Regions Financial Corporation (RF) - Net Assets
Based on the latest financial reports, Regions Financial Corporation (RF) has net assets worth $19.10 Billion USD as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($159.55 Billion) and total liabilities ($140.45 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Regions Financial Corporation (RF) liquid assets ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $19.10 Billion |
| % of Total Assets | 11.97% |
| Annual Growth Rate | 10.72% |
| 5-Year Change | -88.1% |
| 10-Year Change | 14.64% |
| Growth Volatility | 131.2 |
Regions Financial Corporation - Net Assets Trend (1989–2025)
This chart illustrates how Regions Financial Corporation's net assets have evolved over time, based on quarterly financial data. Also explore Regions Financial Corporation balance sheet assets for the complete picture of this company's asset base.
Annual Net Assets for Regions Financial Corporation (1989–2025)
The table below shows the annual net assets of Regions Financial Corporation from 1989 to 2025. For live valuation and market cap data, see Regions Financial Corporation (RF) total market value.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $19.10 Billion | +6.66% |
| 2024-12-31 | $17.91 Billion | +2.38% |
| 2023-12-31 | $17.49 Billion | +9.67% |
| 2022-12-31 | $15.95 Billion | -90.06% |
| 2021-12-31 | $160.53 Billion | +11.62% |
| 2020-12-31 | $143.82 Billion | +782.60% |
| 2019-12-31 | $16.30 Billion | +7.99% |
| 2018-12-31 | $15.09 Billion | -6.81% |
| 2017-12-31 | $16.19 Billion | -2.83% |
| 2016-12-31 | $16.66 Billion | -1.07% |
| 2015-12-31 | $16.84 Billion | -0.17% |
| 2014-12-31 | $16.87 Billion | +7.01% |
| 2013-12-31 | $15.77 Billion | +1.74% |
| 2012-12-31 | $15.50 Billion | -6.06% |
| 2011-12-31 | $16.50 Billion | -1.40% |
| 2010-12-31 | $16.73 Billion | -6.41% |
| 2009-12-31 | $17.88 Billion | +6.35% |
| 2008-12-31 | $16.81 Billion | -15.18% |
| 2007-12-31 | $19.82 Billion | -4.24% |
| 2006-12-31 | $20.70 Billion | +95.03% |
| 2005-12-31 | $10.61 Billion | -1.26% |
| 2004-12-31 | $10.75 Billion | +141.45% |
| 2003-12-31 | $4.45 Billion | +6.55% |
| 2002-12-31 | $4.18 Billion | +3.53% |
| 2001-12-31 | $4.04 Billion | +16.71% |
| 2000-12-31 | $3.46 Billion | +12.82% |
| 1999-12-31 | $3.07 Billion | +2.16% |
| 1998-12-31 | $3.00 Billion | +11.96% |
| 1997-12-31 | $2.68 Billion | +67.62% |
| 1996-12-31 | $1.60 Billion | +42.09% |
| 1995-12-31 | $1.13 Billion | +10.97% |
| 1994-12-31 | $1.01 Billion | +19.14% |
| 1993-12-31 | $851.00 Million | +29.59% |
| 1992-12-31 | $656.70 Million | +14.61% |
| 1991-12-31 | $573.00 Million | +9.33% |
| 1990-12-31 | $524.10 Million | +7.09% |
| 1989-12-31 | $489.40 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Regions Financial Corporation's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 2665.6% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $10.21 Billion | 53.59% |
| Common Stock | $9.00 Million | 0.05% |
| Other Comprehensive Income | $-1.53 Billion | -8.06% |
| Other Components | $10.36 Billion | 54.42% |
| Total Equity | $19.04 Billion | 100.00% |
Regions Financial Corporation Competitors by Market Cap
The table below lists competitors of Regions Financial Corporation ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
CHINA RES.LAND UNS.ADR/10
F:CHZ0
|
$22.25 Billion |
|
Sieyuan Electric Co Ltd
SHE:002028
|
$22.29 Billion |
|
AVIVA PLC SPONS.ADR/2
F:GU80
|
$22.30 Billion |
|
Yuanta Financial Holdings Co Ltd
TW:2885
|
$22.30 Billion |
|
Vinhomes JSC
VN:VHM
|
$22.16 Billion |
|
Vonovia SE
XETRA:VNA
|
$22.14 Billion |
|
Darden Restaurants Inc
NYSE:DRI
|
$22.12 Billion |
|
Pure Storage Inc
NYSE:PSTG
|
$22.11 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Regions Financial Corporation's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 17,879,000,000 to 19,043,000,000, a change of 1,164,000,000 (6.5%).
- Net income of 2,156,000,000 contributed positively to equity growth.
- Dividend payments of 1,003,000,000 reduced retained earnings.
- Share repurchases of 1,417,000,000 reduced equity.
- Other comprehensive income increased equity by 1,393,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $2.16 Billion | +11.32% |
| Dividends Paid | $1.00 Billion | -5.27% |
| Share Repurchases | $1.42 Billion | -7.44% |
| Other Comprehensive Income | $1.39 Billion | +7.32% |
| Other Changes | $35.00 Million | +0.18% |
| Total Change | $- | 6.51% |
Book Value vs Market Value Analysis
This analysis compares Regions Financial Corporation's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.28x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 4.07x to 1.28x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1989-12-31 | $6.80 | $27.66 | x |
| 1990-12-31 | $7.30 | $27.66 | x |
| 1991-12-31 | $7.90 | $27.66 | x |
| 1992-12-31 | $8.23 | $27.66 | x |
| 1993-12-31 | $10.49 | $27.66 | x |
| 1994-12-31 | $10.63 | $27.66 | x |
| 1995-12-31 | $12.21 | $27.66 | x |
| 1996-12-31 | $12.60 | $27.66 | x |
| 1997-12-31 | $19.22 | $27.66 | x |
| 1998-12-31 | $13.38 | $27.66 | x |
| 1999-12-31 | $11.08 | $27.66 | x |
| 2000-12-31 | $12.62 | $27.66 | x |
| 2001-12-31 | $14.40 | $27.66 | x |
| 2002-12-31 | $18.36 | $27.66 | x |
| 2003-12-31 | $19.78 | $27.66 | x |
| 2004-12-31 | $28.76 | $27.66 | x |
| 2005-12-31 | $22.77 | $27.66 | x |
| 2006-12-31 | $40.83 | $27.66 | x |
| 2007-12-31 | $27.81 | $27.66 | x |
| 2008-12-31 | $24.19 | $27.66 | x |
| 2009-12-31 | $18.08 | $27.66 | x |
| 2010-12-31 | $13.64 | $27.66 | x |
| 2011-12-31 | $16.52 | $27.66 | x |
| 2012-12-31 | $11.17 | $27.66 | x |
| 2013-12-31 | $11.18 | $27.66 | x |
| 2014-12-31 | $12.17 | $27.66 | x |
| 2015-12-31 | $12.63 | $27.66 | x |
| 2016-12-31 | $13.21 | $27.66 | x |
| 2017-12-31 | $13.52 | $27.66 | x |
| 2018-12-31 | $13.69 | $27.66 | x |
| 2019-12-31 | $16.31 | $27.66 | x |
| 2020-12-31 | $18.83 | $27.66 | x |
| 2021-12-31 | $19.03 | $27.66 | x |
| 2022-12-31 | $16.93 | $27.66 | x |
| 2023-12-31 | $18.58 | $27.66 | x |
| 2024-12-31 | $19.48 | $27.66 | x |
| 2025-12-31 | $21.64 | $27.66 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Regions Financial Corporation utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 11.32%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 22.44%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 8.38x
- Recent ROE (11.32%) is above the historical average (9.19%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1989 | 12.79% | 11.03% | 0.10x | 11.34x | $13.66 Million |
| 1990 | 13.15% | 11.25% | 0.10x | 12.11x | $16.49 Million |
| 1991 | 13.66% | 11.89% | 0.10x | 11.77x | $21.00 Million |
| 1992 | 14.47% | 14.48% | 0.08x | 12.00x | $29.33 Million |
| 1993 | 13.16% | 16.29% | 0.07x | 12.31x | $26.90 Million |
| 1994 | 14.39% | 15.70% | 0.07x | 12.66x | $44.51 Million |
| 1995 | 17.58% | 13.67% | 0.11x | 12.18x | $85.29 Million |
| 1996 | 19.88% | 13.83% | 0.12x | 11.84x | $158.03 Million |
| 1997 | 14.83% | 14.81% | 0.09x | 11.72x | $129.52 Million |
| 1998 | 14.05% | 13.72% | 0.08x | 12.28x | $121.66 Million |
| 1999 | 17.14% | 15.49% | 0.08x | 13.94x | $218.89 Million |
| 2000 | 15.26% | 13.77% | 0.09x | 12.63x | $181.73 Million |
| 2001 | 12.61% | 12.53% | 0.09x | 11.25x | $105.36 Million |
| 2002 | 14.84% | 16.33% | 0.08x | 11.47x | $202.06 Million |
| 2003 | 14.64% | 18.02% | 0.07x | 10.92x | $206.63 Million |
| 2004 | 7.66% | 17.84% | 0.05x | 7.82x | $-251.18 Million |
| 2005 | 9.43% | 16.79% | 0.07x | 7.99x | $-60.88 Million |
| 2006 | 6.54% | 17.62% | 0.05x | 6.93x | $-717.00 Million |
| 2007 | 6.31% | 11.45% | 0.08x | 7.12x | $-731.30 Million |
| 2008 | -33.28% | -58.21% | 0.07x | 8.70x | $-7.28 Billion |
| 2009 | -5.77% | -12.94% | 0.06x | 7.96x | $-2.82 Billion |
| 2010 | -3.22% | -7.84% | 0.05x | 7.91x | $-2.21 Billion |
| 2011 | -1.30% | -3.48% | 0.05x | 7.70x | $-1.86 Billion |
| 2012 | 7.23% | 19.11% | 0.05x | 7.83x | $-429.90 Million |
| 2013 | 6.92% | 19.00% | 0.05x | 7.45x | $-485.80 Million |
| 2014 | 6.80% | 20.75% | 0.05x | 7.09x | $-540.30 Million |
| 2015 | 6.30% | 18.72% | 0.05x | 7.48x | $-622.40 Million |
| 2016 | 6.98% | 19.98% | 0.05x | 7.56x | $-503.40 Million |
| 2017 | 7.80% | 21.29% | 0.05x | 7.68x | $-356.20 Million |
| 2018 | 11.66% | 27.65% | 0.05x | 8.33x | $250.00 Million |
| 2019 | 9.71% | 23.63% | 0.05x | 7.75x | $-47.50 Million |
| 2020 | 6.04% | 16.47% | 0.05x | 8.14x | $-717.10 Million |
| 2021 | 13.76% | 38.18% | 0.04x | 8.89x | $688.40 Million |
| 2022 | 14.08% | 30.01% | 0.05x | 9.73x | $650.30 Million |
| 2023 | 11.90% | 22.66% | 0.06x | 8.73x | $331.10 Million |
| 2024 | 10.59% | 20.20% | 0.06x | 8.80x | $105.10 Million |
| 2025 | 11.32% | 22.44% | 0.06x | 8.38x | $251.70 Million |
Industry Comparison
This section compares Regions Financial Corporation's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $260,431,200
- Average return on equity (ROE) among peers: 10.53%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Regions Financial Corporation (RF) | $19.10 Billion | 12.79% | 7.35x | $22.20 Billion |
| Ameris Bancorp (ABCB) | $63.00 Million | 11.43% | 9.69x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $71.80 Million | 9.61% | 9.10x | $5.70 Billion |
| ACNB Corporation (ACNB) | $74.01 Million | 9.97% | 11.77x | $483.21 Million |
| Affinity Bancshares Inc (AFBI) | $45.08 Million | 2.57% | 4.16x | $135.98 Million |
| Alerus Financial Corp (ALRS) | $153.31 Million | 13.22% | 8.01x | $647.19 Million |
| Amalgamated Bank (AMAL) | $707.65 Million | 15.04% | 10.67x | $1.14 Billion |
| Amerant Bancorp Inc. (AMTB) | $901.22 Million | 12.53% | 7.48x | $949.39 Million |
| Arrow Financial Corporation (AROW) | $334.39 Million | 12.21% | 10.03x | $598.55 Million |
| Associated Banc-Corp (ASB) | $138.60 Million | 13.85% | 12.49x | $5.20 Billion |
| AmeriServ Financial Inc (ASRV) | $115.24 Million | 4.87% | 11.62x | $62.60 Million |
About Regions Financial Corporation
Regions Financial Corporation, a financial holding company, provides various banking and related products and services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lend… Read more