plc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 15,075,000,000 to 15,436,000,000, a change of 361,000,000 (2.4%).
- Net income of 2,354,000,000 contributed positively to equity growth.
- Dividend payments of 696,000,000 reduced retained earnings.
- Share repurchases of 1,502,000,000 reduced equity.
- Other comprehensive income increased equity by 485,000,000.
- Other factors decreased equity by 280,000,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $2.35 Billion | +15.25% |
| Dividends Paid | $696.00 Million | -4.51% |
| Share Repurchases | $1.50 Billion | -9.73% |
| Other Comprehensive Income | $485.00 Million | +3.14% |
| Other Changes | $-280.00 Million | -1.81% |
| Total Change | $- | 2.39% |
Book Value vs Market Value Analysis
This analysis compares AIB Group plc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.95x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has increased from 0.01x to 0.95x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1991-12-31 | $966.79 | $11.50 | x |
| 1992-12-31 | $1033.77 | $11.50 | x |
| 1993-12-31 | $1104.13 | $11.50 | x |
| 1994-12-31 | $1168.18 | $11.50 | x |
| 1995-12-31 | $1086.46 | $11.50 | x |
| 1996-12-31 | $1304.31 | $11.50 | x |
| 1997-12-31 | $1586.00 | $11.50 | x |
| 1998-12-31 | $1720.94 | $11.50 | x |
| 1999-12-31 | $2197.68 | $11.50 | x |
| 2000-12-31 | $2630.46 | $11.50 | x |
| 2001-12-31 | $3230.32 | $11.50 | x |
| 2002-12-31 | $2640.70 | $11.50 | x |
| 2003-12-31 | $3071.50 | $11.50 | x |
| 2004-12-31 | $3265.14 | $11.50 | x |
| 2005-12-31 | $4129.09 | $11.50 | x |
| 2006-12-31 | $4946.82 | $11.50 | x |
| 2007-12-31 | $5570.86 | $11.50 | x |
| 2008-12-31 | $5078.41 | $11.50 | x |
| 2009-12-31 | $5829.61 | $11.50 | x |
| 2010-12-31 | $1021.07 | $11.50 | x |
| 2011-12-31 | $14.08 | $11.50 | x |
| 2012-12-31 | $10.87 | $11.50 | x |
| 2013-12-31 | $10.07 | $11.50 | x |
| 2014-12-31 | $11.05 | $11.50 | x |
| 2015-12-31 | $8.81 | $11.50 | x |
| 2016-12-31 | $9.69 | $11.50 | x |
| 2017-12-31 | $10.03 | $11.50 | x |
| 2018-12-31 | $10.21 | $11.50 | x |
| 2019-12-31 | $10.12 | $11.50 | x |
| 2020-12-31 | $9.89 | $11.50 | x |
| 2021-12-31 | $10.07 | $11.50 | x |
| 2022-12-31 | $9.12 | $11.50 | x |
| 2023-12-31 | $11.44 | $11.50 | x |
| 2024-12-31 | $12.06 | $11.50 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently AIB Group plc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 15.25%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 48.52%
- • Asset Turnover: 0.03x
- • Equity Multiplier: 9.15x
- Recent ROE (15.25%) is above the historical average (0.75%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1991 | 11.85% | 11.06% | 0.06x | 18.83x | $23.31 Million |
| 1992 | 11.54% | 12.43% | 0.05x | 18.33x | $20.63 Million |
| 1993 | 12.55% | 12.56% | 0.05x | 18.37x | $36.90 Million |
| 1994 | 17.34% | 17.52% | 0.06x | 17.18x | $113.34 Million |
| 1995 | 19.56% | 20.67% | 0.05x | 18.86x | $151.03 Million |
| 1996 | 19.56% | 20.78% | 0.05x | 18.84x | $176.23 Million |
| 1997 | 19.63% | 21.80% | 0.05x | 19.43x | $242.07 Million |
| 1998 | 21.44% | 24.82% | 0.05x | 17.68x | $347.18 Million |
| 1999 | 19.94% | 27.50% | 0.04x | 17.21x | $388.48 Million |
| 2000 | 17.14% | 24.30% | 0.04x | 17.47x | $326.34 Million |
| 2001 | 9.49% | 13.61% | 0.04x | 15.79x | $-28.55 Million |
| 2002 | 22.12% | 25.17% | 0.05x | 18.53x | $563.49 Million |
| 2003 | 13.27% | 21.24% | 0.04x | 15.76x | $167.62 Million |
| 2004 | 20.62% | 35.26% | 0.03x | 18.32x | $592.31 Million |
| 2005 | 18.73% | 33.52% | 0.03x | 18.58x | $625.21 Million |
| 2006 | 25.39% | 50.52% | 0.03x | 18.42x | $1.32 Billion |
| 2007 | 19.83% | 40.05% | 0.03x | 18.10x | $966.30 Million |
| 2008 | 8.58% | 18.65% | 0.02x | 20.38x | $-126.80 Million |
| 2009 | -22.53% | -69.76% | 0.02x | 16.28x | $-3.48 Billion |
| 2010 | -279.64% | 0.00% | -0.03x | 39.69x | $-10.60 Billion |
| 2011 | -16.17% | -299.74% | 0.01x | 9.45x | $-3.78 Billion |
| 2012 | -31.64% | -664.86% | 0.00x | 10.90x | $-4.68 Billion |
| 2013 | -15.22% | 0.00% | 0.00x | 11.22x | $-2.65 Billion |
| 2014 | 7.91% | 36.14% | 0.02x | 9.29x | $-242.20 Million |
| 2015 | 11.36% | 38.90% | 0.03x | 8.49x | $165.20 Million |
| 2016 | 10.31% | 41.42% | 0.03x | 7.27x | $41.20 Million |
| 2017 | 8.18% | 35.77% | 0.03x | 6.62x | $-247.20 Million |
| 2018 | 7.88% | 35.71% | 0.03x | 6.61x | $-293.80 Million |
| 2019 | 2.38% | 12.35% | 0.03x | 7.18x | $-1.05 Billion |
| 2020 | -5.73% | -84.23% | 0.01x | 8.23x | $-2.11 Billion |
| 2021 | 4.74% | 24.75% | 0.02x | 9.36x | $-719.10 Million |
| 2022 | 6.25% | 26.39% | 0.02x | 10.58x | $-459.40 Million |
| 2023 | 13.67% | 45.56% | 0.03x | 9.04x | $553.50 Million |
| 2024 | 15.25% | 48.52% | 0.03x | 9.15x | $810.40 Million |
Industry Comparison
This section compares AIB Group plc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $17,286,876,403
- Average return on equity (ROE) among peers: 8.90%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| AIB Group plc (AIBGY) | $14.34 Billion | 11.85% | 9.07x | $21.72 Billion |
| Ameris Bancorp (ABCB) | $293.77 Million | 7.18% | 9.19x | $4.91 Billion |
| ACNB Corporation (ACNB) | $49.44 Million | 14.38% | 8.56x | $474.47 Million |
| Addiko Bank AG (ADBKF) | $851.70 Million | 0.16% | 5.94x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $117.10 Million | 6.09% | 5.76x | $79.30 Million |
| Absa Group Limited (AGRPF) | $85.20 Billion | 14.06% | 10.26x | $6.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $62.92 Billion | 9.95% | 6.60x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $5.78 Billion | 1.48% | 10.55x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $18.00 Million | 9.85% | 14.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |