Aiful Corp
Aiful Corporation engages in the consumer finance and credit guarantee business in Japan. The company offers unsecured and small business loans; and credit card, prepaid card, credit guarantee, debt collection, payment services, electronic money payment, venture capital, receiving agent, corporate turnaround and restructuring, and leasing services, as well as used car and medical loans. It also p… Read more
Aiful Corp (AIFLF) - Net Assets
Latest net assets as of September 2025: $214.64 Billion USD
Based on the latest financial reports, Aiful Corp (AIFLF) has net assets worth $214.64 Billion USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($1.52 Trillion) and total liabilities ($1.31 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $214.64 Billion |
| % of Total Assets | 14.11% |
| Annual Growth Rate | -5.8% |
| 5-Year Change | 49.9% |
| 10-Year Change | 112.37% |
| Growth Volatility | 28.94 |
Aiful Corp - Net Assets Trend (2006–2025)
This chart illustrates how Aiful Corp's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Aiful Corp (2006–2025)
The table below shows the annual net assets of Aiful Corp from 2006 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-03-31 | $221.39 Billion | +9.92% |
| 2024-03-31 | $201.41 Billion | +12.15% |
| 2023-03-31 | $179.59 Billion | +14.74% |
| 2022-03-31 | $156.53 Billion | +5.98% |
| 2021-03-31 | $147.69 Billion | +14.55% |
| 2020-03-31 | $128.93 Billion | +0.71% |
| 2019-03-31 | $128.02 Billion | +7.21% |
| 2018-03-31 | $119.41 Billion | +6.95% |
| 2017-03-31 | $111.65 Billion | +7.10% |
| 2016-03-31 | $104.25 Billion | +6.95% |
| 2015-03-31 | $97.47 Billion | -27.01% |
| 2014-03-31 | $133.54 Billion | +27.17% |
| 2013-03-31 | $105.01 Billion | +28.62% |
| 2012-03-31 | $81.64 Billion | +28.36% |
| 2011-03-31 | $63.60 Billion | -34.63% |
| 2010-03-31 | $97.31 Billion | -75.26% |
| 2009-03-31 | $393.33 Billion | +21.20% |
| 2008-03-31 | $324.52 Billion | +26.20% |
| 2007-03-31 | $257.14 Billion | -62.66% |
| 2006-03-31 | $688.66 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Aiful Corp's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 76.9% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (March 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $112.32 Billion | 51.54% |
| Common Stock | $94.03 Billion | 43.15% |
| Other Components | $11.57 Billion | 5.31% |
| Total Equity | $217.92 Billion | 100.00% |
Aiful Corp Competitors by Market Cap
The table below lists competitors of Aiful Corp ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
DCM Holdings Co., Ltd.
PINK:DCMJF
|
$852.57 Million |
|
Samhaellsbyggnadsbolaget i Norden AB Series D
ST:SBB-D
|
$852.70 Million |
|
Jeju Semiconductor Corp
KQ:080220
|
$852.73 Million |
|
Sichuan Swellfun Co Ltd
SHG:600779
|
$853.07 Million |
|
Stanley Electric Co. Ltd
PINK:STAEY
|
$851.50 Million |
|
CEAT Limited
NSE:CEATLTD
|
$851.32 Million |
|
Hunan Yujing Machinery Co Ltd Class A
SHE:002943
|
$851.24 Million |
|
Sichuan Haite High-tech Co Ltd
SHE:002023
|
$850.82 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Aiful Corp's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 197,909,000,000 to 217,921,000,000, a change of 20,012,000,000 (10.1%).
- Net income of 22,516,000,000 contributed positively to equity growth.
- Dividend payments of 483,000,000 reduced retained earnings.
- Share repurchases of 2,000,000,000 reduced equity.
- Other comprehensive income decreased equity by 2,174,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $22.52 Billion | +10.33% |
| Dividends Paid | $483.00 Million | -0.22% |
| Share Repurchases | $2.00 Billion | -0.92% |
| Other Comprehensive Income | $-2.17 Billion | -1.0% |
| Other Changes | $2.15 Billion | +0.99% |
| Total Change | $- | 10.11% |
Book Value vs Market Value Analysis
This analysis compares Aiful Corp's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.01x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2006-03-31 | $2399.74 | $3.05 | x |
| 2007-03-31 | $886.14 | $3.05 | x |
| 2008-03-31 | $1086.11 | $3.05 | x |
| 2009-03-31 | $1129.98 | $3.05 | x |
| 2010-03-31 | $196.15 | $3.05 | x |
| 2011-03-31 | $127.71 | $3.05 | x |
| 2012-03-31 | $166.29 | $3.05 | x |
| 2013-03-31 | $212.69 | $3.05 | x |
| 2014-03-31 | $276.19 | $3.05 | x |
| 2015-03-31 | $202.27 | $3.05 | x |
| 2016-03-31 | $215.64 | $3.05 | x |
| 2017-03-31 | $230.79 | $3.05 | x |
| 2018-03-31 | $236.61 | $3.05 | x |
| 2019-03-31 | $256.92 | $3.05 | x |
| 2020-03-31 | $260.52 | $3.05 | x |
| 2021-03-31 | $300.92 | $3.05 | x |
| 2022-03-31 | $318.17 | $3.05 | x |
| 2023-03-31 | $364.01 | $3.05 | x |
| 2024-03-31 | $409.07 | $3.05 | x |
| 2025-03-31 | $454.05 | $3.05 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Aiful Corp utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 10.33%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 11.91%
- • Asset Turnover: 0.13x
- • Equity Multiplier: 6.65x
- Recent ROE (10.33%) is above the historical average (-20.15%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2006 | 9.66% | 0.00% | 0.00x | 4.09x | $-2.34 Billion |
| 2007 | -163.37% | 0.00% | 0.00x | 8.80x | $-436.42 Billion |
| 2008 | 8.60% | 6.76% | 0.20x | 6.40x | $-4.46 Billion |
| 2009 | 1.10% | 1.36% | 0.19x | 4.24x | $-34.51 Billion |
| 2010 | -315.81% | -135.32% | 0.19x | 12.34x | $-304.49 Billion |
| 2011 | -52.48% | -22.03% | 0.17x | 14.10x | $-38.02 Billion |
| 2012 | 21.80% | 15.26% | 0.17x | 8.34x | $9.41 Billion |
| 2013 | 22.11% | 22.79% | 0.16x | 5.91x | $12.43 Billion |
| 2014 | 22.81% | 33.16% | 0.16x | 4.32x | $17.11 Billion |
| 2015 | -37.44% | -42.27% | 0.15x | 5.75x | $-46.25 Billion |
| 2016 | 6.76% | 8.03% | 0.15x | 5.44x | $-3.38 Billion |
| 2017 | 6.52% | 7.96% | 0.15x | 5.52x | $-3.89 Billion |
| 2018 | 3.46% | 3.43% | 0.17x | 5.96x | $-7.49 Billion |
| 2019 | 7.52% | 8.10% | 0.15x | 6.12x | $-3.08 Billion |
| 2020 | 1.10% | 1.09% | 0.15x | 6.83x | $-11.21 Billion |
| 2021 | 12.67% | 14.46% | 0.15x | 5.93x | $3.88 Billion |
| 2022 | 8.01% | 9.34% | 0.14x | 6.08x | $-3.06 Billion |
| 2023 | 12.69% | 15.50% | 0.13x | 6.08x | $4.74 Billion |
| 2024 | 11.02% | 13.38% | 0.13x | 6.40x | $2.03 Billion |
| 2025 | 10.33% | 11.91% | 0.13x | 6.65x | $723.90 Million |
Industry Comparison
This section compares Aiful Corp's net assets metrics with peer companies in the Credit Services industry.
Industry Context
- Industry: Credit Services
- Average net assets among peers: $36,022,636,242
- Average return on equity (ROE) among peers: 8.03%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Aiful Corp (AIFLF) | $214.64 Billion | 9.66% | 6.09x | $852.52 Million |
| Accord Financial Corp (ACCFF) | $103.96 Million | 11.43% | 4.00x | $8.00 Million |
| Acom Co. Ltd (ACJJF) | $306.73 Billion | 3.47% | 2.77x | $799.50 Million |
| Affirm Holdings Inc (AFRM) | $3.07 Billion | 1.70% | 2.63x | $13.28 Billion |
| Federal Agricultural Mortgage Corporation (AGM) | $47.20 Million | 1.69% | 11.77x | $1.51 Billion |
| Jianpu Technology Inc (AIJTY) | $520.74 Million | 20.38% | 0.93x | $16.37 Million |
| AIOS Tech Inc. (AIOS) | $40.53 Million | 17.61% | 0.35x | $2.83 Million |
| Ally Financial Inc (ALLY) | $13.49 Billion | 6.88% | 11.39x | $10.34 Billion |
| Alpha Investment Inc (ALPC) | $-38.66K | 0.00% | 0.00x | $166.69 Million |
| Antalpha Platform Holding Co (ANTA) | $202.32 Million | 9.14% | 10.90x | $14.83 Million |