Delhi Bank Corp
Delhi Bank Corp. operates as a bank holding company for The Delaware National Bank of Delhi that provides commercial banking products and services to individual and small business customers. The company accepts demand, interest bearing time and savings, personal and business checking, NOW, health savings, money market, club, certificates of deposit, and individual retirement accounts. Its loan pr… Read more
Delhi Bank Corp (DWNX) - Net Assets
Latest net assets as of December 2025: $31.18 Million USD
Based on the latest financial reports, Delhi Bank Corp (DWNX) has net assets worth $31.18 Million USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($368.83 Million) and total liabilities ($337.65 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $31.18 Million |
| % of Total Assets | 8.45% |
| Annual Growth Rate | 1.99% |
| 5-Year Change | -8.89% |
| 10-Year Change | 19.47% |
| Growth Volatility | 8.38 |
Delhi Bank Corp - Net Assets Trend (2014–2025)
This chart illustrates how Delhi Bank Corp's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Delhi Bank Corp (2014–2025)
The table below shows the annual net assets of Delhi Bank Corp from 2014 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $31.18 Million | +11.59% |
| 2024-12-31 | $27.94 Million | -1.38% |
| 2023-12-31 | $28.33 Million | +2.93% |
| 2022-12-31 | $27.52 Million | -19.57% |
| 2021-12-31 | $34.22 Million | +0.47% |
| 2020-12-31 | $34.06 Million | +9.26% |
| 2019-12-31 | $31.17 Million | +12.70% |
| 2018-12-31 | $27.66 Million | +4.79% |
| 2017-12-31 | $26.40 Million | +1.15% |
| 2016-12-31 | $26.10 Million | -1.58% |
| 2015-12-31 | $26.52 Million | +5.63% |
| 2014-12-31 | $25.10 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Delhi Bank Corp's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 100.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Other Components | $31.18 Million | 100.00% |
| Total Equity | $31.18 Million | 100.00% |
Delhi Bank Corp Competitors by Market Cap
The table below lists competitors of Delhi Bank Corp ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
DHP Korea Co. Ltd
KQ:131030
|
$68.04 Million |
|
Grupe S.A.B. de C.V
MX:CIDMEGA
|
$68.05 Million |
|
KORE Group Holdings Inc
NYSE:KORE
|
$68.05 Million |
|
Sappe Public Company Limited
BK:SAPPE
|
$68.07 Million |
|
Creditwest Faktoring AS
IS:CRDFA
|
$68.02 Million |
|
Zephyr Energy plc
OTCQB:ZPHRF
|
$67.99 Million |
|
Sirca Paints India Limited
NSE:SIRCA
|
$67.97 Million |
|
Ramsdens Holdings PLC
PINK:RSDEF
|
$67.96 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Delhi Bank Corp's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 27,938,702 to 31,176,420, a change of 3,237,718 (11.6%).
- Net income of 2,472,369 contributed positively to equity growth.
- Other comprehensive income increased equity by 9,808,134.
- Other factors decreased equity by 9,042,785.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $2.47 Million | +7.93% |
| Other Comprehensive Income | $9.81 Million | +31.46% |
| Other Changes | $-9.04 Million | -29.01% |
| Total Change | $- | 11.59% |
Book Value vs Market Value Analysis
This analysis compares Delhi Bank Corp's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 2.30x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 2.75x to 2.30x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2013-12-31 | $7.63 | $21.00 | x |
| 2014-12-31 | $8.40 | $21.00 | x |
| 2015-12-31 | $8.74 | $21.00 | x |
| 2016-12-31 | $9.07 | $21.00 | x |
| 2017-12-31 | $8.56 | $21.00 | x |
| 2018-12-31 | $8.97 | $21.00 | x |
| 2019-12-31 | $10.16 | $21.00 | x |
| 2020-12-31 | $5.31 | $21.00 | x |
| 2021-12-31 | $10.41 | $21.00 | x |
| 2022-12-31 | $8.16 | $21.00 | x |
| 2023-12-31 | $8.33 | $21.00 | x |
| 2024-12-31 | $8.18 | $21.00 | x |
| 2025-12-31 | $9.12 | $21.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Delhi Bank Corp utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 7.93%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 15.87%
- • Asset Turnover: 0.04x
- • Equity Multiplier: 11.83x
- Recent ROE (7.93%) is above the historical average (7.12%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2013 | 7.70% | 16.45% | 0.04x | 12.24x | $-516.31K |
| 2014 | 7.39% | 18.78% | 0.04x | 11.24x | $-655.37K |
| 2015 | 6.49% | 17.84% | 0.03x | 10.78x | $-930.89K |
| 2016 | 5.12% | 13.86% | 0.03x | 11.81x | $-1.27 Million |
| 2017 | 5.94% | 15.05% | 0.03x | 11.91x | $-1.07 Million |
| 2018 | 8.71% | 22.03% | 0.04x | 10.66x | $-357.62K |
| 2019 | 8.71% | 22.97% | 0.04x | 9.51x | $-402.20K |
| 2020 | 6.44% | 19.79% | 0.03x | 10.03x | $-1.21 Million |
| 2021 | 5.94% | 19.44% | 0.03x | 11.23x | $-1.39 Million |
| 2022 | 9.30% | 22.69% | 0.03x | 13.68x | $-191.30K |
| 2023 | 6.74% | 13.79% | 0.04x | 13.11x | $-923.16K |
| 2024 | 6.11% | 11.96% | 0.04x | 13.18x | $-1.09 Million |
| 2025 | 7.93% | 15.87% | 0.04x | 11.83x | $-645.27K |
Industry Comparison
This section compares Delhi Bank Corp's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $22,823,266,317
- Average return on equity (ROE) among peers: 14.64%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Delhi Bank Corp (DWNX) | $31.18 Million | 7.70% | 10.83x | $68.02 Million |
| Ameris Bancorp (ABCB) | $514.76 Million | 7.94% | 9.86x | $4.91 Billion |
| ACNB Corporation (ACNB) | $106.80 Million | 8.72% | 8.79x | $452.68 Million |
| Addiko Bank AG (ADBKF) | $6.08 Billion | 0.58% | 0.00x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $80.78 Million | 3.82% | 9.53x | $79.98 Million |
| Absa Group Limited (AGRPF) | $56.49 Billion | 12.11% | 11.71x | $6.72 Billion |
| AIB Group plc (AIBGY) | $2.74 Billion | 18.02% | 16.84x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $153.61 Billion | 39.08% | 6.47x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $8.37 Billion | 34.92% | 7.81x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $235.94 Million | 14.17% | 11.96x | $248.47 Million |