Chino Commercial Bancorp
Chino Commercial Bancorp operates as the bank holding company for Chino Commercial Bank, N.A. that provides commercial banking services to individuals and small businesses primarily in the Inland Empire region of Southern California. Its deposit products include non-interest bearing deposits, money market accounts, NOW and savings accounts, and certificates of deposit accounts. The company provid… Read more
Chino Commercial Bancorp (CCBC) - Net Assets
Latest net assets as of December 2025: $48.75 Million USD
Based on the latest financial reports, Chino Commercial Bancorp (CCBC) has net assets worth $48.75 Million USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($494.16 Million) and total liabilities ($445.42 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $48.75 Million |
| % of Total Assets | 9.86% |
| Annual Growth Rate | 10.29% |
| 5-Year Change | 64.71% |
| 10-Year Change | 260.11% |
| Growth Volatility | 9.89 |
Chino Commercial Bancorp - Net Assets Trend (2001–2025)
This chart illustrates how Chino Commercial Bancorp's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Chino Commercial Bancorp (2001–2025)
The table below shows the annual net assets of Chino Commercial Bancorp from 2001 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $48.75 Million | +14.15% |
| 2024-12-31 | $42.71 Million | +13.92% |
| 2023-12-31 | $37.49 Million | +15.88% |
| 2022-12-31 | $32.35 Million | +9.31% |
| 2021-12-31 | $29.59 Million | +8.71% |
| 2020-12-31 | $27.22 Million | +11.70% |
| 2019-12-31 | $24.37 Million | +12.27% |
| 2018-12-31 | $21.71 Million | +11.31% |
| 2017-12-31 | $19.50 Million | +44.09% |
| 2016-12-31 | $13.54 Million | +12.12% |
| 2015-12-31 | $12.07 Million | +11.79% |
| 2014-12-31 | $10.80 Million | +11.62% |
| 2013-12-31 | $9.68 Million | +10.94% |
| 2012-12-31 | $8.72 Million | +16.73% |
| 2011-12-31 | $7.47 Million | +6.50% |
| 2010-12-31 | $7.02 Million | +8.50% |
| 2009-12-31 | $6.47 Million | +4.63% |
| 2008-12-31 | $6.18 Million | +5.02% |
| 2007-12-31 | $5.89 Million | -21.04% |
| 2006-12-31 | $7.45 Million | +11.34% |
| 2005-12-31 | $6.69 Million | +13.43% |
| 2004-12-31 | $5.90 Million | +10.72% |
| 2003-12-31 | $5.33 Million | +7.98% |
| 2002-12-31 | $4.94 Million | +6.15% |
| 2001-12-31 | $4.65 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Chino Commercial Bancorp's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 4057753600.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $39.91 Million | 81.86% |
| Common Stock | $10.50 Million | 21.55% |
| Other Comprehensive Income | $-1.66 Million | -3.41% |
| Total Equity | $48.75 Million | 100.00% |
Chino Commercial Bancorp Competitors by Market Cap
The table below lists competitors of Chino Commercial Bancorp ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
BIT Mining Limited
NYSE:BTCM
|
$49.25 Million |
|
IG Design Group plc
PINK:IGDFF
|
$49.25 Million |
|
Mi Chang Oil
KO:003650
|
$49.26 Million |
|
Jushi Holdings Inc
OTCQX:JUSHF
|
$49.27 Million |
|
Paxman AB
PINK:PXMBF
|
$49.22 Million |
|
Avantium Holding BV
AS:AVTX
|
$49.19 Million |
|
SynAct Pharma AB
ST:SYNACT
|
$49.17 Million |
|
Titanium Transportation Group Inc.
TO:TTNM
|
$49.17 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Chino Commercial Bancorp's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 42,705,196 to 48,745,966, a change of 6,040,770 (14.1%).
- Net income of 5,845,386 contributed positively to equity growth.
- Other comprehensive income increased equity by 195,382.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $5.85 Million | +11.99% |
| Other Comprehensive Income | $195.38K | +0.4% |
| Other Changes | $2.00 | +0.0% |
| Total Change | $- | 14.15% |
Book Value vs Market Value Analysis
This analysis compares Chino Commercial Bancorp's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.09x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 8.90x to 1.09x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2001-12-31 | $1.85 | $16.50 | x |
| 2002-12-31 | $1.95 | $16.50 | x |
| 2003-12-31 | $2.04 | $16.50 | x |
| 2004-12-31 | $2.18 | $16.50 | x |
| 2005-12-31 | $2.47 | $16.50 | x |
| 2006-12-31 | $2.75 | $16.50 | x |
| 2007-12-31 | $2.43 | $16.50 | x |
| 2008-12-31 | $2.69 | $16.50 | x |
| 2009-12-31 | $3.44 | $16.50 | x |
| 2010-12-31 | $3.14 | $16.50 | x |
| 2011-12-31 | $3.25 | $16.50 | x |
| 2012-12-31 | $4.17 | $16.50 | x |
| 2013-12-31 | $3.79 | $16.50 | x |
| 2014-12-31 | $4.23 | $16.50 | x |
| 2015-12-31 | $4.73 | $16.50 | x |
| 2016-12-31 | $5.30 | $16.50 | x |
| 2017-12-31 | $6.98 | $16.50 | x |
| 2018-12-31 | $6.76 | $16.50 | x |
| 2019-12-31 | $7.59 | $16.50 | x |
| 2020-12-31 | $8.48 | $16.50 | x |
| 2021-12-31 | $9.21 | $16.50 | x |
| 2022-12-31 | $10.07 | $16.50 | x |
| 2023-12-31 | $11.67 | $16.50 | x |
| 2024-12-31 | $13.30 | $16.50 | x |
| 2025-12-31 | $15.19 | $16.50 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Chino Commercial Bancorp utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 11.99%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 22.88%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 10.14x
- Recent ROE (11.99%) is above the historical average (9.12%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2001 | -4.92% | -15.63% | 0.06x | 5.62x | $-693.84K |
| 2002 | 4.11% | 8.65% | 0.06x | 8.44x | $-290.64K |
| 2003 | 9.39% | 17.05% | 0.05x | 10.99x | $-32.49K |
| 2004 | 9.85% | 15.96% | 0.05x | 13.06x | $-8.75K |
| 2005 | 13.22% | 19.44% | 0.05x | 13.64x | $215.77K |
| 2006 | 13.54% | 17.43% | 0.06x | 12.14x | $264.21K |
| 2007 | 12.62% | 12.21% | 0.08x | 13.58x | $154.05K |
| 2008 | 5.00% | 5.63% | 0.07x | 13.49x | $-309.13K |
| 2009 | 5.42% | 5.87% | 0.06x | 16.02x | $-296.00K |
| 2010 | 4.35% | 4.71% | 0.06x | 16.24x | $-396.32K |
| 2011 | 5.91% | 7.80% | 0.05x | 14.68x | $-305.80K |
| 2012 | 6.76% | 10.78% | 0.05x | 13.14x | $-282.42K |
| 2013 | 9.72% | 16.83% | 0.05x | 12.72x | $-26.92K |
| 2014 | 10.55% | 19.04% | 0.05x | 12.05x | $59.94K |
| 2015 | 10.99% | 20.16% | 0.04x | 13.37x | $119.64K |
| 2016 | 10.73% | 18.76% | 0.04x | 12.96x | $99.37K |
| 2017 | 8.05% | 18.37% | 0.04x | 9.90x | $-379.39K |
| 2018 | 10.28% | 23.03% | 0.05x | 9.32x | $60.08K |
| 2019 | 10.48% | 22.35% | 0.05x | 9.42x | $116.70K |
| 2020 | 9.64% | 22.00% | 0.04x | 11.57x | $-97.59K |
| 2021 | 10.58% | 23.96% | 0.03x | 12.79x | $171.58K |
| 2022 | 14.57% | 29.28% | 0.04x | 12.36x | $1.48 Million |
| 2023 | 13.17% | 23.25% | 0.05x | 11.91x | $1.19 Million |
| 2024 | 12.03% | 20.61% | 0.05x | 10.93x | $868.69K |
| 2025 | 11.99% | 22.88% | 0.05x | 10.14x | $970.79K |
Industry Comparison
This section compares Chino Commercial Bancorp's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $22,823,266,317
- Average return on equity (ROE) among peers: 14.64%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Chino Commercial Bancorp (CCBC) | $48.75 Million | -4.92% | 9.14x | $49.22 Million |
| Ameris Bancorp (ABCB) | $514.76 Million | 7.94% | 9.86x | $4.91 Billion |
| ACNB Corporation (ACNB) | $106.80 Million | 8.72% | 8.79x | $452.68 Million |
| Addiko Bank AG (ADBKF) | $6.08 Billion | 0.58% | 0.00x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $80.78 Million | 3.82% | 9.53x | $79.98 Million |
| Absa Group Limited (AGRPF) | $56.49 Billion | 12.11% | 11.71x | $6.72 Billion |
| AIB Group plc (AIBGY) | $2.74 Billion | 18.02% | 16.84x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $153.61 Billion | 39.08% | 6.47x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $8.37 Billion | 34.92% | 7.81x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $235.94 Million | 14.17% | 11.96x | $248.47 Million |