Eurobank Ergasias Services and Holdings S.A
Eurobank S.A. provides retail, corporate and private banking, asset management, treasury, capital market, and other services in Greece, Bulgaria, Cyprus, and Luxembourg. The company offers current accounts, savings, deposits and investment savings products, credit and debit cards, consumer loans, small business banking, and mortgages, as well as overdrafts, loans and other credit facilities, fore… Read more
Eurobank Ergasias Services and Holdings S.A (EGFEF) - Net Assets
Latest net assets as of September 2025: $9.43 Billion USD
Based on the latest financial reports, Eurobank Ergasias Services and Holdings S.A (EGFEF) has net assets worth $9.43 Billion USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($103.16 Billion) and total liabilities ($93.73 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $9.43 Billion |
| % of Total Assets | 9.14% |
| Annual Growth Rate | N/A |
| 5-Year Change | 69.12% |
| 10-Year Change | 24.78% |
| Growth Volatility | 50.7 |
Eurobank Ergasias Services and Holdings S.A - Net Assets Trend (2004–2024)
This chart illustrates how Eurobank Ergasias Services and Holdings S.A's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Eurobank Ergasias Services and Holdings S.A (2004–2024)
The table below shows the annual net assets of Eurobank Ergasias Services and Holdings S.A from 2004 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $8.90 Billion | +12.66% |
| 2023-12-31 | $7.90 Billion | +17.34% |
| 2022-12-31 | $6.73 Billion | +19.47% |
| 2021-12-31 | $5.63 Billion | +7.09% |
| 2020-12-31 | $5.26 Billion | -21.07% |
| 2019-12-31 | $6.67 Billion | +32.23% |
| 2018-12-31 | $5.04 Billion | -29.48% |
| 2017-12-31 | $7.15 Billion | -3.30% |
| 2016-12-31 | $7.39 Billion | +3.67% |
| 2015-12-31 | $7.13 Billion | +13.13% |
| 2014-12-31 | $6.30 Billion | +39.38% |
| 2013-12-31 | $4.52 Billion | +790.53% |
| 2012-12-31 | $-655.00 Million | -174.86% |
| 2011-12-31 | $875.00 Million | -85.64% |
| 2010-12-31 | $6.09 Billion | -3.48% |
| 2009-12-31 | $6.31 Billion | +36.58% |
| 2008-12-31 | $4.62 Billion | -13.73% |
| 2007-12-31 | $5.36 Billion | +47.88% |
| 2006-12-31 | $3.62 Billion | +6.62% |
| 2005-12-31 | $3.40 Billion | +194.65% |
| 2004-12-31 | $-3.59 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Eurobank Ergasias Services and Holdings S.A's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 100.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $809.00 Million | 9.09% |
| Other Components | $8.09 Billion | 90.91% |
| Total Equity | $8.90 Billion | 100.00% |
Eurobank Ergasias Services and Holdings S.A Competitors by Market Cap
The table below lists competitors of Eurobank Ergasias Services and Holdings S.A ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Anhui Jianghuai Automobile Group Corp Ltd
SHG:600418
|
$9.56 Billion |
|
LG Electronics Inc
KO:066570
|
$9.56 Billion |
|
Toray Industries Inc
PINK:TRYIF
|
$9.58 Billion |
|
Tingyi (Cayman Islands) Holding Corp
PINK:TYCMY
|
$9.58 Billion |
|
Scentre Group
PINK:STGPF
|
$9.55 Billion |
|
Hyundai Rotem Co
KO:064350
|
$9.54 Billion |
|
Chroma ATE Inc
TW:2360
|
$9.53 Billion |
|
Gen Digital Inc.
NASDAQ:GEN
|
$9.51 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Eurobank Ergasias Services and Holdings S.A's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 7,899,000,000 to 8,899,000,000, a change of 1,000,000,000 (12.7%).
- Net income of 1,448,000,000 contributed positively to equity growth.
- Dividend payments of 342,000,000 reduced retained earnings.
- Other comprehensive income decreased equity by 3,250,000,000.
- Other factors increased equity by 3,144,000,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $1.45 Billion | +16.27% |
| Dividends Paid | $342.00 Million | -3.84% |
| Other Comprehensive Income | $-3.25 Billion | -36.52% |
| Other Changes | $3.14 Billion | +35.33% |
| Total Change | $- | 12.66% |
Book Value vs Market Value Analysis
This analysis compares Eurobank Ergasias Services and Holdings S.A's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.10x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has increased from 0.00x to 1.10x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2003-12-31 | $5280.18 | $2.63 | x |
| 2004-12-31 | $6643.68 | $2.63 | x |
| 2005-12-31 | $8521.82 | $2.63 | x |
| 2006-12-31 | $7197.75 | $2.63 | x |
| 2007-12-31 | $10104.34 | $2.63 | x |
| 2008-12-31 | $8186.87 | $2.63 | x |
| 2009-12-31 | $11609.40 | $2.63 | x |
| 2010-12-31 | $10728.80 | $2.63 | x |
| 2011-12-31 | $1093.18 | $2.63 | x |
| 2012-12-31 | $-1688.74 | $2.63 | x |
| 2013-12-31 | $147.72 | $2.63 | x |
| 2014-12-31 | $48.93 | $2.63 | x |
| 2015-12-31 | $20.92 | $2.63 | x |
| 2016-12-31 | $3.09 | $2.63 | x |
| 2017-12-31 | $3.27 | $2.63 | x |
| 2018-12-31 | $2.26 | $2.63 | x |
| 2019-12-31 | $2.01 | $2.63 | x |
| 2020-12-31 | $1.42 | $2.63 | x |
| 2021-12-31 | $1.49 | $2.63 | x |
| 2022-12-31 | $1.79 | $2.63 | x |
| 2023-12-31 | $2.13 | $2.63 | x |
| 2024-12-31 | $2.40 | $2.63 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Eurobank Ergasias Services and Holdings S.A utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 16.27%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 24.92%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 11.37x
- Recent ROE (16.27%) is above the historical average (-38.34%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2003 | 16.73% | 14.81% | 0.07x | 16.70x | $112.37 Million |
| 2004 | 16.18% | 22.83% | 0.68x | 1.04x | $129.80 Million |
| 2005 | 15.25% | 26.94% | 0.04x | 13.54x | $172.50 Million |
| 2006 | 17.46% | 12.94% | 0.09x | 15.63x | $256.70 Million |
| 2007 | 16.21% | 12.00% | 0.10x | 13.60x | $312.10 Million |
| 2008 | 15.77% | 20.84% | 0.04x | 19.15x | $247.80 Million |
| 2009 | 5.05% | 4.56% | 0.08x | 13.95x | $-298.90 Million |
| 2010 | 1.18% | 1.22% | 0.06x | 15.11x | $-509.20 Million |
| 2011 | -922.61% | -112.36% | 0.06x | 128.68x | $-5.57 Billion |
| 2012 | 0.00% | -35.53% | 0.06x | 0.00x | $-1.36 Billion |
| 2013 | -27.20% | -38.00% | 0.04x | 18.29x | $-1.58 Billion |
| 2014 | -21.63% | -39.44% | 0.04x | 13.40x | $-1.78 Billion |
| 2015 | -18.27% | -40.94% | 0.04x | 11.38x | $-1.83 Billion |
| 2016 | 3.48% | 8.65% | 0.04x | 9.84x | $-440.40 Million |
| 2017 | 1.46% | 4.03% | 0.04x | 8.40x | $-610.70 Million |
| 2018 | 1.84% | 3.54% | 0.05x | 11.50x | $-411.20 Million |
| 2019 | 1.90% | 4.90% | 0.04x | 9.71x | $-539.70 Million |
| 2020 | -23.09% | -43.61% | 0.04x | 12.87x | $-1.74 Billion |
| 2021 | 5.92% | 13.54% | 0.03x | 14.06x | $-225.90 Million |
| 2022 | 20.30% | 38.66% | 0.04x | 12.28x | $683.30 Million |
| 2023 | 14.43% | 22.37% | 0.06x | 10.10x | $350.10 Million |
| 2024 | 16.27% | 24.92% | 0.06x | 11.37x | $558.10 Million |
Industry Comparison
This section compares Eurobank Ergasias Services and Holdings S.A's net assets metrics with peer companies in the same industry.
Industry Context
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Eurobank Ergasias Services and Holdings S.A (EGFEF) | $9.43 Billion | 16.73% | 9.94x | $9.55 Billion |
| Abcam plc (ABCZF) | $148.21 Million | 17.14% | 0.19x | $5.00 Billion |
| Able View Global Inc. Warrant (ABLVW) | $7.74 Million | 76.78% | 1.27x | $327.05K |
| Above Food Ingredients Inc. Warrants (ABVEW) | $-46.26 Million | 0.00% | 0.00x | $5.68 Million |
| Adamas Trust, Inc. (ADAMG) | $2.31 Billion | -12.50% | 1.02x | $2.10 Billion |
| ADS-TEC ENERGY PLC Warrant (ADSEW) | $13.74 Million | 0.00% | 2.67x | $10.13 Million |
| Alliance Entertainment Holding Corporation Warrants (AENTW) | $108.93 Million | 26.27% | 3.34x | $2.11 Million |
| Forafric Global PLC Warrants (AFRIW) | $29.21 Million | -43.40% | 9.60x | $2.20 Million |
| Centurion Acquisition Corp. Warrant (ALFUW) | $282.84 Million | 1.97% | 0.05x | $4.81 Million |
| Alliance Trust PLC (ALITF) | $3.02 Billion | 7.45% | 0.13x | $117.77K |
| Alvotech Warrant (ALVOW) | $-412.77 Million | 0.00% | 0.00x | $31.83 Million |