Baraboo Bancorporation Inc
The Baraboo Bancorporation, Inc. operates as the holding company for Baraboo State Bank that provides personal and business banking products and services. It offers checking, NOW, money market, club, individual retirement, savings, and health savings accounts, as well as certificates of deposit and trust services. The company also provides consumer loans, such as auto, home, construction, and oth… Read more
Baraboo Bancorporation Inc (BAOB) - Net Assets
Latest net assets as of December 2007: $54.41 Million USD
Based on the latest financial reports, Baraboo Bancorporation Inc (BAOB) has net assets worth $54.41 Million USD as of December 2007.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($601.50 Million) and total liabilities ($547.09 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $54.41 Million |
| % of Total Assets | 9.05% |
| Annual Growth Rate | 1.39% |
| 5-Year Change | 21.1% |
| 10-Year Change | 11.2% |
| Growth Volatility | 8.67 |
Baraboo Bancorporation Inc - Net Assets Trend (2002–2024)
This chart illustrates how Baraboo Bancorporation Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Baraboo Bancorporation Inc (2002–2024)
The table below shows the annual net assets of Baraboo Bancorporation Inc from 2002 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $59.49 Million | +8.08% |
| 2023-12-31 | $55.05 Million | +10.71% |
| 2022-12-31 | $49.72 Million | -2.20% |
| 2021-12-31 | $50.84 Million | +3.49% |
| 2020-12-31 | $49.13 Million | +7.07% |
| 2019-12-31 | $45.88 Million | -15.67% |
| 2007-12-31 | $54.41 Million | +2.73% |
| 2006-12-31 | $52.96 Million | -10.53% |
| 2005-12-31 | $59.19 Million | +10.64% |
| 2004-12-31 | $53.50 Million | +10.29% |
| 2003-12-31 | $48.51 Million | +10.42% |
| 2002-12-31 | $43.93 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Baraboo Bancorporation Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 38.1% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $57.75 Million | 97.06% |
| Common Stock | $12.03 Million | 20.21% |
| Total Equity | $59.49 Million | 100.00% |
Baraboo Bancorporation Inc Competitors by Market Cap
The table below lists competitors of Baraboo Bancorporation Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Hera SpA
BE:HE9
|
$38.10K |
|
CHINA PACIFIC -H-
MU:75C
|
$38.13K |
|
Restore plc
LSE:RST
|
$38.22K |
|
Gamatronic Electronic Industries Ltd
TA:GAMT
|
$38.22K |
|
Group 107 Ltd
TA:G107
|
$38.05K |
|
INTL. CONS. AIR GRP
MU:INR
|
$38.02K |
|
ELDERS
BE:FTZ
|
$38.01K |
|
Kumho Tire Co. Inc.
KQ:073240
|
$37.97K |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Baraboo Bancorporation Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 55,045,412 to 59,492,332, a change of 4,446,920 (8.1%).
- Net income of 4,856,875 contributed positively to equity growth.
- Dividend payments of 1,102,954 reduced retained earnings.
- Share repurchases of 364,134 reduced equity.
- Other factors increased equity by 1,057,133.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $4.86 Million | +8.16% |
| Dividends Paid | $1.10 Million | -1.85% |
| Share Repurchases | $364.13K | -0.61% |
| Other Changes | $1.06 Million | +1.78% |
| Total Change | $- | 8.08% |
Book Value vs Market Value Analysis
This analysis compares Baraboo Bancorporation Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.60x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2002-12-31 | $6.59 | $3.90 | x |
| 2003-12-31 | $7.28 | $3.90 | x |
| 2004-12-31 | $8.03 | $3.90 | x |
| 2005-12-31 | $8.90 | $3.90 | x |
| 2006-12-31 | $7.95 | $3.90 | x |
| 2007-12-31 | $8.17 | $3.90 | x |
| 2019-12-31 | $4.92 | $3.90 | x |
| 2020-12-31 | $5.27 | $3.90 | x |
| 2021-12-31 | $5.46 | $3.90 | x |
| 2022-12-31 | $5.34 | $3.90 | x |
| 2023-12-31 | $5.91 | $3.90 | x |
| 2024-12-31 | $6.47 | $3.90 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Baraboo Bancorporation Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 8.16%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 26.71%
- • Asset Turnover: 0.03x
- • Equity Multiplier: 9.24x
- Recent ROE (8.16%) is below the historical average (9.92%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2002 | 12.49% | 16.00% | 0.06x | 12.43x | $1.10 Million |
| 2003 | 12.46% | 16.35% | 0.06x | 12.11x | $1.19 Million |
| 2004 | 12.43% | 17.32% | 0.06x | 12.29x | $1.30 Million |
| 2005 | 12.37% | 16.46% | 0.06x | 11.68x | $1.40 Million |
| 2006 | 11.38% | 15.01% | 0.07x | 10.95x | $729.90K |
| 2007 | 11.82% | 14.29% | 0.07x | 11.06x | $992.40K |
| 2019 | 7.79% | 18.85% | 0.05x | 8.45x | $-1.01 Million |
| 2020 | 6.47% | 15.49% | 0.04x | 9.98x | $-1.73 Million |
| 2021 | 7.21% | 20.11% | 0.03x | 10.47x | $-1.42 Million |
| 2022 | 8.41% | 25.61% | 0.03x | 10.43x | $-790.69K |
| 2023 | 8.00% | 23.90% | 0.04x | 9.12x | $-1.10 Million |
| 2024 | 8.16% | 26.71% | 0.03x | 9.24x | $-1.09 Million |
Industry Comparison
This section compares Baraboo Bancorporation Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Baraboo Bancorporation Inc (BAOB) | $54.41 Million | 12.49% | 10.06x | $38.05K |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |